On this day, the loan of Shenzhen Fuye Trading Company introduced by Cai Jinhui, the legal representative of Cai Jiajia, a shareholder of Hubei Financial Services Society, was about to expire. Pen Fun Pavilion wWw. ｂiquge。 ｉｎfo

Although this Zhang Hua doesn't have a very plump face and can't see much wealth, he is still a man in terms of life. He took his wife to Hubei Financial Services Co., Ltd. to look for summer.

After putting forward the idea of a financial service agency in the summer, Zhang Hua said: "My company simply comes to repay the old and borrow the new, to be honest, I can't take out 300,000 yuan now, but I asked my friend to pay back the money from FJ, you take out the loan, and I will transfer it to him." ”

Summer said, "That's fine." ”

Then, Zhang Hua said: "Manager Xia, there is one thing I have never told you, when I asked you for a loan last year, it was the most dangerous time in my life. At that time, my wife and I went to Wuyi Mountain, got the advice of a high-ranking monk, and wrote me four words: 'born in summer'. I came to Shenzhen in disbelief, and I really met you, I didn't drink a sip of water, I didn't eat a meal, and gave me 300,000 yuan to bring me back to life. To be honest, when I took out a loan, I couldn't even get the money for a meal. If you don't believe what I'm saying, you can ask my wife. ”

Zhang Hua's wife looks very old, and when she saw the summer, she moved her eyes to her after listening to Zhang Hua's speech. She looked at Xia and said, "Really, Manager Xia." ”

Summer politely replied, "Is it that coincidental?"

Xia didn't feel that he had borrowed 300,000 yuan to give him such a big credit, but felt that 300,000 yuan was just a routine, and he could do things well. So, he said to Ou Zhong on the spot: "Xiao Ou, you have done his investigation report and dealt with it." ”

It was Friday when Summer said this, and it was already Tuesday of the following week when the Second Credit Department was about to sign.

On this day, Zhang Hua came to Hubei Financial Services Co., Ltd. early in the morning, and originally, he was going to go through the procedures for borrowing new money and repaying the old one in the summer. When Summer was about to sign, she thought about going to the bathroom to urinate, so Summer went to the bathroom. Unexpectedly, Zhang Hua also followed Xia to the bathroom. When Xia urinated, Zhang Hua, who followed up, said quietly and mysteriously: "Manager Xia, after the loan is down, I will give you 100,000 yuan for labor expenses." ”

Summer didn't squeak after listening to it, and waited quietly for the urine to run. Then, when he returned to his office, he thought to himself: "A difficult enterprise with a loan of 300,000 yuan can take out 100,000 yuan to pay bribes, and this loan does not have to be repaid? ”

So, in the summer, he made a phone call in front of Zhang Hua to ask the planning department about the day's funds, and then said to Zhang Hua: "Today, the funds of our financial service agency may be relatively tight, and I will give you an answer after discussing with Mr. Zhuang." ”

Zhang Hua said with a sad face: "This ...... The loan was repaid again. ”

Summer said, "It's a good thing to pay it back." There's nothing wrong with that, you go back first. ”

Xia Xia is such a person, he did not even send the company's new loan repayment procedures to the general manager Zhuang Yu, nor did he tell anyone about his refusal of 100,000 yuan "labor fees", so he categorically refused to give Zhang Hua's Shenzhen Fuye Trading Company another loan.

In the next few days, no matter how Zhang Hua came to find him, he just didn't let go.

Sitting in the office in the summer, I remembered that I refused the 100,000 yuan "benefit fee" after going to the bathroom, and naturally remembered the story of my ancestor "Drinking urine and earning twenty-four dollars".

That's what Summer's third uncle told him when he was a child:

In order to escape the war, the ancestors of Summer, like many Hakka people, moved all the way south from the Central Plains such as AH and HN, and over the past hundreds of years, they have walked through most of the South China territory such as HN, FJ, SC, JX, Taiwan, gx, gd, etc., and spread all the way, leaving their bloodlines and continuing to move south. Everywhere they went, they had to split mountains and build buildings. One of the ancestors who went to JX Gannan was quite business-conscious, and he saw so many Central Plains people migrating to the south, and they all had to ask for three meals a day and a night for a night. This "one night" requires a house to live in. In addition to wood, the construction of houses is related to "soil": land, adobe bricks, and adobe tiles, and these can be made by one's own efforts. He thought in his heart: If you build a brick kiln to produce bricks and tiles, isn't it very profitable?

The idea was certain, the ancestors said to do it, dug an earthen kiln, and began to produce blue bricks and white tiles.

The so-called green bricks and white tiles, the younger officials may not understand the meaning, then let the small one sell back to the old, to explain to you: the southerners produce bricks and tiles, the choice of soil is the rice field soil soaked in mountain spring water for a long time, when making bricks, because the bricks are thicker than the tiles, generally placed under the kiln, due to the strength of the kiln fire, after burning out, it is called green bricks; 。 Then, it is placed on the upper layer of the kiln and fired. Because the heat energy it receives during the firing process is a smokeless and colorless charcoal fire, which becomes white after being burned, people call it "white tile". When building a house, put it in a pre-nailed tile groove and press three-tenths of it in a tile, called the shade side, to prevent it from being blown away by strong winds, revealing seven-tenths of the way, called the sunny side. This creates a cascade between the tiles to facilitate the flow of rainwater from top to bottom.

It is said that after the ancestors started to buy and sell bricks and tiles, the business was very prosperous, and I was very happy in my heart. I feel that I have to rely on my own wisdom and hard work to get rich, and I really don't have to play.

While speaking, it was already the end of the year, and the ancestors saw that there were still some Baizi tiles left, so they picked them up and sold them in the market. At the end of the year, the climate in the southern Gan region at the junction of Jiangxi and Guangdong has been relatively cold, although it is not necessarily cold and frozen, but it is also close to the season of "freezing cattle to death in the first month", and people have to wear cotton jackets when they rush to the market. After the ancestor picked the tiles to the market, no one came to pay attention to them for half the morning, and he was already shivering with cold.

At this time, there was a man who hurriedly came to the market to see if there were any tiles for sale because his house was overturned by a strong wind, so that he could repair the house for the New Year. When he saw that only the ancestor was selling a hundred tiles on the street, he immediately showed a look of joy and said to the ancestor, "You sold this tile to me." ”

The ancestor shivered because of the cold, rubbed his hands and did not reply. The buyer said, "I'll add twenty-four dollars to the usual price, will you sell it?"

At this time, because the ancestor was in a hurry to urinate, he did not squeak and hurriedly went to that convenient place. After a soak of pee, he said, "Comfortable sun!" Tied up his pants and returned to the market without hurrying.

At this time, the buyer was still waiting there. When the buyer saw that the tiller had returned, he still didn't think much about selling the tiles to him, and he made up his mind to buy them no matter how expensive they were! ”

Only at this time did the ancestor say: "One is willing to buy, the other is willing to sell, you give me silver, and you can take this tile!"

Back then, the third uncle said to Xia after telling the story: "Since then, the story of "Pulling Bubble Urine and Earning Twenty-four Hanging Money" has spread. ”

Xia said to himself in his heart: "The ancestor made an extra 240,000 yuan because of his inner show, not good at expression, and a little bit of 'silence is golden'; I think I have a similar relationship with my ancestors. ”

As for how much the 24 yuan in ancient times was worth to today's renminbi? Xiao is also a serious person, and when he was writing this book, he went through a lot of materials and took the trouble to consult the ancient numismatic experts of the People's Bank of China, but he never got the essentials. In addition, there is no correspondence table between the RMB and foreign currency market that can be checked, so I have to say sorry to you.

In fact, I feel uneasy not to renew the loan to Zhang Hua in the summer, maybe a business will end here. However, Zhang Hua increased his chances of renewing the loan, and his behavior of not hesitating to bribe the bathroom was tantamount to his own life.