One afternoon, in the office of the president of the Hubei branch of the Citizens Bank, the all-staff meeting of the capital and credit department was being held, and Wang Xianyao and Chen Jiaojiao both attended the meeting. Pen % fun % Pavilion www.biquge.info

The reason why a department's meeting was held in the president's office, and the two presidents did not pull a single one to attend, one is to show that the leaders attach importance to them, and the other is that the capital and credit department has become the only collection department of the branch.

Xia said at the meeting: "A table has been printed for the planned tasks to be completed by every comrade in our department, and a plan has also been made before the Spring Festival. So as far as the work on the point is concerned, it is still a matter of 'two clearances'. In my personal opinion, it is still possible to complete the task of 'two clearances' of 50 million yuan and deal with the task of clearing non-collateral assets of 19.83 million yuan, although there are many difficulties. What is our idea of work? I think that since we have a task, and this task involves the issue of everyone's food and work performance evaluation, our thinking and actions should follow the new task. And it should be relatively evenly distributed over different time periods. ”

When Xia Xia said this, he glanced at the two governors, and saw that they did not object, so he continued: "What does it mean to be relatively balanced? Let me tell you a story, and you will understand: When I first joined the work, that is, in the 70s of the last century, I was a cadre in the countryside, and at that time everyone was very poor, and usually did not have enough to eat. In the four seasons of the year, when the ducks raised by the farmers grow up, or when the paparazzi of any family wants to sell them in the market, the cadres will buy one, and at night they will slaughter the paparazzi or duck, buy a pound of rice wine, and several cadres get together to get together, have a meal, and then evenly distribute the expenses borne by each other. Don't look at me at the time, I was young and had a good appetite, but when I started doing this kind of activity, I couldn't win people by eating all the time. Later, an old man who had been a cadre in the village since the beginning of the land reform movement told me with a smile: When 'fighting and gathering', I have to practice the ability to eat one, coerce two, and see three, so that I will not suffer losses. I asked him at the time, 'How do you solve it?' and he asked a little lovingly, 'Son, you don't understand this?' and explained: 'Eat one: that is, eat one piece in your mouth, and hold another piece in your mouth, and immediately hold another piece with the chopsticks in your hand, and look at three: while eating the first piece and holding the second piece, you can't be idle, you have to look at which piece to hold next, and once this piece is taken away by others, you have to aim at the second and third pieces to prepare for the choice. Isn't that just the idea?' ”

"Hahahaha......" As the story of summer was finished, there was a burst of laughter from the president's room.

Summer calmed down after seeing everyone laugh and continued: "Eat on the idea, the important thing is on the idea. We also have to work on ideas. Where is the so-called "idea" of the "two clearances" work? First, through doing this work, the people involved in it can have wages, benefits, and bonuses, that is, they have motivation. Second, we can find a source of collection that can recover the loan, that is, the property of the person subject to enforcement, and arrange it lightly, seriously, slowly, and urgently, and there is something to do in the near and medium term, and there are outstanding achievements, and sustainable collection can be achieved - to put it bluntly, there is still something to do next year. ”

At this time, Chen homework said: "Lao Xia, you talk about your specific plans." ”

Xia said: "Okay, my thoughts, first, in the short term, pay close attention to the work of closing nearly 10 cases in the Luohu Court and Bao'an Court, so that 10 million yuan can be roughly recovered, which can cope with the performance of a quarter; at the same time, we should also pay close attention to the coordination of the execution of the Eagle Company, and see what good ways the South Australian state-owned bank and its superior bank, the Guangzhou Branch, can handle the matter." Second, in the medium term, the series of loans to Shenzhen Jianhua Company and the property that has been seized by Anyan Company should be realized as soon as possible. In this area, as long as you start as soon as possible, you can fully realize the collection task of this year's Hubei Branch, and ensure that everyone's wages and benefits are not lower than last year. Third, in the long term, that is, the "look at three" in "eat one, coerce two, and look at three", we should also focus on excavating the property of the related companies of Shenzhen Anyan Company, investigate the relevant projects of Shenzhen 38 Co., Ltd., and then see if Jianhua Company has other oil and water. to achieve sustainable harvesting in the future. After doing all this work, maybe a few crabs can survive the winter! What does the governor think?"

Wang Xianyao and Chen Jiaojiao spoke separately.

It is worth mentioning that they did not oppose the plans for the summer in public, nor did they come up with better plans. Rather, it encouraged and echoed Summer's speech, asking everyone to take action and work hard to complete various tasks.

After the meeting, when only Wang and Chen were left in the president's office, Wang Xianyao said to Chen Zuo: "The plan that Lao Xia talked about shows that he already has a plan to complete this year's collection task, and his thinking is still clear. But there are some aspects that I think need to change, don't rush to move Anyan Company and Lao Zhu, this case is not over yet, we have to see how the case will develop. On the one hand, the Carres Hotel is also sharing debts, and we will focus on them to see how many ready-made ones can be picked up. This has another effect, which can also promote the old summer. Because he is a loan manager, let him bear the pressure, so he will have to be a man with his tail between his legs. ”

Chen Jiao echoed and said, "I agree with you. ”

After a while, Wang Xianyao asked again: "How can the problem of the Yuanda Company increase the loan of 2 million yuan be rectified? Hao Jianguang said that the collateral is not worth enough, and it is unlikely. ”

Chen homework said: "I think I'll just let him go, it's not worth it, and I'm on the blacklist again, and if I continue to do it, I don't know what the situation will be?"

Wang Xianyao was silent.

The original intention of the Shenzhen Minmin Bank to increase loans to Shenzhen Yuanda Company was because Shen Yimin, vice president of the head office, asked Wang Xianyao, president of the Hubei sub-branch, to handle the matter. It turned out that a key shareholder of the financial services agency where Shen Yimin worked before he was promoted to vice president of the head office was a heavyweight on which he had started in Shenzhen, and this shareholder was optimistic about Shenzhen Yuanda Company's acquisition of a piece of land that was abandoned by the Shenzhen Municipal Government with the measure of "grasping the big and letting go of the small". This small piece of land is in an excellent location, right next to the Shenzhen Children's Park. After several negotiations, they agreed to develop together, so they had the move of asking Shen Yimin for a loan. As for their later false claim that Shanwei needed funds to build a power plant, that was just a false shot to cover people's eyes. In the course of handling loans, why did a group of authorized signatories of the Citizens' Bank repeatedly be willing to risk their lives and increase their loans in the face of the wind? From a small point of view, it is estimated that it is because of the proverbial saying that "no profit cannot be made early." However, it is difficult to guess how deep the water is for some of them!

Fortunately, Wang Xianyao and Chen Jiaojiao stopped at this time, otherwise, they would have no room for maneuver on the issue of whether this loan is right or wrong in the future - this is a later story. (To be continued.) )