Chapter 1249: HSBC's support

Such a generous and bold handsome young man, who values love and righteousness, what is he doing now?

He was crying poor.

Right.

You read that right.

Yin Jun is crying poor.

The object of crying poverty is the God of Wealth in Xiangjiang - Shen Bi, the head of HSBC.

In Shen Bi's office, he is now transferred to Kylin Satellite TV.

Looking at the liveliness of the Xiangjiang Commercial Bank, and then at Yin Jun with a bitter face in front of him, no matter how old-fashioned and serious Shen Bi's personality was, he couldn't help but laugh.

"Mr. Yin, there's something wrong with you. Shen Bi said funny, "You just sprinkled 5.5 billion Hong Kong dollars in the Xiangjiang Commercial Bank, and in a blink of an eye, you came to me to cry poor and ask for support...... You said that this matter was known to the people of Xiangjiang who worship you, what would they think?"

"Taipan, you can't say that. Yin Jun replied solemnly: "Shouldn't heroes eat? Heroes can't do business? Heroes can't take out loans? I also give Uncle Han a favor, but I also have actual needs for loans." The two sides are not very conflicting. ”

"Speaking of this, what do you think?" Shen Bi asked with interest, "With 6 billion Hong Kong dollars on you, you can obviously borrow less money." Now, you need to borrow another $2 billion from me, do you know how many people in Xiangjiang want to get a loan from HSBC? Not to mention 2 billion, even if it is $20 million, there are countless people who are rushing to beg me!"

"I've told you all, Taipan, it's different. Yin Jun was more serious this time, "After I came to Xiangjiang, I took out a loan for the first time, and I didn't know that I wanted to borrow 30 million from the bank with the book of ten TV series. Now that I think about it, I feel like I was naΓ―ve. Uncle Han appreciated me as a person, not only gave me a loan, but also gave me an additional loan of 20 million!

It was his 50 million Hong Kong dollars that made me start to do business slowly, and then I had a foundation. This kindness is much more important than the loans and business cooperation he gave me later! It can be said that without his original basin of water, there would be no Yin Jun who is soaring today.

So I remember my feelings, keep it in my heart, and want to help him when I have the opportunity in the future, just like he helped me! You don't know, when he called me a few days ago, the kind of exhaustion and despair in his sentence really scared me! I know that Uncle Han, this person, will not ask for help from my junior in such a low voice unless it is absolutely necessary.

As a person, everyone says I'm smart, but my cleverness comes from my parents, and it doesn't have much to do with me. What belongs to me is my own way of life. I'm actually very conservative and old-fashioned. I don't like to hold grudges, but I know that kindness is not repaid by a gentleman. It was Uncle Han who gave me so much help at the beginning, and I am here today, so I must help him when he is busy!

But how can I help it? I went to check the current situation of the Heung Kong Commercial Bank, and found that it is really very bad. Originally, there were some mistakes in their investment and lending, and then they were slandered by rumors, and there was a serious run, which really couldn't be supported. If there is no more large-scale support, I am afraid that they will declare bankruptcy in a few days.

At first, I thought that 200 million a day, and 2 billion would be enough. But then I think about it, this money is enough, but it is only enough for them to tide over the difficulties temporarily. In the next few years, the life of the Hong Kong Bank will not be easy, and if the Hong Kong Commercial Bank is half dead, it will also be very uncomfortable.

So, I pondered, isn't there an old saying in Huaguo, help people to the end, send Buddha to the west. Since I want to repay Uncle Han, it is better to do it thoroughly, not only to help them survive this difficulty, but also to let them have enough capital to develop and grow in the past two years of chaos, and become never so fragile in the future. ”

Yin Jun's words were very long and slow.

Shen Bi listened very carefully, and he was not impatient at all.

After hearing this, Shen Bi had no expression on his face, but his heart was full of thoughts.

Later generations have a lot of evaluations of Shen Bi, but it is still about the same.

He has the typical qualities of a Scottish man: stubborn, petty, old-fashioned, greedy, and irritable...... But he also has very good qualities, that is, quick thinking, strong ability to do things, far-sighted, accurate vision, and unwavering.

In his previous life, he valued Li Chaoren, and he has always been determined to help him, and even personally came down to help Li Chaoren develop, and he has never wavered.

Of course, Li Chaoren also gave him the richest reward - becoming the richest man in China!

It can be said that half of this is due to Shen Bi, and he is proud to be able to cultivate such a richest Chinese.

The current Shen Bi is still optimistic about Li Chaoren, but the person he is most optimistic about has become Yin Jun.

No way.

Speaking of amazing talents, even Shen Bi has never seen a person like Yin Jun, he is sure that there is no second person in the world, and a genius like Yin Jun has no jealousy of him at all.

In addition, through cooperation and observation in the past few years, Shen Bi also agreed that Yin Jun also has the good qualities of Li Chaoren, or it can be said that Chinese businessmen generally have, so Shen Bi is the most optimistic about Yin Jun.

In the past, Shen Bi felt that Li Chaoren could replace the charter boat king and Mr. Huo and become the richest man in Xiangjiang.

But now it's different, he thinks that Yin Jun will definitely become the richest man in the world after 20 years!

As soon as he remembered that the richest man in the world had been cultivated by himself, Shen Bi felt a burst of excitement.

With such high expectations, even if Yin Jun and China got too close, Shen Bi didn't feel anything bad.

He's a businessman, not a politician, anyway.

The merchant is for the purpose of making a profit, and he doesn't have to worry about much else.

This time, Yin Jun communicated with Shen Bi a few months in advance, saying that he might have to borrow about $1 billion by the end of 82.

At that time, Yin Jun and Shen Bi analyzed their views on Xiangjiang real estate, and Shen Bi felt that Yin Jun was thinking a little too much, but as a young man, he lacked confidence in the future.

As a result, now Shen Bi found out that what Yin Jun thought was gradually becoming a reality.

With this vision for the future alone, Shen Bi wanted to invest in him.

Not to mention that now, Yin Jun actually took almost all of his cash flow in one go for a favor, such a mind and courage are not at all something ordinary people can do.

Anyone who can do it is definitely a genius and a truly accomplished person in the future.

It's just that the $2 billion that Yin Jun wants to borrow is still too much.

It's not that HSBC doesn't have the money.

Yin Jun didn't have so much net worth before, and when the Kirin Group was still slowly starting, HSBC even dared to lend Yin Jun $3.2 billion.

Now that the scale of the Kirin Group has more than doubled, and its profitability is even higher than before, HSBC is certainly willing to lend to such a high-quality customer.

The problem is that HSBC has been under a lot of pressure recently, and Governor Youde has talked to Shen Bi many times, saying that he wants HSBC to come out to stabilize the situation, take out loans or make guarantees, and press down the earth-shattering waves under the water to prevent them from exploding.

Shen Bi also agreed.

A stable financial market is the best interest for HSBC.

Moreover, this is not without returns, the Xiangjiang government has promised a lot of preferential conditions, and in the future, HSBC will have a greater say in the financial market.

To prepare tens of billions of dollars to do this plan, Yin Jun's $2 billion loan here is a bit much, and he can't take it out at all for a while.

However, there are always more solutions than difficulties.

The difference is whether you're willing to think of something for someone else.

Of course, Shen Bi was willing to think of a way for Yin Jun.

You only need to look at how Yin Jun treats Chen Youhan today, and you know how he will treat Shen Bi in the future.

No matter how good HSBC is, it is not Shen Bi's own.

After Shen Bi retires in the future, there is such a richest man in the world to help, isn't it good?

Thinking about this, Shen Bi smiled, "It is impossible to lend you 2 billion US dollars in one go, and HSBC is not the Federal Reserve of the United States." But I can promise you that HSBC can provide you with a guarantee when you need money, so that should be fine, right?"

Yin Jun was stunned, "Mr. Taipan, what is the quota?"

"Since Chen Youhan is so generous to you, I won't be stingy. Shen Bi groaned and said, "A total of 3 billion US dollars!"

"Really!?" Yin Jun revealed surprise, a little incredulous.

"Nonsense, what am I telling you to fake?" Shen Bi said, "But I have two requirements. ”

"You say!" Yin Jun said, raising his hand.

"The first point is that if you want to do any acquisition and purchase plan, you must greet HSBC in advance, and we still need to review the process. ”

"No problem!"

"You don't have to worry, as long as it's a normal acquisition, there's no hindrance. Shen Bi said a word, which relieved Yin Jun, "Then the second point, it is best that each acquisition should not exceed 300 million US dollars, if it exceeds 500 million US dollars, it will be a little difficult to do! ”

"I understand. Yin Jun pondered for a while, about 20-3.5 billion Hong Kong dollars, how can he do it.

If not, Goldman Sachs in the United States can also help get money, at most the conditions are harsh.

"Okay then! I'll do that. Shen Bi was also refreshed, "You can start preparing when you go back." Remember, I want to get a well-thought-out proposal, not a hot-headed investment or acquisition. ”

"Don't worry, Mr. Taipan, I won't give money to others indiscriminately. Yin Jun said with a smile, "I will also find an accounting company to calculate the asset accounting table of the Kirin Group and get it for the record with HSBC in advance." ”

Loans need to have collateral, even if Shen Bi doesn't need too much, but on Yin Jun's side, he must be prepared.

Otherwise, Shen Bi will not be easy to do, and it will be easy to be embarrassed by others.

Hearing Yin Jun's interest, Shen Bi smiled unconsciously, "So, I'm really looking forward to it, what kind of height can you reach in three years?

"You can't see the day I fail. Yin Jun said lightly but confidently.

"Hopefully!"

Shen Bi laughed again.

A businessman who is full of self-confidence is the one who is not easy to beat.

Before, he was worried that Yin Jun would be so ambitious that he would collapse if he failed, but seeing that Yin Jun was so calm and methodical, of course it was impossible to be defeated so easily.

Working with such a person, whether it is for HSBC or for Shen Bi, it is a very pleasant thing.

Now he's just waiting to see.

Wait to see if Yin Jun is a dragon soaring and a tiger leaping, or a dragon swimming in shallow water!

As far as Shen Bi himself is concerned, what he wants to see is the former.