Wang Peng said: "Moreover, we also have a very preferential plan, you only need to repay 20% of the principal in the first two years, and repay the remaining principal in the second two years." ”

"Really?"

Hearing this, Cheng Tianchuke was very excited.

Wang Peng's plan is indeed very preferential, which can make Cheng Tianchu's pressure drop sharply in the first two years, and he can use more funds in more places, which will be of greater help to the market.

Wang Peng continued to nod his head affirmatively and said:

"This is naturally true, there is no need to deceive you, but you also understand that this is a very special way to deal with it, so what you need to pay is different from others!"

Cheng Tianchu asked nervously, "Why is it a different method?"

Wang Peng was secretly happy in his heart, it seemed that the other party's thinking had been led by him, and things had become easier to handle.

After a deep sigh, Wang Peng said: "In order to ensure the safety of our bank's funds as much as possible, every quarter, our bank will issue a part of the loan amount, instead of giving it all to you at once, which you can understand as a bit like a credit model!"

However, it should be noted that the interest rate on the entire principal amount must be calculated according to the time when the contract is signed. Wang Peng said.

Cheng Tianchu reacted quickly and asked directly: "That is to say, no matter whether I have withdrawn this money or not, the interest will be calculated according to the total amount, is this the truth?"

"Well, that's it!" Wang Peng nodded very clearly.

Cheng Tianchu lowered his head and fell into thinking for a long time, Wang Peng didn't bother her, but wrote what he said just now, gave it to Lu Qianqian, and motioned her to remember it.

"Manager Wang, four years is a bit short, and the funds are a little less!" Cheng Tianchu finally spoke again.

"That's all there is to it, but you can add an add-on agreement that if your business can repay a certain amount more in the first two years, we can extend the loan for two years. ”

Wang Peng had already made up his mind, and as soon as Cheng Tianchu said this, he gave a solution.

"What is the standard, and how much is it?" Cheng Tianchu also immediately asked.

Wang Peng compared the reaction speed with the other party, and almost as soon as Cheng Tianchu's words fell, he immediately said:

"Repay 20% more, no matter how much loan funds you withdraw at that time, you have to repay 20% more of the total amount, and I can guarantee that the agreement in that annex will take effect." ”

Wang Peng said: "And the whole loan, I still have some additional conditions that I haven't said!"

"On what terms?"

Cheng Tianchu asked worriedly, in case Wang Peng's lion opened his mouth widely, then it would be difficult for him to do it.

Looking at the look on the other party's face, Wang Peng said with a smile: "It's not a big deal, just a few points." ”

"First, you need to advise customers that Kaesong Commercial Bank co-branded bank card, and recharge through this bank card, you can give a 20% discount. ”

"This is simple, the point rolls of the game are all virtual!" Such a condition, speaking of which, is still of some help to Cheng Tianchu's game, and he naturally will not refuse.

Wang Peng nodded his head and continued:

"There is also a second one, the wages of all employees, as well as each employee, must open a credit card in the city commercial bank, and we will arrange a special person to handle it at that time!"

"This is very reasonable!" Cheng Tianchu said.

This is also the meaning of this, any bank will have such a request, and Cheng Tianchu agreed without hesitation.

Wang Peng said: "The third is to open the settlement channel, and the fourth is to open a settlement account, and it is best to put the basic account in our bank, so that we can be more assured." ”

"Of course, in order to give you returns, I can promise that all your funds, except for the current account cannot be changed, we can increase the interest rate by 30% for deposits of one year or more. ”

Cheng Tianchu said with a smile: "No problem, such a good thing, I will definitely not refuse!"

Wang Peng stretched out his hand, shook hands with Cheng Tianchu, and said, "That's it, it can be said that we basically have some consensus!"

Cheng Tianchu said sincerely: "Well, I have to say that all these things proposed by Manager Wang are from the perspective of our enterprise and are of great help to our development. ”

He and Wang Peng still held hands, refusing to let go for a long time, and the two of them now looked a little like they had finally found the feeling of connecting people in the dark.

Wang Peng looked at Cheng Tianchu with amusement in his heart, but the expression on his face was very serious, and he said:

"Frankly speaking, our loan, whether in terms of plan, preferential strength, and model, is not something that other banks can give you, and you don't have to decide immediately, after thinking about it, you can come to Manager Lu or me again!"

He must behave not to be in a hurry, he is indeed not in a hurry, it is naturally good to be able to negotiate, but if he can't negotiate, anyway, come over and dock, if he is given any indicators, it will be forgotten if he can't negotiate.

In addition, he also took this opportunity to think of a new lending model, a lending model that is worth promoting.

As soon as she heard the mention of herself, Lu Qianqian also said: "Yes, don't be too anxious, it's better to compare clearly, which one will help you the most!"

Let's go back and think about it first, this is also the difference between Wang Peng and them, and other lines.

Other lines that are willing to lend money to Cheng Tianchu all let him make a decision on the spot, and beautify all kinds of harsh conditions to the sky, as if only they can Cheng Tianchu live.

"No need, you have said it very clearly and in detail, and I am also clear about the conditions, you and I actually know other banks, if you can, I hope to officially start the application process in the shortest possible time. Cheng Tianchu said.

His attitude was very firm, and he did not hesitate to speak.

Lu Qianqian said: "This is naturally the best, but let's ...... Wang Peng, why don't you and I go back and accompany Mr. Cheng?"

Wang Peng said with a smile: "Don't worry, our people are already on the way to pick up Mr. Cheng, I think there will be about ten minutes at most, you can go downstairs, if Mr. Cheng wants, you can wait for a while." ”

"Oh, I suggest, Mr. Cheng also take a look by the way, the relevant materials are ready, if there is a gap, you can let your employees send it directly to our outlets, so that the efficiency will be more efficient!"

"Our people have already come, why don't I know?" As soon as Cheng Tianchu walked out of the room, Lu Qianqian pulled Wang Peng, who was also going out with him, and asked him.

Wang Peng said: "Yes, I have long felt that with the beautiful Sissi, business or something will definitely not be a problem, anyway, I can't help much, so I just make some preparations in advance and let Hu Die and them come over and stand by." ”

(End of chapter)