Chapter 312: The Scam Chang Huarong Encountered
On the way, Yu Weigang asked curiously: "What's going on with this Changhuarong? Why did you get 200,000 yuan from selling things yesterday, but it's not enough." ”
Meng Zitao replied while driving the car: "He should have been deceived, I don't know what happened." ”
"Deceived?" Yu Weigang looked curious while surprised, and hurriedly asked, "What's going on?" ”
Meng Zitao said what he saw and guessed: "Of course, these are my guesses, and I don't know what the specific situation is. ”
Yu Weigang said: "Oh, so that's what happened. I reckon it's self-inflicted. ”
Meng Zitao said: "You don't understand the situation, don't say it so ugly. ”
Yu Weigang waved his hand: "Hey, I'm not wrong, it's nothing more than greed for money, I've seen a lot of this kind of person." By the way, when you get there, don't tell him what you know, some people are small and will probably blame you. ”
Meng Zitao smiled: "I'm not stupid, of course I won't say it." ”
Although it was because Chang Huarong concealed it at the beginning, Meng Zitao did not mention that the person he saw with Chang Huarong in the XX Hotel was actually Cao Jin, who he had met in Tongdu before and was suspected of fraud (Chapter 124).
But people are really strange things, and many times, when they make mistakes, they often put the reason for their mistakes on the heads of others. So the situation that Yu Wei just said is actually very possible.
chatting all the way, Meng Zitao and Yu Weigang came to the community where Changhuarong was located, got out of the car, and Meng Zitao came to the downstairs of one of the units according to the address given by Changhuarong before, and rang the video doorbell, and Changhuarong immediately opened the door.
The three of them took the elevator to the third floor, only to see that Chang Huarong was already waiting for them at the door.
After a few words of greeting, Chang Huarong took Meng Zitao and them into the house.
Inviting everyone to take a seat, Chang Huarong said politely: "Shopkeeper Meng, what kind of tea do you want to drink?"
Meng Zitao turned his head and asked Yu Weigang what he thought, and Yu Weigang said: "Lao Song and I just drink boiled water." ”
Meng Zitao nodded and said, "Then I will also drink boiled water." ”
Chang Huarong smiled: "Come to me, don't be polite." ”
Meng Zitao smiled and waved his hand: "We are really not welcome." ”
While Chang Huarong was pouring tea, Meng Zitao looked around, this house is very large, it looks like it is 1780 square meters, it adopts Chinese decoration style, simple and atmospheric. However, what made him feel a little strange was that there was only Chang Huarong in the house of Nuoda, could it be that Chang Huarong usually only lived alone? But it doesn't look like it.
After a while, Chang Huarong brought the cup to everyone, and the three of them also thanked politely.
Yu Weigang was the first to ask: "Professor Chang, you are usually the only one in your family?"
Chang Huarong shook his head self-deprecatingly: "I still have a wife, but ...... Hey, it's hard to put into words!"
Looking at Chang Huarong's sad face and bloodshot eyes, Meng Zitao was still a little worried in his heart, and said: "Professor Chang, if it's convenient, can you tell me what is going on, in fact, it is better to say some things than to hold them in your heart." ”
Chang Huarong was silent for a moment, then drank up the glass of water in front of him, and said with a wry smile: "I'm really panicked about this, if Shopkeeper Meng doesn't think I'm verbose, then I'll talk about it......"
Chang Huarong has seen a lot of genuine antiques because of his work, and many of them are national treasure-level cultural relics, because of this, he fell in love with antiques, and because he has seen a lot of real things, he rarely has "eye-catching" times.
Because Chang Huarong started to play antiques relatively early, the antiques were relatively cheap at that time, because he was good in his eyes, and he had a few dollars in his hands, and he bought a lot of antiques at a low price, and then when the price of antiques went up, he took some of the collections to the auction, and the prices were hundreds of times and thousands of times higher, and he also made a fortune.
However, Chang Huarong really likes antiques, in addition to meeting the needs of life, and making his hands more comfortable, some of the collections he feels are precious are still kept by him. In addition, he usually likes to go to the larger antique market or auction to auction some of his favorite collections.
In the spring and summer of last year, his son introduced his friend Du Yiran to Changhuarong. Chang Huarong also has a good eye for people, and after a few contacts, he thinks that this Du Yiran is a good-natured person, speaks calmly, and is not public, and concludes that this is a friend to make.
In fact, Chang Huarong still has a plan in his heart, first, this Du Yiran is also an antique lover, and the two can usually have an exchange;
Moreover, this opportunity did not take long for him to meet, last summer, Chang Huarong went to Jinling to participate in an auction, and fell in love with a pair of blue and white dragon pattern small cylinders in the Jiajing period, and after several competitions, he won it. However, he lacked more than 100,000 in his hands.
After thinking about it, Chang Huarong called Du Yiran, saying that he was impersonated and lacked money in his hand, Du Yiran asked him to call you on the card immediately, and Du Yiran also said that he would do it, and soon, the money arrived in his account.
In fact, Chang Huarong can completely let his wife or son call the money, he is in Kadu Yiran, and he thinks that this friend can be made.
Coincidentally, as soon as the auction ended, Chang Huarong's friends wanted him to auction the blue and white dragon pattern vat and added 10% of the profit, which can earn 10% with a turn of the hand, and can enhance the perception between friends, Chang Huarong agreed without saying a word.
A few days after going back, Du Yiran came to Ling City, and Chang Huarong asked him to dinner, and at the banquet, Chang Huarong expressed his gratitude. Du Yiran waved his hand to say no, and said that the money was actually just having tea with a friend that day, and he asked a friend to borrow it temporarily.
When Chang Huarong heard this, he hurriedly said that he would follow the rules and return it with monthly interest, how much is the monthly interest? Du Yiran said that this is his very good friend, but for a few days, there is no interest.
Chang Huarong said that it is not possible to do this, no matter what, he has to add some interest. Du Yiran finally had to agree, and said that it would be calculated based on the monthly interest of the bank in the same period.
Not long after this incident, Du Yiran and Chang Huarong drank tea together. Du Yiran suddenly said to Chang Huarong that a friend of his ordered a set of equipment, and the funds could not be turned over for a while, and the money in his hand was in the business and could not be taken out, so he asked Chang Huarong to lend him 200,000 yuan for a period of one month with a monthly interest rate of 5%.
Chang Huarong generously said that there was no problem, and when he turned around, the bank transferred the account to Du Yiran, and he didn't ask him for anything as collateral. However, Du Yiran still said that the two parties must sign a loan contract, so that it is stable.
Chang Huarong laughed and said, It's only been a month, I can trust you! Actually, this is the idea that he has to test Du Yiran again.
Before the month expired, Du Yiran's friend repaid all the principal and interest.
Changhuarong felt very trustworthy, and he was even more relieved. And he also found that private lending is also a way to make money, which is much better than putting money in the bank. Moreover, they are all short-term loans, and they are between friends, which is much less risky than stock speculation. In addition, although buying and selling antiques is quite profitable, it is generally not possible to make such quick money.
After that, the two sides seemed to have discovered a new world, and Du Yiran often asked Changhuarong to borrow money, and the time became longer and longer, ranging from one month to three months, all the way to half a year and a year.
In addition, Du Yiran also brought some countervailing things, such as gold and silver jewelry, as well as antiques and other things, because Chang Huarong believed in Du Yiran very much, he never doubted the authenticity of things.
Hearing this, Meng Zitao understood a little, no wonder Chang Huarong's son opened a company in Jinling, not the master who was short of money, those two times, why did Chang Huarong take things to his store to sell, it turned out that they were all taken into loans.
But also, the monthly interest rate is 5%, the annual interest rate is 60%, and it is lent to people who think that they have good credit, such money is too easy to make.
However, if this money had really been so profitable, it would not have happened now.
When the first phase of the loan was not repaid, Chang Huarong felt a trace of doubt in his heart, and later learned from Meng Zitao that the beast face pattern ornament that Du Yiran used to resist was actually a fake, so he called Du Yiran, and Du Yiran made it clear on the phone that he would come over to solve it immediately.
However, in the next month, Du Yiran shirked for various reasons, and in the end, Chang Huarong called his mobile phone and turned it off. He asked his son. The son said, "I haven't seen him for a long time."
At this time, Chang Huarong and his son realized that something was wrong, and hurriedly went to Chang Huarong's company to find him, but the company had already closed down, and people didn't know where to go for a long time. In the end, the two hurriedly went home and asked someone to appraise the gold and silver jewelry and antiques that had been mortgaged, and it turned out that everything was half-true or simply fake.
Faced with this result, the father and son were dumbfounded, you must know that during this time, Chang Huarong lent Du Yiran millions of dollars, and his son was also borrowed 500,000 by him.
After that, the father and son hurriedly called the police, however, Du Yiran has not been found until now, and it is estimated that the money will not be recovered, so it can be said that they have all been lost......
Chang Huarong's son was very depressed because of this incident, and he was not at ease in his business, and he made several mistakes, almost ruining the company that he had struggled for many years.
And Chang Huarong's wife, because of this incident, often quarreled with Chang Huarong, and a few days ago he was hospitalized because of a sudden cerebral hemorrhage because of a quarrel, Chang Huarong sold Ruyi yesterday for money, which was prepared for treatment, but yesterday's 200,000 was far from enough, so he invited Meng Zitao to come over.
At the end, Chang Huarong sighed: "Hey, in fact, in the final analysis, I still don't know anyone, and I'm greedy for money, this lesson is too profound!" )