Twenty-six, the boss's friend Zhou Kaige
The next morning, Liu Xiaoxiongke, an old colleague from the China Construction Bank who came to the party last night, said that he was waiting for morning tea at the Southern Hotel, and that a friend wanted to meet him. In www.biquge.info the summer, I went to the service club to make a work card, and then, I hurriedly came to the second floor of the Southern Hotel, met Liu Xiaoxiong, and several men at the same table with Liu Xiaoxiong also got up and gave up their seats.
Liu Xiaoxiong introduced to Xia: "This is Huang Hui, the general manager of Shenzhen Yuanda Industrial Development Company, is my old friend and a capable person. His company is located on this Hubei Road. Then, he pointed to another big man with a big brother and said, "This is Mr. Xie, Mr. Xie Fangda, working in Tongle Road Light Industry Company." ”
Summer greeted the above two people: "It's a pleasure to meet you, please take care of me in the future." ”
Huang Hui said: "I heard Xiaoxiong say that you are an old bank. It's true that I want you to take care of it. ”
At this time, Liu Xiaoxiong introduced another little man to Xia Xi: "This is Mr. Zheng, Mr. Zheng Wu, and the address of the company is with Mr. Huang." ”
Summer and Zheng Wudu said, "Hello!"
Huang Hui beckoned everyone to sit down and began to chat while drinking tea and eating pastries.
Huang Hui said: "I rented out all the office space of Hubei Financial Services Society, and it took a lot of effort to clean up the original tenants. When I signed the contract with the financial services agency, Xiaoxiong was still my advisor!"
Liu Xiaoxiong took Huang Hui's words and said: "Yes, as a condition, Hubei Financial Services Co., Ltd. will also lend 5 million to his company. ”
Huang Hui took out his business card and gave it to Xia Xia and said, "When you are free, you can come to my office to chat, I am always welcome." ”
At this time, Xie Fangda, who was sitting next to Huang Hui, did not forget to promote himself, and proudly held the big brother who showed his status symbol at that time in his left hand, and said to Xia: "You are engaged in a bank money business, and you want to deposit money when you want to take out a loan; when you have a deposit, you want to take out a loan, it is a job of worrying about buying and selling, I don't have a particularly big ability in Shenzhen, you want to get a deposit of 50 or 60 million or something, come to me and find the right person." ”
In the summer, he heard General Manager Xie Fangda brag, and said very neutrally: "No wonder Xiaoxiong opened up the situation as soon as he came to Shenzhen, and he made friends with the business elites." Please Mr. Huang, Mr. Xie, and Mr. Zheng help me like Xiaoxiong, and I won't have to worry about not being able to eat. ”
"What does Manager Xia say, we will trouble you a lot in the future, you have to open the net. After Huang Hui finished speaking to Xia, he turned to Xie Fangda: "Don't blow too much, Manager Xia turned out to be Xiaoxiong's superior, and you won't be able to reflect it when the time comes, and Xiaoxiong and I will be affected." ”
Xie Fangda said unconvinced: "Manager Xia, you immediately give me a set of account opening cards, I will open the account number of Shenzhen Telephone Company for you, when do you want to make a deposit, tell me, I will make a phone call and get it done for you." ”
Xia smiled and took out a set of account opening procedures from his briefcase, handed it to Xie Fangda, and said, "I believe in you and look forward to a happy cooperation." ”
At this time, Huang Hui said to Xia: "I am an old friend with Xiaoxiong, and Xiaoxiong and you are old friends. I am not afraid to say that they are all old friends, I have a cousin named Ou Zhongzhong, who is a good person, very honest and loyal. Mr. Zhuang has agreed to accept him as a loan officer, but it was not arranged under you, I think Mr. Zhuang was arranged under you to learn something. What do you think?"
Summer said: "Yes, you tell Mr. Zhuang to exchange him for me." ”
said that Ou Zhongzhong arranged to be an errand boy under Xia for several years according to the contract, which is really just like his name, and he is a loyal corner, which saves Xia a lot of heart.
As the official opening date of Hubei Financial Services Co., Ltd. approaches, the whole company is getting busier day by day. In the summer, he was a loan officer, and he had to rely on his performance, so after reporting to the financial service agency every day, he was busy going out to meet with depositors. Because Summer knows: customer development is the last word!
This morning, Zhuang Yu was having breakfast in the canteen of the financial service agency, and saw Xia come in and pour boiling water. So he stopped Xia and said, "Don't go out for the time being today, come to my office later, I have something to tell you." ”
Summer said, "Okay. ”
At half past eight, Xia saw Zhuang Yu having breakfast and walking towards his own office. Summer hurriedly walked out of the office and followed Zhuang Yu to his office. Zhuang Yu said, "Please be seated." ”
Then, he introduced: "I have an old friend named Zhou Kaige, a native of Northeast China, who opened a company in Shenzhen, called Shenzhen Jinkaige Development Co., Ltd. Now that I am facing temporary financial difficulties, I want to flexibly give him 5 million yuan and transfer the money to China CITIC Bank for a loan. The interest rate, do you see that it does not exceed 14‰?"
I didn't expect that there would be an alternative loan before it opened in the summer, and the interest rate was so low. I thought to myself, what should be said is still to be said. So, I discussed with Zhuang Yu: "Can it be so determined: the monthly interest rate is a little higher, it is determined to be 16‰, except for the part given by the bank on the deposit certificate, the rest is the part that Jin Kaige Company wants to pay to our financial service agency." Write a calculation sheet and ask Zhou Kaige to confirm that generally speaking, our deposit arrives, and the part of the interest spread must be paid. The core problem now is that we cannot use this deposit to guarantee Mr. Zhou's loan except to help settle the other bank's funds. ”
Zhuang Yu said: "Just do it according to your opinion." ”
In the summer, he wrote a calculation plan in Zhuang Yu's office.
As soon as he finished writing, Deputy General Manager Qin Xianhong also went to Zhuang Yu's office, and read what Xia wrote and thought it was acceptable. In this way, Zhuang Yu asked Xia to do it.
After a while, Zhou Kaige came to discuss the things assigned by the boss in the summer. In the summer, this week Kai Ge looks like the height of a northerner, but he is not tall but not big. A neat suit was worn on his body, as if hanging on a hanger in a shopping mall, completely losing the dignified atmosphere of wearing a suit. What's more, his facial features are also criticized: the skin on his face is dark and ugly, not to mention, a pair of small eyes flickering, and it is very surprising that he often emits electricity. Under the bridge of his nose hangs a quasi-head that looks like an eagle's beak, which makes people know at a glance that he is not a good person. His lower lip was slightly tilted to the right, and the skin around his mouth appeared blue and purple.
Xia thought: "As the saying goes: the lips are not right, the words are difficult to determine, the mouth is bruised, and the greed for money kills." It is not easy for such a person to become rich and rich. ”
Since then, summer has paid more attention to this person.
This Zhou Kaige is indeed an empty hand who eats all red and black. Today, he made friends with Zhuang Yu and called him brothers, in order to take a fancy to Zhuang Yu's loan power to make him rich. In the future, he turned his face with Zhuang Yu, climbed another high branch to find a leader in the city, and forced the head office of the Citizen Bank to comply, or to fill his small copper stinky desire. However, once power and money are combined, and officials and bandits are gathered together, things gradually become complicated, so that outsiders are confused and do not know what to do. Of course, there are some people who will be hurt by this. This is the root cause of Wang Xianyao and Xia of the Hubei Sub-branch that will be mentioned in this book because of the loan case of Shenzhen Jinkaige Development Co., Ltd.