108. Wang Xianyao's realistic thinking
It is said that Bu must be willing to pay thousands of yuan for the first time to hire colleagues, in order to stay in the sensitive position of Hubei Financial Services Co., Ltd. He looked forward to this meal www.biquge.info which would one day come in handy when he played the public opinion card.
And Xu Donghai and Xia, who have been with him for more than a year, obviously don't want to do this.
Xu Donghai is already a registered figure in the head office because he made a loan from Anyan Automobile City Co., Ltd. When the People's Bank announced the team, he had been listed as a full-time member of the "loan collection team" with Zhuang Yu and Qin Xianhong. Just a few days later, Wang Xianyao pulled him out again to partner with Summer. This shows that Xu Donghai's fate in Hubei Financial Services Co., Ltd. has only a lot to do with the branch team.
And summer clearly has something else to think about. In fact, when the personnel inspection team of the Citizen Bank inspects the situation, as long as you strive for it in the summer, it is completely possible to get a vice president or assistant general manager. However, summer thinks otherwise. He could see that it was indeed drudgery to become a member of the team of Hubei Financial Services Society. Rather than competing for official positions like this, it is easier to find a new unit and strive for performance as an official. What's more, in the summer, people who stay in sensitive positions have to be screened by their superiors. Moreover, he was hired for three months at the Merlin Financial Services Society, another service agency that had been taken over by the Citizens Bank, and all the loans he handled at the two financial service cooperatives had to be audited by the head office. As for the mass base in the financial service cooperative, I never worry about it in the summer, and I don't need to pay out of my pocket to invite people to eat and drink to build momentum, like Bu must do.
Wang Xianyao paced back and forth in the branch office. As he paced, he pondered ways to open up the work of the financial services cooperative.
At this time, when he, as the deputy head of the personnel inspection team, reported the situation of Hubei Financial Services Co., Ltd. to the leaders of the head office with Shao Yunfeng, the president of the bank, Gu Dingli's speech rang intermittently in his ears: "Asset quality problems and payment risks are linked. If the quality of the loans provided by the financial services agencies is good, there is no need for us to set up citizen banks. In my opinion, the central authorities are afraid of a big mess, so they have hurried to absorb it. Therefore, our comrades here should be sensitive to this. ”
Next, the scene of the meeting was presented in front of me one by one like a television picture:
After listening to Shao Yunfeng's brief briefing on the loan quality of the Hubei Financial Services Cooperative, President Gu Dingli immediately interjected and said: "Have you heard? This is the situation when we came to a financial service cooperative, and after hearing this, we felt a lot of pressure on ourselves. That's what we're going to do. Of course, pressure is motivation, and crisis is turning point. If it weren't for the establishment of the Citizens' Bank, I don't know how many of our colleagues from the financial service cooperatives would have gone to the detention center. Now, we have the task of not only stabilizing society, but also saving them. Okay, show you more about it. ”
At that time, I took out the prepared speech, glanced at the leaders present and said: "This time I went to Hubei with Director Shao, which is an opportunity for me to learn. ……”。
After finally finishing the report, I only heard Gu Dingli say: "The situation is very comprehensive. These losers, who receive tens of thousands or hundreds of thousands of salaries and bonuses every month, have made a good financial enterprise a scandal and full of holes. Let's see how to deal with it. ”
At that time, the two main leaders of Gu Dingli and Luo Yi both advocated the removal of the leadership team of Hubei Financial Services Co., Ltd. at the right time. The original three CEOs are not ideal candidates, so who should be replaced?
In the end, Governor Gu's big eyes were staring at his face tightly and he was reluctant to leave for a long time, sometimes smiling. And he was uncomfortable with the eyes of President Gu, and he probably took a fancy to him, and secretly said in his heart: "Maybe it's a bad dish." ”
As expected, which pot is really not open to mention that pot, Gu Xingchang has already seen the little Jiujiu in his heart, and said with a smile: "Xianyao, you seem to have a bamboo in your chest?"
I hurriedly said, "No, no! I don't know how to bank." ”
Governor Gu interrupted himself and said: "I don't know what to be afraid of? Aren't the communists fighting the world just in Jinggangshan to work in middle school and study, and then go to Yan'an, and then slowly understand it!"
At this time, Vice President Luo Yi also looked at himself and said with a smile: "It should be okay to go down and exercise under Xianyao." ”
I immediately said, "I have a lot of difficulties going down. ……”
Before he finished speaking, President Gu said: "What are you afraid of difficulties? What do you want us Communist Party members to do if there is no difficulty? The establishment of the People's Bank is to ask us to face difficulties." We must shoulder the responsibility of stabilizing finance and society. ”
At this time, I felt that things were becoming more and more difficult to reverse, and it was no longer convenient to speak. So, I glanced at Shen Rong, the secretary of the Commission for Discipline Inspection who was sitting opposite, he glanced at me, but said: "Xianyao, if there are any difficulties and requirements, can you just say it!"
In desperation, I finally found a step, so I said to President Gu and other leaders: "If you ask me to go, I will be regarded as a big girl to marry - the first time." In the past, my work experience was in the agency, beating the side drum in the department, and I had never been a chief officer in charge of food and drink. In this case, it will be difficult to go down. I am not asking for conditions, but I am asking that: first, the head office should give me some knowledgeable people to help me in the allocation of cadres; second, the Hubei Financial Services Society is no longer able to open the pot, and the head office will lend me money to open the door. Otherwise, if the door is closed, the organization will behead me and shoot me, and it will be useless. ”
When Governor Gudingli heard what I said, he actually smiled and said, "You see, right? In this way, after you settle down, the following cadres are allocated, you go to work, as long as they are willing to go with you, I will let go, so it is always okay, right? ”
Then, he turned his head to Vice President Wu Qing and said, "Comrade Wu Qing, you are responsible for explaining to the planning and credit offices, and you have to take special care of the business work after Xianyao went to Hubei, help him get on the horse, and give him a ride." This point has a bearing on the overall situation of the Citizens Bank and cannot be ambiguous. ”
Wu Qing said: "Okay, after the meeting is dismissed, I will implement it." ”
……
"Implement? It seems that what was said at the beginning was unrealistic. Wang Xianyao's thoughts slowly turned back to reality, and his eyes were looking out the window.
Mr. Wang's office is roughly 100 square meters in size, and there is also a lounge inside. Outside, in the main hall of this large office, there is a three-meter-long, two-meter-wide large desk, behind which is a matching leather swivel chair. Directly opposite the table and chairs, on the left and right, are leather sofas. If the financial services agency wants to hold a department manager meeting or receive guests with less than ten people, this office is sufficient.
He walked to the window directly opposite the office and looked at the bowling alley opposite. There are several workers at the entrance of the arena changing the glass doors. Because two days ago, the stadium didn't know who it had offended, and at dawn, it was actually on the first floor of Wang Xianyao's office, and he was shot twice with a spear, and the glass door fell down.
It just so happened that a few days ago, Wang Xianyao learned through the audit that this stadium was actually invested and built by Hubei Financial Services Society, but now it is contracted to others to operate.
Wang Xianyao thought: "Can the stadium help me in any way? Communication and coordination tools, profit growth points, deposit methods, yes, I should meet with the contractor." ”
"The problem for the branch right now is funding. On the surface, the word "capital" seems to be too broad, but when you think about it deeply, it is too rich. Wang Xianyao continued to think: "For banks, capital is not only the problem, but also the carrier of achievements. Isn't it because of these two words that so many people stay in the bank that they are busy? By the way, how to convert it into their own grades is my mission to come to Hubei. ”
"The two major issues that have led to the shortage of funds are deposits and loans. "Deposit ......" While thinking, Wang Xianyao had been standing for more than half an hour, and felt a little tired on his legs, so he walked to the swivel chair inside. After sitting down, Wang Xianyao held a pencil in his right hand in case he needed it, and held his head with his left hand, and continued to think: "The relationship between government organs, political and legal organs, friends, and fellow villagers, ...... every possible clue he came up with.
Later, he thought about solving the problem of old loans.
On the issue of loans, Xia has already shown him some views: "Any bank wants borrowers, and it is not necessarily necessary to repay as many loans as possible, the key is whether the stock of these loans can be accepted by me and serve me." There's a lot to do here. ”
Wang Xianyao thought: "If Summer's view is true, then the question now is to employ people and who to use to do the work. It seems impossible to rely on someone from the head office to be the department manager to help me. Isn't it very comfortable for ordinary cadres to stay in the head office, and who is willing to go down to the grassroots level to suffer this crime without any treatment? Of the three existing credit managers, Bu must be the most tactful and can also observe his face, but I don't like this kind of person very much; Xu Donghai can be trained, but he is not bold enough, and he does not have many methods, so it may be difficult to bear the heavy burden. And Xia obviously has the courage to be the head of the planning and credit section, and his professional level is enough, but his sense of initiative and coordination is obviously not enough, and he is not very willing to bow his head, a bit like a technical officer at the management level. You see, he never took the initiative to come to me to ask for instructions on the work. Of course, maybe both sides are still watching and getting to the bottom of it. However, judging from the handling of large and small accounts in the summer, he is still a mature Communist Party member, has a sense of discipline, and is also good at restraining himself. The 'people-centered' viewpoint he put forward during his personnel inspection was introduced, and when he was pulling deposits, the speeches of the enterprise leaders were: 'If you don't go to a specialized bank, go to a financial service cooperative; if you don't go to a near bank, you will go to a new service cooperative." How to explain it?' also shows his helplessness in carrying out his work. Another question is: As Zhuang Yu's right-hand man from beginning to end, does he have any economic cases or other problems in the loan business? It will take time to test, so he can't get too close. ”
"The problem of people," Wang Xianyao is still thinking, "we should still add some new people to the credit department, one is to ask the head office for some college students, and the other is that Ren Erwei, whom Chen talked about last time, can be transferred to the credit department to pay off old loans." ”
Just when Wang Xianyao felt that he had figured out some clues, and wrote and drew with a pencil in his notebook, the phone rang. Wang Xianyao picked up the phone and said softly: "Hello, I am the ...... of Hubei Service Agency."
Before he finished speaking, the other party said, "Xianyao, I'm Shen Rong." ”
"Secretary Shen, hello. You're always worried, what are your instructions?" said Wang Xianyao humbly.
Shen Rong said: "If you don't worry, you can't do it! Something happened at the head office, and several of our leaders called separately to inform you, the 'local princes', to come up for an emergency meeting. ”
Wang Xianyao asked in surprise, "Secretary Shen, what's wrong?"
"After you come up for details, Comrade Ding Li was attacked. You will come to the small meeting room of the head office immediately. After Shen Rong finished speaking, he hung up the phone.
After Wang Xianyao answered the phone, an uneasy thought hit his heart: "Small finance, big society, and the bank is not peaceful!"
After thinking about it, he still put his notebook in his briefcase, made a phone call to Chen Assignment, and asked him to pay attention to the bank's movements, and go to the head office for an emergency meeting.