Wang Yang came to Xia's office and said to Xia: "Manager Xia, this is the approval information of Xiling Garden's mortgage project and two personal loans reported by the product development department to you, and Manager Xu asks us to hurry up." Pen ~ Fun ~ Pavilion www.biquge.info"

Summer asked, "Did you sign it?"

Wang Yang replied, "I signed it." ”

Summer immediately looked at the information of one of the files and found that there were no originals of the loan certificate and real estate certificate, and Xia asked, "Aren't there any real estate certificates and loan certificates in these files?"

Wang Yang said: "I asked Manager Xu, and he said that he was afraid of losing it, so he kept it in the hands of the credit investigator. ”

Xia said: "How can we who are engaged in the examination post judge whether the collateral is there or not if we have not seen the originals? Whether the real estate certificate is real or fake? How can we conclude that we agree or disagree? Therefore, this is a procedural issue, and all the originals must follow the approval form." ”

Wang Yang said: "I'll tell Manager Xu to go." ”

……

In the afternoon, Xu Donghai took the opportunity to discuss with Xia to prepare for table tennis practice after work, and came to Xia's office, Xia said to him: "When you do a loan investigation and want to pass the approval form, the loan certificate and valuable documents should be uploaded together so that everyone can make a good judgment." ”

Xu Donghai disagreed, and said: "You have to trust the loan officer. ”

Xia looked at Xu Donghai, paused for a while and said, "It's not a question of believing or not, it's a matter of procedure." ”

In fact, Xu Donghai, including a while ago, systematically briefed the enterprise that the capital and credit department could not see the enterprise and deliberately kept the original documents in his hands this time, which was one of his scheming. He wanted to form a habit through this convention, and this is how he would operate the loan in the future. Then, Wang Yang and Xia Xia of the so-called review post of the Ministry of Capital and Credit only signed and were spanked in the future, but they just didn't understand what they did and why they were spanked. And that's a great way to do it.

In doing so, he would have a better chance of success in his proposed plan. Xu Donghai is making his own calculations.

And Summer, one of Xu Donghai's current collaborators, may be his biggest opponent to achieve his goals, because Summer is a person who is difficult to be grasped by others. If Xu Donghai had clearly told him the plan, he would not have been willing to share the same boat, and if he hadn't told him, it would not have been easy to hide from the world. Xu Donghai has already put a lot of effort into this, but it doesn't necessarily have any effect. No, I just heard Xia say coldly: "You should still bring the loan certificate and real estate certificate of the enterprise so that you can write the review opinion." ”

Xu Donghai had no choice but to leave Xia's office and ask Shu Guangrong to send the relevant originals to Xia for review.

After reading the original in the summer, he did not feel sorry for Xu Donghai, but happily wrote a review opinion agreeing to the report. When the information was transferred to Chen Jiaojiao, Xia reported this little episode to Chen Jiaojiao.

After hearing this, Chen Jiao said, "What you did was right. Moreover, when we make loans now, we should not do it as we did in the past when we had financial service cooperatives, because this will kill people. ”

Summer said, "Yes." ”

In fact, Chen homework doesn't look like a man, after all, after a few days, he forgot what he said and co-starred with Xu Donghai.

On this morning, after Wang Xianyao came to the branch, he called Chen Jiao over and talked about things for a while. Later, he remembered something, and then said: "Let's also ask Lao Xia to discuss it together." After that, I called Summer.

In the summer, because I participated in the preparatory meeting of the Intermediate People's Court to strengthen the enforcement of financial cases organized by the head office yesterday, I was about to report to the president, and immediately took my notebook to the president's office after answering the phone. This time, Xia and Chen Jiaojiao sat opposite Wang Xianyao, one left and one right, and only heard Wang Xianyao say: "Didn't President Shen of the head office originally be the chief executive of a financial service cooperative? The vice chairman of the financial service cooperative, who used to be the vice chairman of the financial service cooperative, asked President Shen to borrow some money, but I don't know what the relationship was, but this person actually had a relationship with our loan owner, Huang Hui of Shenzhen Yuanda Industrial Development Co., Ltd., and asked us to lend a loan to Yuanda Company. ”

Xia said: "Huang Hui, the boss of Yuanda Company, is the cousin of Ou Zhongzhong, the loan officer of my credit department. He recently acquired a municipal state-owned enterprise under the name of Yuanda Corporation, which he is preparing to change its name to Shenzhen Yuanda Group Corporation. I heard that he was interested in a piece of land of the acquired company, but the company's original debts, more than 30 million yuan in bank loans alone, were also saddled. ”

Wang Xianyao said: "I heard that this Huang Hui has invested in a power plant in his hometown of Shanwei, and the business is doing well. When the time comes, call Li Guolan or who will go to Shanwei to investigate. ”

After discussing this matter for a while, Xia said in due course: "The two presidents are here, and there is something to report." Yesterday, I went to the head office to attend the preparatory meeting of the Intermediate People's Court to strengthen the enforcement case, and the two presidents of the enforcement division attached great importance to it, not only came, but also spoke, and had dinner with everyone in the head office restaurant. They are very interested in our branch. Something happened in the middle, and I guess Zhang Kangmei of Jiamusi Investment Promotion and Development Company may be very tightly entangled with them. At that time, the president of the court came up to me, filled the glasses of the two men, and said in a language that only I understood among those present: 'Come, we have made this glass, two hundred and six, and it is a small matter, so don't worry about it, everything is in the wine!' It seems that if we ask him for a loan of 2.6 million yuan from Jiamusi in the future, it will be useless. ”

Wang Xianyao pursed his lips and smiled after hearing this, and Chen Homework said: "Hey, I'm most afraid of such and such relationships!"

Xia said: "I also heard bad news, I heard that a branch of our Citizen Bank took the small license plate of Jianhua Company as a mortgage, and I originally thought that this license plate could be used to repay the loan." Unexpectedly, a leading comrade at the Beijing level made a phone call to the city, and within a few days, the court awarded 15 mortgage license plates to a Shanghai enterprise to pay off the debt. You say, 'Is this mysterious?'

At this time, the two governors were surprised and did not comment. Wang Xianyao asked: "Speaking of Jianhua Company, how is the head office doing now?"

Xia said: "I heard that the company that Li Yijian went to the United States to buy a shell listing is a very poor company in the local area, as far as the buyer and seller are concerned, the purpose of buying is to make money, and the purpose of selling is to be afraid of delisting, so they walk together because of this smelly similarity." It is said that it may not be possible. Not long ago, didn't the "Shenzhen Special Zone Daily" publicly publish a revelation that the public security system to which Jianhua Company was originally affiliated had been decoupled from it, and the public security work certificates of Li Yijian and Wu Weiwei were also declared invalid. This halo fades, and it will be difficult for Jianhua Company to go on. ”

Chen Jiaojiao said angrily: "If this company asks our branch to clear up the collection, won't next year's task be very well accomplished? ”

Wang Xianyao sighed and said: "The problem now is not only here, even the head of the head office is half-hearted, and he sees the vacant director position in the city all day long. ”

Chen said: "I think that no matter who stays in the head office of the People's Bank for two or three years, they will be depressed and have no heart to continue working. ”

These three people are like this, and I say things that are rarely said in ordinary times.

At this time, Wang Xianyao's heart also opened a plan to leave the Hubei branch, but how to leave, he has not yet considered maturity.

There is a way, outsiders are clear. Regarding Wang Xianyao's mentality at this time, an outsider wrote a poem that slipped to his heart:

Officials, officials, officials, officials, officials, when they come, they should go to the nose and eyes;

When you step down, you have to be decent, and you have to do everything you can to do with it. (To be continued.) )