The next morning, in Chen's office, Wang Xianyao and Chen were reviewing the submission materials of Yuanda Company's increase in loans of 7 million yuan. Pen Fun Pavilion wWw. ｂiquge。 Later, Wang Xianyao said: "Call Wang Yang to ask what is going on." ”

So, Chen Jiao made an internal phone call to call Wang Yang to come.

When Wang Yang arrived at Chen's office, he saw that President Wang Xianyao was also there, and asked, "Are the presidents looking for me?"

Wang Xianyao said: "There is nothing to do, sit down." ”

After Wang Yang sat down, Chen asked the job, "President Wang and I are deliberating on the review opinion you wrote, what does this 'probability' mean?"

Wang Yang said: "I don't know what it means, it was brought up by Manager Xia." Let's put it this way, after I reviewed this information, I couldn't grasp it, so I took it to Manager Xia to discuss with him, Manager Xia was very familiar with the company that Mr. Huang had just acquired, and said that he agreed to apply for a loan, but there should be room for review opinions, because the company's profitability is not strong and the debt is heavy. ”

Wang Xianyao said with a smile: "It turned out to be Lao Xia's famous hall. ”

Wang Yang explained: "In fact, Manager Xia and Mr. Huang still have a very good relationship, you see, Ou Zhongzhong is Mr. Huang's nephew, and they have been engaged in credit under Manager Xia for so long. ”

Wang Xianyao said: "It's okay, we just ask." ”

Wang Yang said, "If there is nothing else, I'm leaving?" After speaking, he glanced at Wang Xianyao, got his acquiescence, and left Chen's office.

Wang Xianyao said to Chen Homework again: "Homework, call Lao Xia to come and ask him what he means." ”

Chen Jiaojiao called Xia's phone and said, "Lao Xia, I'm looking at the loan information, and I want to ask you something, so you can come to me." ”

Xia put down the phone and came to Chen's office, saw that President Wang was also present, and greeted President Wang, so he stood next to Chen Jiajiao to read the loan information.

Chen said: "We can't grasp the comments you wrote. ”

Summer smiled and said, "Wouldn't it?"

Chen homework asked, "How do you solve this 'probability rate'?"

Summer replied seriously, "I didn't invent this term. My understanding, probability, maybe, possibility, indicates that the question of probability is the probability of occurrence between reality and possibility. For example, if an insurance company collects a premium, how much will it pay within a certain time span? This is the problem of probability. ”

Chen Jiao asked with concern: "If you write like this, will you appear foreign among so many intellectuals in the head office?"

Xia said confidently: "To tell you the truth, as early as ten years ago, the textbook I wrote on credit was used on the podium of the financial school in Guangdong, although I dare not say that I look like an intellectual, but as a half intellectual, I am still qualified." I feel that I can cope with the credit, planning, and loss prevention departments of the Citizens Bank at my professional level. ”

Wang Xianyao looked at Summer, he seemed to have never heard Summer talk like this. As soon as Xia said this, it was impossible for him to change the conclusion of the review. So, he turned around and said, "I'll see it's okay, just ask clearly." ”

After that, the three of them also commented on Huang Hui's behavior.

A few days after the loan was reported to the head office, Hao Jianguang, the head of the credit department, called Xia and said: "President Shen of the head office only promised 5 million yuan, and you tell President Wang." ”

Summer said, "Okay, thank you for taking care of me." ”

Later, Wang Xianyao went to the branch and reported it to him in the summer, and Wang Xianyao blurted out: "The amount is not big enough." ”

After hearing this, Xia felt strange and thought to herself: "What is the reason why Governor Wang is worried about the 'insufficient amount of loans' for the borrowing enterprises?"

Xia thought it was still necessary to remind President Wang, so he said to President Wang: "I knew Huang Hui earlier, and the general feeling is that he is not a humble gentleman, and he is also a set of white wolves with empty gloves. Once the money is in his hands, he won't take you seriously, and we can't afford to be on guard. ”

After Wang Xianyao listened, he did not speak again.

The next day, Chen wrote a report and strongly requested the credit department of the head office to re-examine the loan amount to 7 million yuan. After the report was sent, Vice President Shen Yimin still insisted on only borrowing 5 million yuan, and at the same time put a slightly more flexible sentence: whether it was possible to consider adding 2 million yuan in two months.

After the loan was completed, one afternoon at nearly 5 o'clock, Chen Jiaojiao called Xia from the head office and said, "Lao Xia, Huang Hui of Yuanda Company invited President Shen and us tonight, are you coming?"

Summer hesitated a little and said politely, "I don't need it, do I?"

Chen then said, "That's good." He hung up.

The magistrate heard that the loan became a non-positive loan less than half a year after it was released, and two years later, because Huang Hui could not repay the loan, the Business Supervision Department of the Citizen Bank also made a post-mortem settlement with the personnel who handled the loan at the beginning. At that time, Xia had already faded out of the People's Bank, and Wang Yang benefited from the three words "probability" put forward by Xia in the review opinion, which was believed by Gao Youhua, who had become the head of the business supervision department of the head office, in fact, Wang Yang reminded the leaders at that time and was affirmed. When asked about Li Guolan, she seemed to be unwilling and as if she had been wronged in every way, her eyes were red, and she said to the supervisors of the head office with tears: "I listened to the leader at the time, and the president told me to report it. And Shen Yimin, the vice president who led the loan, is still on the stage, and there is a great possibility of rising again from the momentum point of view, so Hao Jianguang, Chen Jiaojiao, Wang Xianyao and other parties who were held accountable just like the villagers said: "The dead turtle has no urine" and "was broken and swallowed in the stomach after being broken", and none of them revealed Shen Yimin's joints in this loan. -- That's a later story.

Precisely:

It is a sigh to carry the sedan chair in the circle, and the corpse is sweating across the stream;

Carrying the sedan chair, he asked softly: Do I have the list to be carried? )