The words are divided into two ends, one for each side. Pen % fun % Pavilion www.biquge.info

However, he said that Wang Xianyao personally went to the Shenzhen Intermediate People's Court. He had three purposes for his visit: First, to visit his colleagues who had been on the same front; second, because a leader of the Intermediate People's Court, that is, Vice President Li, had proposed that when dealing with the non-mortgaged real estate of the Anyan Automobile City Co., Ltd., it was necessary to take into account the concerns of all parties, especially to pay attention to the payment of funds advanced by the engineering team that built these real estates, which involved social harmony and stability, such as the problem of arrears of wages of peasant workers, and invited him, the president, to come to discuss it; and third, to go to the executive court Li Sewen to urge the real estate appraisal report of the Huanglong International Hotel and to enter the auction procedure as soon as possible。 And this issue has an interest in the Shenzhen branch of the state-owned bank where his wife works.

In the Intermediate People's Court, Wang Xianyao first reached a consensus with Vice President Li on the issue of Anyan Company, and then came to the enforcement court to chat with Li Sewen.

After talking about several interesting incidents in the court, Li Sewen took the initiative to introduce Huang Zhonghui's attitude when he issued the execution document to Huang Zhonghui.

"At that time, Huang Zhonghui was very scared," he said. After I asked him to sign it, I asked him, 'Where's your Mercedes?' Huang Zhonghui was taken aback, thinking that we were about to drive his Mercedes away, and immediately his face turned blue and everyone was distracted, and said, 'That car is not mine.' I said, 'It's not yours, you still drive to Shenzhen every day?' He trembled with his hands, and hurriedly took out his exercise card from his pocket to prove that it was indeed not Huang Zhonghui's. In fact, if this Mercedes-Benz car belonged to Huang Zhonghui at that time, I would not have had a legal basis to seal his car!"

Wang Xianyao smiled and said: "Sewen, if you scare him like this, it's the same as when Zhuge Liang captured Meng Shu seven times, and you want to lose your life?"

Li Serwen said: "Whatever! Life is a lifetime, and the grass and trees are autumn." A long life and a short life are not the same fate. ”

After a while, he said: "I really didn't expect the CEO of a company with assets of 50 million yuan to be so intimidating." ”

Wang Xianyao said: "He is still afraid of you because he has a ghost in his heart." I'm here to tell you about this. He mortgaged the building to us and sold a third of it to my wife's state-owned bank. And somehow, I got a real estate certificate from the Land Bureau and gave it to that bank, isn't this a bit involved? Now the question is, in addition to the real estate certificate of the entire building that has been mortgaged to our bank and the real estate certificate of one-third of the state-owned bank, there is also a new real estate certificate that has two-thirds left. Therefore, when you seal up, you must seal both the new and old real estate certificates completely. ”

Li Sewen said: "I didn't expect this decrepit boy to be quite good at playing famous. You said it, I'll pay attention. ”

Wang Xianyao asked lightly: "Is the assessment report out?"

Li Sewen said: "I'll urge you to see it again, and it is estimated that you can give it to me in the next two days." ”

Later, Wang Xianyao left the Municipal Intermediate People's Court.

That night, Wang Xianyao and Chen Jiaojiao each drove a car to the Yufeng Jinlong Restaurant not far from the branch, in order to go to a dinner. Of course, it may be said to be a little more high-sounding, it is for the business development of the sub-branch. They were entertained by the unit recommended by Yin Xin, a classmate who went to college with Chen Jiao, and his unit -- West Lake Spring Securities Management Co., Ltd.

It turned out that as early as when Chen Jiao was the deputy general manager of Hubei Financial Services Society, Chen Jiao, who liked to brag, boasted about Haikou with many friends and classmates, and wanted to show his strength in financing and loan business. In this way, some friends who were seduced and needed financial support ran to Chen's house every once in a while, and this Yin Xin was one of them. However, at that time, the Hubei Financial Services Society was governed by Zhuang Yu, and Chen was not allowed to take a step beyond Lei Chi in terms of capital and credit management rights.

Later, the Citizens Bank took over the Hubei Financial Services Society, and Chen became Wang Xianyao's deputy, who was not very familiar with the banking business. As Wong Hsien Yew's dependence on him in business deepened, he felt more and more that the opportunity had come, so he reverted to his old ways and bragged in front of his classmates and friends. No, Yin Xin, who has just become the financial director of Shenzhen West Lake Spring Securities Management Company, suffers from the lack of funds in the company, in order to show his ability, he runs to Chen's homework at two ends in three days, and he is invited to eat and listen to songs, and accompanies the sauna to wash his feet, and is very busy.

In this way, Chen's homework can be regarded as done, but he is not the number one, and he has to pass Wang Xianyao to obtain a loan or financing from the Hubei Branch.

So, Chen Jiaojiao finally kicked the ball at Wang Xianyao's feet and discussed with him: "I have a classmate named Yin Xin, who is the chief financial officer of Xihu Spring Securities Management Company, and kept coming to our bank to chat with me more than a year ago. A few days ago, he took a 10 million yuan fixed deposit certificate issued by China Construction Bank, and proposed to pledge this deposit receipt, asking us to finance him 10 million yuan, I think, this is a zero-risk business. Moreover, developing a business with them is equivalent to opening a way for ourselves to live, which is actually a win-win deal. ”

Wang Xianyao has been working in government agencies and on the political and legal front since joining the work, and is not very good at banking business.

Later, Chen Jiaojiao discussed with Yin Xin, and the West Lake Spring Securities Management Company came forward to invite Wang Xianyao and Chen Jiaojiao to Yufeng Jinlong Restaurant to enhance the relationship between banks and enterprises and deepen the understanding between the two sides.

This is the reason for today's dinner, it can be said that it is actually set up for Wang Xianyao.

In the evening, the guests and hosts did not forget the business in the staggered entertainment, and the two sides negotiated the cooperation intention of using the company's equal amount of time deposit certificate pledged in the city's construction bank to obtain 10 million yuan of funds from the Hubei branch.

Is this a loan, or is it a financial interbank loan? The name is really not easy to come up with, and the jury was still not settled that night.

During the banquet, Wang Xianyao still said worriedly: "With such a large amount, we still have to ask the head office to make a decision." ”

Chen Jiao looked at Wang Xianyao, who was hesitant, and Xiao Jiujiu cheered in his heart.

The next morning, Chen Jiaojiao came to Wang Xianyao's office and said to Wang Xianyao quite schemingly: "This kind of business of pledge of certificates of deposit is zero risk for us, and I think it can be flexible." If a loan borrowed by a securities trading company is equivalent to a financial enterprise, it should not be treated as a loan, but should be treated as a financial interbank loan and listed in the interbank account. You think, there are hundreds of millions of interbank accounts at every turn, and they are changing every day, and no one will pay attention to one more thousand or one less thousand. In this way, we can avoid the old men at the credit office of the head office. ”

Wang Xianyao still had some doubts, and he remembered the Planning and Credit Department, which is the functional department of the sub-branch's capital scheduling and credit management, and said, "What did Lao Xia say over there?"

Chen homework said: "Lao Xia is a bit dogmatic, too rigid, and if he doesn't say it well, he is stubborn, so don't tell him about it." The lending business was originally managed by Bu Ming, and after Bu was gone, Xu Donghai was also in charge, and Lao Xia was not in charge. This time, I will ask Tan Feiyan to do it. ”

Wang Xianyao finally responded silently, which was allowed.

This afternoon, Chen Jiaojiao called Tan Feiyan to teach the machine on the ground like this. More than an hour later, the 10 million yuan of the Hubei branch of the People's Bank of China was transferred to the account of the Shenzhen West Lake Spring Securities Management Company without the approval procedures of the head office and on the premise of avoiding the supervision mechanism.

At this time, Chen Jiao, like a general who had won a battle, lay on the sofa in the office, took a deep breath, and then spread his arms and looked triumphantly at the scenery outside the window. He said to himself in his heart, "I finally got an order." This business is not a loan, so naturally it does not need to be reported to the credit department of the head office for approval, nor is it a serious loan, nor does it need to be approved by the planning department of the head office; and in the inter-bank dealings, there is another wonderful point, that is, it avoids the post-event supervision of the business supervision department of the head office. Moreover, there are a lot of eyeliner and right and wrong in the branch, which is really unknowing, ghostly, how wonderful!"

Then, he lazily got up from the sofa and put the "Financing Contract" signed between the Hubei Branch and the Shenzhen West Lake Spring Securities Management Company and the 10 million yuan fixed deposit certificate as collateral into an envelope, and immediately locked it in his safe.

As far as this business is concerned, it is hard for people to believe that Chen Jiao is just doing his best to make a friendship with human beings. Because, the steps it has crossed the threshold of the business supervision of the head office are indeed too big, and it can also be said that he is taking risks. At the same time, he also violated the bank's regulations on the management of archives by keeping all the valuable documents that should be deposited in the treasury of the business department -- the 10 million yuan fixed deposit certificate as collateral -- and the "financing contract" that should be deposited in the planned credit department.

As the saying goes, if you walk a lot at night, you will always encounter ghosts. Chen Jiao is so weirdly engaged in the sensitive work of a sensitive position, and he does not play cards according to the rules at all, and there will always be a time when he himself is nervous to live like a year in the future. And Wang Xianyao, the other protagonist in this matter, made this decision in doubt, and it should not be a free dinner, and it will also have to pay a price.

People may ask: Why is Chen Jiao willing to take a great risk to hide from the world and secretly Chen Cang in this way?

The reason for the matter was given a preliminary answer on the day after the financing money arrived in the account of the West Lake Spring Securities Management Company.

In the afternoon of this day, Yin Xin, the company's chief financial officer, came to Chen Jiao's office, and after the two classmates exchanged pleasantries, Yin Xin took out an envelope from his jacket pocket, poured out a securities reserve passbook from it, and sent it to Chen's desk at the same time, and said: "This is what our boss assigned me to send, you must appreciate it! Don't make it difficult for me." ”

After listening to Yin Xin, Chen Zuo picked up the reserve passbook and opened it: I saw that the passbook with the name of "Chen Job" written in the name of the shareholder's account was printed, and the Arabic numeral of "500000.00" was printed out in the "amount" and "balance" columns. Chen Jiao, who had experienced the benefits of receiving gray income in the deposit business of Shenshan Chemical, was not necessarily very excited, but asked calmly: "Is this safe?"

Yin Xin glanced at Chen's homework and replied, "Old classmate, don't you know what I am?"

Chen Homework stopped talking, showing a contemplative appearance.

Yin Xin continued: "There is just one thing to explain, that is, our company only treats you, and we have no deep friendship with your leader, and you are responsible for smoothing out." Do you think it's okay?"

After hearing this, Chen Jiao said reservedly: "This is a problem for me!"

Yin Xin said: "If you want to spend something or something, you can just say that it will be wrapped up in me, anyway, we are not a one-shot deal." ”

Chen Jiao responded: "Okay! For the sake of my old classmates, I will work hard for you." But you don't want a fire in your backyard?"

"Of course!," Yin Xin nodded yes. After a while, he took his leave.

After Yin Xin left, Chen Jiao walked back and forth in the half-public room alone, thinking about how to deal with Wang Xianyao's tricks. After a while, I saw a pair of small eyes under Chen Jiao's myopic glasses radiating a flickering greedy light, and made up his mind: "Don't say anything to him, it's like nothing happened." ”

Speaking of the "reserve passbook" of the Shenzhen Stock Exchange in those years, it was not like the "bank-securities passbook" that was later developed and widely used by banks. "Bank-Securities Pass" is a deposit in the bank, when you want to buy and sell stocks in real time, the transfer is made after the transaction, the deposit decreases when you buy, and the deposit increases when you sell, and the money does not stay in the securities company. At that time, the "reserve passbook" issued by the securities company was that the shareholders transferred their deposits in the bank to the securities company in advance, and then they could entrust the trading of stocks, and only after the delivery and transfer could the transaction money be returned to the bank. Now, Chen Jiao did not transfer money from his bank passbook, but out of thin air in the securities reserve passbook, 500,000 yuan was obviously paid by the West Lake Spring Securities Company, and it is not difficult for a discerning person to see that this is a rebate. From the perspective of anti-corruption and clean government, this is tantamount to a time bomb placed on Chen Gongguang by the West Lake Spring Securities Company, and as long as he accepts this unusual gift, in the future, if there is a stir or he is not at the mercy of the company, he will not be able to stay alone. Where will this business develop, and will it follow the original intention of Chen Job's secret and Chen Cang, and release it unconsciously, and then take it back unconsciously, so that even the business files do not need to be retained by the relevant functional departments? It seems that this matter will have to take time, and it may be a year before it becomes clear.

People can only be patient and wait for the later decomposition. (To be continued.) )