235. Huanglong loans do not involve personal rights and wrongs
The core depositor of Hubei Branch brought a related account that was ready to apply for loans, called Shenzhen Shunqun Trading Co., Ltd., and the legal representative was Mr. Luo. Pen&Fun&Ge www.biquge.info wants to apply for a loan of 500,000 yuan, which is not a large amount. However, under the existing system of the People's Bank, it is not necessarily an easy task to pass five hurdles and cut six generals. Besides, to say that it is too good to say that it is a bit of a brag to say that it is a good customer who has to do with the Citizens Bank.
On this day, in the summer office, Li Guolan was discussing the financial statements of the guarantee company with Mr. Luo, the legal representative of the borrower. Li Guolan's original intention was that the report should still be done a little better, and it would be easier to pass on it. How could it be that Mr. Luo, the borrower, received the message in his head: I gave you so many deposits. It's so troublesome to get 500,000 flowers. As a result, the temper will inevitably run out to stir up trouble.
Xia was listening at first, letting Li Guolan play, but Li Guolan was still very cautious in front of Xia and spoke with related households. When he saw that the borrower's temper was getting bigger and bigger, Xia interjected: "Mr. Luo, I agree with you: because your friends supported us, we were destined to meet." But if we want to be able to help you, it is not enough for the two of us to add President Wang, and we have to report to the head office before we can approve it. So, you have to understand. ”
At this time, Mr. Luo heard that Xia was also saying the same, so he no longer got angry with Li Guolan, but seemed to apologize to Xia very understandingly. Later, he left the summer office and went to the president's office.
After a while, in the summer, because he was going to the head office tomorrow to participate in the plan and credit joint meeting, he asked President Wang Xianyao for instructions on his work, and when he arrived at the president's office, he happened to hear Mr. Luo complaining to President Wang about the credit department.
Mr. Luo was a little embarrassed when he saw the arrival of summer and was ready to leave, while Summer behaved quite generously.
At this time, the landline phone in Wang Xianyao's office rang. Wang Xianyao picked up the phone, but before he could speak, a loud voice came from the earpiece: "President Wang? I'm Li Sewen, let me tell you: First, the evaluation report of the Huanglong Hotel has come out." The second is that I have already gone to the Bao'an Land Bureau. The thing about his real estate deed, it is like this: the number of the new certificate is the same as the real estate deed of your mortgage. Huang Zhonghui, this kid, reissued the certificate on the grounds that the original real estate certificate was lost. ”
Wang Xianyao said: "The mortgage registration and land bureau has a record, and we should know that the real estate certificate is in our hands." Logically speaking, the Land Bureau should not accept his loss report. ”
Li Sewen said: "I don't know what is boring here, and I don't ask." Or the real estate certificate I just mentioned, then, in addition to your one, there is a copy of one-third of the state-owned bank's part, and there is also a copy of two-thirds of the part in Huang Zhonghui's hand. There are three copies in total, and I have already seized all of them. ”
Wang Xianyao said happily: "Okay! You have worked hard! Let's find a time to get together another day." ”
"Okay!" Lieserwin hung up.
Wang Xianyao said to Xia: "You should have fallen to the ground with a stone when you heard it, the new real estate certificate made by Huang Zhonghui was divided in the name of supplementing the certificate, this cat has nothing to do with all of us, and now it is all sealed." Tomorrow, I will ask Ren Erwei to go to Li Sewen of the Intermediate Court to get the appraisal book back, and we will hurry up to find Huang Zhonghui to sign it and enter the auction procedure. ”
Summer also happily said, "Okay." ”
According to Xiaoxiao, Wang Xianyao and Summer are both worth being happy about.
As far as Wang Xianyao is concerned, he has always had doubts about the original intention and process of handling this loan in the summer, so there is no shortage of actions after taking office: he once met with Huang Zhonghui alone to inquire about the matter, he also directly transferred a series of loan files of the Royal Dragon Hotel from Wang Yang and deliberated them in private, and when the Royal Dragon Hotel held a court session, he asked Xia to recuse himself. All of these moves stemmed from concerns about the summer involvement of Huang Zhonghui in the case of dividing and selling the collateral. Now, the situation is clear, indicating that Summer is not involved in this matter, and it is time to put your mind at ease.
The reason for Xia Xia's happiness is relatively simple: Huang Zhonghui applied for a new certificate on the grounds that the mortgage real estate certificate was lost, and at the same time divided the property and sold a part of it, but his sale was invalid, and the bank's collateral was still all of the original real estate, and the only one who suffered was the Shenzhen branch of a state-owned bank that bought the fake real estate.
To put it simply, it is this black-and-white Huang Zhonghui who originally used his own company to participate in part of the shares of the state-controlled Huanglong Hotel, but within a few years, he transferred the hotel and its real estate to private enterprises; immediately afterwards, he privately sold the real estate that had been mortgaged to the bank to a certain state-owned bank, and defrauded more than 10 million yuan from it, and this has already been suspected of constituting the crime of defrauding a huge amount of funds. And at the Jiale Hotel, which he found to cooperate with him to help him apply for a loan, the brothers of the family Ou Dalang also turned against him, staged a farce of gangster infighting, and also made the unknown summer be entangled in it for no reason, and a lot of energy was spent in vain. What's more, not long after, as the mortgaged real estate of the Huanglong Hotel was sold for some sensitive reasons, the impact of the series of loan disputes of the Shenzhen Huanglong International Hotel on the society and one of the loan banks and the handler in the summer is still fermenting, and it is inevitable that it will not be used by some villains with ill intentions in the future - this is a later story. (To be continued.) )