Sunday, 26 June 1994. Pen | fun | pavilion www. ｂｉｑｕｇｅ。 ｉｎｆｏ

In the Hubei Financial Services Society, all the staff are resting on Sundays, except for some staff in the sales department who cannot stop to go to work because of external savings business.

In the summer, I woke up early as usual, had breakfast, and went to the bookstore to find some books on the latest financial business to fill myself. As soon as I walked to the gate of Sungang Village, the science machine rang.

In the summer, I saw Zhuang Yu leaving a message on the science machine: "Please come to the service club as soon as possible." ”

Summer thought to herself: It is not easy for Zhuang Yu to be the boss, he is shocked all day long, and he will be scared out of illness if he is not sick. It is estimated that there is some movement on the part of the People's Bank of China.

When I returned home in the summer, I handed over Fan Ting: "I went to the service club to work overtime, and I might have dinner at the service club at noon." Then, I rode my bicycle to the Hubei Financial Services Agency.

When I arrived at the financial services agency, the department managers and CEOs gathered in the administrative office on the first floor.

Zhuang Yu saw that everyone had arrived, and began to say: "Today is Sunday, we are for the cause of the financial service society, regardless of holidays, reflecting the spirit of our service society, which is very good." We have called you here today because we received an official notice from the People's Bank of China last evening that the audit team organized by the People's Bank of China is coming to us for auditing. ”

At this time, Xu Donghai asked, "When are they coming?"

"Tuesday is the anniversary of our official opening for two months. Zhuang Yu smiled bitterly and said, "How difficult it is for us to do something! We have encountered so many problems in the two months since we opened, and it is really difficult to move forward." ”

Qin Xianhong saw that Zhuang Yu was a little sad, and then Zhuang Yu said: "This time the People's Bank of China came, it is different from the previous days, it can be said that they just got to the bottom a few days ago, and this time it is more comprehensive and to make conclusions." I think there are three departments that should pay attention to: First, the administrative department should serve them well, take the initiative to solicit their opinions on tea and drinks, and how to solve the problem of eating; Second, the credit department, what information should be improved? It is necessary to do a good job as soon as possible, and the notarization should be done as soon as possible; Third, the sales department, has the problem analyzed by Manager Xia and them solved the problem last time? Has the account before the opening been rebuilt? This is what I am most worried about. If we do something that we don't even know what's going on, and we can't tell us what is going on, how can we meet people ourselves? This means that if the People's Bank of China does not come to inspect us, we must do a good job. Mr. Zhuang, you see?"

At this time, Zhuang Yu's mood had calmed down a lot, and said: "Mr. Qin said very well, starting in the morning, everyone checks themselves, it is also Sunday, there is not much interference, everyone eats here at noon." ”

After speaking, everyone went back to their offices to check themselves, and Zhuang Yu also wrote his "inspection" in his office.

The managers of the three credit departments got together and carefully examined themselves and exchanged views: The loans were concentrated in the first and second departments, and the key was that many loans had not been registered as mortgages; on the other hand, the loan officers were busy grasping deposits and did not carry out the three-level examination and approval of loans. There are also common problems such as over-scope operations, such as absorbing deposits from national enterprises and lending to national enterprises, which may not be important.

……

At more than five o'clock in the afternoon, the managers who came to work for emergency self-inspection went home, and Zhuang Yu stayed in the summer. In Qin Xianhong's office, Zhuang Yu, Qin Xianhong, Chen Shiqing, and Xia sat in turn.

Zhuang Yu unhurriedly took out a manuscript from his briefcase, put it in his hand, and said to Xia: "Lao Xia, we have been with each other for four months. In the past four months, you have done a lot of work to our service club, and Mr. Qin and I can see it. Isn't it, Mr. Qin?"

Qin Xianhong immediately said, "Yes." ”

Zhuang Yu continued: "So I don't treat you as an outsider. That day, you also heard it at the People's Bank of China, so I wrote a check according to their request, and you helped me correct it. ”

After Zhuang Yu finished speaking, he finally handed over the manuscript that he had been holding in his hand for a long time to Summer.

Xia read the full text carefully, because he was worried that his speech would stimulate Zhuang Yu, so he slowed down the pace and read it again, and then, glanced at Zhuang Yu.

Looking at it in the summer, it is to judge whether Zhuang Yu is pretending to say good things to him, or really asking him to express his opinion.

The conclusion of the summer is the latter.

So, Xia said: "Mr. Zhuang, in my opinion, the People's Bank of China wants our service cooperatives to write an inspection, first, they themselves should have a step down to show that they have seriously investigated and dealt with this matter; second, we should also follow the criticism of the People's Bank of China from the perspective of risk to do improvement work, or show determination. However, we absolutely cannot rigidly deny the views of the People's Bank of China. If you say no, he's looking for you very seriously. Chairman Mao said: 'The world is afraid of the word serious, and the Communist Party is the most serious.' I have an experience: When the time comes to get serious about investigating and dealing with problems, no one can stand up straight. If that's the case, we might as well not write this check. Mr. Zhuang, what do you think?"

Zhuang Yu shyly agreed.

Chen Shiqing said: "Manager Xia has a point. ”

At this time, Qin Xianhong said smoothly: "I don't think it's as hard as Manager Xia, and I will write this inspection on behalf of Mr. Zhuang tonight." This is called the ability to work harder. ”

Zhuang Yu came back to his senses and said: "Lao Xia, you can help me do this! ”

Looking at Chen Shiqing's smirkling expression in the summer, it contrasted with Zhuang Yu and Qin Xianhong's expectant eyes, and he was a little unhappy, so he took this hot potato.

It was seven o'clock when I returned home in the summer, after dinner, I took a shower, I used the dining table as a desk, put the information of the service agency brought back on the table, read it comprehensively, thought for a while, and wrote on the official paper: "Report on the self-inspection situation and rectification measures of Shenzhen Hubei Financial Services Society", and then weighed it for a moment between the feasible and the unfeasible, and felt that it was suitable for the topic. So, I started writing an outline of the inspection.

At eleven o'clock in the evening, the final outline was completed. At this time, I was already feeling very sleepy. He went to the bathroom to rinse his face with cold water, and asked his mother to go to a street shop to buy four bottles of Kingway beer, and then opened one bottle in the summer, poured it into a teacup, and wrote it while drinking tea.

I finally finished writing the check, and I drank all four bottles of beer. Summer looked at the time, it was already four o'clock in the morning, "I'm so tired!" Summer said to herself.

He didn't have time to clean up the things on the table, went into the room, and fell asleep.

In the haze, it seemed to come out of a restaurant - summer was in a dream, and suddenly heard the sound of a science machine, so he began to touch his ribs with both hands, complaining to himself: "This time I didn't bring a science machine." ”

When Fan Ting heard the sound of the science machine, she hurriedly brought the science machine on the table, opened it, and wrote: "Quickly bring the documents to the service agency." Qin".

Fan Ting woke up Xia and said, "Mr. Qin, you." ”

Xia read Qin Xianhong's message in a drunken haze, immediately got up, took a set of clothes, took a cold shower, picked up the documents and articles on the table, put them in a briefcase, and rushed to the service club.

When he arrived at Hubei Financial Services Agency, Zhuang Yu was already waiting there, read the article, expressed his satisfaction, and asked Han Xiaoniu to print it quickly. At nine o'clock, Zhuang Yu took the printed inspection materials and went to the People's Bank.

At half past two o'clock in the afternoon, the audit team of the People's Bank of China, led by the head of the gold and silver team, came to Hubei Financial Services Co., Ltd. Qin Xianhong vacated the loan officer's office as the office space of the audit team. Gold and silver asked people above the department manager to come for a short meeting.

After a while, the department manager arrived, and Zhuang Yu said: "Today, it is Team Leader Huang who led the comrades of the People's Bank of China to our financial service agency to inspect the work, and I hope everyone will cooperate and support Team Leader Huang and their work." Now, I would like to give the floor to Team Leader Huang. ”

Huang Jinyin said: "I don't have anything to say, originally, Hubei Financial Services Co., Ltd. has just opened, and it is not my turn to take the lead in auditing here, and I am now here on the orders of the leadership, and now I am announcing the People's Bank of China's "Audit Decision." ”

Jin Jinyin cleared his throat and read solemnly:

Shenzhen Hubei Financial Services Society:

It has now been decided to send an audit team of the People's Bank of China headed by Comrade Jin Jin and Yin to conduct a comprehensive business audit of your company.

Please contact.

Shenzhen Special Zone Branch of People's Bank of China

28 June 1994

After reading the decision book, Huang Jinyin looked at everyone, and then said: "I will talk about audit discipline now.

First, Hubei Financial Services Co., Ltd. must submit complete account books and documents for inspection by the Group;

Second, from this day onwards, no loans shall be granted, and the credit files shall be immediately handed over to the supervision of Shen Dongping, section chief of the group.

Third, business personnel, especially credit officers, should accept the conversation of the group at any time and must not prevaricate.

Now get to work. ”

After Jin Jinyin finished speaking, he discussed with Zhuang Yu and Qin Xianhong, and the place where the meeting was held was reserved for the accounting team to audit the accounts, and the credit team led by Section Chief Shen went to the credit manager's office to work.

So, Xia and Xu Donghai took Section Chief Shen to their office. There are only two people in Section Chief Shen's group, in addition to himself, the other is a young man named Li Hui, who listens to his accent and seems to be from the Northeast JL area.

After everyone sat down, they introduced themselves and then talked about the loans made by the headquarters. After the introduction, Section Chief Shen felt that it was better for each department to make a list by itself, which would be more convenient to check.

In this way, the three managers made the table according to his requirements, and the two of them were concentrating on the loan information of the Anyan Auto City Company.

In the summer, Shen Dongping looked at him with a straight face all day long, as if the public security department was examining the thief who had just been caught on the street. On the other hand, Li Hui is more open-minded, and gradually talks and laughs with everyone.

Summer felt that this should change.