In the eyes of many laymen, banks are a strange species of cheaters, who have always liked to rob the poor and help the rich, and are willing to lend to those who do not need loans.

For bank lending, especially overseas bank lending, in many cases, it is not the amount of fixed assets that is more important, but the prospects and sustainable profitability of the enterprise.

For the aircraft leasing industry, as long as the demand for air passenger turnover is expected to continue to grow, the banking industry will open the floodgates to the aircraft leasing industry.

Liang Yuan's expected operation routine, to put it bluntly, is nothing more than an international complex version of Mu Zhong's replacement of aircraft, with the help of law firms and accounting firms, with a part of the start-up capital to open the leasing market, and then take the aircraft and the cash flow expected from the lease contract to negotiate a loan with the bank.

For example, a CM200 regional airliner of more than 20 million US dollars, in the era of regional aviation boom, after being released to airlines for operation, the annual rent generated can be repaid in less than 7 years.

Take this lease contract to the bank to apply for a ten-year 8% interest rate below the preferential loan for the aviation industry, and then snowball like an enlargement, as long as the regional air transport market remains unchanged, this snowball chain can be established, if the courage is enough to expand the fleet to keep up with the market beat and get lucky to survive more than ten years, and most of the leased aircraft are enough bank loans, a world-class aircraft leasing company will be officially born.

Even if the air transport industry is sluggish halfway, it doesn't matter, after all, the cost of leasing to aviation companies is much greater than the interest rate of bank loans, and if you don't make money, you can simply go bankrupt, liquidate the aircraft to the bank and leave with the upfront profits that you have already started.

Of course, the most unfortunate thing is to catch up with the air transport slump just after entering the expansion of the fleet, such as 911 and other emergencies.

Since Liang Yuan was taken by Li Yuanling to rush into the field of aero engines, the organizational structure of the three giants of global aviation power, the source of profits have been thoroughly studied by Liang Yuan, similar to General Finance, a giant in the aircraft leasing industry, the owner of the world's largest fleet, Liang Yuan has long focused on it, for Liang Yuan, the aviation industry does not understand is not a big problem, it is a big deal to touch the industry to cross the river first.

Therefore, even if Tang Wan doesn't say it, after this year, Liang Yuan will take the matter of aircraft leasing to the Yuanjia Conference for discussion.

However, since Tang Wan mentioned it, it is nothing to talk about it in advance, Rome was not built in a day, and this matter has to be considered in the long run.

Tang Wan and Liang Yuan communicated for more than an hour, and found that the two of them actually had the same ideas, Liang Yuan's initial aircraft leasing, in addition to knowing the general trend of regional aviation fire and copying GE's organizational structure, he also found a developing Europe's largest low-cost airline, Ryanair, to cover himself.

Tang Wan's original intention of engaging in aircraft leasing was to solve the problem of four state-owned airlines.

British Airways, Air France and Lufthansa do not have the genes of low-cost airlines, and most of their businesses have crossed oceans and states, so they are naturally suspicious of the prospects of regional airliners.

Tang Wan faced this situation and plans to sign a leasing cooperation agreement with three European airlines, after the CM series passenger aircraft off the assembly line, it will be purchased by the leasing company of United Airlines, and then leased back to the three European state-owned airlines, so that if the regional aviation market is booming, the three major airlines can directly lease the aircraft to set up their own regional aviation subsidiaries, and the lease contract will be scrapped in a recession is 10,000 times better than the aircraft being vacant.

And, from the perspective of United Airlines, it is very easy to go to Europe to find a bank group loan with the lease contracts of the three major national airlines of Britain, France and Germany, even if the regional aviation market boom predicted by Liang Yuan does not appear, and the CM passenger plane cannot be leased, in terms of the Republic's demand for air capacity, these aircraft will not rot in the hands of United Airlines.

Tang Wan's problem is that she has limited foreign exchange that can be mobilized, and she must obtain about $400 million in start-up capital from Yuanjia to implement the plan.

With this start-up capital, through a snowballing loan, Tang Wan can build an aviation leasing company with a fleet of at least 100 CM series regional airliners, which can solve the problems faced by at least five parties, including CM Aerospace, at once.

If Liang Yuan hadn't succeeded in scraping off thirty-six dollars from the South Korean consortium, Tang Wan would not have mentioned this matter to Liang Yuan, after all, even if Yuanjia's capital chain has been eased to a certain extent, the tension is still quite tense.

However, after knocking on 3.6 billion US dollars, this money is too huge, even if Liang Yuan has any big plans, it will take a certain amount of time to spend this money alone, so Tang Wan feels that even if it is a two-year bridge loan, once the regional aviation market that Liang Yuan guessed is prosperous, it will be enough for United Airlines' aircraft leasing company to borrow chickens and eggs to succeed.

Liang Yuan and Tang Wan have the same goal, but their wrists are slightly different, so there is no obstacle to the communication between the two, Liang Yuan thought about it and felt that he had to talk to Tang Wan about the use of the dollar by the South Korean consortium.

After all, the research and development of the sea-based heavy four will not be able to surpass Tang Wan sooner or later, the so-called art industry has a specialty, and it is a bit difficult to get a fighter aircraft OEM factory in China without Tang Wan threading the needle and relying on Liang Yuan.

For the military industrial enterprises of the Republic of China, there is no great god like Ning Lei and Tang Wan, and a private enterprise with two dollars is a fart, and it wants to lead the research and development of the next generation of fighter jets in the Republic, drink too much.

If it weren't for Ning Lei and Tang Wan, Liang Yuan's way to get involved in the research and development of the next generation of fighter jets in the Republic would only be to find a place to build a country overseas, and then take advantage of the temporary difficulties of the Republic's military industrial enterprises to place targeted cooperation orders.

Looking at the cooperation tour of the stealth fighter between Sanguoguo and Lao Maozi, it is enough to verify that there is no use for money in the field of advanced fighter research and development.

Tang Wan looked at Liang Yuan and was silent, thinking that Liang Yuan suddenly thought of something embarrassing, and said happily: "Don't be embarrassed Xiaoyuan, if the funds can't be arranged here, Aunt Ning will not say this." ”

"There is no problem with the funds at all, but it is best for Aunt Ning to discuss with Uncle Ning how to use this~"

"Discuss funds with your Uncle Ning? Your Uncle Ning's pocket is cleaner than his face, and it's hard to say whether he has four hundred yuan on his body, what's the use of discussing with him? If it weren't for my girl to keep him with a card, I'm afraid he wouldn't even be able to afford vegetables. ”

Tang Wan complained casually, and the twins listened to their mother's complaints and asked what was going on.

Tang Wan didn't treat Liang Yuan as an outsider for a long time, and directly told him about it as a joke.

This is also interesting to say, Tang Wan's biggest benefit of leading United Airlines is the convenience of visiting relatives.

The two girls followed Liang Yuan everywhere, Ning Lei was far away in Lingnan, if there was no convenient benefit of taking a plane casually, it was difficult to say that Tang Wan would be so concerned about United Airlines.

Not long ago, Tang Wan rushed to visit Ning Lei on the weekend, and the two of them hadn't seen each other for a long time, so they decided to cook by themselves to make a little romance between the old husband and wife, Tang Wan left her bag in the United Airlines base in the capital in a hurry, and she didn't have any money with her.

So Tang Wan asked Ning Lei for a hundred yuan in vegetable money, planning to go to the market to buy some vegetables, but Ning Lei rummaged through the corners of his body and dormitory and only found more than seven yuan in cash.

When Tang Wan asked, she learned that a day ago, Ning Lei heard that the soldiers he had brought before had something to do at home and were in financial difficulties, so Ning Lei remitted all the cash on his body to his comrades.

In the end, the two who had no money in their pockets still relied on the large credit card that the twins gave Ning Lei to withdraw cash across the bank to avoid the embarrassment of borrowing money to buy vegetables and eat.

Tang Wan chattered about Ning Lei for half a night, in Tang Wan's words, I expect you to feed our mother, I am afraid that I will starve to death on the street a long time ago, and if you can't support your family, forget it, I have to help you every day, what use do you say.

The two girls laughed very happily when they heard their father's embarrassing things, and Liang Yuan always didn't listen to the old man's bad luck and gloating, so he had to open the matter and talk about it carefully.

Aunt Ning also knows that the source of Yuanjia's large amount of capital this time lies in the Liwan oil and gas field in the Nansha Sea, and the entire Liwan is not far from the current international oil price, even if it is less than 100 billion US dollars. ”

"Including the ongoing negotiations with the Toyo Foundation, although Yuanjia has sold a lot of project equity at one time, after the completion of the project, the follow-up cash flow is still a huge number. ”

"The entire Liwan area is less than 300 kilometers away from the Twin Reefs in the South China Sea's frontier confrontation area, if we hadn't turned around with the other side of the Pacific Ocean, the effect of Uncle Ning's battle would definitely bring 20 years of peace, but unfortunately, hundreds of millions of wealth is moving, I think it is thank God that we can have ten years of stability now. ”

"The interests of the South China Sea are definitely the booster of Yuanjia's future development, indispensable, once there is a police in Nansha ten years later, even if it is not Uncle Ning's plane to the sky, what do we use to defend the interests of the Nansha waters? Or more extremely, to defend Yuanjia's own interests? Do you still rely on the aging F14?"

"The transfer and recovery of the focus of the national economy can not be adjusted in ten or eight years, and it is not as convenient as Yuanjia to invest in the research and development of a new generation of aircraft. ”

Looking at people's hearts, being obedient and listening to sounds, Tang Wan, a social expert of this level, couldn't guess that Liang Yuan mentioned discussing the use of funds with Ning Lei when he heard Liang Yuan talk about this, it was nothing more than planning to completely hammer the 30 billion pie.

If you calculate 3.6 billion US dollars, 30 billion yuan in terms of purchasing power is certainly only a lot more.

Thirty billion US dollars is not thirty-six yuan, listening to Liang Yuan's fluttering arrangement, even if Tang Wan has been accustomed to seeing big scenes with Yuanjia in the past few years, she can't help but smack her tongue in her heart, Liang Yuan's ability to make money is unparalleled in the world, and this ability to spend money is also unparalleled in the world.

For a while, Tang Wan also forgot that United Airlines also needed a bridge loan of 400 million US dollars, stared at Liang Yuan's calm and unwavering expression, and noticed the two daughters of her own who were staring at Liang Yuan with adoration on her face out of the corner of her eyes, Tang Wan was even more worried in her heart, such a teenager would only appear in the world for an unknown number of years, so where would Tang Wan find another high-imitation version.

。 m.