In the general conference room of the head office of the People's Bank of China, a special meeting on the collection of a series of loans of Shenzhen Jianhua Company is being held. The Asset Loss Prevention Department of the Head Office of the www.biquge.info invited the presidents, vice presidents or directors of the credit department of Hubei Branch, Luohu Branch, Meilin Branch, Futian Branch, Zhenhua Branch and Baoan Road Branch, which have loan relations with the company, to attend the meeting.

Shen Yimin, vice president of the head office, introduced the cause of the meeting, saying: "Our bank was originally going to adopt the strategy of gradually repaying the loans with the funds raised back from the listing of Shenzhen Jianhua Company for a series of loans, so it was accommodating to Jianhua Company. In recent days, problems have been found in Jianhua Company one after another, and some of the problems are still very serious. The head office is determined to invite all of you who are working the front line to jointly formulate a plan to implement it and protect the creditor's rights of our bank to the greatest extent. ”

Shen Yimin said this, took a sip of tea, and continued: "First of all, let's talk about their listing in the United States. Since the beginning of the previous year, Li Yijian's idea is to buy the shell resources of a listed company in the United States, and then package it into the shell resources company in Shenzhen, so as to increase the stock price, generate cash flow, and repay domestic loans. Later, I really spent a lot of money and hired an American accounting firm to plan and audit this matter, and I also went to the United States to see it, and I was very confident at that time, as if there was a chance that it could be done. What is the problem now? First, the US company's assets are so poor that it is about to suspend trading, and it may not be able to maintain its listing status if it is bought. So, if this company wants to be delisted, what will Jianhua Company do with it? Is it obviously meaningless? Second, if Jianhua Company packages the assets and liabilities of the car operating company as a whole, its own indicators will also be ugly, and it will not meet the listing requirements at all. Therefore, Li Yijian invited a military advisor, saying that he wanted to set up another company named Jin Jianhua, to strip the good assets such as operating license plates to this new company, and to put aside the loans and other liabilities, and also asked our bank to issue a "Certificate of Company Asset Status" to their new company and send it to the United States. Then, in this way, the problem arises again: these operating cards are obviously our mortgage property, and they are at least contingent liabilities for the new company, but we use the mouth of our bank to tell others that they are their assets and that the new company has no liabilities. As far as we are concerned, will this be involved in civil and criminal disputes in the future? This is also a major event, and it will involve the international community. The head office thought about it, but it couldn't make up its mind, so it didn't dare to do it. ”

Shen Yimin looked at the participants one by one, and saw that they agreed with his statement and entered the meeting role seriously, with a satisfied look on their faces. So, he continued: "Secondly, recently a trust company in Guangzhou lent them 40 million yuan three years ago, and Jianhua Company wrote a written commitment to mortgage 200 operating license plates to this trust company. For more than three years, because the loan has not been repaid, and now we are fighting a lawsuit in the Guangzhou Intermediate People's Court, and the court came to Shenzhen to check the 200 license plates of the feudal Hua company, and found that many of them have been mortgaged to us. So, the company came to the door and asked us what was going on. So, are there any duplicate mortgages on the business cards we are holding in our hands? If so, how many? I think we need to check it out as soon as possible. The third question is that Li Yijian has recently visited the head office many times to discuss reloans, but who dares to give him a reloan? At present, the head office has three ideas: First, apply for a creditors' meeting; second, auction the license plate; and third, give money according to the plan to let him continue to operate. There is no fixed framework for the head office, which one can work? I hope that everyone will brainstorm and produce the best plan. ”

After Shen Yimin finished speaking, the participants of the various branches expressed their views one after another, and generally complained that the head office had delayed for so long and did not take measures against Jianhua Company.

Futian sub-branch was attended by President Yi Muzi in person. Back then, he concentrated the series of loan cases of Jianhua Company in the head office, and he was expecting to produce results as soon as possible, but he did not expect that there had been no movement for two years. He said dissatisfiedly: "When I concentrated Jianhua Company in the head office, I was ready to cut through the mess quickly and quickly clear the loan, and pay off as much as I wanted. Can we take what a liar like Li Yijian said seriously? Their ability is to be a white wolf with empty gloves. For them, the cost of the loan is the spread, and the first time the spread is paid, the cost of the loan is paid. All that's left is how to play sloppy with the bank. I can't imagine that we have been deceiving ourselves for so long. ”

Xia, who attended the meeting on behalf of the Hubei Branch, considered his low status, and Wang Xianyao had a good relationship with Shen Yimin, so he had time to exchange views with him, so there was no need to make radical remarks at the meeting. However, I still agree with Yi Muzi's opinion in my heart.

Finally, Shen Lixia, general manager of the asset loss prevention department of the head office, summarized Shen Yimin's nod and agreed, and said: "First, there is no dispute about the license plate in the warehouse of the Hubei branch, and a small part can be sold first, that is, the 10 license plates and 414 square meters of factory buildings of Furong Food Company will be auctioned first. 2. The mortgage license plate of the Luohu sub-branch has not gone through the formalities, and the legal documents of an investment company in Shenzhen jointly claim the creditor's rights, and it is necessary to deal with it as soon as possible. ”

Although he was invited by Li Yijian's Shenzhen Jianhua Company to swim around the United States, he was still unmoved at the critical moment and made the right choice. In this way, although Shen Yimin will inevitably be discussed in the future for missing the opportunity on the issue of loan collection of Shenzhen Jianhua Company, he can eventually retire and continue to be his "financial executive".

The next day, Xia immediately sent someone to the Shenzhen Car Operation Center to inquire about the mortgage registration, and found that eight of the collateral deposited in the Bank had been registered by the other party before the loan was made at the Hubei Branch, and 11 had not been registered when the Bank took out the loan. However, all Jianhua Company's series of car operating licenses have been registered for the second and third times, that is, one license plate has multiple mortgages and repeated registrations. Well, by its very nature, this is a fraud bank loan or a fraud of corporate funds.

At this point, the mystery of why Wu Weiwei left Jianhua Company was revealed. (To be continued.) )