Since the Hubei sub-branch's repayment of the loan to Anyan Automobile City Co., Ltd. in accordance with the law has been put on the agenda, and the company's loan of 46.5 million yuan is precisely the mortgage of the real estate of the Anwei Economic Development Company. This somewhat made the manager www.biquge.info of the Kishio Economic Development Company and the main person in charge of Kishio Village, Liu, a little nervous.

On this day, he brought a few village cadres to the door and proposed to replace the mortgage with the five newly built factories of the Anyan Company, and to exchange the dozens of villagers' houses that the Anwei Economic Development Company had already mortgaged to the bank.

However, what kept Anwei Village in the dark was that the five factories of the Anyan Company had been sealed up by the Hubei Branch of the Citizen Bank in accordance with the law. In other words, it is already the anvil of the bank, and there is no need to do more. Therefore, Village Chief Liu's request was naturally not accepted by the bank.

Village Chief Liu's name is Liu Linlin, and he is an honest and responsible person. He glanced at Wang Xianyao, Chen Jiao, and Xia who were present, and nodded to Xia, indicating that he had dealt with him. Then, he said to Wang Xianyao: "Zhu Chi'er wants to use the real estate of our Kishiwei Economic Development Company to finance the Northland Company and the United States. ”

Summer knows: This Northland Company is a well-known heavy industry company in our country, and it is unknown whether the Anyan Company is dealing with them because of its cooperation in the production of cars. However, the information provided by Village Chief Liu was still very important, so he recorded it in his notebook. And said to Liu Linlin: "Village Chief Liu has also met with us a few times, Lao Zhu may be true to use your real estate to make funds, or maybe it is an excuse." If this is true, if you use the money you have brought him from the village property, will your village be able to control the use of the money from him? ”

Wang Xianyao said with certainty: "I think so." I've been dealing with Lao Zhu for two years, and when it's time for you to beg him, it's very hard. ”

Liu Forest nodded again and again and said, "That's, that's!"

There is a local saying in rural China: "A dead chicken attracts a harrier (eagle) under the sky", and this sentence is used in Yi Muzi and others of the Asset Loss Prevention Department of the Citizen Bank who are eager to open up the work situation. Recently, they riveted the old loan of Anyan Company of the Hubei Branch, and asked to participate in the collection several times, but they were rejected by the Hubei Branch several times, but they still did not give up, and a battle full of scheming began.

At first, Yi Muzi deliberated on the overlapping loan accounts of all branches in the whole system, and discussed with the legal department: the two departments planned to jointly take all the loans of Shenzhen Jianhua Company to the head office for collection, which was affirmed and supported by Vice President Luo Yi. Then, he held a meeting in the asset loss prevention department, and according to the successful idea of concentrating Jianhua's series of old loans to the head office, he mobilized everyone in the department to speak freely to see which customer could be transferred?

It is said that under the banner of Yi Muzi, there are really some corners of the service: Wan Zhongyi, Xu Haitao, Chen Yun, Luo Yingying, and recently, Chen Shanshi, who is familiar with the loan operation of the original financial service cooperative, has been transferred from the trade union branch, and the team is not strong. However, when there are more people, it is more important to rely on achievements to demonstrate, which is the only way for a person to gain a foothold in Shenzhen, and even to stand out and reflect their own value. Therefore, at this meeting, there was a lot of presentation.

Chen Shanshi said: "Our main idea, I think, is still to focus on the original 'old five' sub-branches with high pressure and heavy tasks. Because they don't have much effect on themselves, we ask them to bring it up and help them clean it up, and if they still won't, it's going to be a fuss. ”

Xu Haitao said: "I contacted Manager Xia of the Hubei branch twice and asked to participate in the collection of the loan to Anyan Auto City, but they did not agree. ”

Chen Shanshi asked, "Is there such a cow in summer?"

Wan Zhongyi said: "I don't think I can say anything about Xia Niu, behind him is President Wang, without asking for instructions, he will not refuse." This matter is at least from two aspects, one is that this loan amount is large, there is always something that can be realized, and they have to make achievements; and the other is that they may have a certain degree of certainty, and privately think that they are a mortgage payer who can get a bonus, and they are not willing to share it with us. This is also easy to understand. ”

Yi Muzi asked, "How much loan principal and interest does the Anyan Company series have now?"

Luo Yingying took out the account and said: "Let me see: two households, the principal is 120 million yuan, and the interest is 47.62 million yuan. The total principal and interest are 167.62 million yuan. ”

"Oh my God! No wonder Governor Wang is so thin. Wan Zhongyi said with a smile: "It turned out that he had such a heavy amount of non-performing assets on his shoulders! A company owes almost 200 million, and when he becomes such a president, he will shed his skin if he does not die." ”

Chen Shanshi said: "In this case, what reason does the Hubei sub-branch have to prevent us, the higher-level department in charge of non-performing assets, from interfering? Can they themselves be left alone?"

At this time, Yi Muzi said: "Judging from the analysis of the customer of Hubei Branch, it also shows that our work is under great pressure and it is not easy to cut in. We're just going to make up our minds to go for it. But let's not just look at an Ayan company, which will turn them off. Let's take a look at what other borrowers overlap with other sub-branches. ”

Luo Yingying looked at the ledger. He said to Yi Muzi: "The 6.3 million yuan of Shenzhen Wuhu Sihai Trading Company was mortgaged with Shanwei land, overlapping with our four sub-branches, and the actual loan was 37 million yuan, and the interest arrears were more than 12.5 million yuan. The company only had the land that was mortgaged to the Hubei Branch, and there was no other oil or water; Guoxin Daiyuan and Angel Company each had 6.5 million yuan and a total of 13 million yuan, which overlapped with the 21 million yuan loan from the Bao'an Road Branch. ”

Yi Muzi said: "I think so, the format of today's meeting is good, and this method should be adopted for each branch in the future, and only go down when it is ready internally, so as to achieve twice the result with half the effort." Tomorrow, Wan Zhongyi, Chen Shanshi, Xu Haitao, and Chen Yun will go to the Hubei branch to work on these loan households on an average basis, understand the situation, and see what the Hubei branch has to say. After going to work in the afternoon, I told the Hubei branch that I think it is better for Xu Haitao to call the summer, not to call the president. Okay?"

Wan Zhongyi said: "Okay! (To be continued.) )