183. Loan officer Li Guolan's thoughts
When he returned to his office in the summer, he immediately called Ren Erwei and learned that it was Li Guolan who took the lead at that time, and he had already informed everyone at noon: Baodao Industrial (Shenzhen) Co., Ltd. had a treat in the evening, and everyone was invited to dinner. www.biquge.info Later, Ren Erwei asked the driver Chen in the office if he would go, and if he did, he would contact Xu Aiqun. As a result, Chen's driver talked to Xu Aiqun on the phone in the branch compound, saying that the credit department used a car. Xu Aiqun agreed to get out of the car. Later, the financial staff of Baodao Industrial (Shenzhen) Company was called to pay for it, and it looked like he ate about 4,000 yuan.
In the summer, when he was about to let Ren Erwei leave, he first made a phone call and asked Li Guolan to come. After Li Guolan arrived, Ren Erwei was called back to the credit office in the summer.
Xia asked Li Guolan: "I heard that you applied for a car from the office that day, it was at night, why did you go?"
Li Guolan blushed and said: "At that time, the loan officers were all clamoring for me to have a treat, and the quarrel was too much, so I just invited me. ”
Xia stared at Li Guolan's face and asked seriously, "Do you pay the money or the lender pays the money?"
Li Guolan didn't dare to face the summer, lowered her head and said, "I paid for it." ”
Xia asked again: "What are the financial staff of the loan households doing in the food street?"
Li Guolan said: "As a friend, she came to see us when she knew we were eating there. ”
Xia asked again: "Why do you think about using the car of the branch to pull a branch of people to eat? ”
Li Guolan said: "This is because I have not thought it through. ”
Xia felt that the question was almost over, and also made a phone call to Li Chaoyang and asked him to come.
After Li Chaoyang came, Li Guolan talked to him in Chaoshan dialect, and a discerning person knew that it was a collusion at a glance, but he didn't say it in the summer. After Li Guolan finished speaking, Xia asked Li Chaoyang: "You know what I'm asking you about, right?"
Li Chaoyang was noncommittal, looking at the summer in embarrassment.
Xia said: "Li Guolan has already told you, so I won't ask you anything." Do you think it is appropriate for a loan officer who has done a relatively good job in the eyes of the leaders to openly invite people to dinner in a public car and to embarrass others by leaving an excuse for others? Your relationship with Li Guolan is not ordinary, bring my words here. ”
Li Chaoyang said: "Yes." With that, he left the summer office.
Summer was in the office thinking about the following questions:
After talking with the three people, it was determined that Li Guolan invited the general practitioner to eat and drink by asking the loan account to pay, and had the courage to ask the branch office for a car pick-up.
Reminiscent of last month, Shenzhen Shunfeng Industry and Trade Group Co., Ltd. made a 2 million yuan loan to repay the old loan, Li Guolan organized a deposit package of 3 million yuan, and the deposit interest rate she reported to Corey was 21%, and afterwards, the company's legal representative Wang Fengshou inadvertently told Xia that the interest rate was 23%. This is an invisibly 60,000 yuan short. So, is she afraid that Corey will be upset when he knows that the interest rate is high and will lower the interest rate level in the report, or is it really settled at 23%, and the depositor collects 21%, and the remaining two points are her own?
Next, Xu Aiqun talked about the issue of the Qiao family receiving fruit knife gifts, which was originally a question of whether he could use it to test his ability to do things. Could it be that if he asked him to get it, he would just mess with so many rights and wrongs from Xu Aiqun? In this way, Xu Aiqun, the Qiao family, and Huang Hualin, who was his partner, really became a problem?
"The punishment is not superior" - at the same time, so many people have problems, just like playing chess, considering the order of moves is the most important problem.
From another point of view, this is like what "Water Margin" said: "Only Emperor Huizong was hidden." "It is no wonder that President Wang Xianyao wants to set up a mechanism of mutual checks and balances between colleagues and subordinates.
In the president's office, President Wang Xianyao was conveying the spirit of the meeting of the head office of the Citizens Bank, Wang Xianyao said: "The head office requires that before the end of the year, the loans during the period of the financial service cooperatives should either be sued or borrowed to repay the old, and there can be no other status. ”
Xia thought: In this way, 90% of the borrowers of the Hubei branch will become defendants.
Wang Xianyao continued: "We comrades, especially middle-level cadres, should pay attention to objectivity, seek truth from facts, and coordinate relations well in our work methods and when reflecting problems to our superiors. I've been dealing with some things in the industry lately, and I've been looking for all the leaders except Governor Goodingley. What does this mean? Everyone up and down is struggling with some specious questions. ”
In the Hubei Branch, who is the person who can find so many leaders to coordinate in the head office?
In the afternoon, Xia was in the loan officer's office, arranging the implementation of the spirit of the head office meeting conveyed by Wang Xianyao in the morning.
"Before the Chinese New Year, we have to convey the message of 'ready to sue' to every borrower," Xia said. I would like to emphasize a few more points: First, I would like to emphasize to the borrowers that this is the decision of the head office. Second, it should be emphasized that this is the last batch, and it has been delayed for a long time. Third, this is the need for the Citizens Bank to transform its rating system and analyze its historical responsibilities. There is no better way. Fourth, each loan officer should not imply or even emphasize which level of leadership of the branch requested this, and should take into account the situation of the parties and the interests of the branch. ”
As soon as the summer speech was finished, the private company of Wang Yiguo's lover, the legal representative of Shenzhen Anding Fufa Industrial Company, which has a national security background, sent seven boxes of apples and seven wall calendars. Summer wrench count: Li Chaoyang, Shu Guangrong, Ren Erwei, Huang Hualin, Qiao Yi, Wang Yang, Li Guolan, exactly seven loan officers, which shows that Li Guolan, who is in charge of this enterprise, is in contact with the company in advance to give gifts and receive gifts.
Xia thought: "Li Guolan's courage is indeed a little too big, and she crossed the line one after another: the shopping card incident given by the previous president, she can also say that she did not know it and pushed it off, and the last time Baodao Industrial (Shenzhen) Co., Ltd. asked for food and paid for the incident has not been handled, and this time in the public, let customers send gifts to the office." And I didn't ventilate beforehand, which was too unusual. ”
After the giver left, Summer asked, "What's going on?"
Li Guolan explained: "Mr. Wang's lover said: 'New Year's Day is coming, send us a few wall calendars. ’”
Summer asked, "Is this just a wall calendar?"
Later, Xia came to the president's office and said to Wang Xianyao: "I was really angry with Li Guolan!"
Wang Xianyao saw Xia with a straight face, and said calmly: "Sit down and say." ”
Xia said: "This Li Guolan, the cattle matter is not over, the horse matter is coming again, and the ban is broken one after another." The two shopping cards you asked me to deal with last time, I didn't think I should return them to the company, save face for her, so I gave them to Wang Yang and Ren Erwei respectively. To tell you the truth, when you handed over the card to me, I didn't know what was going on! Next, I sent a car to eat and drink, and the Baodao Company paid for it, and I later learned that Li Guolan notified the loan officer at three o'clock in the afternoon of the same day: The Baodao Company would invite you to dinner in the evening. You see, this is like what was said in "Water Margin": 'I hid from Emperor Huizong alone', which embarrassed me and Xu Aiqun. This time, because Mr. Wang of Anding Fuguo Company knows you, after we talked, he proposed to be lenient with the loan of more than one million yuan from his lover's private company, which is not a big deal, as long as you can get by on your face. You see, it's a matter of one person and one box of apples in the office, it's not salty, it's not light, it's embarrassing!"
Wang Xianyao said calmly and firmly: "Old Xia, this wind can't last. Tell Li Guolan to return the apple to her. ”
Summer stood up and said, "I'll just go with her." ”
Xia returned to his office and called Li Guolan to come over. "I've praised you many times for doing a good job and having a way of dealing with customers," Summer said. However, you need to keep your distance from your customers. You see, the last three things are all related to you, and some of them have caused a storm in the city. Do you think I don't dare to deal with you or what?"
Li Guolan blushed and asked, "What three things?"
Summer said: "Today is the delivery of apples to the office, the other day is the loan account asking for food that caused a sensation in the whole bank, and then the shopping card." After Xia finished speaking, he paid attention to the expression on Li Guolan's face.
Li Guolan did not squeak after listening to it, and judged from this that she also knew that Baodao Company gave the shopping card to the president. Then, she and the company are just deliberately avoiding the summer alone.
"I solemnly warn you: don't make any more mistakes," said Summer. You know, I'm a man of all trades. You immediately inform the giver of these seven boxes of apples: take them back immediately, and they must be removed before leaving work. This is the official opinion of the Hubei Branch. ”
Li Guolan whispered, "I'll go and call." ”
Since then, Summer's opinion of Li Guolan has undergone a subtle change.
Precisely:
The chick is ignorant and gets into trouble, and asks for seven baskets of apples;
The heart of embezzlement is revealed, and sensitive posts must be guarded.
Speaking of the impression that Xia had a greedy heart for Li Guolan in his heart, whether it would become a reality in the future, and even what impact it would have on Li Guolan, read the book and said it slowly. (To be continued.) )