The story narrated in this book takes place in Shenzhen in the nineties of the twentieth century, when reform and opening up were in full swing. Pen % fun % Pavilion www.biquge.info

One of the protagonists in the book, Summer, is a senior financial expert who graduated from Guangdong Finance College in his early years. In 1992, he was transferred to a first-class enterprise in Shenzhen as a middle-level cadre, and in less than two years, he was favored by the organization department of the municipal party committee and was assessed to be the general manager of the enterprise. Just as he was about to take up his post, Xia resolutely gave up the opportunity to be promoted and applied for a loan officer at Merlin Financial Services Society, a collective financial enterprise that had just been approved for establishment but had not yet been listed, and opened up the work situation in three months. However, the good times did not last long, and when he was praised by the general manager Shen Hu and was ready to be entrusted with an important task, the company's credit managers Chen Ping, Ke Shaoji and other people who were involved in the camp were afraid that they would cut off their financial routes in the summer, so they designed to make Shen Hu obey with unwarranted words, and they had a sense of distrust in the summer. In the face of increasing pressure and lingering right and wrong, Xia resolutely left the Meilin Financial Services Agency, where he had sweated, and devoted himself to another similar financial company called Hubei Financial Services Co., Ltd. as the manager of the second credit department.

Zhuang Yu, the legal representative and general manager of Hubei Financial Services Society, graduated from the Central Institute of Finance and Economics in his early years. He is kind, humble and tolerant, but he has insufficient understanding of Shenzhen's complex economic environment and interpersonal relationships, and lacks experience in coping with it. Summer, who is familiar with business management, joins him overjoyed and relies on him as his right hand. The chairman of the cooperative, Yang Oran, is an official who has retired from the industrial and commercial administration department, and the purpose of joining the financial service cooperatives is to focus on the service cooperative's loan rights and personnel rights. In this way, it is inevitable that there will be a vicious fight between Zhuang Yu and Yang Oran. Yang may have seized some of Zhuang Yu's loan mistakes at the beginning of his business to fan the flames and make a big fuss among the directors, which really gave Zhuang Yu a headache. And the people around Zhuang Yu were not idle, and were involved in this infighting openly or secretly. Summer who is dedicated to assisting Zhuang Yu in dealing with business problems is caught in the middle, and while being reused by Zhuang Yu, it is inevitable that he will be suspected from time to time, and at the same time, he is often criticized and threatened with dismissal from Yang Oran.

In the early summer of 1995, the business risks of various financial service cooperatives in Shenzhen gradually took shape, and the relevant central authorities and provincial and municipal governments attached great importance to them. He believes that at the critical moment when the countdown to "97 Hong Kong's return to the motherland" is approaching, it is necessary to create a good social atmosphere and a stable economic and financial order. In this way, Shenzhen Minmin Bank was established with the mission of co-opting and co-operating independent financial service cooperatives. The bank is led by Gu Dingli, the chairman and president of the bank, and the branch president who came to take over the Hubei Financial Services Society is named Wang Xianyao. Soon, the society was renamed Hubei Branch of Shenzhen Minbank.

After Wang Xianyao's screening, the summer was used by him and he was appointed as the head of the four-in-one plan and credit section. Since then, under the leadership of Wang Xianyao, the summer has organized employees to carry out the intricate work of clearing old loans for several years. In his work, he not only visited all the courts in Shenzhen, but also competed with all kinds of debtors. Among them, there are villains with the background of underworld organizations, empty hands who use false materials to defraud loans, those who pretend to use political and legal public power as backers but only borrow but do not repay, those who claim to be local villagers who pride themselves as causing trouble, those who often sue villains in trumped-up names, and those who are the initiators of major fraud cases that have been supervised and handled by relevant central departments. At the same time, in the summer, they often have to be questioned and investigated by local political and legal organs.

In the summer, he was dealing with different characters, which can be said to be cold, reasonable, and reasonable, and widely praised by all walks of life, including opponents.

Sandwiched between the old and the new, the People's Bank is entangled with the old and the new, resulting in very complicated interpersonal relationships. The old credit backbone of the bank often leaves without saying goodbye, and many loans are bad because they have lost their insiders. The outstanding summer was not good at shuttling in the social circle and affected his promotion, but he still worked hard.

Soon after it opened, Gu Dingli also left the Citizens Bank because he was looking for another job.

After the arrival of Shen Yifeng, the second chairman of Shenzhen Minbank, he took a series of measures that were not in line with the bank's reality, resulting in business stagnation and further loss of talents. Soon after, there was a crisis of confidence within the head office, and the personnel struggle became white-hot. At this time, for his own selfish interests, he made extensive contacts, and actually recruited many branch presidents with outstanding short-term behaviors in the form of pulling and matching. These people who came for the seats did not know about the Citizens Bank, which had a negative impact on the bank's development. In the Hubei branch, after Wang Xianyao, who had worked for four years with outstanding performance, had no choice but to resign due to physical and mental exhaustion, a so-called "excellent president" Hu Hui came who was recommended by Mao Sui. After he arrived, he did everything he could to install his cronies. The most ironic thing is that in the summer, when he had a deep mass foundation, he was solemnly commended by the head office as an "outstanding member" and "advanced worker", but Hu Hui wrote the conclusion that he "failed the annual assessment", and left the Citizens Bank for which he had worked for nearly ten years.

However, less than a year later, Hu Hui, the self-proclaimed "excellent president," was placed on file for investigation by the Municipal Supervision Bureau. Then, Shen Yifeng, an official fan who was staring at the vacant department and bureau position, was also dismissed from the post of chairman and left Shenzhen Minmin Bank in a gloomy mood.

Admittedly, it was the Citizens Bank itself that hurt the most: because Shen Yifeng wasted precious golden time to digest the historical burden and recover the principal and interest of the old loan as much as possible during his tenure, the city finally had to transfer equity as an option.

The vicissitudes of the sea show the true character of the hero.

The congenitally deficient financial service cooperatives have had many problems in terms of survival and business innovation, and many former leaders of the financial service cooperatives have been investigated by the public security organs. Zhuang Yu was taken away by the Bao'an Public Security Bureau to assist in the investigation, and Shen Hu was placed under residential surveillance for being involved in an economic fraud case and was depressed until his death. And Chen Ping, the corner who fabricated trumped-up charges against Xia, was the same as Ke Shaoji, who changed places with a shot and kept his name incognito, while his wife Zhou Xun was imprisoned.

After leaving the bank in the summer, he became a self-employed entrepreneur leisurely, but he was still entangled in official affairs. However, the good man has his own blessing, and the summer of right and wrong is like a tumbler, although the continuous push of all parties can pry him up, but then he can leisurely return to the original place. He drove a car and galloped on the North Ring Road humming the song "A Good Man's Life is Safe".

The book begins with a large flashback, with the characters in the background of people celebrating Hong Kong's smooth return to the motherland, and recalling their respective contributions to the prosperity and stability of Shenzhen and Hong Kong's return to the motherland while shedding tears of excitement. Secondly, the background of the emergence of Shenzhen Financial Services Society and the inevitability of its incorporation are briefly introduced. Then, the book recounts what he saw, heard, and did when he came to Shenzhen in the summer, especially during the establishment of two financial service companies, which contrasts with the responsibilities he assumed when he was still in his position in the future, so that readers can relate to it. Then, a series of arduous and bitter business processes of the Citizens Bank after the merger were described in detail. However, when Wang Xianyao, Xia Xia and others of the Hubei branch worked hard to open up the situation and were affirmed by the society, they turned their pen to describe the tragic process of a promising and successful talent in the business who had to leave his beloved career under the personnel layout of a group of small manipulations.

At the end of the book, the life insights expressed in the summer tone, tens of thousands of words, can be called a must, so that readers will have an immersive, personal feeling, and a sense of touch after reading - this may really be a necessary lesson in life!