Chapter 149: Becoming a Billionaire
On Sunday morning, Xu Jinhua got up early again, brushed the pot and cooked, and then waited for Fang Bin and his son to get up.
After breakfast, Xu Jinhua sent Fang Bin to the construction site.
"When your new house is renovated at home, and you can't work to earn money, you just watch from the construction site! Buy a pack of cigarettes, hand them to the workers to smoke, and smoke less. Buy some drinks and give them to the workers. If you can help workers do the work, you can help them do it, you are also from a part-time job, you should know that it is not easy for people to work ......"
"I know!cough-cough-cough!" Fang Bin agreed, smirking hehehe.
"At noon, take the workers out to eat fast food, eat the best! Don't stir-fry and drink, it won't cost much to eat fast food!"
"I know, boss, I'll listen to you!"
After sending Fang Bin away, a strange smile appeared on Xu Jinhua's face. After making sure that her husband was gone, she didn't leave anything behind, and she wouldn't come back, so she packed up, took her to the sky, and went to CCB to go through the transfer procedures.
The two came to the opening bank, but it turned out to be early, the bank had not yet opened, and only the self-service bank ATM was external.
After waiting for a while, I learned the news: major banks have business settlement once a week, and they are closed during the settlement period, and they open later than usual. The fastest! It will be after 10 o'clock.
Finally waited for the bank to open and entered the VIP reception room, and the bank staff saw that their mother and son wanted to transfer money, so they naturally didn't want to.
Just kidding! It's not a small amount to be transferred, it's a large amount, it's 300 million.
How many certificates of deposit do you need for a deposit of 300 million relative to small depositors?
If a business outlet suddenly loses 300 million yuan in deposits, the higher-level leaders of the bank will personally inquire about it.
Why don't depositors deposit money in our bank and transfer their deposits to other banks? Is it because you haven't done a good job in your next job?
Although the staff below do not have any responsibility, the leader does not necessarily think so, and will definitely pursue it.
The person in charge of the reception naturally wants to interrogate. It's not that they don't do it for you, but they ask if they are doing something wrong! At the same time, they also call or report the situation to the leaders through internal channels. Otherwise, if you handle it directly, you will have trouble in the future.
Soon, the superior leader spoke down and asked the following specific staff members to reply:
"Today is Sunday, and you need to make an appointment to handle large business. You have made an appointment today, and as soon as you get to work tomorrow morning, we will send a specialist to handle it. In addition, because it is a Sunday, that is, a Saturday and Sunday, a certain position in the bank's relevant procedures is closed.
They are state civil servants and enjoy statutory holidays.
We can handle small deposit and withdrawal business, account opening and account closure business!"
Xu Jinhua felt that the bank's explanation was very reasonable, so she was ready to leave. Monday is Monday, anyway, I want to transfer money, you can't delay it! It's useless to keep it, my son needs this money.
Fang Tian felt that it was abnormal, and it might be that the bank staff was deliberately delaying. Tomorrow is Monday, he has to go to school, and he doesn't have time to do it.
So, he asked for his mother's mobile phone and called the customer service of Futian Bank. said that he wanted to transfer 300 million yuan to Futian Bank for urgent use, but now he is in trouble, and the bank here will not handle it, saying that he has to make an appointment and can only handle it on Monday.
"I'm a student of Futian, and I have class on Monday!"
The customer service replied directly: As an individual, it is not possible to make large-amount transfers on weekends, and general banks have stipulated that large-amount transfers, withdrawals, etc., must be booked.
For example, what if you withdraw too much money at once, there is no money in the bank counter, and other customers come to withdraw money and can't withdraw the money?
So, reservations are mandatory.
However, for our banks, the transfer of 300 million is a small child. When our Futian Bank comes forward, we can transfer money through a special channel.
The customer service asked Fang Tian not to leave the bank, wait for the superior leaders of Futian Bank to communicate with the superior leaders of the bank, and then transfer the money through a special channel.
Under the influence of Futian Bank, after waiting for more than ten minutes, the reception staff received a call from the superior leader and agreed to transfer money for Xu Jinhua. Transfer the 300 million here to Fang Tian's personal account of Futian Bank.
The specific internal operation is impossible for outsiders to know.
Anyway, Futian Bank has such a good comparison.
After completing the transfer procedures, the staff also stood up and apologized to Xu Jinhua and Fang Tian.
"I'm sorry! We handled it according to the VIP procedure, I didn't expect it! You are a customer of Futian Bank! I'm sorry!"
"It's okay! it's okay!" Xu Jinhua also stood up and said in a loud voice. "I still have millions of deposits in your bank, and I am still your VIP member!"
"Thank you!
"My son doesn't need this money urgently, and he may transfer it back when he runs out! I am very satisfied with the service of your bank!"
"Thank you! Thank you for your trust and support in our work!"
When the two came out of the VIP room, Xu Jinhua's phone rang, and it was from Futian Bank.
"Our Futian Bank's precious bus has been parked downstairs, welcome to join our Futian Bank VIP team! Your huge amount of money has arrived in our Futian Bank, according to the VIP system, we will give you a gift. In addition, you need to go through some encryption procedures for your huge amount of money, and you need to come to the bank in person......"
The huge amount of money is deposited in Fang Tian's ordinary account, which is somewhat of a certain security risk. Therefore, after receiving the huge amount of money, Futian Bank activated the emergency procedure and immediately sent someone to pick up Fang Tian and set up the insurance password.
In addition, according to the regulations of Futian Bank, all customers who meet the VIP requirements will be given relevant gifts. The quantity and quality of gifts are determined by the amount of your deposit.
After receiving Fang Tian's call, Futian Bank not only started these procedures, but also sent a commissioner to the bank of the transferor to carry out special channel procedures.
Although Futian Bank is a bull, everything is handled in accordance with legal procedures.
Fang Tian didn't have a mobile phone himself, so he could only reserve his mother's mobile phone number. As a result, all the calls from Futian Bank reached Xu Jinhua's mobile phone.
The car driven by Futian Bank is naturally luxurious. In addition, two large off-road bodyguard cars also came with it to protect the safety of customers.
When they came to Futian Bank in Futian School, Fang Tian and his mother were warmly received again. After completing the relevant procedures, Futian Bank's "Newbie Gift Package" will be moved out.
Actually, it's not a special gift, it's a personal accident insurance. In addition, a set of high-grade tonics. However, all of them add up to at least 300,000 dollars.
"Mom, didn't you say that there are no 300 million?" Fang Tian asked puzzled when he got home.
On his Futian bank account, there are not only his previous 700,000, but also 300 million integers.
"The secret of heaven must not be revealed!" Xu Jinhua smiled and did not answer.
"Mom, you, you won't buy an identical lottery ticket that day, right?" Fang Tian asked suspiciously.
Is it very possible that Mom thought the numbers were good that day, so she bought them without telling Daddy?
Or my mother also secretly bought a lottery ticket alone, and when did she win it quietly, she didn't dare to say it.
"Why do you want your dad to beat me?" Xu Jinhua said with a pitiful look.
"My dad dares to beat you, no? my dad is willing to beat you, and I am reluctant to beat you if he does!" Fang Tian said with a look of surprise.
"When did your dad beat you?
"My dad?" Fang Tian wanted to say: When I was at the beach that time, my father kicked me several times. Thinking about such a humiliating thing, Fang Tian didn't dare to mention it again.
"You're a billionaire now, and he dares to hit you?"