The head office of the People's Bank of China held a joint meeting of the two departments of planning and credit, mainly to review and analyze the capital situation since the head office held an operational work meeting at the Tai Shui Hang Financial Guest House. Pen Fun Pavilion wWw. ｂiquge。 info Specifically, in the past two months, all kinds of deposits in the whole system have fallen instead of rising, and the balance has dropped by more than 2 billion yuan. This is not only not good news for the Citizens Bank, but also a dangerous signal for the first and second leaders Shen Yifeng and Huang Lu.

In the Shenzhen Special Economic Zone after 1992, the mantra that people admired was what Deng Xiaoping said in Shenzhen: "Development is the last word." As the main leaders of the Citizens' Bank, when they report their work to the municipal party committee and the municipal government, they can never say: "After I took office, I have paid close attention to management and laid a solid foundation for future development, although the current deposit balance has dropped by more than 2 billion yuan compared with before I took office, and it may decline this month." But there will be milk, bread will be there......"

Therefore, leaders should respond to countermeasures and reverse the passive situation.

In fact, the direct cause of the sharp decline in deposits in the Citizens Bank in the past two months was caused by the change from the original soft landing to a hard landing. During the Gudingli period, the policy of dealing with high-interest deposits was to continuously narrow the scope, shrink the scale, lower the interest rate, and refine the examination and approval and operation of high-interest deposits. In this way, the smooth operation of the Citizens Bank in the early days of its establishment was ensured.

After Gu Dingli left, as soon as Shen Yifeng and Huang Lu took office, they immediately conveyed the message to the branches: "From now on, it is 100% for the benefit of the people's bank, and it cannot operate in violation of regulations." This is true wherever you put it, but it sounds particularly awkward when it is blown into the ears of depositors. They said, "Suppose that your citizen bank is as tall as the four major state-owned banks, and I still carry you around the streets like a child, and put your savings in your bank?" ”

In this way, the original deposits were left after they expired; the subsequent deposits were unwilling to deposit at the People's Bank because they were not beneficial, and the hardware was not as good as that of other banks, and the deposits of the whole system dropped by 2 billion yuan in less than two months.

Shen Yifeng and Huang Lu wanted to hold a joint meeting with the planned credit, put forward some suggestions, unload the donkey down the slope, and fine-tune the incentive policy for deposits. In other words, they realize that it seems unrealistic to deny benefits to depositors at the Citizens Bank. As for how much to give, how to give it, whether it costs or not, and whether it should be transparent or not, it is worth studying.

On the same day, Xia came to the conference room of the head office, and there was still some time before he left the meeting, so he came to sit next to Zhang Qingsong of the Meilin branch. Zhang Qingsong joked: "Mr. Xia, how are you doing?"

Xia glanced at Zhang Qingsong, didn't answer his words directly, and instead asked, "Have you been busy lately?"

Zhang Qingsong said with annoyance: "Don't say it, the cattle matter is not over, and the horse matter is coming again." It's a mess!"

Summer asked, "How?"

Zhang Qingsong said: "It's not that when people are unlucky, they will die of infarction when they drink water!"

Summer said, "Aren't you living a good life!" ”

Zhang Qingsong said: "Really. Two months ago, the bank asked me to go to Hai N to get back the 30 million yuan of non-local deposits that Zhou Xun had made, and I had a business trip with Zhou Xun. Later, he was approached by the Public Security Bureau, and he did it three times just to make a record. ”

Xia asked: "The 30 million yuan, did you get it to Hai N in the first place?"

Zhang Qingsong said with annoyance: "I don't have the same life as you, and the decline is here: when there is food and take, there is no share of mine." When it's my turn to spank, it's my share every time. ”

Summer said, "I would like to hear about it." ”

Zhang Qingsong said: "That day, the bank asked me and Zhou Xun to go to Hai K to withdraw the deposit. After arriving at Hai K, the other party's bank said that there was not so much money for a while. I didn't care, so I swam with Zhou Xun in Sanya, and then swam around the sea N before coming back, and nothing happened after that. ”

Xia said with a smile: "Section Chief Zhang has also experienced the practice of 'matching men and women, not getting tired of work'?

Zhang Qingsong responded with a wry smile: "The phrase 'there is no free dinner' is my experience in SanY. What's even worse is that after Zhou Xun arrived at the Public Security Bureau, she told me about playing with her, and I became a co-defendant who was seduced by a woman, lost my principles, and delayed reporting the case. ”

Xia said: "Zhou Xun is not very beautiful, as soon as I see the black mole on her face, I think she is like a matchmaker......"

"Manager Xia, don't say it. Zhang Qingsong said anxiously: "I lost my body because of the black mole on her face." ”

"Oh?" Summer, puzzled.

Zhang Qingsong explained: "Her black mole looks like a matchmaker's saliva mole at first glance. But what do you think is the ability of a matchmaker? It is a strong coordination ability, and she is good at saying that the round is flat and the bad is good. Isn't there a joke in "Three People and Five Eyes" that says: Once, the matchmaker was so good at talking that she pulled a lame man and a blind woman together to engage in objects, and the two did not see their respective flaws after meeting and had the intention to succeed, but the matchmaker was a little worried about being complained about in the future. After seeing that both sides were interesting, the matchmaker said unhurriedly: "Now the three of you are optimistic, if there is anything long or short in the future, don't blame my matchmaker!" ”

Xia smiled and said, "Is Section Chief Zhang's social knowledge still very rich!"

Zhang Qingsong continued: "So that night, I think she accompanied me for an afternoon swim, and I have a credit. I bought two bottles of wine and a few dishes to thank her, and of course, I didn't eat or drink less. In this way, the four eyes looked at each other and drank again. This female devil really has the strength of 'businesswomen don't know the hatred of the country', and she doesn't take it seriously that she can't get back the 30 million deposits, and she uses means to fascinate me. I don't know what happened, but I suddenly saw the black mole on her face as a beauty mole, and my heart was rippling, and I couldn't help myself, so I lost under her pomegranate skirt. ”

At this time, Wang Huohuo, who was quietly listening to the conversation between the two of them, interjected with a smile and asked, "Zhang Qingsong, you handed in the peach blossom luck and said cool words." Hey, how do you feel about her?"

Zhang Qingsong said: "How can you be a drama on the spot. Speaking of these, you, Section Chief Wang, are from the past and have more experience than anyone else. If I want to say that my current feeling is still the same as the song sung by Li Guyi: 'I have traveled all over the north, south, east and west, and have also been to historical cities. Think about it quietly, I still love my Beijing the most. ’”

The three of them burst out laughing.

Later, Xia asked, "Why does this matter have anything to do with the Public Security Bureau?"

Zhang Qingsong said: "After Zhou Xun entered the bureau, as soon as he recorded his confession, he said that I lingered with her in Hai N, and I didn't want to report the case, which caused the suspect to escape drunk. In this way, there will be no problems. ”

"I see. Summer suddenly realized, and then asked, "How was your last single interest rate case?"

Zhang Qingsong said: "The intermediary has not been found, and the case is still pending. Alas, Manager Xia, I really don't want to stay at the Citizens Bank. ”

After a while, the meeting officially began.

……

Later, not long after, Zhang Qingsong really resigned from his job at the Meilin branch and became a loan officer in a branch of the Guangdong Development Bank, where Guan Guangjun, who was once a subordinate in the summer, as the president. (To be continued.) )