Lu Qianqian is so obedient to show Wang Peng that she is a very sensible girl, and if a boy has something, whether it is true or not, she will not continue to entangle for "small" things.

Lu Qianqian walked away easily, which embarrassed Wang Peng.

originally wanted to use the excuse to get rid of Lu Qianqian, but he didn't think about what he wanted to talk about with Yang Jinquan at all, but now, he had to talk about something.

Wang Peng thought about it, and asked casually: "Xiao Yang, let me ask you, how do you cooperate with our bank, I mean, what is the distribution method of business charges!"

Yang Jinquan didn't expect Wang Peng to ask this question, but after thinking about it carefully, he replied seriously: "Income distribution, it's like this, it depends on the type of customer first." ”

"If it is an individual customer, the assessment center will charge the target customer a commissioned evaluation fee of 200 yuan for each evaluation order, and 80 yuan for transferring it to us. ”

"There is also a service fee, in this regard, the bank is not good to collect directly, so as not to sound bad, so it is entrusted to us, depending on the size of the property involved, between 80 yuan and 150 yuan, half of which will be given back to the bank. ”

"Of course, if it's a large building or a lot of land, then the cost will increase. ”

Wang Peng took out the cigarette, gave it to Yang Jinquan, and then said: "The cost is quite high!"

After thanking Wang Peng and taking the initiative to point it to him, Yang Jinquan shook his head and said:

"In fact, it is not high, the city commercial bank is too small, in order to be able to pull the business as much as possible, the cost of this area has been reduced three times in the past year. ”

Wang Peng puffed out the smoke ring and asked, "How do the customers of the enterprise charge for them?"

Yang Jinquan hurriedly replied: "If it is an enterprise user, then the commission fee is 500 yuan, and we can get 200, and the service fee ranges from 150 to 2,000 yuan." ”

"You also have cooperation with other banks, right?" Wang Peng asked.

Yang Jin nodded his head and said: "Yes, yes, but they are all small-scale banks, whether it is from the single volume of the business, or the volume, it is not large, for us, the main cooperative customers are city commercial banks." ”

"How many individual and corporate appraisal lists can there be in the city commercial bank in a month?" Wang Peng asked.

"There is no statistics on this, because between us and the bank, it is a quarterly settlement, so I only know the amount of the quarter, like the last quarter, there are about 400 personal transactions and 52 corporate transactions, because there are few, so I remember clearly. ”

Yang Jinquan replied, and specially explained why the company's business volume can be so clear.

"The approximate income is around 67,000 to 70,000. Yang Jinquan said.

Wang Pengke didn't believe this figure, and said:

"In a quarter, I don't even have an income of 100,000 yuan, isn't it, if that's the case, why did your boss become a member here, the cost of wine is very high!"

Yang Jinquan smiled and said: "This is very simple, Manager Wang, you may or may not know." ”

Looking around, everyone had already gone to the big private room, Yang Jinquan lowered his voice and continued:

"According to the requirements of the manager of the center, we will deliberately verify some evaluation orders much higher, and when it is outrageous, it will even exceed the actual price, so that the customer will quietly give the boss benefits. ”

Yang Jinquan didn't say it thoroughly, but Wang Peng immediately understood the meaning, and it was easy to understand that the higher the verification, the higher the loan amount that can be obtained.

"Of course, sometimes, we will deliberately verify it lower, and it has been time to lower the price to 30%!" Yang Jinquan continued to break the news.

"Why is that?"

What he said just now is easy to understand, but with these words, Wang Peng didn't understand the mystery all of a sudden.

Yang Jinquan said: "Hehe, this is to threaten customers, you don't know, after the evaluation data of the general customer is sent, our boss will personally contact it." ”

"If the other party knows how to do it and gives a benefit fee of one or two thousand yuan in private, then he will follow the normal standard, and he will estimate as much as he wants. ”

"If the other party is not willing to come out, then sorry, the price of your property will be kept as low as possible, so that the customer will not get the actual amount needed. ”

Wang Peng asked curiously: "Then aren't you afraid of customer complaints, or is it that customers simply change their home to do an evaluation?"

Yang Jinquan snuffed out the cigarette butt and said:

"The complaint is easy to solve, there is the manager of the center, there is a top, if you want to change the bank, it is not so easy, go through the process again, and then in the end, it is estimated that the same situation will be encountered!"

Wang Peng said with emotion: "Haha, it's really all walks of life, and there is a way to make money!"

Yang Jinquan said in agreement: "Who said no, so it seems that it only collects more than 60,000 yuan and less than 70,000 yuan in a quarter, but in fact, tens of millions are no problem." ”

"That's not all, our boss also took out his own real estate, directly made a lot of money by raising the appraisal value, and then went to buy a new house, and then took out loans, appraisals, and constantly cashed out. ”

Wang Peng's eyes have been opened, and there can still be such unspoken rules to operate, no wonder people are willing to cooperate with city commercial banks, and no wonder they will obey Samao's instructions.

Wang Peng has fully figured out the relationship of interests.

Now I am waiting, I can get evidence between a few people, deliberately targeting the mountain and sea outlets.

"Xiao Yang, do you have any plans for the future?" Wang Peng suddenly asked with concern.

Wait for Yang Jinquan not to say anything, as long as he appears in front of Samao and them with him, he will be completely finished in this company.

"I don't know, maybe divorce, maybe not, and then I'...... I want to go back to my hometown for a while to spend time with my old parents. ”

Yang Jinquan was a little at a loss for this question, all he was thinking about was to take revenge on the shame, and after that, he really didn't think about it or plan it.

"I have a suggestion, I don't know if you want to listen to it!" Wang Peng said with a smile.

"Ah, you, then please say. ”

Yang Jinquan didn't know what medicine Wang Peng's gourd was going to sell, but just listen, there would be nothing.

Looking at the other party, Wang Peng said: "Look, to be honest, you don't actually have any skills in hand, right, that's why you don't have a clear direction for your future life!"

Yang Jin nodded his head, what Wang Peng said was right, he didn't learn anything in college for a few years, and after he came out, he was mixed in a real estate company, and he didn't master any survival skills, which is why he said to go home.

Special thanks to CA Izumo Azuki for your commuter pass support, and thank you even more for your continued support, thank you!

(End of chapter)