The development plan of Yuanjin Expressway, Xinjin Port and Lingang Industry is an adjustment to the overall development plan of Donghua City, which should have been proposed by the Urban Planning Commission, and after discussion and study by the municipal government, it was directly handed over to the city for deliberation and approval.

Chen Baoqi was worried that Gao Tianhe, who was about to retire, would have a weak attitude and could not strongly suppress Guo Chengze's opposition at the meeting of the party group of the municipal government, so he directly brought this issue to the meeting of the municipal standing committee for discussion, but in the end, it still needed to be reviewed and approved by the city people.

Of course, after the meeting of the Municipal Standing Committee deliberated and approved, no one would doubt that there would be any problems on the part of the City People's Congress; not to mention that Yu Chengzhen, deputy secretary of the Municipal Party Committee, is currently the director of the Municipal People's Congress.

Shen Huai, Dai Yi, Liang Rongjun, and Ge Yongqiu, who had just been transferred to the post of secretary of the Xinjin County Party Committee, attended the Standing Committee meeting as observers, but they only participated in the discussion of the plan and provided opinions for reference, but did not have the right to vote.

However, as soon as Shen Huai entered the conference room, he questioned Liang Rongjun about the cooperation between Provincial Steel and Zihua Industry on the relocation project of the city's steel city, and confronted Dai Yi and Chen Baoqi-for-tat.

When Chen Baoqi threatened to "invite" Shen Huai out of the conference room, everyone thought in their hearts that even if Shen Huai fell and walked out of the conference room, they would consider delaying it for a few days to see the situation before making a decision, and they would not be in a hurry to express their stance at the meeting today.

However, Shen Huai's attitude softened in the blink of an eye, which many people did not expect, but there was no suspense on this issue.

Shen Huai's performance in front of him and behind Gong made people feel strange, Dai Yi and Ge Yongqiu had doubts in their eyes, but thinking that Mei Gang was currently the only one who could speak in the city and had the right to vote at the meeting of the Standing Committee of the city, Shen Huai wanted to obstruct the Xinjin project, but he had no confidence, and it was not particularly unusual to engage in some bluffing tricks in front of him.

Yang Yuquan, Guo Chengze, and Meng Jiansheng all reserved their opinions on the adjustment of the development plan of Xinjin Port, and they did not explicitly oppose it, and others naturally would not fight with Chen Baoqi and Yu Chengzhen at this time, and the issues were quickly voted on.

There were other topics to be discussed at the Standing Committee meeting, but they had nothing to do with Shen Huai, so he left the conference room and went to Chen Bing's office to discuss the affairs of the City Commercial Bank and the Beijing Investment Company.

Not only did the city take no action against the city commercial bank and the Beijing Investment Company, but Meng Jiansheng and Zhou Qiming did not say that they could not wait to weaken Meigang's influence in Tangzha District.

However, it is impossible to relax the work that should be done, and the focus of the investment and financing work on the two platforms of the Beijing Investment Corporation and the Meixi Development Group has shifted downward, and Chen Bing, who is in charge of finance in the city, is also focusing on promoting the development of urban commercial banks.

At the beginning of 97, after the city credit union was restructured and the city commercial bank was established, not only the elite team of the Li Liqi rate was stationed, but also received a large amount of capital injection from Yexin Bank, Meixi Industry, Zhujiang Investment and other parties.

In less than a year, the city commercial bank developed rapidly, in addition to Donghua City, but also merged with the credit unions of seven subordinate counties, at this time with a total of 10 district and county branches, 36 business offices, can be regarded as the framework of Donghua City.

Since the state has a requirement that the capital adequacy ratio of urban commercial banks in various localities shall not be less than 8%, the accumulation of profits is a process, and if urban commercial banks want to have greater development in the deposit and loan business in the next year, they need to inject more capital into each shareholder.

On the other hand, when the county credit cooperatives were acquired and established in the district and county branches, the shareholding ratio of the local governments at the city and county levels in the city commercial banks increased significantly, accumulating more than 40%, and this proportion should be reduced, and Meixi Group, the listed company Meixi Industry, Zhujiang Investment and Yexin Bank should join forces to inject additional capital into the city commercial banks.

In recent years, Donghua's economy has risen, and the banking industry has also been greatly developed, and the total assets of the city's banking industry have exceeded 30 billion.

The development of Donghua sub-branch is the most rapid, one of the three points in the world, and it is also second to many municipal sub-branches of Yexin, second only to the sub-branch directly under Yanjing Wuyi District, and the total amount of deposits and loans is even higher than that of some provincial-level branches.

However, the bank was originally established under the direct auspices of He Xianghuai, and its influence is huge, even if the Sun family is the main foreign shareholder of the bank, Yao Ronghua is also a firm supporter of the development of Meigang, and at the same time, the development performance of the Huaihai Provincial Bank and the Donghua branch is in front of them, but it is not free from the interference of the balanced voice of the senior management of the head office.

The plan of the Donghua sub-branch failed to pass, and the head office tightened the scale of deposits and loans to the Donghua sub-branch, and increased the audit frequency of the provincial bank, and the development pace of the bank in Donghua was restricted.

The contraction policy of the Industrial Credit Bank and the slow action of the other four major state-owned commercial banks have made huge room for the development of urban commercial banks.

Shen Huai and Chen Bing sat on the sofa by the window in the office, lit a cigarette, looked at the ginkgo tree with withered yellow leaves outside the window, and said: "Just now, Guo Chengze and Meng Jiansheng wanted to instigate me to fight with Chen Baoqi and them, and depending on their plans, maybe they wanted to drag Guo Chengze to become the mayor, and then consider taking the matter of Zihua Industrial's additional issuance to make trouble." Hu Lin is now hiding behind the scenes to control the Tianyi Group, and wants to lead the development of the Yuanjin Expressway, Xinjin Port and Lingang industries, and the additional issuance and financing plan of Zihua Industrial will not fail, and the amount of funds is far from enough; once the additional financing fails, Hu Lin and Chen Baoqi will not easily admit defeat, and their source of funds can only rely on the loan of Rongxin Bank. In this way, the development pressure of urban commercial banks will be great......"

"Ronshine Bank has entered Donghua, which is also an advanced Xinjin County and Xicheng District, and it will take one to two years for their outlets to be rolled out throughout the city," Chen Bing said.......

Shen Huai nodded and said: "If this advantage is to be maintained, other projects can be slowed down first, or the development capital pressure of the city commercial bank can be solved first......

The banking sector has benefited most from the rise of the regional economy.

The net profit of Donghua City's iron and steel industry in '97 may be one billion, and Donghua's banking industry, headed by Ye Xin, plus the four major state-owned banks, city commercial banks, and many village and town credit cooperatives, the total profit level of '97 is about this number, and the business credit bank is a single net profit of more than 300 million yuan, which is slightly higher than the profit of the listed company Meixi Industry in '97.

Meigang is now injecting additional capital into the city commercial bank, and after the total asset scale exceeds 10 billion, the profit level will not be much lower than this.

At the same time, banks have close relationships with local governments and enterprises through deposit and loan business.

Meigang has introduced some enterprises in Meixi and Xinpu areas, except for the supply links in the industrial chain, most of them are not direct shares, and the entire industrial cluster can be more closely cohesive through the financial business links of commercial banks.

Moreover, the lending business of commercial banks is looking for high-quality enterprises with development potential for support, which also makes Meigang's influence more effectively expanded.

Some overseas super-large industrial conglomerates or consortia are usually organized with one or two commercial banks as the core.

The size of Yexin Bank is too large, with an asset scale of nearly 100 billion, and it was originally established under the direct auspices of He Xianghuai, Shen Huai does not expect his influence to fully penetrate into the top management of Yexin Bank at this time, which is not what he has the ability to do at this time.

At present, Donghua City Commercial Bank can only be limited to the development of Donghua City, the volume is small, after the additional capital injection, the net assets are 800 million, Shen Huai will firmly grasp the control of the city commercial bank, and naturally do everything possible to promote the development of the city commercial bank in Donghua.

Restricted by the head office, the pace of development of the Bank in Donghua has become conservative, the development pace of the four major state-owned commercial banks is slow, and the city commercial banks should consider direct competition from Rongxin Bank in the next few years.

Ronshine Bank, like Yexin Bank, is the earliest medium-sized commercial bank established in China, the biggest difference is that it is a state-owned holding company of Yexin Bank, and at the same time introduces foreign shareholders, which is a relatively pure joint-stock commercial bank, while Ronshine Bank is a wholly state-owned commercial bank under the central enterprise Jinshi Rongxin Group.

In recent years, Rongxin Bank has mainly developed in the Guangzhou and Shenzhen regions, and its strength is stronger than that of Yexin Bank, with total assets exceeding 100 billion yuan in 96 years.

Unlike the previous Hu Lin borrowing assets to build a pharmaceutical industrial park in the Xipi Zhagang Industrial Planning Zone, and the interests can not interfere with each other, once the Hu family decides to take Jinshi Rongxin to the north, the competition will be comprehensive.

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Shen Huai sat in Chen Bing's office for a while, then said goodbye and left.

Walking out of the municipal government building, just as he was about to call the driver to drive the car over, he saw Dai Yi and Liang Rongjun standing outside the building, talking to Qi Jingyao.

Dai Yi and Liang Rongjun came out of the conference room with Shen Huai, Shen Huai was still delayed by Chen Bing for a while, looking at this situation, Shen Huai thought in his heart that Dai Yi and Liang Rongjun were going to leave the city government and meet Qi Jingyao, and the three of them were outside the city government building and talked for a long time.

Although the agenda was not unexpectedly passed, Dai Yi was very unhappy when he thought of Shen Huai's performance at the Standing Committee meeting just now, and saw Shen Huai standing on the steps not far away waiting for the car, and asked in a voice: "What other high opinions does the county magistrate Shen have on the Xinjin plant project cooperated by Zihua and Provincial Steel, tell us about it." I also know that choking is not your style of County Magistrate Shen. Of course, if you really can't control your vomiting, no one will take you seriously!"

Shen Huai turned around, glanced at Dai Yi and Qi Jingyao, and said with a smile: "Now that the financial policy is tightened, you can get five or six billion, and you can indeed show off your majesty." However, if you want to build the Xinjin Steel Mill, do you think I will really stop you? Mr. Dai, you really think highly of yourself. I said that at the Standing Committee, I expressed my position so that I could laugh louder in the future......"