Lawyer Hao Wenting, the legal counsel hired by the Hubei sub-branch, is discussing with Xia the statement of opinions on the loan case of Shenzhen 38 Co., Ltd., which the Intermediate People's Court is preparing to adjudicate. Pen % fun % Pavilion www.biquge.info

Xia knew that Hao Wenting and her Guotai Law Firm had a good relationship with Wang Xianyao, and what she said to her could generally be known to Wang Xianyao, and some of the words she said may have been instructed by Wang Xianyao.

"This case is very tricky, whether it is decided or not," Summer said. ”

Hao Wenting asked, "Why?"

Xia said: "Let's talk about the background of this company first, it is inextricably linked with departments at all levels and all walks of life. At the beginning, it was introduced by a core department in the city to ICBC for loan construction buildings, but ICBC did not have the corresponding loan indicators and was referred to Hubei Financial Services Society. On the other hand, they pride themselves on being red-top businessmen, and the projects they do also have the same problem, that is, all the projects are only invested in the early stage, and they do not apply for land use rights certificates at the transfer stage, which is also the most headache for banks to collect debts in the future. The third point is that I don't know the bottom of my heart about them either. At the beginning, in order to create a fait accompli in order to rush to lend money, Hubei Financial Services Co., Ltd. first issued the account and then improved the procedures. And I haven't always followed up directly, so I'm still worried. ”

Speaking of this in the summer, Hao Wenting said: "By the way, there is one thing, everyone thinks it is very strange, the court has tried so many cases of Hubei Financial Services Society, and has not heard a single lender say that you are not personal. I don't know why?"

Summer felt that she was asking something special, so she smiled and said, "When I took out a loan, I don't know what other people think. As far as I am concerned, one is to deeply understand the cost of the borrower, and I never reach out personally. Of course, not reaching out does not mean that there is no cheapness, there is a deposit package for loans, and the deposit bonus of 0.7‰ per month is very attractive. Second, they are convinced that the vast majority of these borrowers will settle their cases through the courts, and they have kept a considerable distance from them ideologically. This reason is very simple, we can see: the cost of many borrowers has risen to more than three cents per month, whether it is a mortgage or a guarantee, can they get out of it all?"

Hao Wenting said: "There is another question, the mortgage of Shenzhen 38 Joint Stock Company, for so long, you haven't found out that you have not completed the mortgage procedures?"

Summer said a little guiltily: "This is the complex I can't let go of until now." After the loan was issued, the People's Bank of China ceased the business of the Hubei Financial Services Society. Later, the People's Bank of China demanded that the loan procedures be improved. Although I was very busy at the time, I still took the loan officer and the company to the notary office, and saw that the notary public thought that there was no problem before leaving first and returning to the service club for a meeting. I didn't expect that if I didn't show up once, there would be a problem. And after the real estate certificate is taken back, it will be kept by the sales department, and I can't see it. Of course, I feel guilty when something goes wrong, you think, how embarrassing it is for a person like me to rivet this order!"

Hao Wenting said: "The lawyer of the mortgage party said: 'The collusion between the bank and the 38 joint-stock company is an economic fraud case. 'What do you think?'

Xia asked rhetorically: "They hired that Hu N girl named Shen Gongbao to be a lawyer?"

Hao Wenting said: "Yes." ”

"She dealt with me when I was at the Financial Services Agency," Summer said. My impression is that she is a chick who does not have much professionalism and is very good at talking. Her speech in the courtroom was like a shrew quarrel in the countryside. ”

Hao Wenting smiled and said, "Yes." ”

Xia said: "You are also a lawyer, in fact, the fundamental job of a lawyer is to coordinate in court and take care of the concerns of all parties. Five years ago, I had a conversation with one of the most popular judges in the Intermediate People's Court, the one who had just passed away from work. He said: When the court is held, as a judge, who listens to the nonsense of lawyers on both sides? Think about it, as a lawyer, if you don't pay attention to your professional accomplishment, how much will be annoying in the hearts of others!"

Hao Wenting said: "Yes." When we are lawyers, we put evidence on the table to convince people, and it is indeed inappropriate to overdo it. In addition, the people of Nanshan Wuda Company have been to the Luohu Notary Office, and the personnel who handled the notarization at the beginning had a fierce quarrel, and the notary office's opinion on the legality of this notarization is positive, and the problem is that the mortgage registration has not been done. Therefore, as a third party property, it may not be traced. ”

Xia said: "I think it is better to ask the court to handle the case, see what the situation is, and ask the legal department of the head office to decide." ”

Hao Wenting said: "Okay." ”

In the seemingly insipid dialogue between the two above, there is actually a mysterious and dangerous connotation, but others can't figure it out. (To be continued.) )