On June 3, 1994, Ms. Gao Li, the general manager of Shenzhen (Korea) Investment and Development Company, came to Hubei Financial Services Co., Ltd. and greeted Wu Dongmei in the business hall, and Wu Dongmei immediately came out to greet Ms. Gao and took her to the summer office. Pen, fun, and www.biquge.info

Summer enthusiastically gave up her seat to the tall and tall Miss Goryeo. After glancing at her appearance, I thought, this kind of person is not like a tricky person, as long as they run it well, it should be possible to deal with them.

Then, I looked at the information she brought to prepare for the loan.

Xia found out that it was the business personnel of the overseas Chinese company who assisted in the deposit, so he said: "This company has dealt with us and can be trusted." You can tell them to seize the opportunity to bring in their savings. ”

After a while, Xia said again: "I think your project is also okay, I agree to the loan in principle, but if you take the materials under customs supervision, you must have a certificate that the customs agrees to the mortgage." You have to go through this procedure before you can make a loan. ”

Later, Miss Gao warmly invited Summer to their company to "guide the work", Summer didn't want to go, but it was difficult to refuse, and finally got into Miss Gao's car. Ten minutes later, I came to the company office in the light industry building on Aiguo Road.

Their company's office can be said to be one hall and two rooms. The hall is used for the office of employees, one room is used as the office of Director Li, and the other room is the office of Miss Gao Li, the general manager of the company.

Mr. Lee, the director of the office of the Korean company, is a relatively handsome man in his thirties, wearing a pair of anti-radiation gold-rimmed myopia glasses, and he looks very quiet and steady. Perhaps because of his glasses, sometimes when I look at his eyes from different angles, I can only see the bright blue light on the lenses, but I can't see his eyes.

In the summer, it can be seen that Director Li has an excellent relationship with the general manager. When Summer came to Miss Gao's office, Director Li immediately came over, poured tea, gave up his seat, and then sat down to greet Summer.

He may have known from Wu Dongmei's mouth that Xia was a Hakka. When introducing the company's business, they continue to introduce their company's development history in Huizhou.

Mr. Li looked at Xia and listened calmly, and changed his words, saying: "We are always a gentleman and a heroine who is very responsible for our friends. When we started our business in Huizhou, the bank also helped us a lot, and we are where we are today. Until now, Sister Gao has not forgotten them. ”

After speaking, he glanced at Xia Xia with small eyes wearing gold-rimmed glasses, and continued: "Once, the director of an office of the Agricultural Bank of China was targeted by the political and legal department, and our sister Gao insisted on taking it and spent another 200,000 yuan to do it. Afterwards, the director didn't know how much he was moved, and he always felt that Sister Gao was more righteous than a man. ”

Summer listened to this passage and echoed it: "It should be like this, be honest and upright. I also don't like people who have a lot of flowers. ”

Director Li listened to what Xia said, thought that Xia agreed with them, and then said: "Just say that this time I asked you to help our company with a loan, and we will not forget you." You have to have faith in us about that. ”

"Banks and companies rely on each other in settlement, deposits, and loans. According to the needs of both parties, a relatively fixed customer base will be formed, and there will be corresponding interpersonal relationships, but this will take time to cultivate slowly. I have been in Shenzhen for a few years, and the most uncomfortable thing is: generally speaking, Shenzhen is relatively eager for quick success in interpersonal relationships. ”

At this time, Miss Gao said anxiously: "Manager Xia, we are doing this time, you must help!"

While Miss Gao was talking, Director Li took out the key on his body, opened the safe on the left side of Miss Gao's desk, and opened the iron door of the safe ajar ajar, so that the outside could see dozens of hundred-yuan bills in the cabinet. Then he said, "Manager Xia, do this loan, I believe you." Now, how much do you want, please take it yourself in the safe, and you can afford to look up to Sister Gao and me as much as you want!"

After saying that, he took a hand and wanted to ask Summer to take a step forward to the safe.

When Summer looked at this scene, she thought to herself, "Today is the right and wrong field." They are two people, and I am alone, and if it doesn't make a good mess, something will happen. ”

Thinking of this, Xia was very nervous, but he said: "Mr. Gao, Director Li, listen to me, I do things simply, not a person who does things with money, and doesn't do things without money." I just listened to Mr. Gao's story about righteousness, what I want is long-term cooperation and relationship, I don't like people to go to tea and cool friends. Therefore, if you deal with me, you can rest assured, just say that this loan, if you have obtained the certificate of approval of the mortgage from the customs, I will happily make it for you. If there is no proof, you will have to consider other mortgages. Look, do you agree with me?"

Miss Gao blushed and didn't speak, and Director Li was about to say something, when the summer science machine rang. When I saw it in the summer, it was Zhuang Yuke's, so I immediately found a step and said, "I'm sorry, Mr. Zhuang wants me to go back immediately." Please come to me as I told me to get ready. Thank you!"

In the summer, I got downstairs and quickly returned to Hubei Financial Services Agency. After a while, he thought, "Could it be that they are setting a trap for me to drill into?"

After returning to the financial services agency in the summer, I calmed down a little and said in my heart: "When you go out in the future, you must bring a loan officer with you, this is a lesson." ”

Then, when I went to Zhuang Yu's office, I reported to him my opinion on the investigation of the Shenzhen (Korea) Investment and Development Company, and was inclined to give loan support. However, he omitted the fact that Director Li of the company opened the safe with the acquiescence of the general manager, Miss Gao Li, in an attempt to let him take the money himself, and did not mention the matter to anyone in the future, so as not to cause trouble.

Zhuang Yu also expressed satisfaction with his work during the summer. After Xia finished speaking, Zhuang Yu asked knowingly: "Have you counted it: have you completed the deposit task now?"

Xia said: "There are about 25 million, and by the end of the month it can go up to 35 million yuan." I didn't dig up the deposits in the Merlin Financial Services Agency, which still maintained around 30 million yuan. They send me deposit bonuses every month. ”

Zhuang Yu said: "You do it step by step, it's very good." People who do business just can't talk about it. ”

Summer said with empathy, "Yes." ”

Zhuang Yu said to Xia with a red face: "Now there is a matter, I have communicated with Vice President Qin and Manager Chen, didn't you handle the transfer of deposits of Jin Kaige Development Co., Ltd. last time? Now he said that the project funds are not enough, and he asked us to give him another 5 million deposits, and call the Shenzhen branch of Guangfa Bank, and ask you to handle it." ”

Summer said, "What is the level of interest rates?"

Zhuang Yu asked: "How much do you think is appropriate? As an old friend, you can't be too high." ”

Xia listened to Zhuang Yu's words and said objectively: "The current social interest rate level of one-year time deposits will not be lower than one and six points per month, and some will reach two cents, or even higher. ”

Zhuang Yu said: "Then set it at six points in one! You make a plan, I will sign it, and send out the deposit." ”

Summer said, "Okay. However, you also have to tell Zhou Kaige that in addition to the interest rate on the deposit certificate, the remaining interest rate difference must be given to us before making the payment. This is an arrears without a lawsuit, and he hasn't given us a unit last time, so it's not easy for us to step down after a long time. ”

Zhuang Yu said: "I told him to pay it all at once before this payment. ”

"Then I'll do it!" said Summer, preparing to leave.

"You wait. In the afternoon, I am going to hold a meeting to analyze the lost deposit receipts of the sales department, and you will also participate. Zhuang Yu said.

Summer said, "Okay. ”

So, in the summer, I went back to my office and wrote a transfer plan. At this time, Qin Xianhong came in and said: "Manager Xia, I have no opinion on Zhou Kaige's transfer, but the service agency can't lose money, and the interest rate difference must be received." Otherwise, we will not be able to explain to our shareholders in the future. ”

Summer said, "Yes, yes! ”

Speaking of which, Hubei Financial Services Co., Ltd. allocated 10 million yuan of fixed deposits to Zhou Kaige's private company under the condition of being below the market interest rate, which is not a cost-effective deal. However, when the Hubei Financial Services Society asked him to pay off the interest rate difference between the two transfer deposits, this skinny monkey-like Northeast man really complained in front of the summer and said that he didn't buy it. This provided a basis for a negative view of him in the summer, which had little impression of him, and lingered for years.