It is said that Hong Hu of the Bao'an Public Security Bureau had a clear idea of the conclusion of the investigation of the case after he got the explanation about the receipt written by Chen Jiaojiao of the Hubei Branch and the copy of the instructions written by Xia Xia when he was doing the work. Pen | fun | pavilion www. ｂｉｑｕｇｅ。 ｉｎｆｏ

When he returned to the precinct, he put the material in the file. Then, a person sat in the office and deliberated: "This matter is divided into two aspects, on the one hand, during the period of the Hubei Financial Services Society under the leadership of Zhuang Yu, Anyan Company introduced deposits in the form of illegal financing, and then lent money without restraint, and released a total of more than 200 million yuan. During this period, because Zhu Chier, the legal representative of Anyan Company, received the attention of the People's Bank of Guangzhou because of his commercial credit activities in Guangzhou, the Provincial People's Bank soon reported to the head office of the People's Bank of China, and immediately began to investigate Zhu Chier's capital supply chain and commodity material supply chain, and soon found Hubei Financial Services Society. At this time, the leaders of the society panicked and took up a series of countermeasures to circumvent the supervision of the People's Bank of China, among which they divided the loans on the account of the Anyan Company into two because they were worried that the People's Bank of China would have the impression that a large amount of loans would be issued in a centralized manner to the Anyan Company, thereby financing Zhu Chier's behavior of disrupting the market. A part of it was left in the accounts of the Anyan Company, and another more than 80 million yuan was reflected by the Kishio Company. At that time, this was a logical idea: Anyan Auto City was built in Anwei Village, which was a project to attract investment, and the 30 old houses in Anwei Village had already been mortgaged to Anyan by Hubei Financial Services Co., Ltd. from the beginning. However, all of these accounting settings were handled a few days before the inspection by the People's Bank of China, and they were not the original records at the beginning, which is the crux of the case. The key physical evidence is the original loan records and IOUs provided by Zhu Chi'er. On the other hand, after the takeover of the Citizens Bank, Wang Xianyao and his team still did not leave the same financing method as during the period of the financial service cooperative, and constantly asked Anyan Company to organize deposits, so Anyan Company spent a large amount of money to help Hubei Branch buy deposits in order to keep the door open. This is also one of the reasons why the principal and interest of loans cannot be repaid, and to put it more broadly, the banks themselves are disrupting the financial order. Now I am not afraid that they will not admit it, and the explanation of the problem with this receipt just obtained can not be more clearly confirmed. Moreover, Wang Xianyao, Chen Jiaojiao, and Xia Xia, the three popular students of the Hubei Branch, did not miss any of them. In fact, spending money on deposits during the Citizens Bank period was much more than the number on the receipt. However, I only grasp one point, not the rest, and I can transfer a thousand pounds in four or two. In other words, this can effectively block their criticism of Kishio's debt delisting. ”

Thinking about this, Hong Hu's body and mind began to relax, stretched his waist on the chair, closed his eyes, and fell asleep.

There is an old saying: "One piece is relaxed, and the way of civil and military affairs is also." Actually, what the ancients said was not very accurate. People look at the natural world, look at the thousands of things, look at the various states of life, as long as you taste it with your heart, all of them are one relaxation, one positive and one negative, one after another, one after another. Therefore, there is tension and relaxation, and it is not just as simple and narrow as the way of civil and martial arts. This also responds to the saying "no one is good for a thousand days, and no flower is red for a hundred days".

Contrary to Hong Hu, Wang Xianyao is getting harder and harder to sleep.

He often couldn't sleep all night because of overthinking, and when he went to work the next day, he seemed in a trance. Once, he had just driven his car out of his dormitory and was about to go to work, when he turned a right turn, and the left side of the front of the car actually collided with the right front of the container truck in Hong Kong. Another time, he got off work, physically and mentally exhausted, drove to Shennan Road, and actually drove the car over the separation zone, and had a traffic accident with the opposite vehicle. Afterwards, he immediately called Huang Chuanhua, who was in charge of the vehicle in the branch, and told him like this, and quietly towed the car to the repair shop to repair the matter.

After returning home, he told his wife that his wife realized the seriousness of the problem and felt that her husband was always absent-minded and should have something on his mind. However, no matter how she asked, she just couldn't ask why. In this way, Wang Xianyao has been coping with life in a restless mood.

In fact, Hong Hu's questioning that day was like playing Tai Chi, and Wang Xianyao heard the clues. The task force is to grasp the dead end of the current leadership group of the Hubei sub-branch in violation of regulations, force people to comply, and demand that the management team of the Hubei sub-branch must cooperate with the activities of the task force. If you don't cooperate, you won't be able to eat and walk around, and you will feel better. And if it is found out that the interest rate spread funds of Anyan Company are used to mobilize large depositors, it will be even more difficult to do, and it will be a sensational news in the city. As the leader of the sub-branch, Wang Xianyao knows that this responsibility must be borne by himself. The relevant figures in the incident, Chen Jiao and Xia, are different, Chen Jiao has already written in the explanation that "after collective research", then, he is only an executor, and Xia is even further behind, he just wrote a request to the president to study whether it is okay or not. After the president agreed, he did not even go through the formalities, nor did he find out that he had personally received any benefits, and from a reasonable point of view, it was entirely from the perspective of the interests of the branch. And what worries Wang Xianyao the most is that Hong Hu did not break the funds deposited by other organizations.

He thought: "Could it be that Zhu Chi'er is so merciful that he only took out a receipt of 1 million yuan provided by the Hubei Branch, and covered the financing spread of tens of millions of yuan?

In this way, Wang Xianyao always lives in anxiety, always worrying that something will happen.

The world is often so ruthless: the roof leak happened to rain overnight, and the river encountered a head wind. Just when Wang Xianyao was restless, something that made him even more interested was finally exposed!

In the afternoon of that day, Wang Xianyao had just returned to the Hubei branch from the head office, and when he went upstairs to the office, he had not even breathed evenly, and Chen Jiaojiao walked in in a panic, with a look of panic and helplessness, and said to Wang Xianyao: "President Wang, it's not good! There is an accident!" After speaking, he didn't dare to sit down, and stood opposite Wang Xianyao.

Wang Xianyao had never seen Chen Homework show such a demeanor, and it was estimated that it would not be a trivial matter, but he still said very calmly: "Don't worry, sit down and say." ”

Chen said incoherently: "Just now Tan Feiyan told me: 'This afternoon, Zhang Hai went to the West Lake Spring Securities Management Company to get the deposit receipt, but the other party refused to give it. It was said that he had repaid the loan of the CCB and that there was no certificate of deposit. When I heard this, I felt that something was wrong, and I was anxious to wait for you to come back and discuss what to do. ”

Wang Xianyao may not have much impression of the events of a year ago because of the many things, and asked, "What does this deposit receipt have to do with our bank?"

Chen homework saw that Wang Xianyao had forgotten, so he had to explain patiently: "I have a classmate named Yin Xin, you have met, he was the chief financial officer of Xihu Spring Securities Management Company, and he kept coming to our bank to chat with me more than a year ago. One day, he took a fixed deposit certificate of 10 million yuan issued by China Construction Bank and asked us to raise 10 million yuan. A few days ago, Yin Xin came to me again and said that the deposit certificate of China Construction Bank had expired and he needed to go through the procedures for renewing the deposit, so I asked Zhang Hai, the bill exchanger of the branch, to bring the deposit certificate to them. Who knows that if you take it out, you won't be able to come back!"

Wang Xianyao asked, "Why?"

Chen said: "The company said that it was deducted by the China Construction Bank to repay the due loan. ”

After hearing this, Wang Xianyao already knew in his heart: this was a loan business that he had privately handled after going to a dinner with Chen Jiaojiao last year, and it was also a business carried out by Chen Jiaojiao by taking advantage of his relationship, and he deliberately avoided the functional department of Xia He Planning and Credit Section, which should have known about it. I didn't expect something big to happen again!

Thinking of this, his face was full of unhappiness, and he asked Chen Job: "Have you thought of any good way to deal with this problem?"

Chen Homework said: "After I heard the news, I was stunned, and I waited for you to come back and discuss it to see how to deal with the aftermath." ”

Wang Xianyao thought in his heart: "If this matter is known to the head office, Chen will definitely finish his work, but I can't die well." First, in this business, not only should I assume leadership responsibility, but also, at the instigation of Chen Jiao, participate in the business, and be one of the approvers; second, if Chen Jiao's work is completed, and even if I can be alone in this business, then Chen Jiao will also talk about other sensitive issues, such as the matter of organizing the expenses of large depositors. On the other hand, this is a case of tens of millions of yuan, and if you don't report it, you will end up knowing it in the future, and you will be unable to escape the blame. It seems that this time I really caught a hot potato, forming a dilemma. ”

Wang Xianyao saw Chen Jiao's dazed look, and couldn't bear to say: "The two of us will deal with this matter tightly inside and loose outside, and don't report it for the time being." If so, we are familiar with the political and legal departments, and we must get a good grasp of the measures; in addition, you should take a look at the procedures and procedures for handling this matter in the business department, and what loopholes are there? ”

Chen homework said gratefully: "I'll implement it, I'll go to Yin Xin tonight, there are people who don't pay attention to righteousness!"

Wang Xianyao said: "Don't blame him first, but help us by taking out the situation from his mouth." ”

So, Chen homework had an unimaginable unspeakable hidden in his heart, and his legs hurried back to his own office with heavy steps as if he did not obey the call. (To be continued.) )