70. Opinion of the Union Bank
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After Feng Guanghua saw Liang Haiping and Liang Yuanyuan go, he found that his back was full of sweat and his shirt was already soaked, so he stood in place for a while, slowly calming down his excitement.
If it weren't for the check for 400,000 yuan in the cashier's hand, Feng Guanghua must have thought that he had just had a dream, turned out a towel and rubbed it in the basin a few times, wrung it out and wiped his face, Feng Guanghua returned to his work desk, picked up the phone and exhaled deeply, Feng Guanghua dialed the phone of Lin Jian, the first deputy general manager of United Credit Bank.
After a few busy sounds, a calm middle-aged man's voice came out of the earpiece: "Hello, I'm Lin Jian." â
"President Lin, I have an important matter to report to you here, do you have time now?" Feng Guanghua asked.
When Shenzhen United Credit Bank was first established, there was no general manager, and the first deputy general manager was the legal representative of the enterprise, and the person in charge of the daily work of the bank.
Feng Guanghua heard that the earpiece over there was covered for a short while, and then Lin Jian's voice came again: "What's the matter?"
"That's right, today a big customer who bought stocks came to our savings bank, and he bought 20,000 shares very happily without even asking for our details. â
Feng Guanghua recounted in detail what had just happened.
There were a few sizzling inhalations on the other side of the phone, and then Lin Jiancai, who was silent for a long time, said, "Old Feng, I can't decide this matter for the time being." In a moment, I will issue a notice to convene all the directors of savings banks and branches in the bank to hold a democratic discussion meeting in the evening, and everyone will discuss it together. And Lao Feng, you have compiled what you just told me into information. Send it to everyone for reference when you have a meeting. â
Feng Guanghua only remembered after hearing what Lin Jianyi said, in order to avoid the daily operation of the bank, the two vice presidents were strongly opposed to the shareholding of major shareholders, but at this time and that time, I don't know what the results of this democratic discussion meeting will be in the evening.
After getting off work in the evening, Feng Guanghua rode to the head office with a stack of printed materials and rode a 28 car.
In 87 years, the deep development of A-shares in the future has not yet revealed the majesty of the overlord of the rivers and lakes, and it is still nested in a three-storey old office building in Futian District for the time being. Feng Guanghua climbed up the narrow staircase to the third floor and pushed open the door to the conference room at the eastern end of the corridor.
Feng Guanghua looked at the full staff in the conference room, and looked at his watch with some confusion, there are still 15 minutes left to leave. Could it be that his watch is slow?
Lin Jian, who was sitting at the front desk, looked at Feng Guanghua and said with a smile: "Old Feng, don't look at it, you are not late, but you are also the last to come." â
"Everyone has been waiting for you for a long time, hurry up and send the information. â
When Feng Guanghua sent the information. Lin Jian knocked on the table and said, "The materials sent by Lao Feng will be collected after the meeting, and the comrades who have read it should not be left alone." Everyone basically knows the reason for the meeting, there are big customers who are ready to subscribe for our bank's shares, and Lao Feng Yi excitedly reported 550,000 shares. â
There was a low laugh from below.
Lin Jian paused and continued: "This involves a problem. When we first set up the joint-stock bank, there was a discussion for a while about whether or not to allow the majority shareholders to deposit zĂ i. At that time, no conclusion was reached, but it was decided to discuss this situation separately. Bringing everyone together today is to come to a conclusion about whether we should keep this fund. â
"Whatever we come to our conclusions, the city will have to make the final decision. So I want you to be able to speak freely. to draw the most reasonable conclusions and provide the best reference for the city to make decisions"
In addition, the comrades' discussion should be careful not to deviate from the topic, the rationality of the source of funds, the identity of the investor, the change in the nature of the enterprise after the capital injection by the major shareholder, and so on are not the focus of our attention, we only need to discuss whether the United Credit Bank needs this fund, and whether the bank allows major shareholders to deposit, and these issues closely related to our profession. â
After Lin Jian finished speaking, he signaled that he could have a discussion, and the buzz in the conference room became louder.
Lin Jian lit a cigarette and sat in his seat with half-squinted eyes, Xu Ziqiang, the vice president in charge of credit, came over, picked up the camellia cigarette that Lin Jian threw on the table, took out one and lit it and said: "Lao Lin, do you think this thing is reliable, according to what Lao Feng said, 550,000 shares is 11 million, and our own assets are only 10 million in total.
Lin Jian narrowed his eyes and took a deep puff of cigarette, then spit it out violently and looked at Xu Ziqiang and said, "Old Xu, regardless of the factors you said just now, if the 790,000 shares we issued are subscribed, will you be happy?"
"Of course I'm happy."
"According to our original plan, the state-controlled shares have not reached 51%, right, has the bank also become a private bank?"
"It's different, isn't it? We're selling public shares. Xu Ziqiang said.
"How is it different? Aren't these three people citizens of the People's Republic of China? Aren't they the public? Even if all 11 million yuan are sold, according to Lao Feng, it is very likely that the three shareholders will divide it equally, and each person will be less than 4 million, and the state is still the largest shareholder. â
Xu Ziqiang sighed and said: "Lao Lin, I have seen it in the past six months, our plate is too small, and the funds are insufficient, so it is difficult to say, even if there is a problem with a loan now, we will stand on the verge of bankruptcy." I'm not against major shareholders holding shares now, the survival of banks is the most important thing, there is not enough capital to develop, and talking about operations and so on is a mirage. â
Xu Ziqiang pointed to Han Weidong, another vice president of the United Credit Bank, who was talking to the president of the Luohu branch, and said: "Lao Han also wants to open it, and now he and I are all the same opinion, but I am worried that this matter will not be able to get over it, if overseas funds can be handled better, domestic funds ......." Xu Ziqiang smacked his lips and took a hard puff of his cigarette.
Lin Jian also shook his head helplessly, although Shenzhen is at the forefront of reform, and it is common to touch a minefield, but the trickiness of this matter is no less difficult than when he was preparing for a joint-stock bank, and went to the headquarters of the Bank of China in Beiping to apply for a "joint-stock bank birth permit".
After the three giants of United Credit Bank reached an agreement, the people below did not have the trouble of standing in line, and after discussing for 2 hours, they finally agreed on the plan to introduce major shareholders professionally.
After Lin Jian and the two vice presidents signed the minutes separately, Han Weidong shook the text in his hand lightly and said with emotion: "Lao Lin, now that our opinions are unified, it is up to you whether the city can pass or not." â
Lin Jian said with a wry smile: "Our opinion is just a reference, this matter is fundamentally a problem of the system, I will do my best." â
PS: Hehe, happy New Year, book friends, on the last day of the 12th year, the building finally had two shifts, which can be regarded as a relatively round end ^_^
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