In the morning, the summer brought Ou Zhongzhong to Jintong Building, looking for Shenzhen 38 Co., Ltd. to do a loan investigation, the collateral they provided was the land of Nanshanwo where the 38 Building was to be built, but the name of the household was still under the name of the partner, the name of the partner was: "Nanshan Wuda Co., Ltd.", and the legal representative was Shen Gongbo. The pen "Fun" Pavilion www.biquge.info summer to see that the real estate certificate is a substitute certificate (indicating that there are still some fees that have not been paid to the state, but it does not prevent the mortgage in the bank. The reason for the emergence of the substitute certificate is to meet the financing needs of the land user and issue the certificate, and the formal real estate certificate is the surface difference is stamped with the "substitution" seal), the certificate number is: Shenfang Di Zi No. N101234X, with an area of 5,000 square meters. The planning and design construction area is 38,000 square meters. The assessed land price is 60 million yuan.

Summer and Ou Zhongzhong both read the relevant information.

Xia said to Chen Shanwei: "There are two aspects of your mortgage loan to pay attention to, one is one of your partners, Nanshan Wuda Company, which is the owner of the real estate certificate, and asks them to agree to the mortgage statement, the legal representative's ID card, business license, if its legal representative does not come, their company will open a power of attorney to the manager." To get an office certificate and mortgage registration. Another problem is that Mr. Chen told Mr. Zhuang that he also makes buildings, and the current loan information is also for buildings. Can you supplement the purchase and sale contract for the purchase of building materials, so that it is more convenient for everyone?"

"Yes. After Chen Shanwei finished speaking, he immediately asked his accountant Li Wenfeng to classify the loan information, and write out all the information that he wanted to sign with Nanshan Wuda Company and what information he wanted to provide. He said, "I'll get this done in the afternoon." ”

Chen Shanwei saw Xia Xia and inadvertently saw the company's finance minister Luo Cigar smoking a cigarette, with a solemn expression on his face. He explained: "Manager Xia, this is Minister Luo sent by the partner to supervise the payment of funds. ”

Xia Xia said "oh" and told Chen Shanwei: "If you want to send someone to handle the loan procedures or something in the financial service agency, Xiaoou will be responsible for running it." I can also go, but the financial services agency has been busy with me lately, and I can't cope with it. ”

After saying this, Xia asked to return to Hubei Financial Services Agency. Chen Shanwei immediately sent a driver to drive a car with a military license plate to send Xia and Ou Zhongzhong back.

"Manager Xia, come here. Chen Shiqing said.

"Okay. "In the summer, there was only a piece of glass from Chen Shiqing's office, and in the summer, I came to Chen Shiqing's office. Chen Shiqing humbly said to Xia: "I'll tell you: Don't do the matter of finding another company to pay the account." I told Mr. Zhuang that it was enough to find the Kishimi Village. ”

"I always feel that it will be a problem if I find so many companies to replace me," Summer said. You think, we can change our credit information, but it is very difficult to change the accounting account, not only the loan account, but also the settlement deposit account. It is possible that our account has been changed, but it does not match the statement of another bank. So, it's dangerous. ”

Chen Shiqing said: "Now I only ask Anwei Village to share a little with Anyan Automobile City Company, and the action will not be too big, and I am optimistic about the operation." ”

After speaking, he glanced at Xia Xia and continued: "I have a friend who is in the clothing business, and now our financial service agency is not in a hurry to lend money? She also wants to take out a loan, and I helped her write a loan application, do you think it's okay?"

Then, Chen Shiqing handed a piece of paper to Summer. Looking at the title in the summer, it was written: "Request to apply for a garment production export loan", the content is roughly speaking, the company's name is Shenzhen Huahuaer Industrial Co., Ltd., which is a company engaged in garment production and export. At present, the business situation is very good, and the export business is booming. In order to increase exports, the company decided to add two garment production lines, for which funds are urgently needed, and it is specially required to apply for a mortgage guarantee loan of 800,000 yuan.

After reading it in the summer, he said with a smile: "Okay, I strongly support the customers that Manager Chen has developed." ”

Chen Shiqing said: "The mortgaged real estate is an export agency of their company, and there is no risk if there is a mortgage on commercial housing. ”

"I'll see when I call her over. Summer said.

Chen Shiqing hurriedly said: "She made an appointment with me and said that she invited me to have dinner with you in the evening, which is considered an acquaintance." ”

Summer said, "You don't have to be so polite, right?"

"Let's go!" Chen Shiqing said with a smile, "Take advantage of this opportunity to improve and improve the food for me, a bachelor!"

Summer laughed, and then said, "Well, I'll go with you in the evening." ”

In fact, on that day, Summer was having stomach diarrhea because of gastrointestinal discomfort. However, because this was a customer of the personnel manager Chen Shiqing, he still took six Horn Zhenglu Pills in advance, and responded to the meal gently.

At about 3 o'clock in the afternoon, Huang Zhonghui and his lawyer Luo Jiari of Huanglong International Hotel went to Hubei Financial Services Co., Ltd., and after reading the mortgage application they submitted to the Land Bureau, the mortgage receipt issued by the Land Bureau knew that there was no major problem in completing the mortgage procedures. Therefore, at the request of Huang Zhonghui, he filled out an IOU of 5 million yuan, and calculated the interest rate of 5 million yuan for a one-year loan according to the interest rate of two and three cents of the monthly interest, and the interest rate difference of 640,800 yuan must be paid.

Huang Zhonghui looked at the calculation sheet, thought for a while and said: "Manager Xia, anyway, my loan contract is 30 million yuan, and there are still many opportunities to deduct the interest rate difference in the future. Take care of me. ”

Xia had never encountered such a situation, and after thinking for a while, he said: "There is no precedent for this matter, it depends on Mr. Zhuang's opinion." Let's go to Mr. Zhuang's office together. ”

When Huang Zhonghui saw Zhuang Yu, he used his three-inch tongue and tried his best to coordinate, not only making Zhuang Yu sign happily, but also accepting the three-month check he wrote on an exception.

However, it said that after the Citizens Bank took over the financial services cooperative, it sent some experts who were familiar with the operation of the two internal and external accounts of the financial service cooperatives to check the internal accounts (i.e., small cash cabinets), and when they saw this check, they were puzzled. It took nearly half an hour to come together in the summer before they understood what was going on. That's an afterword.

Also in the afternoon of the same day, the 6 million yuan loan of Wang Laoji's Today Geely Electronics Co., Ltd., sponsored by Xu Donghai of the first credit department, was also issued after the law firm signed the certificate of sight for the land mortgage.

Looking at Wang Laoji in the summer, he is a tall man with a good temperament. It's a little pity that since the loan was credited to his account, the people of Hubei Financial Services Agency and later the people of the Citizen Bank have not seen this Mr. Wang Laoji again. Of course, his 6 million yuan loan, except for the first month's interest was deducted and paid when the loan was made, the rest of the principal and interest have not been repaid.

There is a poem as proof:

A handsome guy with a scheming mind who fell into the greedy river;

The white wolf with empty gloves ascended to heaven and disappeared!