In the afternoon, Chen Jiaojiao knocked on the door of Xia's office and said to Xia: "Lao Xia, you were very busy a few days ago, Zhong Ningfeng brought an old director of the municipal government to find President Wang, and President Wang expressed his attitude. The www.biquge.info asked me to write a document and send it to the head office, and I will keep a copy here for you to follow up in the future. ”

Summer said, "Okay. ”

After speaking, Xia took the document and nodded to Chen's homework to show goodwill. Xia knew that Chen Jiao was borrowing this document in the name of getting closer to himself in order to ask for his understanding and support.

After Chen left, he immediately looked at the document. I saw that it read:

Report on the exemption of penalty interest of Shenzhen Ningfeng Development Co., Ltd

Credit Department of Head Office:

On January 3, 1995, Shenzhen Ningfeng Development Co., Ltd. borrowed 5.4 million yuan from our bank (formerly Hubei Service Co., Ltd.) for a period of one year, which was originally mortgaged by the complex building of Shiyan Trade and Development Company. On March 4, 1995, our bank found that the mortgage had not been registered with the Land Bureau, and in order to prevent risks, Shenzhen Wanyulong Company and Shenzhen Jinsha Electronics Company were added as the guarantee units for the loan. On January 3, 1996, the loan began to be overdue, and our bank has been urging it to repay the loan, and filed a lawsuit with the Intermediate People's Court on January 29, 1997; and entered the enforcement stage on December 18 of the same year; but for a considerable period of time, the company and its legal representative did not know where to go, the guarantor unit existed in name only, and the enterprise currently owed interest of 3.75 million yuan (including penalty interest of 1.25 million yuan). Recently, through the efforts of our bank, I contacted its legal representative Zhong Ningfeng through a friend, and learned that the company is currently operating a poverty alleviation project, and after many negotiations, the other party expressed its willingness to repay, but based on the temporary shortage of funds, it proposed to waive the penalty interest, pay off the interest, and transfer the loan principal, that is, our bank exempted it from about 1.25 million yuan of penalty interest, and after the other party paid off the interest of 2.5 million yuan of our bank, our bank borrowed the new and repaid the old 5.4 million yuan of principal. After the preliminary investigation of our bank, the guarantee unit provided by it is strong and well-operated. In view of the current situation, our bank's opinion on the handling of this loan is that when the enterprise pays off the normal loan interest and provides a guarantee unit approved by our bank, our bank will waive the penalty interest of about 1.25 million yuan and repay the old loan.

Yes, please comment.

Citizens Bank Hubei Branch (India)

25 July 1998

After reading the documents in the summer, he fell into another thought: "What did Zhong Ningfeng say to President Wang? So much so that he would rather believe the loan company than ask the chief of the credit section, who was one of the managers at the time; he would rather write a red-headed document for the swindler than ask what the real situation of the enterprise was? It seems that if President Wang had not been deceived by him, he would not have been willing to stop." ”

Next, Summer's impression of Zhong Ningfeng was flipped in his mind one by one: this thin-mouthed man introduced by Huang Zhonghui had indeed done a few tricks in the past few years: first, before dealing with Hubei Financial Services Agency, he colluded with Shiyan Trade and Development Company as the mortgagee, and ingeniously agreed and put into practice the "suspension of registration" of the complex building as collateral for the loan As soon as the loan was fraudulently issued, he broke the contract with the mortgagor and immediately turned the mortgage into a credit loan, which caused a huge risk of bank loans, and became the first loan of the company to go to court -- this was also very embarrassing for himself as one of the loan handlers. At the same time, when dealing with the core personnel of the bank, they never forgot to frame and drag people into the water in the future, and each time they used a miniature tape recorder to make recordings and record them, in an attempt to lead the parties by the nose in order to sell them -- what a vicious trick this was! In addition, Zhong Ningfeng and his deputy Shao Min repeatedly tried to defraud huge interest rate spreads when attracting deposits, and they were almost brought to justice. And now, he actually used the retired director of the municipal government to come forward and lobby Wang Xianyao with the so-called "poverty alleviation project" of the company published in a forged copy of the People's Daily.

Xia said in his heart: "I don't express any objections, and I don't say anything to President Wang. Bet on him once, it depends on whether President Wang can do this. ”

Is:

The liar stirred up the situation and said right and wrong, and the other side of the strait became suspicious;

The competition in the heart adds to the estrangement, and the people in the game are confused.

Who wins and who loses the secret bet between Xia Xia and Wang Xianyao? (To be continued.) )