In the summer, the 10,000 people who received the inspection team by the car of the branch and Wang Torch went out of Buji and drove to Longhua on Bulong Road. Pen ~ fun ~ pavilion www.biquge.info an hour later, the group arrived at the office of the Huanglong Hotel - the location of the original Huanglong Hotel on Renmin Road in Longhua.

Due to the reasons mentioned earlier, Huang Zhonghui did not wait for 10,000 people in the office, but was received by Zhang Shuanglin, the business manager of the hotel, that is, Huang Zhonghui's confidant. Huang Zhonghui made an appointment with Xia, and when the inspection team arrived at the hotel, he rushed back from the city to discuss with the inspection team.

In the summer, considering that it would take a short time, he asked the branch car to drive back to the branch first, and when he went back, he and his party found another way to go back.

In this way, 10,000 people were led by Zhang Shuanglin to inspect the construction, decoration and surrounding environment of the entire real estate of the Huanglong Hotel.

After reading it, Wang Huoju said: "The geographical location and orientation of this real estate and the square in front of the door are imposing, and it is worth the money. Here's the thing: real estate is at a low ebb right now, and if it's auctioned, it's not worth much. ”

Xia said: "Can you consider the head office to take it first, whether it is to pay off the debt in kind, or to consider the distribution in the future." As the saying goes, fertile water does not flow into outsiders' fields. ”

Ten thousand people said: "This can be suggested to the leaders of the head office, see if it works." ”

At about eleven o'clock, Huang Zhonghui went directly to a hotel next to the town government and asked Zhang Shuanglin to take Xia and his party over there to talk.

After Huang Zhonghui arrived at the hotel, he asked the waiter to open a reception room, sat in the reception room, took out some materials from his briefcase and spread them on the coffee table, waiting for them to arrive in the summer.

After a while, Zhang Shuanglin arrived on the first floor of the hotel, and did not see Huang Zhonghui, so he called Huang Zhonghui and asked, "Where are you?"

Huang Zhonghui said: "You can take them up to the reception room on the second floor, and that's it." ”

Zhang Shuanglin took 10,000 people and Wang Torch to the second floor. Zhang Shuanglin said to Huang Zhonghui: "These two are the leaders of the head office of the Citizens Bank brought by Manager Xia. ”

Zhang Shuanglin introduced to 10,000 people: "Director Wan, this is the general manager of our company, Mr. Huang. ”

Wan Wan and Wang Huoju shook hands with Huang Zhonghui respectively. After everyone sat down, Huang Zhonghui pretended to be stupid and asked, "The God of Wealth is here, what kind of care do you have?"

Ten thousand people said: "To tell you the truth, we are the head office of the People's Bank of China to check the accounts, and when we arrived at the Hubei branch, we found that your company was a series of loans, and a total of five enterprises as your subsidiaries obtained loans, adding up to 27 million yuan." Now that it's almost due, and you don't want to pay it back, and the bank is very tight, let's see if your collateral is worth anything, which is one purpose, and the second purpose is to hear what you think about how to deal with this loan?"

Huang Zhonghui is a person from the rivers and lakes, and when he heard ten thousand people say this, he immediately responded: "I won't tell you anything, I have been making trouble with them since I went to Hubei Service Co., Ltd. to complete the loan contract." It's not that I'm a troublesome person, things just don't go well. If you don't believe me, you ask Manager Xia. ”

After Huang Zhonghui finished speaking, he said to Xia: "Manager Xia, did you say?"

Ten thousand people, Wang Torch saw that summer was not squeaking on the side.

Huang Zhonghui continued: "When I applied for the loan, I said that the monthly interest rate was 23‰, but I only borrowed 5 million yuan, and then there was no follow-up. I said that the People's Bank of China would not let me do it, so I brought a lawyer to the service agency, sent a lawyer's letter, and was about to file a lawsuit. After tossing for a few months, I was able to take out a loan, but the service agency made a condition: I was asked to bring my own deposit. In this way, after making up for the interest rate difference of depositors, how much has the cost of the loan already reached? The monthly interest rate is more than three cents! You say, what kind of business is so profitable? Only by selling white powder, isn't your bank forcing me to die!"

10,000 people said, "Okay, don't talk so much about the past, let's talk about how to deal with it now!"

Huang Zhonghui said: "I still have to say a few words! When the service cooperatives continued to make loans, they said that one borrower could only borrow 5.4 million yuan, and asked me to go to another company to handle the remaining loans. Fortunately, I have a wide range of friends and a lot of friends, so I found four companies and borrowed 5.4 million yuan each, and basically completed the contract. However, there is also a cost to finding someone to take out a loan - which in turn increases the burden on our company. ”

After listening to Huang Zhonghui's complaints, Wang Huoju glanced at Xia, shook his head, and smiled knowingly.

Ten thousand people asked: "So, Mr. Huang, what is your company's idea now?"

Huang Zhonghui said: "Our company judged that due to a lot of delays, if we really redecorate the hotel and open its doors to welcome guests, the business risk is not small." Recently, a lot of companies have come to the door and want us to do a real estate store, we are talking, if it goes well, as soon as you repay all your loans, it will be a hundred, there is not so much to do. ”

"Which companies are interested in recently?" asked 10,000 people.

Huang Zhonghui selected a few letters of intent from the coffee table and said, "Well, you see: banks, KFC, and supermarkets all have them. It's really: 'Don't look at me ugly, but I'm still gentle' -- I'm a bit like the emperor's daughter. An advertisement for a famous girl in Hong Kong said: 'Look, look—look, look, look, look.' 'Hahaha......"

Huang Zhonghui was talking and playing, learning the beauty advertising words sold by Hong Kong female stars, putting his finger on his face, making jokes, making everyone present laugh.

After laughing, Wan Wan and Wang Huoju brought several letters of intent to deliberate, one of which read:

Contract for the purchase of the building (Letter of Intent)

Proposed contract unit:

Party A: Shenzhen Baoan Huanglong International Hotel

Legal address: Longhua Renmin Road.

Party B: Shenzhen Longhua Branch of State-owned Bank

Legal address: Longhua Heping Road.

Chapter I: General Provisions

Article 1 Shenzhen Baoan Huanglong International Hotel (hereinafter referred to as Party A) and Shenzhen Longhua Sub-branch of the State-owned Bank (hereinafter referred to as Party B) on the purchase of the building, after negotiation between the two parties, enter into this contract of intent.

Chapter 2 Prices of Buildings

Party A agrees to belong to the first to seventh floors of the left annex of the Royal Dragon International Hotel. (Location: north of the dormitory, south of the property company, east of the school, west of the main building) sold to Party B for business and office space.

Article 3 The construction area of the first to seventh floors is 3,800 yuan (RMB, the same below) per square meter for the construction area of Wu Qian and Wan Wan (see Appendix 1 for details of the actual area calculation), and the total price of the entire building is RMB 1,000 (lowercase: 19155800 yuan) including the price of the installed elevator and ancillary facilities.

Chapter III: Responsibilities of the Parties

Article 4 Party A's Responsibilities:

1. Complete the legal "Real Estate Certificate" of the above-mentioned building for Party B and be responsible for all the expenses required for the certificate. The owner of the "Real Estate Certificate" is the Shenzhen Longhua Branch of the state-owned bank.

2. According to the design requirements of the above-mentioned buildings, be responsible for civil engineering projects (including drainage, sewage, exterior wall decoration) and required costs.

3. According to the requirements of the current building's hydropower design, be responsible for the installation of hydropower facilities and all costs.

4. Responsible for Party B's own business hall and office power supply, (Party B does not bear the original costs of installation, transformer and capacity increase).

5. The distance between the parking lot in front of the building and the open space behind the building is within 8 meters (subject to the red line of the floor plan, see Appendix 2), which shall be provided to Party B free of charge from the date of signing the contract (Party B shall not bear all taxes and fees).

6. For the vacant land behind the purchased building, Party B can build a protective fence about 1.5 meters high according to the safety requirements, and Party A assists in maintaining the security of the building.

7. Responsible for the greening in front of the building and the opening of the gate passage and the required expenses. 8. Responsible for all kinds of taxes and fees for the transfer of the building, such as land premium.

9. Responsible for the legal "Real Estate Certificate" for the building purchased by Party B before September 30, 95.

10. In the event of a dispute over the transfer of the building, such as property rights and land, Party A shall bear all legal responsibilities and compensate Party B for its losses.

Article 5 Party B's Responsibilities:

Responsible for paying the purchase price to Party A in two installments. The first phase: the contract is signed and notarized by the notary office within 10 days after the payment of the first to four floors, the construction area of 2857 square meters, the amount of 10856600 yuan); the second phase: the end of January 96 to pay off the fifth to seventh floors including the eighth and ninth floors of elevators, etc.), the construction area of 2184 square meters, the amount of 8299200 yuan. If Party A does not complete the "Real Estate Certificate" by then, Party B will postpone the payment of the second installment of the purchase price after it is completed.

Chapter IV Miscellaneous

Article 6 After the contract is signed, both parties shall abide by it and shall not violate it.

Article 7 Party A shall be responsible for the notarization of this contract.

Article 8 In the event of a dispute over this contract, both parties accept the ruling of the Shenzhen Intermediate People's Court.

Article 9 This contract shall come into force on the date of signature of both parties, and the contract shall be executed in five copies, two copies of each party A and B, and one copy of the notary public, all of which shall have the same legal effect.

Article 10 Matters not covered in this contract shall be jointly negotiated by both parties A and B.

Party A's representative: Official seal:

Party B's Representative: Official Seal:

Place of Signing:

July 1995

After reading it, 10,000 people asked: "It seems that this letter of intent is very real, have you already sold this real estate?"

Huang Zhonghui became serious and said, "It's already mortgaged by you, and I haven't discussed it with you, how can I sell it?"

In fact, Huang Zhonghui is not right, he intentionally or unintentionally concealed a fact: he negotiated with the Longhua branch of a state-owned bank in Shenzhen to negotiate the intention of real estate sales, has initialed a letter of intent, and prepaid part of the purchase price. This brings a lot of uncertainty to the future disposition of the property by the three parties in accordance with the law - this is a story for later.

……

Seeing that things were almost discussed and the time was not early, Xia said to 10,000 people: "Director Wan, when I came, President Wang estimated that we were late to go back, and told us to have a meal together before going back." Let's go down to the first floor for dinner!"

Huang Zhonghui heard Xia say this, and said angrily: "Manager Xia, if you say this, you will see outside, as the saying goes: 'All are guests when you pass through the door', you come to my land, this meal should be invited by me, go, go, it has been arranged, don't see outside." After speaking, he took the hand of ten thousand people and politely asked him to go downstairs first. The group also followed downstairs and arrived at a private room, where Huang Zhonghui asked the waiter to order food and pour wine, and each person had a cup of shark fin bird's nest stew, as well as lobster and abalone.

During the meal, 10,000 people still couldn't forget his work, and said to Huang Zhonghui: "Thank you, Mr. Huang, you are too wasteful! When I came, the president of the summer bank, that is, President Wang, also told me to have a good talk with you. Their branch is really having a hard time right now, so please take the loan to heart. ”

Huang Zhonghui picked up his wine glass and said to 10,000 people: "Director Wan, I have dried this glass of wine with you, and we will be friends! ”

Ten thousand people didn't know what he was going to say, so they could only raise their glasses and toast with him. After finishing it, Huang Zhonghui said with a smile: "It can be seen that Director Wan is a simple person, if I am a woman, you will not marry!"

The crowd pretended to be puzzled and joked, "I still have this charm? I don't seem to have ever felt this way myself!"

Huang Zhonghui did not explain the doubts of ten thousand people, but said with a smile: "Being a man is based on straightforwardness." I mix in society and never be ambiguous. My person, you ask Manager Xia: one is one, two is two, not a false set. I will take care of the loan, I don't pay it back for a day, even if I pay the interest for one day, do you think I'm not in a hurry! Don't worry, everyone will do it!"

Both the host and the guest had a relatively relaxed meal.

After eating, Huang Zhonghui offered to drive the three of them back to the city in his Mercedes 600 car, and Xia saw that he was not drunk and agreed. In this way, Wan Wan and Wang Huoju got into the second row of the car and sat down, and in the summer they sat in the co-pilot's seat, and Huang Zhonghui drove onto Bulong Road to return to the city from the Buji Pass.

Along the way, Huang Zhonghui introduced to 10,000 people the plan of Longhua as a new central city in the future. Listening to him, it seems that he has fallen deeply in love with this land.

Twenty minutes later, the car came to Buji Pass, and Huang Zhonghui took out a small black notebook, handed it to Xia and said, "Show it to the soldiers on duty." ”

Huang Zhonghui immediately used the automatic control panel in the driver's cab to roll down the window of the car in the summer, and handed the black notebook to the armed police soldiers in the summer. The soldier opened it and immediately respectfully returned the book to Summer, then stood up and saluted a military salute, released the car, Huang Zhonghui nodded in greeting, and drove the car slowly.

This scene made the ten thousand people sitting in the back and Wang Torch look at it in their eyes and be amazed.

Entering the city, Huang Zhonghui explained: "There are only three copies of the pass in Bao'an just now. Later, he asked, "By the way, Director Wan, where are you two going to get off the bus?"

Ten thousand people said, "Send us to the head office!"

When I arrived at the head office, Xia got out of the car first and shook hands with Wan Wan and Wang Torch to say goodbye. Later, he asked Huang Zhonghui to send him to the Hubei branch, and Huang Zhonghui went to the Southern Hotel to do his business.

Guanguan: The three of them, Wang Huoju and Xia came back from the Huanglong Hotel, each with their own ideas.

First of all, let's talk about 10,000 people, as the inspection team of the head office, they went to the enterprise, figured out the ins and outs of the loan, met with the legal representative of the enterprise, and explained it, even if the task was completed.

In the summer, I thought that the more people in the head office knew about the loan accounts I handled, the better, so that the leaders of the branch would be ready to sue from time to time. In fact, summer has no bottom for Huang Zhonghui. At the beginning, because a contractor who was familiar with Zhuang Yu planned to renovate the Huanglong Hotel, he heard that Zhuang Yu wanted to find a loan from the enterprise and lend out the backlog of deposits of the service cooperative, so he brought Huang Zhonghui to Hubei Financial Services Co., Ltd. to apply for a loan. At that time, the financial services agency was eager to give him a loan of 30 to 40 million yuan, but Huang Zhonghui refused to give in, and after the formalities were completed, he only needed 5 million yuan, so that he would cause so much trouble in the future.

With the continuous loan issuance and post-loan inspections for more than a year, Summer gradually got to know Huang Zhonghui's personality and knew that he had a bit of a red and black background, and he was a character who could not be too close or offended. In the summer, he kept a record of the financing agreement signed with the depositor when Huang Zhonghui pulled the deposit to make the loan, so as to block Huang Zhonghui's mouth from talking about things in the future.

On the other hand, the changes in the Dragon Hotel in the summer have always been incredible. When making loans, in the summer review of the hotel's preparatory office submitted to the government at the end of 1993, there were four shareholder units, one of which was a state-controlled listed company in Shenzhen, a villager joint-stock company, and two investment companies in the city. The legal representative approved at that time was not Huang Zhonghui. More than a year later, the listed company withdrew, and the legal representative was changed to Huang Zhonghui, as if it were his private company limited by shares. Their company's legal counsel even went to court with the listed company. What happened in the summer, I don't know.

And Huang Zhonghui is indeed a complex social carrier, he appears in social life and even in officialdom in many faces, his relationship network and social foundation are relatively stable, and it is very convenient to do anything. His character traits are step-by-step and more ground-based. At the beginning, when the first loan was issued, the enterprise had to pay a difference in interest to the service cooperative, and Huang Zhonghui showed great sincerity and asked the service agency to accept a three-month post-dated check. After the service agency received it, two years have passed until now, and it has not been delivered. If you ask him to talk about this, Huang Zhonghui will still babble on and on - he still has a reason!

Now, he is using the mortgaged property of the Huanglong Hotel to do a risky thing, which is the real reason why Wang Xianyao, the president of the Hubei branch, has taken a look at the loan file of the Huanglong Hotel. However, Wang Xianyao kept it a secret after seeing it, and hid it in his heart, which had a lot to do with his own vital interests, so he had to do it as a last resort.

If you want to know what will happen next, please listen to the little one behind slowly.

Precisely:

was born bold and loyal to Huang, and red and black eat true and fake;

However, the sword eyebrows gathered at the root of the mountain and transported it to the canopy to provoke right and wrong. (To be continued.) )