143. People's minds change

It is said that Yi Muzi was drunk that night, which stumped Wang Xianyao. The pen "Fun" Pavilion www.biquge.info because Yi Muziquan was the driver, and Feng Laodao was brought in, and the two of them had to go back to this car, and it was easy for the two to go back, but it was inconvenient for anyone to drive away from the broken car that the head office assigned to the credit office.

So, after leaving the restaurant, Wang Xianyao took Feng Laodao and Yi Muzi back to the bowling alley, on the one hand, let Feng Laodao and Chen Jiaojiao continue to play bowling to kill time, and on the other hand, asked the lady in the stadium to make a pot of strong tea to let Yi Muzi relieve his hangover.

Wang Xianyao learned that Feng Laodao, Yi Muzi and Chen Jiao lived in the same dormitory area, Xiabu Temple, and he was already relieved, because Chen Jiao could accompany them to their home, which would be safer.

It is said that Yi Muzi is a person with very strong self-esteem, and when he saw that he was drunk that night, and everyone else was still playing, he felt uncomfortable and wanted to struggle to play it all. Unexpectedly, the ball did not fall, and he himself was a little unsteady on his feet. He didn't dare to do it, and after drinking a cup of tea, he asked Feng Laodao, "Is Governor Feng going back?"

Feng Laodao looked at this beloved disciple and asked, "Are you okay?"

"It's okay!" Yi Muzi said.

"Alright then, Xianyao, we're ready to go back. Feng Laodao said.

Wang Xianyao asked Yi Muzi with concern: "Are you okay?" Why don't you drive you back?"

Yi Muzi said: "No, I can do it." ”

So, Feng Laodao and Yi Muzi got into the car, Chen Jiao also hurriedly drove with Yi Muzi's car, and Wang Xianyao and Xia stood in the parking lot to watch them leave.

When Yi Muzi arrived at the dormitory of the next step temple, he had just sent Feng Laodao away, perhaps because he got out of the car and was suddenly blown by the wind, and immediately began to vomit, causing Chen to beat his back and rub his chest for more than half an hour, and then, with his shoulder, he half-pulled and half-carried Yi Muzi from the first floor to the sixth floor.

At the moment of entering the door, Yi Muzi held on to the door frame and told Chen Zuo: "President Chen, don't tell President Wang and Xia about my vomiting, please!"

Chen homework said: "Don't worry, good night!"

Precisely:

Taiping officials are incompetent, and they love lonely clouds and monks;

Talking about scheming and conjecture, layer by layer.

In the summer, the office wrote the work arrangement for this week: to recover the 20 million yuan of the loaned funds; to talk to Shenzhen Bao'an Huanglong International Hotel and Shenzhen 38 Co., Ltd. about loan solutions, which is the focus of the work; Baodao Industrial (Shenzhen) Co., Ltd.'s 5 million yuan loan will be implemented, and Zhaoshida Company's 4 million yuan loan will be supplemented with funds, and 250,000 yuan of interest will be repaid; and the loan officer's performance appraisal plan will be introduced.

In the summer, I was thinking: It seems that the depositors of the Finance and Taxation Bureau mobilized by the governor will not see results for some time, and there is still a gap here! Now it is becoming more and more difficult to communicate with the borrowers, and while adding the loan interest of high-calculating enterprises, it is really a response to a local saying: "I want the horses to walk well, and I want the horses not to eat grass." "--It's a bit of a struggle.

At this time, Wang Yang knocked on the door and came in and said to Xia, "Manager Xia, there is one thing I forgot to tell you. ”

Summer looked at Wang Yang's face and asked calmly, "What's the matter?"

Wang Yang said: "That day, President Wang looked at the loan file of the Huanglong International Hotel, and I didn't tell you. ”

Summer felt strange and asked, "When did President Wang see it?"

Wang Yang said: "That is, ten days ago." ”

Xia said: "Okay, did he hear any news or something? I think, as the two of us who are assisting in the file post, if there is such a situation in the future, we must inform each other as we do today, and let the second person know, otherwise I will forget it in the future, and I don't know when I really lost the file." ”

Wang Yang said: "Okay, but he is the president." ”

Xia said: "President Wang is a good person, but the system is for everyone to implement, and this is the method that managers rely on to succeed." ”

"I see. Wang Yang said.

Wang Xianyao is discussing with Chen Jiaojiao about organizing deposits. The two are looking for a way to find a way to get the money from. Wang Xianyao asked Chen Job: "Among so many loan households, who can have some more blood on them?"

Chen said to the left and right: "It may not work. But pressing on the loan officer doesn't seem to work, after all, the loan has been going on for so long. ”

Wang Xianyao said: "What we need now to open up the situation is living money, and the head office refuses to give it, and there is not much small account. You see, the deposit award requires money, and it will not work without money for external business, and the president of the bank, who is in charge of expenses, is here, but she does not dare to take special care of us. So, see where you can get live money, pay off the debts of the employee deposit award, and drum up the momentum to make everyone feel like they have a head. Lao Xia wrote a credit assessment plan, and I saw that he made an additional condition in it, saying: if the actual income of employees cannot support rent, water and electricity, and minimum living conditions, the implementation of the method will be stopped. ”

Chen Jiao interjected: "Did he deliberately write it to us?"

Wang Xianyao said: "I don't see it. He analyzed that Gao Youhua, Li Chaoyang, and Zhang Bo shared a suite for 1,200 yuan a month, 400 yuan for a bungalow rent, 20 yuan a day for dinner, and 600 yuan a month. And Gao Youhua is a master's degree who has studied for 18 years, and his current salary is more than 1,400 yuan, and 400 yuan is left after the above two items are offset. Summer repeatedly emphasized that attention should be paid to the critical point, and rewards and punishments should not be excessive. ”

Chen homework said: "Lao Xia is famous. However, we also have no upper limit! If we recover a 2 million yuan bad debt loan, won't we have to do it for three years?"

Wang Xianyao said objectively: "In the final analysis, there are still conditions for recovering this kind of loan. ”

Chen Jiao suddenly remembered something, and said to Wang Xianyao: "Hey. By the way, President Wang, do you dare to move this: Doesn't Anyan Company still have a deposit certificate as collateral? The loans of this enterprise are now rolling interest, and the principal and interest of the loans are rising almost geometrically, no matter what, Zhu Chi'er has great ability, and there is no way to pay it off. If he uses the deposit certificate to repay the interest when it expires, it is better to use it to invigorate the operation of our bank. You see, for this company, the interest of 10 million yuan is not visible, but for us, taking 10 million yuan to do things is enough to turn over. The problem is, this is the collateral for the loan. With it, you also take a certain amount of risk. ”

Wang Xianyao was obviously interested, and said: "I asked the leaders of the head office privately to see what their attitude is?"

Chen Jiao said: "The above will definitely not agree, first, the individual will have to bear responsibility in the future, which of these people is willing to do it? Second, the Hubei branch will not go up and have no direct interest in them. Do you think that if we sit on top, we will loosen our mouths below?"

Wang Xianyao was obviously moved and said, "Let's think more and try to improve." Hey, if he discusses this matter with Zhu Chi'er again, what will he think?"

Chen said: "I can't grasp his inner activities. However, in the future, he will have an extra chip to fight with us. ”

Wang Xianyao said: "This matter is limited to the two of us for the time being. We will consider a few more plans, and when they are more mature, we will blow the wind with Xia and Xu Donghai and ask for their opinions. Whatever their views, it was important to ask for advice. In addition, now I still have to press Lao Xia and let him go to the Huanglong Hotel and 38 Joint Stock Company to get some supporting deposits. ”

Gao Youhua is a highly talented student with high hopes from the head office.

After the head office was transferred, he was assigned to the Hubei branch, on the one hand, to let him experience and experience on the front line, and on the other hand, he also wanted to play his role and see how much he could help Wang Xianyao. Therefore, when he was transferred to Gao Youhua, Wang Xianyao paid more attention to Shao Yunfeng in the personnel department of the head office after he gave him a face-to-face lecture; after a few months of contact with Xia Xia in the credit department, Xia also felt that he was talented, easy to use, and not much to do, and he was also full of good feelings. But Gao Youhua's nature is not active, and he is not strong, he is a person who obeys the leader and is content with the status quo. In the face of the severe financial situation of Hubei Branch, I felt that I was not suitable for working in the branch, and I should go to the head office to engage in a management position. Especially after participating in the second workers' congress, I saw the salary package plan of the head office, and my heart was even more withdrawn.

He is an introverted person, although he secretly starts to move things, but he never says it. At work, I do the same as usual, I do what I should do, ask what I should ask, report what I should report, and I still drink with everyone in the evening. In a word, what should you do.

After dealing with Xiong Zilun in the summer, the work of the general practice was even more stressful. At first, Summer asked him for his opinion and asked him how he planned based on his personality, and he immediately refused. Later, the burden of the plan fell on Zhang Bo in the summer. Gao Youhua thought, I didn't do anything when I was asked to make plans in the summer, and I couldn't make achievements when I was engaged in credit. What should I do? It's better to leave the Hubei branch as soon as possible.

On this day, he heard that the head office was preparing to set up a new department, and it was his old boss who was in charge. In the evening, he immediately took his girlfriend, bought a bag of fruit, and went to the old leader's house. This old leader actually has no home, and rents a suite in a hotel on Shennan Road, and the hotel waiter does everything that should be busy. When it's time to break, hang out with friends at the hotel. After a long time, he came to an experience: "It's good to feel at home!"

This old leader was worried that he had no subordinates, and he was naturally happy to see that the honest and introverted Gao Youhua was going to come to cheer, so he promised to consider it when transferring people, and there was no need to make a noise now.

Gao Youhua came back happily, and he did the same at work, and he didn't say anything about it. It's just that his heart is no longer in the Hubei branch. (To be continued.) )