On January 16, 1995, Shao Min imported 2 million yuan in deposits from the Sangma Trading Company, 4 million yuan in deposits from Nanshan Jiahuxiao Company, and 2 million yuan in Wen Ming's personal name. Pen @ fun @ pavilion wWw. ｂｉｑUｇE。 info totals 8 million yuan, which is a supporting deposit for the loan of the Carres Hotel brought by Huang Zhonghui according to the contract. A few days after the deposit arrived, in accordance with the financing agreement and Shao Min's request, Huang Zhonghui wrote four cheques to pay the spread. Three of them were for depositors and one for Shao Min's company. In order to be responsible for the interests of depositors and avoid ripping up in the future, in the summer, after issuing checks, help depositors fill in the bills one by one. Then, a notice was written and assigned to the sales department to make accounts according to the receipt.

Shao Min took the spread payment summons that had been reviewed in the summer and went to the sales department. said to Zhou Tianhong: "My miss, I just received a notice from the depositor, this bill needs to change the collection account, okay?"

Zhou Tianhong saw that there was no collection unit on the check, but Xia had already written the collection unit on the receipt, and when she was hesitating, Shao Min teased her and said: "My miss, what is my relationship with you, will it harm you?

Zhou Tianhong thought about it, so he withdrew the check and receipt, and said, "Take it!"

So, Shao Min put the 284,000 yuan bill written in the summer to the Sangma Trading Company into the briefcase, filled in a new one, and changed the collection unit to: Daji Grain and Oil Wholesale Department of Buji Agricultural Wholesale Market.

Shao Min personally saw Zhou Tianhong transfer the check and collect the receipt copy of the receipt of the receipt stamped with the triangular seal with the word "transfer". Then, anxious like a lost dog, he was busy like a fish in a net, and drove his Honda car with a military license plate to the Phuket Agricultural Products Wholesale Market in exchange for the 284,000 yuan in cash.

His change almost led to a financial fraud case.

On the morning of January 24, Xia took the notice from the Personnel Bureau of the Municipal Government and went to the Personnel Bureau on the fourth floor of the Municipal Government Building to apply for the "Intermediate Professional Title Certificate of the People's Republic of China". Date of ratification: 10 April 1994.

The date of approval on the economist certificate is the date of the examination. Xia was satisfied to see that his test score was still not low among the certificate recipients: 79 points in the comprehensive subject and 80 points in the professional subject.

When Xia returned from the city government, Xu Donghai said: "Lao Xia, there is a person named Miss Xu waiting for you at the door, saying that he must see you, you go and take a look?"

Come to the business hall in the summer and pay attention to see which one is Miss Xu who is looking for him.

At this time, a young lady sitting on the sofa in the lobby came up and asked, "Are you Manager Xia?"

Summer hurriedly said, "I am." Are you looking for me?"

"Yes, I am from the Mulberry Trading Company, please read my letter of introduction. Miss Xu took out a letter of introduction and gave it to Summer.

In the summer, the letter of introduction was written, and she handled the deposit rollover and interest rate spread processing on behalf of the company. Summer said, "Didn't the spread spread give you three days ago?"

"It's because I didn't receive it that I came to deal with it, and if I did, I wouldn't come. Miss Xu said.

Xia immediately walked to the external window of Zhou Tianhong in the sales department and said to Zhou Tianhong: "Xiao Zhou, did I write a few notification checks the day before yesterday?"

Zhou Tianhong said: "It's crossed." ”

Xia said: "The Sang Ma Trading Company said that their 284,000 yuan has not been received so far. What's going on?"

Zhou Tianhong read the letter of introduction, thought for a while, and said: "Ah! That day, Mr. Shao took the bill you opened, and temporarily said that the depositor had been notified and wanted to make a call to another account, and he changed it." ”

Miss Xu said, "We didn't have a notice. ”

"Where did he go at that time?" asked Zhou Tianhong anxiously.

Zhou Tianhong checked the account and said, "It's been assigned to Bujinong." ”

"You can show me right away how much money is still in the account of Shao Min's Huachang company. Summer said anxiously to Zhou Tianhong.

Zhou Tianhong told Xia after checking: "There are more than 540,000. ”

Xia said to Zhou Tianhong seriously: "You write a number to me, and I will tell you: his account is involved in economic disputes or economic cases, and from now on, he will not be paid without a notice from the credit department." I'll make up a formality for you right away. ”

Summer immediately took Miss Xu to the credit manager's room and beckoned Miss Xu to sit down. Then, he immediately wrote a notice, which said:

Notice on the immediate freezing of Huachang's account

Business:

In view of the fact that Huachang Company changed checks into bills without authorization in the course of handling the economic transactions of Sangma Trading Company, and diverted the large amount of money supervised and paid by the headquarters for other purposes, in order to protect the interests of customers and properly handle the problems that have arisen, the headquarters decided to immediately freeze the expenditure of the account opened by Huachang Company in our company, and the account will only collect and not spend until the headquarters revokes the notice.

Undertaker of the Credit Department: Summer

24 January 1995

After writing it in the summer, he took the notice from the back door to the sales department and explained the matter to Tan Feiyan. When Xia said that the sales department had some responsibility for Shao Min's transfer to the credit department to supervise the payment, Tan Feiyan insisted that the sales department was not wrong.

Later, Xia could only tell her like this: "We will talk about our internal affairs later, but fortunately, there is still enough money in his account to force him to come back and deal with this problem." I hereby give written notice to freeze this account. In my opinion, this matter is not a case, and our two departments cannot make any mistakes. ”

Tan Feiyan read the notice written by Summer, and also paid attention to it, and immediately called Zhou Tianhong over, told him, and clipped it on the account page.

In the summer, I finished the formalities of the sales department and returned to the office. said to Miss Xu: "Don't worry, he has money in his account and can handle it." I'll get him over right away. ”

So, Xia Ke Shao Min, after Shao Min resumed, Xia asked about the deposit spread, at first, Shao Min said: "At the request of the depositor, I called Bujinong to approve the exchange of cash." ”

"People on the depository side are now coming to our financial services agency, and they say there is no such thing," Summer said. Come here!"

Shao Min promised to come over immediately.

Miss Xu waited in the office in the summer until after eleven o'clock, but he was still nowhere to be seen. He replied: "I was walking at the intersection of Hongling Road and Sungang Road on a motorcycle, and I had a car accident, so I couldn't come in the morning, so I must come in the afternoon." ”

Miss Xu was very angry when she heard that Shao Min was coming, and said to Xia: "Manager Xia, I was specially sent by the company to deal with this matter, if I don't handle it well today, I won't have face, if there is no interest rate difference in the afternoon, my company's money will be transferred away." ”

"You have to trust me," said Summer, "that any deposit that I oversee can be handled." ”

So, Miss Xu left Hubei Financial Services Co., Ltd. to have lunch outside.

In the summer, I had a meal in the canteen of the financial services society, and while eating, I thought about Shao Min's recent actions: picking up and commuting to work, talking on the phone with the boss of Sangma Company in the car, inviting the envelope that was bulging in the time and space of the sauna, the half-hour he left when he was kept, and Huang Zhonghui's watch,......。 Fortunately this time: fortunately, it was found that his deposit was not taken away in time, if he couldn't catch anything, wouldn't he be blind?

After thinking about this layer in the summer, I thought again: more than half a year ago, when I was in the Meilin Financial Services Agency, I also wrote a notice to supervise the payment to the sales department, which attracted a lot of right and wrong. And what if Shao Min doesn't eat this set this time and insists on unblocking his account?

Xia turned to think: Shao Min is like Li Daitao, and he is on the verge of an economic case, and if I close his account, no matter how big the right and wrong are, I will carry it to the end. If Shao Min is unwilling to pay the interest rate difference to Sangma Company, he must return the interest rate difference of 284,000 yuan to Hubei Financial Services Society, which is a plan; if he is unwilling to return or make up the interest rate difference, the service agency cannot unseal his account, and at least must report the case to the Public Security Bureau and hand it over to the Public Security Bureau for handling. This is the second option. It's also the bottom line.

Thinking of this, Summer is still relatively calm. After a while, he had always had the habit of taking a lunch break, and he dozed off on the sofa.

At two o'clock in the afternoon, Miss Xu came to the credit manager's office on time to wait for Shao Min, because Shao Min did not show up for a long time, she asked several times to convert the regular period into a regular period, and called Tan Feiyan from the sales department to do her work in the summer.

Later, Shao Min finally arrived at Hubei Financial Services Agency, and he first asked Zhou Tianhong. Zhou Tianhong said: "Mr. Shao, you are not only cheating me by doing this, but you are no better, your account can't be moved, and the credit department controls it." ”

Shao Min had first-hand information and knew that Hubei Financial Services Agency had seized his life. So, he went to the credit manager's office. After seeing Xia, he said embarrassedly: "I'm sorry, Manager Xia, I received your call in the morning, I was also in a hurry, and I came out on a motorcycle. ”

Summer asked, "Are you hurt?"

"It's okay, it's not a big deal. Shao Min said.

Summer said, "It's good that it's not hurt." Do you think the matter of the 2 million deposit will be handled?"

Shao Min said: "I have already played the spread once, I don't believe you ask Mr. Zhong." ”

Xia thought, could it be that Zhong Ningfeng was also involved in this matter, so he asked, "You sent the interest rate difference to Buji Nong, who took it?"

Shao Min said: "Mr. Zhong can prove that someone took it." It was Cai Wen who took it, really. ”

Xia said: "The problem now is that the deposit belongs to this mulberry trading company, and since I am supervising your transfer, you must call this company." You just called someone to take 284,000 yuan in cash, and just said that someone from this company took it, okay?"

Shao Min seemed to have been greatly wronged, and said: "If I pay her another 284,000 yuan now, won't I give two shares?"

"Think for yourself, who you gave the previous share to, and why did you exchange it for the bill. Summer said.

The three parties confronted each other like this.

At this time, Miss Xu said: "My boss told me that if I can't receive the interest rate difference today, my company's deposit will be transferred back." Let's see what to do!"

Xia said: "Mr. Shao, although the issue of interest rate spread is more sensitive, it is after all dependent on the deposit and is the property of the depositor. If you don't pay the spread to the depository company, it means that you have to return the check to the lender. However, the loan of the borrower has been released, which means that the matching deposit issued by our financial service agency, then the interest rate difference must be returned to our financial service agency. There are still several options, you can still choose from them, and you can consider them yourself. ”

After a while, Shao Min said helplessly: "I know, you froze my deposit." Forget it, I will suffer a loss, it's really 'Sun Monkey can't jump out of the palm of the Buddha,' count me as planting. I didn't bring a check today, and I'll transfer the money tomorrow morning. ”

"A word?" asked Summer.

Shao Min said angrily: "A word is a certainty." ”

So, in the summer, she turned to Miss Xu's work, and asked her to discuss with the company and transfer the interest rate difference to the company's account tomorrow morning.

The next morning, Shao Min still obediently wrote a check, and Xia personally went to the sales department to supervise Zhou Tianhong to transfer 284,000 yuan to the depositor's account. In this way, in order to safeguard the interests of the Hubei Financial Services Society and all parties, Xia took the means of cutting through the chaos without even telling any leaders of the Financial Services Society, and quickly eliminated the economic disputes and economic cases that had occurred in the industry, which were full of right and wrong, large or small.

It can be said that it is indescribable for people to look at the various farces staged by Shao Min in Shenzhen, as well as the communication skills that cling to the credit authority like sticky glue. Those who have been fooled by him will regret it deeply, and those who have not been fooled will also let out a sigh: "It's dangerous!"

Precisely:

There are many bizarre situations in the world, dancing with wolves to cause trouble;

Good luck can still pass, and when bad luck comes, the skin is peeled.