As a descendant of the Yan family, who started violently, and is also inclined to violent aesthetics, Yan Sange naturally absolutely sneers at his friends' words.

But when his friend whispered a lot of names in his ear, Lu Qianqian's fan group members, and told Lu Qianqian's family background.

Third Brother Yan immediately felt wisely that only by being willing to listen to people's persuasion can he live a longer life, this old saying is absolutely rich in life philosophy.

There's no way, those names, he Yan San can't afford to mess with them, let alone Lu Qianqian herself.

But he didn't expect that Lu Qianqian, who had an amazing background behind him, was wearing a uniform at the moment, sitting beside Wang Peng very well-behaved, pouring tea for Wang Peng from time to time to hand over water, or peeling an orange with his own hands or something like that.

Wang Peng, however, is a posture that he doesn't want to pay attention to.

This is nothing, mainly looking at Lu Qianqian's expression, it seems that she is enjoying it.

Alas, this Wang Peng is really a blessing!

In the last competition, there were several beauties whose appearance was not inferior to Lu Qianqian, and they were around Wang Peng's side, and even the legendary Lin Hai Simei appeared.

But now it is getting more and more outrageous, Lu Qianqian's identity is definitely more noble, speaking of which, she can completely beat their queen of the south of the city.

I don't know what magic Wang Peng has?

Could it be ...... Is it because of the high appearance?!

Thinking of this, Third Brother Yan had some thoughts of going for plastic surgery.

The second person popularized the Sange Yan, the Shanhai branch business of the city commercial bank, is Xiaomi, and she explained the part of personal loans.

"What? What you said is true?" said Yan Sange, his eyes widened, and he asked Xiaomi with his mouth open.

Yan Sange originally thought that the deposit could still be of some benefit to him, this loan was borrowed money, and the interest was not low, at most he would just sell face and listen, and it was impossible for him to have the idea of taking out a loan.

Who knows, when he heard all kinds of conditions, he couldn't hold back and asked Xiaomi out loud.

"Of course, you are a friend of our king, how can there be something untrue?" said Mi with a smile.

Not to mention, girls are more convincing than boys, Yan Sange no longer doubted when he heard it, but asked: "Then can you give some more discounts, don't worry, there are still a lot of properties in my name!"

"This ...... If the interest rate is lowered again, I can't be the master!" Xiaomi hesitated, and looked at Wang Peng while answering Yan San's words.

Wang Peng, who had been listening and watching, gently put down the teacup in his hand.

Looking at Yan San, Wang Peng said slowly: "Third brother, if you want to enjoy good conditions, you have to have good chips in your hands, do you think this is the reason?"

"You say!"

Third Brother Yan made up his mind that as long as he could do it, he would never hesitate, for no other reason, the conditions told by Xiaomi were enough to make him so excited that he acted directly.

What's more, Wang Peng, presumably just like just now, will not disappoint him.

"The amount of the loan is not as good as the deposit, the more you lend out, the greater the risk, but it is too little, and we can't make money in the bank, so generally speaking, the interest rate on borrowing will be very high, more than a dozen points, which is already a very normal level. ”

Wang Peng also popularized this background to Yan San.

"Mmmm, I know this too!" Third Brother Yan nodded desperately, he didn't want to pay attention to this, he just thought about Wang Peng's conditions and the discounts he could get.

Seeing Yan San's anxious look, Wang Peng smiled and said, "Since you know, then it's easy to talk about it!"

"In this way, your personal loan amount starts at 30 million and ends at 100 million, and the length of the loan can only be five years at most, and it must be secured by real estate, preferably real estate or something. ”

Third Brother Yan patted his heart and agreed: "Real estate, no problem!"

Wang Peng said: "Well, then we can promise that the property we provide to you will be evaluated according to ninety percent of the highest market price, and we can lend according to eighty percent of the total valuation." ”

"Really?" Third Brother Yan was overjoyed.

Nowadays, if you want to take real estate as collateral in the bank, it is generally estimated according to the average market value, and the maximum limit of lending is calculated according to the estimated 5 to 60%.

Now that Wang Peng is talking about it, the amount of money he can borrow, no matter how he calculates, is already more than what he can estimate at market price.

Wang Peng said: "As for the interest rate, the interest rate in the first year must be given to us nine points, but this is only the first year, and every year after that, it will decrease by one point, what do you think?"

Wang Peng's method is completely based on yesterday's business model, and he believes that as long as Yan San has understood it before, he will never refuse.

"Decreasing, good brother, good brother, you really think about my old brother!" Yan San looked at Wang Peng gratefully, sighed in his mouth, and kept saying.

Can it be bad?

Take your own property as a mortgage, and then save part of the money to meet the deposit conditions mentioned by Wang Peng, and the rest, he will also make some investments by the way.

According to Yan San's thoughts, even if he doesn't do anything, as long as he can get the money, and then lend it to people who need it more, charging ten points of interest every year, and after five years, he will not be able to pay it.

"But third brother, there is one thing I must affirm, that is, this money, you must be stored in a designated account, we will arrange a special person to supervise, except for the purpose of the loan application, it must not be diverted for other purposes. ”

"Otherwise, it may be tossed to me to collect it personally!" Wang Peng looked at Yan Sange's smile, and knew that he was thinking crookedly, so Wang Peng naturally picked out the words clearly.

"Huh?"

Third Brother Yan screamed out a little out of shape.

He didn't expect that when he first started dreaming, he was cut off by Wang Peng in advance.

But it doesn't matter, one road doesn't work, he still has one way, and that is the plan he planned to buy a shop at the earliest.

Yan Sange is a person with a way, and he can get some shops at very unsatisfactory prices in some prosperous road sections.

This is finally within the use, and although it is not as much money as the previous plan, it can also make him earn a lot of money, so Yan Sange is quite satisfied.

"Brother, I don't have to say anything, you are good to me, I will definitely take it to heart, in this way, I will call immediately, not only to raise money and deposit, but also to have people send all my real estate certificates over, let's go to the appraisal now!"

Because of Wang Peng, he is so poor that he can be regarded as the third brother of Yan.

After listening to Wang Peng's deposit and loan conditions, his mood was particularly surging.

Finally got to this point, although I didn't want to do anything in my heart, but I couldn't support it anymore! Since last week, I've been in a low-grade fever to a high fever repeatedly, my body can't bear it, people are soft, my hands are soft, and my brain is also soft, so the rest of the week, I can only change two chapters a day, I'm sorry everyone! Allow me to puff up my illness and smile :)

(End of chapter)