The 1998 business work conference of Shenzhen Z Citizen Bank was held in the head office as scheduled, and the middle-level and above cadres of each branch attended the conference. In order to save costs, the conference was held in the multi-functional conference hall of the head office, and the group discussion was arranged to be held at www.biquge.info a nearby sub-branch. On the first day of the conference, Shen Yifeng, chairman of the Citizens Bank, Huang Lu, president of the bank, and Wu Sisi, vice mayor of Shenzhen Z City, delivered keynote speeches at the conference.

At that time, the Asian financial crisis had just blown, and the after-effects of the storm were gradually emerging. In this financial turmoil, the government and people, for the well-being of the people of Southeast Asian countries, adhered to the policy of not depreciating the renminbi to support Southeast Asian countries to tide over the difficulties. However, as a result, the cost of foreign purchases of Chinese goods has increased, and Shenzhen, which is the main body of export-oriented economy and affects the operation of the economic locomotive, has encountered unprecedented difficulties, especially the export situation of industrial and commercial enterprises is not optimistic.

President Huang Lu is a representative of the "two sessions" of Shenzhen, and often regularly participates in the economic group meetings of the CPPCC, and is well aware of the city's economic situation. He said at the business work meeting of the head office: "Our ancestor Ma Ksi once said that the economy determines finance, and finance reacts to the economy. Now, the Asian financial turmoil has affected the normal operation of the city's economy. It is undeniable that this year we will encounter unprecedented difficulties in our business. But it's not just us who have the difficulties, our friends in the corporate world are bearing the brunt. Since they are bad, it will lead to us being even worse. You can find the answer to my argument from the solemn faces of the deputies of the 'two sessions.' We have invited you here today to brainstorm and find ways to break out of the encirclement. When it comes to breaking out of the encirclement, I have to say two more words. After 28 years of struggle, the chairman and his comrades-in-arms used millet and rifles to fight a new China. Are they something to be proud of? Can they be proud of? They do have the capital to be proud of. We know that they have carried out five tragic anti-encirclement and suppression campaigns in Jinggangshan, some of which have been successful and some of which have failed. I have visited Jinggang Mountain, and although it is a part of the Luoxiao Mountains, it does not necessarily have any trenches there that can be defended, and it can be used as a pass, and it cannot be opened by thousands of people, so that Chiang Kai-shek's hundreds of thousands of troops cannot capture it. Rather, the revolutionary veterans of those years judged the situation and comprehensively mobilized all kinds of factors favorable to me in the surrounding areas, accumulated small victories into big victories, turned big defeats into small defeats, and finally achieved undefeated, preserved the revolutionary fire, and embarked on the road of the Long March. All our comrades in the bank must clearly understand that the difficulties we face now are insignificant compared with the difficulties we encountered in Jinggangshan in those years. If all the comrades of the bank can regard the People's Bank as their home and solve the difficulties of the People's Bank as their own survival needs, then the spring of the People's Bank this year will be beautiful, and tomorrow will be even better! Therefore, I would like to propose that the whole bank should learn from the spirit of Jinggangshan and the spirit of the Long March of the old revolution. With unremitting efforts, the will to never turn back, and the courage to open up, we must create a new world for the Citizens Bank!"

Huang Lu's speech won warm applause from the participants.

The next group meeting was held for one day, Wang Xianyao participated in the president group, Chen Jiaojiao and Tan Feiyan participated in the accounting group, Xia participated in the plan and credit group, and Xu Aiqun participated in the party group. According to the characteristics of their own work, each business group has put forward a number of problems that need to be solved urgently.

In the second half of the afternoon of the second day, the participants returned to the multi-functional conference hall of the head office to listen to the concluding speech of Chairman Shen Yifeng. is different from the last big puddle meeting: Shen Yifeng was much more pragmatic at this meeting, knowing that only singing high-pitched things does not necessarily mean that he can perform and sing well. At the meeting, he made it clear that "whether or not to give a deposit reward, how much to give, and how to give it should be made clear and operable." It can be seen that he has also made reflections.

Another highlight of the meeting was that Luo Yi, the executive vice president who had initially partnered with Gu Dingli, had left the Citizens Bank. The subordinates who had dealt with him recalled his tepid, mild-mannered smiling face with a pair of short-sighted glasses, and somewhat regretted his departure. What can be talked about is that the book he strongly edited and published, that is, the "New Edition of Cases of Bank Prevention and Resolution of Financial Risks", which he personally edited, has been officially published and distributed, and the leading comrades of the city have been invited to write a preface. The book includes four cases of the Hubei Branch.

In addition to learning for some core backbones of the Citizens Bank, this book has also caused a sensation among various professional banks.

That is, before this business work meeting, Yao Zhongping, who is the president of a branch of the Industrial and Commercial Bank of China, called Xia Xia and said: "I have read the book published by your head office, which is very good! Let me tell you: in the future, you will have this kind of book published, you should get me a copy as soon as possible, so that I can study and improve. Don't you take my urgent desire for progress to ...... the same thing?"

Xia knew that Yao Zhongping was more interested in the lessons of the loans described in the book, jokingly thinking: "Do you have loans like this?" But the cases in the book are real and thought-provoking. In this regard, Comrade Luo Yi has done a good thing by standing on the high plane of legal principles and organizing relevant experts to sum up lessons and lessons and enlighten future generations. - That's an afterword.

It is said that after the conclusion of the business work meeting of the head office, the head office booked a few tables of banquets in the revitalization restaurant on Hongli Road, and invited the participants to go back after dinner. Of course, many people see eating such a meal as a good opportunity to socialize. You see, Wang Huohuo, the head of the planning and credit section of the Bao'an Road branch, bet on this meal. When he entered the door of the restaurant, he was not in a hurry to sit down, but constantly watched the movement of each table. When he saw Xu Guang, general manager of the personnel and education department of the head office, come to the platform next to Xia Xia to find a place to sit down, he immediately moved lightly, squeezed down on the position close to Xu Guang, and began to talk with Xu Guang. The participants of the Hubei branch sat around another table next to Xu Guang. Wang Xianyao and Xu Guang are from the same place and have a good relationship, and the two hook up from time to time to talk.

After a while, the entire Zhenxing Restaurant was filled with the business backbone of the Citizen Bank, and the dinner began. Originally, there would be nothing peculiar about this kind of routine dinner, and there was no need to spend special pen and ink to publicize it. However, Wang Torch of the Bao'an Road Branch was also like summer, after several twists and turns, he was nominated as a reserve cadre by the branch president, and this Wang Torch used this meal to drink with Xu Guang.

There is a popular saying in society, called "making mistakes after drinking", and there is also a saying: "spit out the truth after drinking"; in a unit, a person who usually stays in a personnel and supervision post should be more repulsive to alcohol, or have a better sense of proportion, otherwise, it is impossible for him to continue to work in this kind of post. Although Xu Guang is a northerner and also drinks a lot, he usually doesn't smile or smile, which makes people feel that he is the kind of big man who is more serious and less lively. Wang Huohuo, on the other hand, learned the lesson of being blocked from being transferred to the head office several times before, and knew that he could not do anything, thinking that it was still necessary to engage in relationships, and he couldn't care about Xu Guang's smile on his face. After sitting down, he took a little food and sent it to his mouth after eating, and saw that the waiter had refilled everyone's wine glasses, so he said to Xu Guang: "Mr. Xu, you and I have never drunk alone, you are the leader, I toast you alone." ”

Xu Guang politely agreed, but didn't want to drink, and said, "Don't rush, take your time." ”

Wang Torch pestered Xu Guang and said: "Come, it's my honor to be able to drink with Mr. Xu, you have half a cup, I have a cup, it's done!"

So, the two of them drank this unequal wine.

After Wang Torch finished drying, he did not eat the vegetables, but took advantage of the gap in the waiter's pouring of wine, touched his beer belly with both hands, and loosened the two belt eyes, which were as large as two inches in length, so as to make the beer in the stomach "fully circulated" as soon as possible, squeeze it to the lower belly and drain it as soon as possible, so that the upper belly could vacate the seat, so that the toast could be made again. When these efforts were done, Wang Huoju felt that he was still sure to do it for a while. So, he invited Xu Guang to have another drink, and Xu Guang said, "No need, you drink." I don't need to!"

Wang Huoju stood up and begged him: "Mr. Xu, you also have to give face to your junior brother! In this way, I will drink three cups, and you can drink one cup, right?"

Xu Guang said: "You drink!"

This Wang Torch can also be regarded as a gentleman in wine, a husband in the world, although he did not bargain in front of Xu Guang, but until now, this wine still has to be drunk. I saw him pick up the wine glass and pour it into his mouth, and others only heard a few "grunt, grunt" sounds from his mouth, and three glasses of wine went down again.

People looked at Wang Torch at this time, in the figure that was not very tall, the upright belly was like a mutated big watermelon hanging on him. A leather belt, which hangs rigidly above the thigh, at the junction of the femur and the thigh, has nothing to do with the watermelon-like belly. His belt is like the belt on the nine-rank and seven-grade sesame official uniforms in the costume drama, which is completely ineffective, and the zipper of his pants has been pulled to the most open point.

Xu Guang glanced at Wang Torch, who had drunk three more glasses of wine, and browsed his dignity from top to bottom, instead of drinking his own glass of wine, he showed a little disdain on his face and eyes, indicating his disgust for Wang Torch drinking like this. After Wang Torch sat down, he touched the belt on his body with both hands, and relaxed it for two more squares before he felt a little more comfortable.

Summer and Wang Torch have known each other for two years, and he sits at the table next to Wang Torch, and naturally sees Wang Torch's activities clearly. When he saw Wang Torch's beer belly suddenly increasing because of the fight and Xu Guang's disdainful and somewhat disdainful look, Xia said in his heart: "What is Wang Torch trying to be, to be like this?"

Looking at the scene of Wang Huoju drinking with Xu Guang, general manager of the Personnel and Education Department of the Citizen Bank, it can be described as an ancient saying: "There are customers who sell wine, and no monks do not order tea." ”

Alas, isn't it just a career! Why bother yourself like this? At that time, there was a rather literate person present who wittily said:

Wine, wine, wine, my dear friend!

Wine, wine, wine, wine, I want to dance with your officialdom.

Drink, drink, drink! Just because the official words are difficult to write!

Drunk, drunk, drunk, drunk, drunk, drunk,

The zipper has been put to the end, but I am so anxious.

My face is red, my ears are hot, my eyes are red—I have lost all my face and my dignity!

Beer!Beer!Beer! You're the one who makes my belly round.

Look, look, look!

One day, I will cut off my robe with you, and I will never be foolish again!

From ancient times to the present, through the inheritance and evolution of history, the name has changed several times, such as: one word is called wine, two words are called Du Kang, three words are called things in the cup, and so on. However, the advantages and disadvantages embodied in it and its role have not changed at all. Let's talk about its shortcomings first: the ancients said that "rotten intestines and fornicating media" have not changed, and recently some people have added new sins to wine, saying that it "drinks bad morals, drinks bad stomach, and drinks wives back to back". Alas, there is no excuse for wanting to add sin! But, fortunately, there are wise men who are holding up the benefits of wine. For example, the story of "100 poems by Li Bai in the fight for wine" has been said to be a great example of the poet immortal Li Bai's use of wine to tap the potential of his ingenuity and intelligence; some people once verified that the poet Du Fu, a contemporary of Li Bai, was poisoned and died of eating beef jerky in a boat sailing on the Yangtze River. One can imagine that Mr. Du, who is also a poet, did not drink alcohol when he was boating in the river and eating beef jerky? If you want me to tell me, it is not known that he may have died because he was drunk and then caught a cold and fell ill by the river breeze. That's right, and it was because of this that the poet was killed by the wine - but this may have been deliberately covered up, so as not to have a negative impact on the sales of the wine, and thus affect the lives of the people in the wine country.

As far as the small state of mind is concerned, it is also a lot of praise for wine. For example, the instinct of wine to help people to be bold and confused is reflected in many times in this book. In the plot of chapter 48 of the book, Ke Shaoji, the credit manager of Merlin Financial Services, and his new leader, Zhang Yu, quarrel under the pretext of drinking too much and drinking too much. A few days later, Ke Shaoji relied on this ladder to climb down and made a soft landing - leaving the potential land of Merlin Financial Services. Isn't this the beauty of wine?

Xiao is an honest person who often thinks: "The invention of winemaking is one of the achievements of thousands of years of Chinese civilization." The reason why our ancestors changed the way to transform grains of rice, sorghum, and corn into gentle and strong rice wine was always the original idea and reason of our ancestors. After a little search of the intestines and scraping the belly, a tepid, not righteous, not opposite, just right to prove the effect of the wine of the modern story is vividly presented in front of the eyes:

It was the 70s of the 20th century, and five small industries were set up in various parts of Guangdong: small hydropower, small iron and steel, small coal kilns, small cement, and small nitrogen fertilizer. People looked at the situation at that time, and each county had the intention of demarcating land as a prison and not asking for anyone in everything.

At that time, there was an old county magistrate named Dong Yiliang in the county where Xiao's hometown was located, who was a veteran soldier of Siye who participated in the famous Siping Battle and the Liberation of Jinzhou Battle during the Liberation War. As he grew older, the old county magistrate gradually became less suitable for the work and life at the grassroots level. For this reason, it was decided to transfer the old revolutionary to the head of the newly established regional environmental protection bureau, which had a relatively good environment. And the old county magistrate is a person who can't be idle, especially the mountains and rivers and the people who have worked for more than 20 years and can be said to be their second hometown. No, after serving in the regional environmental protection bureau for less than a year, he went to the county to inspect the work three times.

In recent days, it has been rumored that the old county magistrate is coming to the county to inspect the environmental protection work, which can make the five small enterprises in charge of the family anxious.

And the old county magistrate is the master of a tendon. This time, on the first day he came to the county, he went to the county paper mill to inspect it, and saw that the paper mill discharged a lot of used caustic soda and other sewage into the ditch and into the river, so he issued an environmental protection fine of 50,000 yuan without saying a word.

At that time, not to mention that 50,000 yuan was an astronomical amount for a small local factory, it was also a big burden for the county finances of that year. As soon as the news spread, the directors of these factories facing environmental inspections were as anxious as ants on a hot pot, thinking of corresponding tricks.

The next day, the old county magistrate went to the county nitrogen fertilizer plant to inspect the work, and the factory directors welcomed them into the conference room very warmly. After some greetings, there was a wheel war, saying that it was to comprehensively report on the study, production, living conditions and long-term planning of the factory, and to ask the respected old county magistrate to dial a little. As a result, the secretary of the factory branch talked about the political and ideological construction of the factory, and the chairman of the factory trade union chattered endlessly on the situation of activating and improving the lives of the workers and building the workers' homes. When the two men finished talking, it was twelve o'clock.

At this time, the vice chairman of the factory trade union and the head of the general affairs unit came to the conference room and said that he had invited the old county magistrate to visit the workers in the canteen and give guidance on the work.

This old county magistrate, who came from the people's army and served as an official all his life, naturally knew the advantages of mingling with the masses of the people and the workers' brothers. So, he granted his invitation, got up and went to the canteen to visit his brother worker. Then, the factory directors were pulled into the VIP dining hall for lunch.

However, it is said that this county is a place rich in small cellar rice wine, which has just been identified by the relevant departments as archaeological in the Song Dynasty and has a large-scale production of wine. Everyone warmly invited the old county magistrate to taste the old cellar rice wine with a long history.

It is also a place of interest, everything is the same, an hour down, although the old county magistrate from the north will drink some wine, but his two fists are invincible to the four palms, and he is irrigated by the children of the nitrogen fertilizer factory to find a little unable to find the north.

At this time, the work report of the factory director began on the wine table. After talking about the enthusiasm of the workers, the factory manager revealed his shortcomings in environmental protection work. And after some self-criticism, he talked about the difficulties of "a good woman is difficult to cook without rice" in environmental protection work.

At this time, I only heard the old county magistrate take advantage of the wine and say unhappily: "If you have a problem, why don't you come to me? Can't I solve it?"

The factory director hurriedly said: "No! I don't dare to make trouble for the old county magistrate......

Before the factory director could finish his words, the old county magistrate was very happy and said: "Bring me a piece of paper!" I will immediately allocate 50,000 yuan to you for environmental protection. ”

After a while, the old county magistrate wrote on the white paper handed over by the factory director: "I agree to allocate 50,000 yuan for the environmental protection transformation of the county's nitrogen fertilizer plant." - Dong Yiliang, on the same day. ”

In this way, the old county magistrate ended the environmental inspection of the nitrogen fertilizer plant with an approval of 50,000 yuan on the wine table.

After the director returned to the Environmental Protection Bureau, in the euphemistic reminders of his subordinates, he felt that this instruction was a bit wronged, mostly because of the trouble caused by the rice wine in the small cellar.

"The money can't be given to the nitrogen fertilizer plant, but my instructions can't be counted. What should I do?" Director Dong frowned, calculated his heart, and immediately asked his subordinates to issue a serious fine, Neiyun: "A county nitrogen fertilizer plant: In view of the fact that your factory's environmental protection work is not up to standard, in order to urge your factory to attach importance to environmental protection work and meet the standards as soon as possible, our bureau has decided to fine your factory 50,000 yuan." ”

However, he said that the director of the county nitrogen fertilizer factory who did not know the situation came to the regional environmental protection bureau with the approval written by the old county magistrate when he was drinking, and was full of 50,000 yuan in the account. He first went to the director's office, and the old county magistrate poured tea very enthusiastically and greeted him, without mentioning the fine at all. When parting, he also told the factory to hurry up and complete the formalities.

The director of the factory still came to the office department in high spirits. However, after staying for a long time, while the old county magistrate's approval was withdrawn, he was exchanged for a fine notice, saying that it was cleared twice.

The factory director was stunned, and a helpless smile was embarrassed on his old face.

After this matter spread in the county, people all admired the ability of Dong Yiliang, the old county magistrate, to be a true gentleman in the wine, and even admired his character with a little love for the house and Wudi, and a little romantic. Of course, the county nitrogen fertilizer plant has no loss, which can be regarded as a win-win outcome.

Having said that, on the other hand, Wang Torch got real benefits because of the inappropriate filling of his stomach this time, and the beauty of wine was once again revealed.

Two months later, Wang Huoju finally left the Bao'an Road Branch, which he had done a lot of loans and was currently in the process of bad debts, and since then he has been out of the daily dream and worry about the collection work, and has become the assistant to the president of another branch, the Futian Branch. Although it is still a matter of collecting the principal and interest of old loans, it is a loan made by someone else, and whether it can be recovered or not, it can be left to its own discretion and hung high.

He was glad that he had started a new life.

Writing this, I thought: In a difficult situation, the powerful people in the officialdom who can drill the camp can still eat their brains and fat, while the honest people have to starve and freeze. This is just like the song of the Southern Dynasty and the Liang Dynasty:

The rain and snow are full of rain and snow, and the long mouth is full and the short mouth is hungry. (To be continued.) )