Ninety-one, Chen's "Accounting Restoration"
After going to work on Monday, because SZ Hengjin Trading Co., Ltd., which was introduced by a cadre of the People's Bank of the Special Administrative Region, planned to increase the loan by 450,000 yuan, Liu Aihua was assigned to handle the mortgage loan procedures in the summer. Pen | fun | pavilion www. biquge。 info
Then, in the summer, the loan balance confirmation letter was issued to the loan account collection audit team.
In the summer, it was discovered that Huang Zhonghui's sub-mortgage customers were not delivered except for his brother Huang Zhonghua's company and Huang Zhonghui's company. Summer was a little anxious, and immediately wrote a letter, asking Ou Zhongzhong to send it to Longhua Huanglong International Hotel.
After reading the letter, Huang Zhonghui promised to do it immediately.
After these things were dealt with, Summer came to Zhuang Yu's office to discuss business issues with the managers of various departments. At the end, Zhuang Yu said: "Bu must be, Lao Xia stays for a while." ”
At this time, in addition to Bu Ding and Xia who were named, there were also Qin Xianhong and Zhuang Yu in the office.
Summer didn't know what the four were going to work on. I only heard Zhuang Yu say: "Let's discuss the issue of the Anyan Auto City project." ”
After hearing this, Xia thought to herself: "What kind of combination is this, if you want to talk about the issue of Anyan Company, Xu Donghai from the first credit department still has to participate, because he made the loan." Mr. Zhuang called him yesterday but did not call Bu Certain, and today he did not call him but Bu Certain, so it is naturally not good to do whatever he wants. ”
Summer was thinking like this, but unfortunately Zhuang Yu said: "Old Xia, you talk about your views." ”
Summer didn't think about it and said: "I think Lao Zhu's thoughts are that he doesn't want to pay a penny more." What he meant, the mortgage of the deposit certificate, our financial services agency can deal with it as it wants, he has no opinion, but if you want to add collateral or new interest rate differentials to help us, I don't think he will do it. ……”
When Xia said this, Zhuang Yu said angrily: "Old Xia, you heard it wrong!"
Summer didn't know what was wrong with him, and when he saw that Zhuang Yu was unhappy, he naturally didn't say anything.
According to the requirements of the preparatory group of the Citizens Bank, starting from the audit team of the Citizens Bank, the new loan business of all financial service cooperatives must be approved by the Citizens Bank before they can be released. To this end, SZ Hengjin Trading Co., Ltd., which had previously completed the mortgage registration of Hubei Financial Services Society, planned to add a loan of 450,000 yuan, and reported it to the credit department of the People's Bank.
On May 17, the head office of the People's Bank approved the loan. Considering that this was a loan related to the People's Bank of the Special Administrative Region, Xia took the initiative to take the IOU to Zhuang Yu for approval, and then handed it over to the business department for billing. After the business department issued the account, Wu Huoyu, the legal representative of the company who came to take out the loan, withdrew part of the cash and paid it to the small account of Hubei Financial Services Society as the interest rate difference of the supplementary deposit.
Half an hour later, Chen's homework, who was still in the midst of the personnel struggle, felt that it was disrespectful to him to give the loan in the summer, and on the other hand, he thought that he should block Zhuang Yu's authority to sign and approve the loan. So, he immediately came to the sales department and asked Tan Feiyan to terminate the loan and go through the procedures for restoring the accounts.
"Accounting restoration" -- this is also a new thing that Tan Feiyan has never heard of. Moreover, the borrower also used the loan, how can this be restored?
In desperation, Tan Feiyan came to Chen Job's office and said to Chen Job: "Mr. Chen, the borrower has paid cash, how to restore it?"
Chen Zuo said angrily: "I don't care how to restore it, I just can't pay the bill." You tell Lao Xia. ”
So, Tan Feiyan hung up a phone call to Xia in Chen's homework office and said, "Manager Xia, hello! The loan you just handled, Mr. Chen said that it could not be issued. ”
Summer asked, "Is it not the formalities that have been completed?"
Tan Feiyan said: "I don't know about this. ”
Summer said: "The sales department can't make accounts, and I really can't control it." Actually, I don't want to do this loan, but it has something to do with the People's Bank of China. ”
The two of them put down the phone and were not idle: Tan Feiyan immediately relayed to Chen Jiaojiao what Xia said: This loan has something to do with the People's Bank of China. And Xia felt that Chen's homework obstruction of the account was an open wrestling between the bosses, and he should tell Zhuang Yu, so he came to Zhuang Yu's office and told Zhuang Yu.
Zhuang Yu was not particularly excited, and said to Xia: "When we have a meeting tomorrow, I will talk about it." ”
On the contrary, Chen Jiaojiao, after listening to Xia's statement, felt that if he offended his colleagues in the People's Bank of China, he would inevitably suffer losses in the future, and it was really difficult to step down. In this way, he walked around the office in a state of anxiety, but no one came to solve it.
In fact, Xia had already estimated that Chen Jiao had developed into a business with Zhuang Yu to the present, which is why Xia suggested to Zhuang Yu: the original intention of the CEOs to coordinate the relationship.
And Summer's view of Chen's homework is not unreserved, and Summer's qualifications and foundation are much thicker than Chen's. I have also learned about the methods used by Chen Homework in personnel battles:
In the mid-70s, after going to the mountains and going to the countryside (returning to the township), after more than a year of training, at the age of 18, he was appointed by the township party committee as the main cadre of a brigade (village). This made his immediate boss, the secretary of the brigade, so bad that he was passively stumbled on the issue of joining the party, which made the town party committee angry and anxious. Later, Summer strongly asked to join the army, but the town party committee insisted on not letting him go. In this way, all kinds of rumors about the reuse of the summer have become the topic of conversation among the cadres after dinner, which makes some scheming people guard against him everywhere. Later, in the summer of the spring of reform and opening up, as a member of the "Seventh and Seventh Sessions", when they were preparing to go to GZ to study in the spring breeze, these people were in unison and rushed to suggest to the town party committee that they should seize the development of the summer that had tested and matured to join the party.
This somewhat made the secretary of the town party committee laugh and cry, and he said to these people who came to talk about it: "Do you know that he is mature now? The problem is that you don't have the maturity to get to where you are. ”
Later, the town party committee responsibly wrote an official letter to the party organization of the college where he studied in the summer, introducing his experience of being trained by the party organization for many years, and asking the college to pay attention to it.
After graduation, less than half a year after arriving at the job, he was determined by the organization to be the leader of the third echelon of the unit in the summer. In terms of business, he also obtained the title of economist in the first professional title evaluation carried out by the state. This has made many veteran comrades feel uncomfortable, because they have worked all their lives and are no more than that, and when they retire, they will become "economists" and "accountants." What is more, the move of being selected as a leader-elect by the higher authorities as a unit as soon as he joined the work in the summer is tantamount to blocking the way for the promotion of some middle-aged cadres who are in the prime of life and are at the right time. In this way, the middle-aged cadres in the personnel joints of the unit, who usually go their own way and shuttle alone, are always surprisingly consistent in the direction of evaluation when it comes to summer. In 1984, after the secretary of the party group of the professional bank branch came forward to coordinate with the organization department of the county party committee where he worked, he was promoted to a middle-level cadre in the unit and continued to serve as his third echelon.
Strange scenes are always strikingly similar. When the summer was ready to work at SZ, the summer colleagues went through his merits, deeds, merits, personality, and abilities like a few treasures, and wrote a passionate organizational appraisal. The original unit sealed the organization appraisal and sent it by registered mail to the new unit in the summer, the SEZ Corporation.
In the summer, the district branch of the former higher-level management department refused to release the person, saying: "Is it so easy to train a cadre?"
In the summer, he had no choice but to approve the release through the coordination of the personnel department of the provincial bank. Later, when the summer returned to the branch in charge of his personnel rights to go through the transfer procedures, the personnel department was still extremely reluctant to handle the transfer procedures, and finally, after collecting 5,000 yuan in the summer "personnel training fee", the appointment order was issued.
In the summer, he served as a middle-level full-time record cadre of a first-class enterprise in SZ City, and he was also a member of the SZ Audit Society. Let's just say that Chen Jiao used to work in the People's Bank of China, and he also has a lot of connections, which is enough to have a showdown with Chen Jiao. However, considering that Chen Jiao is young and thinks in the summer, sometimes it is a man's bloody move to be angry, so it is not impossible for him to do it at all.
Therefore, in the summer, I continued to do my business as if nothing had happened.
In China, if someone mentions May 19, 1995, people may be happy to remember the past with a little reminder.
Indeed, it is said that this day was because the country saw the downturn in the stock market and introduced a rescue policy: the State Council announced the suspension of the pilot of treasury bond futures. As soon as the news came out, the Shanghai and Shenzhen stock markets triggered the famous "5.19" boom, which created many new millionaires.
Perhaps to this day, these millionaires and their children and grandchildren are still enjoying the good fortune that the stock market boom brought them. Of course, Luo, maybe there are people who have a soft spot for the stock market because of the explosion of this day, so that they don't want to say "goodbye" since then, whether it is a bear market or a bull market, they sit in it, laugh and cry when they make money, and become the accompaniment of the symphony of joys and sorrows in the stock market. Ten years later, some people have to say "goodbye" and talk about their lives in desolation.
In the summer, he wore a Chinese machine that cost 6,000 yuan to buy a science machine and a stock machine. However, he is neither one of the lucky ones mentioned above, nor one of those who will not say goodbye. It can't be said that there will be no stock speculation in the summer, in the T+0 operating environment, there was also an experience in the summer that only made two phone calls, one bought and one sold, and earned more than 50,000 yuan in ten minutes.
The thing is very simple, I didn't catch up this time because Hubei Financial Services Society was eventful.
As soon as he went to work that day, Zhuang Yu notified the department manager and above to hold a meeting. There are two issues: First, the audit team of the audit bureau sent a fax, and there are still 21 loan households of the Hubei Financial Services Society who have not returned the loan inquiry letter to confirm the debt, and if they do not confirm it when due, they may not bear the loan, and the problem is very serious, and the financial service society requires the loans of various ministries and offices to be implemented well. Second, in view of the current predicament of the financial service cooperative, there is nothing to do, everyone can organize deposits of different maturities to come in, and make interest rate differentials in the big account, so as to keep the door open, and not so much.
At the end of the meeting, Zhuang Yu said to Chen Zuo: "Yesterday's loan was the loan that I discussed with the credit office of the head office to issue the loan, and the business department should not block it anymore." If you don't listen to me, should you also listen to the head office? Now we will get a good grasp of depositing money to solve the problem of tight funds. ”
Chen Homework didn't squeak again, and Tan Feiyan nodded with a red face.
As soon as the meeting was over, Xia quickly notified He Hao, Hou Zhishu, Chen Shanwei, and Huang Zhonghui, who had originally intended to make deposits, and asked them to go through the procedures for confirming the loans of the mortgage lenders, and at the same time, they considered organizing deposits to be transferred to the Hubei Financial Services Society. At the same time, we also called to suggest that some borrowers who have recently matured should help to attract deposits. In this way, it is time for lunch.