On the morning of July 9, 1997, Hubei Sub-branch urgently borrowed 60 million yuan from the Bao'an Sub-branch of the People's Bank of China due to the shortage of funds. Pen | fun | pavilion www. ｂｉｑｕｇｅ。 ｉｎｆｏ

Lai Hua, the president of the Bao'an branch, is a junior in the summer, is a native of Bao'an, after the establishment of the Bao'an branch of the People's Bank, he used the connections of the locals, opened up financing channels, worked steadily, step by step, and the business development was good, and the branch he led was one of the better branches of the citizen banking system, and the financial situation has been relatively abundant.

On this day, Chen Qingwen, head of the credit section of the Lai Hua faction, came to the Hubei branch with a bill of exchange to go through the formalities. Section Chief Chen Qingwen is a relatively young business backbone, open-minded and studious. In the eyes of ordinary people, he is not only more compatible with President Lai Hua, but also has a good relationship with the section chiefs of the credit department, planning department and horizontal branches of the head office, and is a business insider.

At about 10 o'clock in the morning, Chen Qingwen came to the Hubei branch with a planner, and after receiving them in the office in the summer, he called Xiong Zilun and asked her to go through the delivery of the 60 million yuan bill of exchange and the signing of the loan contract with the planner of the Bao'an branch, while the summer and Chen Qingwen stayed in the office to chat. During this period, Chen Qingwen said that in the Bao'an sub-branch, half of the deposits were related to him, but when it came to the distribution of deposit bonuses, he only accounted for one-fifth of the total bonuses.

Summer asked, "Why is this happening?"

Chen Qingwen said: "I have a very good relationship with the boss (the president), and the boss said that I can't take too much, so as not to make a big fuss." ”

Summer talked about preparing to go to Da Shuikeng to attend the head office business work meeting, but the interesting thing is that I don't know what capacity I went to. Chen Qingwen said: "The business level of the eldest brother is first-class, no matter what his identity is. You have all seen that when the head office holds a credit meeting, the section chiefs sitting together are afraid to look at them; some are courtesans, who have made 20 to 30 million yuan in deposits all day long by relying on women to hang in the bank, and they are said to be business experts; some rely on sycophants to run errands for the bank president, but they obey his orders and become section chiefs; and some section chiefs are the brothers-in-law of the branch presidents -- like hotel branches, because the two have different surnames, they hide from the world. I don't think it's easy for the Citizens Bank to turn over. ”

Summer asked, "What do you think of the recent personnel changes at the head office?"

Chen Qingwen said: "Once a son of heaven and a courtier, it will inevitably involve personnel from key departments. I think Director Yi is the most uncomfortable, so I went to find out the collection. ”

Xia said: "If I am not wrong, he has something to do with the loan problem directly issued by the head office. Let me say a small one: Isn't Shenzhen Haodang Company a listed company? When the Citizen Bank saw the signboard of this listed company, 10 branches lent money to it, and our branch was the smallest, and it was the actual shareholder of our bank, and it mortgaged 2 million yuan of loans with 2 million shares, and it was recovered. But what about the head office? With the mentality that the big chicken doesn't eat millet, it will give it 30 million yuan in one lump sum. Now, the company is going bankrupt. ”

Chen Qingwen said: "It's really hard to talk about loans, the above always treats us as thieves, always thinking that we want to use money ourselves, and it is harder to borrow a sum of money than to take it from Grandpa." Really!"

Summer said, "You guys have this experience first?"

Chen Qingwen shook his head.

At this time, Xiong Zilun and the planner of the Bao'an branch returned to the office, and Xiong Zilun said to Xia: "Manager Xia, it's done!"

Summer hurriedly beckoned the planner of the Bao'an branch to sit down. Then, he went to Wang Xianyao's office to discuss the matter of arranging the reception of Section Chief Chen. Wang Xianyao said to Xia: "You have full authority to do it, hello." I prepared some meeting materials, so I didn't attend. ”

When I returned to the office in the summer, I asked Ren Erwei and Li Chaoyang to book a room at the seafood restaurant next to the district party committee, and the standard was not more than 3,500 yuan. The two of them walked together.

Later, when Xia saw that the time had reached more than eleven o'clock, he led Chen Qingwen and his party to call the colleagues of the Planning and Credit Department at home, and the host had a meal at the seafood restaurant.

During the banquet, Chen Qingwen tasted the shark fin bird's nest stew that had just been served, and said to Summer: "This soup is in place." ”

Seeing that Chen Qingwen was not very old in the summer, but had the demeanor of a gourmet, he couldn't help asking, "How do you say it?"

Chen Qingwen explained: "When you use a spoon to put it in your mouth, you close your eyes slightly, and use your mind to the tip of your tongue to feel whether the soup is hot enough. Let me tell you: this soup is in the mouth, in addition to the feeling of water, it is important to see if you can feel other objects in the mouth. If you don't feel the presence of other objects, then you have water in your mouth. You taste it, I say that this soup is in place, that is, put the soup in your mouth, and the feeling of bird's nest and shark fin is obvious. Therefore, this cup is a truly good soup. Come, let's try the way I said?"

The diners all began to taste the shark fin and bird's nest stew according to the method Chen Qingwen said, and after tasting it, Xia nodded and said, "It seems that we have drunk a lot of soup, which is considered to be for nothing." I think you are a successful teenager, a teenager is promising, it means that you are a champion in your industry?"

Chen Qingwen said: "If you only know how to eat, you are not a rice bucket." It's not a good thing to be the champion of soup after all. ”

Everyone was very satisfied with this meal.

……

Later, a puzzling thing happened: that is, Chen Qingwen, who claimed to have a good relationship with the boss, called Xia Xia less than three months after this meeting and said: "I have officially left the Citizens Bank, and yesterday I went to the personnel department to find Director Xu Guang and vented all the depression in my heart." Xu Guang said: "You didn't talk much, you didn't think you were leaving, and you can talk a lot." I said, 'The dog jumped over the wall in a hurry!'"

Xia asked him, "Didn't you get along well with Lai Hua at the beginning?"

Chen Qingwen said: "This is the lesson of my young man's inexperience, so I have to learn from you, big brother." Lai Huachengfu is very deep, you can see the problem by looking at his pair of eyes hidden in myopic glasses, but unfortunately I didn't care at the beginning, and when I saw that he was going to get rid of me, I realized that it was too late. ”

Xia asked: "You have gone to the personnel department to transfer the files, and you don't tell me, where to go?"

Chen Qingwen said: "I still work in Bao'an, and I am the head of the credit section of the Development Bank. ”

Summer said: "There is a process of adaptation to environmental changes, and I can't find words to comfort you." I always feel that it is common sense that people move to live and trees to die; this is an ancient admonition that if a man loses his horse, he will know that he is not blessed; and that there is no way out of doubts in the mountains and rivers, and the willows and flowers are bright and another village, this is an ancient poem. So, I think you're doing the right thing. ”

Chen Qingwen listened to Xia's speech and was very excited, and said: "Thank you, Brother Xia, if you like the development bank, I have something to do with it, and I will help you introduce you." ”

Xia said: "I don't necessarily like the Citizens Bank very much, but I am currently partnering with Wang Xianyao, and when I see that the non-performing assets in the bank are like the children in the womb of a pregnant woman, they are expanding day by day, and I always feel that I have to do my part of the responsibility and deal with some historical issues, so I feel like a man." Therefore, it is inconvenient to walk away at the moment. In fact, walking away is the most liberating way to yourself. ”

Chen Qingwen said: "Then we will contact more in the future?"

"Okay. (To be continued.) )