137. The director of credit who is difficult to communicate
Han Xiaoniu came to Summer's office and brought the head office's approval that had been reviewed by the president to Summer. Pen ~ fun ~ Pavilion www.biquge.info opened the folder in the summer and saw that the legal department of the head office said:
Hubei Branch:
Your bank has received the "Instructions on Submitting the Enterprises to be Sued" and agrees with your bank's opinions on the 16 enterprises to be divided into three categories to repay loans in accordance with the law.
Regarding the statute of limitations, the lawsuit can be suspended through the collection letter issued by the sub-branch, or the lawyer's letter issued by the legal department of the head office, or the lawsuit can be suspended.
With regard to the issue of litigation agency, according to the Measures for the Administration of Litigation of the People's Bank, in principle, no lawyer is hired from the outside world, but considering that our bank has a heavy task of resolving problems left over from history this year, and the number of loan disputes is large and highly concentrated, it is really necessary to entrust a lawyer to represent the litigation according to the specific circumstances of the case. Agree that your bank will entrust Guotai Law Firm to represent you in the litigation for cases that require external lawyers.
Another: Please report to our office the progress of the cases currently represented by Guotai Law Firm.
This is the case.
Legal Department of the People's Bank (Print)
96,5,20.
According to this document, Wang Xianyao pushed the boat down the river and handed over all the litigation cases of the Hubei branch to Guotai Law Firm, which will inevitably cause some criticism in the future.
"Lao Xia, come on. As soon as he got to work in the morning, Wang Xianyao called Xia in the office and said.
Xia put down the phone and immediately rushed to Wang Xianyao's office.
Wang Xianyao saw Xia sitting opposite him, so he took out a business card for Xia and said: "An old leader of the Municipal People's Congress recommended a company to me, in Wanfeng Village, Bao'an, and they want to make some loans. When I had a meeting at the head office, I also coordinated with Director Yi and them, and they promised to go to see the situation of the company in the afternoon. Will you follow up?"
Summer said, "Okay." ”
Wang Xianyao said again: "Ah, that's right. They also gave me some business information, you take it and take a look at it first, and get into the role. ”
"Okay!" Xia took the information bag in his hand and said to Wang Xianyao, "Governor, I'll go out first." ”
Xia returned to his office, and was preparing to go to the head office in the afternoon to invite Yi Muzi and others from the credit office to Wanfeng to carry out some information on the credit investigation, Xiong Zilun walked in and said coldly to Xia: "I have no way to make a credit statement, and I have to report it late." ”
Summer asked, "Didn't you do it well, why can't you do it now?"
Xiong Zilun said eloquently: "In short, I have no way to complete it. With that, he was ready to leave.
Summer stopped her and said, "Little Bear, don't be in a hurry to leave, some words still have to be explained." I ask you, are you still haunted by the last time I criticized you?"
Xiong Zilun said: "Don't dare. ”
Summer said: "As far as things are concerned, you shouldn't dare, but you can't." As a planner, you really can't do your job like this. Now to what you said today, the plan and credit statement you can't complete. As a leader, you will make a comprehensive analysis of the workload of your subordinates, for example, how many customers does a loan officer have to manage, does a branch have full-time planning staff, and so on. In the past, it was inappropriate for you and Xiao Yuan to make cash statements and credit statements as the concept of planning departments. However, after the establishment of the Citizens Bank, it is not known who will lay off people. Now that Xiao Yuan is gone, you should cherish the job opportunity and work harder, and you shouldn't sell it. ”
Xiong Zilun said, "I don't have the ability to finish it!" and left.
"Not capable?" Xia watched Xiong Zilun walk out of the office.
Subsequently, Xia took out a notice from the folder that the head office had just sent to the brother bank for the late reporting of the report, and wrote in the document handling opinion column: "Urgent." Comrades Gao Youhua, Wang Yang, and Xiong Zilun are invited to read this circular. We must not make such mistakes. After writing it, he immediately asked Wang Yang to read it to the three of them and signed it back.
After a while, Wang Yang handed back the documents that the three of them had read to Summer. In the summer, I saw Xiong Zilun write on the document reading form: "It is impossible to report the plan and credit statement to the head office at the same time, and the leaders should consider it." ”
I think in the summer and can not affect the work. So, he came to the planning office and said to Xiong Zilun: "My opinion, you still have to focus on work, and making reports is a hand-to-, so it is easy to complete." ”
Xiong Zilun said angrily: "I don't have time to make a report, I have already told the president that I can't complete it." ”
Xia said seriously: "Comrade Xiong Zilun, you'd better calm down and analyze your own work attitude. If you really can't do it, why don't you ask for a transfer? Can I let someone who can do it? Tomorrow is Saturday, and you should think about it for the past two days, whether you can do this job well, and next Monday, I will formally ask you about the results. ”
In the afternoon, I plan to go to the head office in the summer. Before arriving at the head office, I came to the president's office, and it happened that Chen was also there, and reported to the president in the summer about Xiong Zilun's problem. Combined with the report of the head office, he said to President Wang: "If the bear still does not listen to the greeting on Monday, my opinion is to quickly cut through the mess and prepare to be transferred." There can be no ambiguity about this. ”
When Wang Xianyao was hesitating, Chen said: "I agree with Lao Xia's opinion. Isn't it just a matter of making a few watches, how easy it is, and what is it to sell it? That is, when rectifying work discipline, we should make an example of others. ”
Wang Xianyao seemed to have made up his mind and asked Summer: "So, what about the candidates after Xiong Zilun leaves?"
Xia said: "My opinion is: see what Xiong Zilun does on Monday, if she really doesn't do it, immediately organize Wang Yang, Zhang Bo, and Gao Youhua to get the report out first and deal with the head office." In order to avoid adverse effects, the Planning and Credit Division will not let her stay. ”
Wang Xianyao asked, "Where should such a martyr let her go?"
Chen homework said: "Just let her be tied to the sales department, the sales department is a turnip and a pit, let a computer control her." ”
Wang Xianyao acquiesced.
In the afternoon, Xia asked Ren Erwei to drive the van of the Shanghai branch, got into the car with Shu Guangrong, and prepared to go to the credit office of the head office to pick up Deputy Director Yi Muzi and Luo Yingying, section chief of the Investigation Section, and drive to Wanfeng Village.
It is said that after being scolded hoarsely by Governor Gu Dingli at the beginning of the year, the head office of the Citizens Bank has reined in a lot and is more willing to deal with the affairs on the scene. In the last few professional meetings, the comrades below also dared to comment on the credit department's face-to-face. And the origins of the branch presidents are even more complicated, which makes Yi Muzi feel that he is sitting on the cusp of the storm, and he may encounter unpredictable things at any time. As a result, the first-level dignitaries of the branch president gradually became respectful. No, Hubei Branch is an overdraft bank, according to the unwritten regulations of the head office, it is not possible to apply for new loans, but Wang Xianyao keeps grinding his lips to make a loan to an enterprise in Wanfeng Village. Yi Muzi knew that he couldn't do it, but he also had to work hard to make a trip. See what reasons are more powerful to deny a loan.
In the summer, I politely invited Yi Muzi and them to get into the car, and the car went from the North Ring Road to the highway, and from the entrance of Bao'an Airport to Bao'an Shajing. On the way, Yi Muzi said angrily: "In summer, your branch is also quite weird, don't you feel tired of walking so far to get a loan account?"
In all fairness, Xia is not unsympathetic to Yi Muzi's statement, and if this loan is really made, it is a consideration of political and social impact that outweighs the bank's economic benefits.
Xia was worried that he would talk too much in front of Yi Muzi, and there would be rumors between him and Wang Xianyao, which would make the city full of right and wrong. He replied to Yi Muzi without asking: "The situation of this loan company, after Director Yi sees it, he will know it in his heart." However, Wanfeng Village, where the enterprise is located, is very famous in Shenzhen, with 50,000 migrant workers, accounting for more than 90% of the village's population, and the management is very good. On New Year's Day, we attended their party, and the community culture was built very well, and the village had its own literary and artistic group. ”
After the summer was finished, look at Na Yi Muzi: there was no squeak with a straight face, and his eyes looked out of the car window, as if he was looking at the scenery of the highway.
From the highway, it took about ten minutes to arrive at Wanfeng Village, Xia and Yi Muzi and others found the company to be investigated, and looked at the real estate ready to be mortgaged, which was a relatively old industrial house, and Luo Yingying also felt that the mortgage was not very satisfied.
After reading it, Yi Muzi said to Xia: "Let's go back to the head office, and discuss the loan with President Wang another day." ”
So, in the summer, he politely said goodbye to the company, got into the car, and sent Yi Muzi and Luo Yingying back to the Citizens Bank.
When he returned to the bank in the summer, Wang Xianyao had not yet gotten off work, so he went to the office to make a brief report to President Wang. Summer objectively introduced what Yi Muzi said in the car, and Wang Xianyao fell into deep thought after hearing it.
Summer duly withdrew from the president's office.