174. The vice president of the head office who stayed in the car
Again. Pen, fun, and www.biquge.info
Under Wang Xianyao's repeated instigation, Shenzhen Anyan Automobile City Co., Ltd., a major loan payer managed by the president's office, has recently loosened its mind: it has agreed to make a little deposit in the form of new loans to repay old loans to help fill the funding gap of the Hubei branch. Zhu Chier, the legal representative of the company, brought a 10 million yuan fixed deposit certificate with account number 5599 deposited by Zhongshan Anyan Electronics Factory into Zhongshan Science and Technology Credit Cooperative on September 20, 1996, and asked to make a new loan of 10 million yuan, and repay the old loan after doing it, and the deposit certificate of 14 million yuan originally deposited in the Hubei branch and used as collateral was used as a supplementary deposit fund to support the Hubei branch after the new loan was completed.
After listening to the plan introduced by Wang Xianyao in the summer, I felt that it was still pragmatic and beneficial to the bank. And there are two problems: one is the key point: this deposit slip must be real and funded. Second, if such a mess is made, it will be approved by the credit department of the head office and the loan review committee, which means that the above-mentioned personnel have been muddy in the muddy waters of Anyan Company, are they willing to do it?
Summer put forward his ideas to President Wang from one side, and Wang Xianyao said worriedly: "We do ours, step by step. When it really doesn't work, think of a way. ”
After several deliberations and discussions, the sub-branch is scheduled to be led by Wang Xianyao on October 23, with the participation of Li Chaoyang in the summer, Ren Erwei as a driver to drive a car, pull up the vice president of the head office of the squatting point, He Renyou, and ask Anyan Company to drive a car, a total of three cars and seven people, to Zhongshan City to understand.
Before that, President Wang said hello to the relevant personnel of the credit department to find out what their attitude was.
On October 23rd, everyone came to the Hubei branch early in the morning, Sun Yong of Anyan Automobile City Co., Ltd. drove Zhu Chier's Mercedes-Benz 600 car, and He Renyou brought a head office's Gongque King car to the branch.
Wang Xianyao saw that the people had arrived, so after discussing with He Renyou, he took three cars on the Guangzhou-Shenzhen Expressway and drove to Zhongshan through Humen.
Led by Sun Yong, the group stopped in front of an air-conditioning factory in Zhongshan.
In June 1994, when the People's Bank of Shenzhen received a notice from its superiors to investigate and deal with Zhu Chier's problem, Zhu Chier led Zhuang Yu and his party from Hubei Financial Services Society to visit here. At that time, Zhu Chi'er told a comrade from the financial service agency: "I am the major shareholder of this air-conditioning factory, and the air-conditioners sold to the citizens on credit in Guangzhou shopping malls are the products produced by my factory. ”
At that time, Zhu Chier took Zhuang Yu and Xia to inspect the whole factory in detail.
And this time, when Sun Yong and his group wanted to enter the workshop to have a look, they were opposed by a young lady.
Sun Yong said to the young lady, "I'll tell Manager Liang okay." ”
The young lady asked, "Which manager Liang?"
Sun Yong said: "Sales department. ”
The young lady said, "I haven't heard of anyone coming to visit. ”
At this time, Xia Xia had already judged the relationship between Zhu Chier and the factory, not necessarily what kind of shareholder relationship it was, as Zhu Chier said. He said to Sun Yong: "I have seen its production workshop and know it in my heart." There is no need to go in again. ”
It turned out that around 1994, this factory had just entered the early stage of product production, and the products had not yet opened up, so they reached an agreement with Zhu Chier, who liked to sell products on credit, to sell their products on behalf of them. Therefore, when Hubei Financial Services Co., Ltd. came to visit, Zhu Chier and the head of the factory attached great importance to it, and took Zhuang Yu and Xia to see it everywhere, and introduced it in detail. And now, Zhu Chi'er has not sold their products much, and after a few years, even the management staff doesn't know who they are.
The three cars were back on the road, and at about eleven o'clock, they arrived at Zhongshan Anyan Electronics Factory, which was indeed Zhu Chier Industrial, from a strict point of view.
The electronics factory is located in a four-storey building with a floor area of nearly 1,000 square meters. Half of the fourth and third floors are warehouses, and the other half of the third floor is offices. The first and second floors are production lines. Its product is to assemble the TV parts shipped from Hainan into a complete TV set. It is then sent to the mountainous areas of the marginal provinces for sale. Under normal circumstances, the production of the factory is managed by Zhu Chi'er's sister Zhu Dan'er.
Looking at the assembly line in the summer, the progress compared to three years ago is that a hole has been opened in the floor slab on the second floor, and the assembly line has been able to directly transport from the first floor to the second floor, and then, turn a circle, to the third and fourth floors into storage. On the other hand, there is also a set of computer testing tools, which display the operation of the process and the quality of semi-finished products in real time on the monitor.
Wang Xianyao took He Renyou from the first floor to the fourth floor, and then went down from the fourth floor to the first floor.
Sun Yong saw that the time was not early, so he invited Wang Xianyao and others to a restaurant for lunch.
After lunch, Sun Yong took Wang Xianyao and Xia to Zhongshan Science and Technology Credit Union to verify the authenticity of the 10 million yuan fixed deposit certificate of Zhongshan Anyan Electronics Factory.
When he got off the bus, out of respect, he asked He Renyou: "Governor He, are you going up?"
He Renyou said: "I'll just wait in the car, you can just go up!"
In the summer, it was estimated that President He was afraid of the responsibilities he would have to bear in the future and refused to go up, so he routinely went to the office on the third floor of Zhongshan Science and Technology Credit Union. At this time, Sun Yong introduced to everyone: "Zhang of this credit union is always a woman, and his brother is the director of the head office of the People's Bank of China, and he is a person with a background. ”
Wang Xianyao and others were introduced to the office of the manager of the planning department by someone from the credit union, and when Xia talked about the reason for the visit, the manager immediately said, "Please wait." And he went out.
After a while, a tall and plump woman like Xu Aiqun was brought. Before the person arrived, her loud laughter was endless, and she said: "I am Mr. Zhang here, and you are welcome to guide the work." ”
As a principle of reciprocity, Wang Xianyao had to come forward and say, "Mr. Zhang, we are bothering you." This time I came to verify the deposit certificate of Zhongshan Anyan Electronics Factory. ”
This Mr. Zhang said: "I heard that Mr. Zhu called in the morning, saying that you are coming and asking me to receive you well." Hey, you haven't had lunch yet, have you?"
Wang Xianyao said: "We have eaten. ”
Mr. Zhang asked, "How do you want me to help?"
At this time, Xia Xia answered: "We are here to verify whether this fixed deposit certificate of account number 5599 was issued by you and whether the deposit is real." Give us a written confirmation. ”
Mr. Zhang pretended to look at the deposit slip and said to her plan manager, "It should be, you give them a written certificate." Then he said to Wang Xianyao: "Anyan Electronics Factory has helped us a lot, and one-third of the deposits of our credit union are brought by it." is our big customer. ”
After a while, the plan manager printed out a certificate, and he asked Mr. Zhang to stamp the official seal on the spot. Then it was handed over to Wang Xianyao, Wang Xianyao read the content, and handed it to Xia Xianyao. So, Wang Xianyao greeted Mr. Zhang and left Zhongshan Science and Technology Credit Union with everyone.
I don't know if Wang Xianyao made an appointment with Zhu Chi'er not to come forward, or if there was another reason, I didn't see Zhu Chi'er that day.
At about four o'clock in the afternoon, Wang Xianyao and his entourage had returned to the Huangtian exit near Shenzhen Bao'an Airport. The three cars got off the highway and drove directly to Kishio Village.
Twenty minutes later, under Sun Yong's introduction, everyone looked at five industrial plants and one staff logistics room. At the end, Sun Yong asked, "President Wang, do you want to sit down at the village committee?"
Wang Xianyao looked at He Renyou, He Renyou said: "If you don't go this time, everyone is tired, next time!"
So, the two cars of the bank drove to the downtown area of Bao'an. When I arrived in the city, it was already six or seven o'clock in the evening when the lanterns were first released. Wang Xianyao sat in He Renyou's car and led the way to Bao'an Yindu Hotel. Sit down at the Chinese restaurant on the first floor and order some dishes. Everyone is ready for dinner.
Maybe it's because of the reason for running for a day, Wang Xianyao and He Renyou don't have any taste. When the meal came up, He Renyou said to Xia Xia, Li Chaoyang and the others: "You young men eat more." Engaging in 'two clearances' like this every day is a lie to say that it is not hard. President Wang, I really sympathize with you! It is indeed not easy to manage everyone's firewood, rice, oil and salt. ”
Wang Xianyao joked: "To be able to follow a leader like President He to do the revolution, even if you are willing to die." You know us all the time. ”
"Really, President Wang, I really have this view on the sub-branch. He Renyou said with emotion, "In the past, when I was in the People's Bank of China, I didn't know how hard other banks had to do to eat, especially small banks. It wasn't until I went to the Citizens Bank that I realized that everyone was having a hard time. ”
Everyone had dinner and went home when they returned to the city. (To be continued.) )