The little one said back to the Hubei branch of the Citizens Bank. Pen & Fun & Pavilion www.biquge.info

These days, they are really busy in the summer.

Li Hui, section chief of the planning department of the head office, came to implement the investigation and research topics of the head office's business meeting. After he came to the Hubei branch, he found Summer. After reading the self-examination report written by Summer, he said to Summer with a smile: "When you write like this, you save me a lot of time." I think it's okay to make a difference. ”

Summer also said with a smile: "You are in the head office, you have seen a lot, and the area is wide, so you still have to dial more, dial more." ”

Li Hui said: "What are you going to do? Gu Dingli is so bold, it's not that he retreats in the face of difficulties! What are you and me?"

Summer could hear that Li Hui was swaying with uncertainties in his mind, so he didn't say much. After a while, Li Hui's pair of eyes hidden in highly myopic glasses looked straight at Xia, and said half-jokingly: "Section Chief Xia, I want to borrow something from you." ”

Summer said sincerely: "We are friends, just say what you want!"

Li Hui smiled and shook the materials in his hand and said, "I want you to play this thing." If you change the angle of this material, from the perspective of me, a member of the research team of the head office, and change the tone, even if it is something you lent me. ”

Summer smiled knowingly after hearing this, and asked, "Okay?"

Li Hui said: "Okay! Who are you from the Hubei Branch, and you can't write anything? You can sort it out for me and ask the typist to type it for me." ”

Summer said, "Okay. ”

After speaking, Li Hui went to the president's office to chat with Wang Xianyao.

So, in the summer, he began to rewrite this article from the perspective of Li Hui's investigation and research at the Hubei branch.

Later, Wang Yang walked into Xia's office and said to Xia: "Manager Xia, I heard that the head office notified Huang Hualin to participate in the head office employment certificate examination, but the branch did not let him take the exam, so he vented his dissatisfaction in the loan officer's office!"

Summer said, "I didn't see any papers for the exam! What did he say?"

Wang Yang said: "He said: 'The Hubei branch is really not interesting, and he is not even allowed to take the work permit. ’”

Summer said, "You call Han Xiaoniu to come here." ”

Wang Yang turned around and went out to call Han Xiaoniu in, Han Xiaoniu said, "Manager Xia, are you looking for me?"

Xia said: "Did the head office issue a document about the credit certificate examination?"

Han Xiaoniu said: "No, not yet." ”

Summer said, "Okay, you two are fine." After speaking, he made a phone call to the loan officer's office and asked Huang Hualin to come over.

After Huang Hualin came, Xia said to him, "Sit down!"

After seeing Huang Hualin sit down, Xia said to him: "We have been colleagues for a while. Recently, because you are going to study for a doctorate, and the branch does not know how to read your doctoral program, it is estimated that you are leaving the branch, so at the credit meeting attended by the president, you were not arranged to directly manage customers. I understand that it is the president who gives you time to study, and there may not be anything bad about it. Today, I heard you complain, saying that the Hubei branch is not interesting enough, and you won't even be allowed to take the job certificate. Let me ask you: First, when did you tell me that you were going to take the job certificate? Second, you said that the head office has documents, I just asked Han Xiaoniu, so far, the Hubei branch has not received the documents. You see, you yourself know that there is an opportunity for the job certificate exam and do not tell us, do not take the initiative to coordinate, and the documents do not come to us. You don't even have the conditions to complain, so how can you say that the Hubei branch is sorry for you? Have you calculated: How many deposits have you made in the past year or so? How many loans have you recovered? You must know that at the grassroots level, everything depends on performance. Whether it is a doctorate, a master's degree, a high school student, or even an elementary school student, as long as they can make achievements, as far as the organizers are concerned, it is 'Han Xinbing, the more the merrier'; and if you can't make achievements, you can't say that you are a good bird! You should not think too highly of yourself and be self-righteous!"

Summer's tone of voice grew heavier and heavier, and anger appeared on her face.

Huang Hualin didn't dare to squeak, and after listening to Summer's words, he humbly withdrew from Summer's office.

The words are divided into two ends, one for each side.

However, it was said that Gui Z's Shao Hua task force, with the deepening of the investigation of Shao Hua's business, unearthed a lot of clues. On the other hand, the information learned from Guiz China Merchants Corporation shows that in the action of renewing the real estate of Shenzhen Gaojia Building, it has been preempted by the Shenzhen Hubei Branch, and they have successfully sealed it, and these nine houses have become the auction objects of the Hubei Branch.

Now, the members of the task force are anxious to find out the flaws in the process of handling the loan, and intend to preserve the property under the legal framework of "criminal first, then civil". However, where to start? After rummaging through the case files, the special case group finally decided to start with the interest rate difference in handling loans; as long as it is proved that the procedures for handling loans are illegal or that the personnel handling them have violated the law and committed crimes, everything will have room for turnaround, and it will be possible to secure the property. Driven by such local interests, the idea of going to Shenzhen is taking shape in the minds of most of the members of the task force.

So, they took out Shao Hua's address book that they had confiscated, and then pulled out the receipt of the interest rate difference when applying for the loan. Then, he flipped through the file and read the transcript of Shao Hua's interrogation. Four important clues were sorted out from it: (1) 675,900 yuan from Huaqiao Company, (2) 70,000 yuan from Jiaxing Electronics Co., Ltd. (3) The interest rate difference of an individual with an account of 205030170 is 37,500 yuan, and (4) the interest rate difference of Heihe Securities Company is 375,000 yuan. The total of these four orders is 1.1584 million yuan. There is also an account number of Shenzhen Imperial Trading Company, which is also more or less intruded into each loan with more or less interest rate differences, and more than 10 million yuan of loans have been made, with a total of almost 500,000 yuan in the account, which is estimated to be related to the handling personnel.

After sorting out these clues, the task force immediately felt a great increase in confidence. They thought: As long as one of these clues is affirmatively confirmed, they are not afraid that Shenzhen will not admit defeat. And the loan manager is not so lucky, and he has to enter the bureau.

So, they decided to go around to Shenzhen and prepared to take a few more people out so that they could cope with the situation when there was a situation.

Just do it - this time there were four of them, again led by Zhong Champion.

After they flew to Shenzhen, they stayed in rooms 512 and 514 of the Southern International Hotel. After a short break, the next day, he wrote the names of the four companies that should be clearly checked on the receipts in the letter of introduction for the investigation, went to the Municipal Bureau of Industry and Commerce, and asked the Municipal Industrial and Commercial Price Information Center to print out the "Relevant Materials for the Registration of Approved Domestic-funded Limited Liability Companies" of the above-mentioned four companies. In the information of an enterprise provided by the center, the address, telephone number, shareholders, legal representative, date of establishment, etc. are readily available, and once again the historical record of the relevant time period when the Shenzhen Special Economic Zone Instrument Company was appointed as the legal representative in the summer. For this reason, the four of them were overjoyed, and it was estimated that it must have something to do with the issue of interest rate differentials.

Zhong Guanguan thought: "It's hard not to fight this summer!"

After returning to the Southern Hotel, they first called one by one according to the phone number on the file to see if they were still working at the same location. After a round of phone calls, only the overseas Chinese company found a person in charge, and it happened to be Yu Liyan, the deputy general manager who handled the deposit, who answered the phone, and the rest were either home phones or empty numbers.

In a telephone conversation with the overseas Chinese company, knowing that they were still working at the same location, Zhong Guanguan asked tentatively: "Two years ago, you had a deposit transferred to Hubei Financial Services Co., Ltd. for supporting loans with Guiz China Merchants (Shenzhen) Company, do you still have any impression?"

Yu Liyan said vigilantly: "We have a lot of deposits to Hubei Financial Services Agency, and I don't know which one you are referring to?"

Zhong Guanguan deliberately stopped pestering and asked, "At that time, did you transfer the deposit to Hubei Financial Services Co., Ltd. to collect the interest rate difference?"

As the saying goes: 'Monks don't want money, what do they do when they go to the temple to cool off?'

Zhong Guanguan said: "No, I'll just ask." I'll be in touch with you another day and see you again. ”

Because of such a few painless words, Yu Liyan, who has been in business for a long time, was really uneasy, and he didn't fall asleep all night that night. At eight o'clock the next day, he took out a straw hat from home and put it on his head, pretending to be like an idle old man, without saying any hello, he touched the summer office, and quickly closed the door.

Summer didn't react for a while, and when he was wondering, the old man took off his straw hat and let Summer see it real.

Summer asked, "Mr. Yu, what are you?"

Yu Liyan didn't answer Summer, but asked, "What's going on with your investment company?"

Summer sat him down and asked, "What happened to you?"

Yu Liyan said: "Yesterday, a person claiming to be from the Public Security Bureau called me and asked me about the loan between our company and your China Merchants (Shenzhen) Company two years ago, and asked me if I wanted the interest rate difference?

Xia said with a smile: "This matter has been going on for a few months, and at first Shao Hua had an economic dispute with his head office, which went to court as a civil case. We saw here that their company was failing, so we sued them, and now they are fighting with us around the loan collateral. We want to find out the flaws in the loan we do to protect their property. They've come to me three times. If I found you yesterday, maybe I'll come back in two days. ”

"So what do we do now?" asked Yu Liyan.

Xia said: "It is estimated that they want to implement the authenticity of the interest rate differential, but we are not sure whether they will demand a refund for unjust enrichment or suspected of Shao Hua violating the criminal law." Our bank's small account has not yet given them a bright bottom. So, they became suspicious of me. On your side, you can watch and confirm it, and it's okay if you don't see them. That's what it was then. ”

Yu Liyan said: "In this case, I'll go back and discuss." After speaking, he left the Hubei branch. (To be continued.) )