Chapter 1391: Revisiting the Old Things
Although Youde is a little interested in the mobile phone industry, he feels that it is always a long-term thing.
At present, the most important thing to solve is the problem of the land market and real estate.
Therefore, after agreeing to the government to solve the people's panic about mobile phone radiation and base station radiation, he naturally talked about the things he cared about.
"Mr. Yin, I think you also know that the current economy of Xiangjiang is in a downturn. Youde sighed, "As soon as I took office, I encountered such a big contradiction, which caused panic among the people of Xiangjiang, plus a real estate crash...... Now people outside say I'm the unluckiest governor ever. ”
You're not the unluckiest.
The unluckiest one was the one who made a big fuss in the 60s.
Our President Zhou directly put down the cruel words, if we don't change the governor, then we will stop supplying fresh water.
It wasn't long before the governor was gone.
But thinking of what happened to Youde afterwards, Yin Jun also had some sympathy, and subconsciously said: "Lord Governor, you have to take care of your body." ”
Listening to the words that answered the question, Youde shook his head unconsciously, "My health is not bad, thank you for your concern." But what worries me the most now is that the atmosphere in Xiangjiang is very abnormal. China and Britain are both big countries, and there will definitely be a better way to solve the problem, and we are not enough to step into this chess game, but as Xiangjiang people, I and you, Mr. Yin, have the obligation to maintain the order of Xiangjiang and let it continue to develop, right?"
"Yes!"
Yin Jun agreed.
"You're also one of the smartest people in the world, so I'll tell you the truth. "Recently, when the government launched the land, there was no real estate developer. After this kind of difficulty was reported by TV, newspapers and magazines, Xiangjiang's housing ushered in another drop in volume and price, I think that if it continues like this, there will be no need for the two sides to fight, and Xiangjiang will soon become a dead city, do you say?"
"Not really. ”
Yin Jun shook his hand and said, "Your Excellency Governor, you are too pessimistic. The foundation of Hong Kong is still there, and we still have more than 6 million people here, who always need to buy a house. It's just that the market atmosphere is too pessimistic now, and their demand for housing has been suppressed. When things are clear, they know that the future of Xiangjiang is still bright, and they will naturally return to normal. ”
"But how long will it take? two years, three years, and if there is no factor to push the better, can we afford to wait?" asked Youde.
Seeing that he was a little emotional, Yin Jun was a little helpless.
Wouldn't this governor have said such righteous and awe-inspiring words to other big real estate developers?
The most important thing in dealing with businessmen is to throw out profits.
If there is no interest, even if you talk nonsense.
If you give them a slap in the face, they will still come up desperately.
"Do you think the good impetus is the sale of land?" Yin Jun could only ask rhetorically.
"This is just the beginning, a key to the restart of the economy. "But without it as a beginning, it certainly won't work!"
"What if you come to consume the inventory room first?" Yin Jun said.
"Who wants to buy a house now?" said Youde with a wry smile.
"Not for nothing. Yin Jun smiled, "Many of our employees in the Kirin Group actually want to buy a house. ”
Youde perked up as he listened.
At present, there are about 60,000 employees in Heung Kong alone.
Although more than half of them have bought houses, there are at least 20,000 or 30,000 people who are still waiting.
If this group of people can buy houses, it will definitely trigger a wave of destocking, which can greatly ease the financial pressure on developers, so that they can put more funds on land storage, so that the land can be sold.
"Which estates do they have their eye on?" Youde asked with a glint in his eyes, "With such a large purchase volume of the Kirin Group, no matter which developer will actively welcome it, right? ”
It seems that Youde is also in a hurry.
The dignified governor is actually going to broker a real estate business.
But Yin Jun didn't follow his words, "To digest the inventory house, it should rely on more people in Xiangjiang." For example, if major banks can offer more favorable interest rates and more humanized loan schemes, I believe many people will still be tempted. ”
Before the real estate crash, the interest rate on real estate loans in Xiangjiang had climbed to around 20%, which was simply a sensational high.
Not only that, but the bank is very stuck in the qualification review of the lender, the requirements for the repayment ability, etc.
To a large extent, this has hindered the enthusiasm of many people to buy houses.
But if you look back, if the banks had lended lendly, and now that prices have plummeted, many lenders would have given up on repaying their loans and would not have wanted a house.
This will result in a lot of bad debts, and the unlucky ones are the banks.
Therefore, the most shrewd people must be those who are engaged in finance, and ordinary people are simply played with and applauded by them.
"The banks themselves are not guaranteed now, where do they have the money to lend to private individuals?" Youde was not interested in Yin Jun's proposal.
If it weren't for the support of big banks such as HSBC and Standard Chartered, the current wave of bank failures in Xiangjiang would have been wave after wave, and it would be very miserable.
They are too busy to take care of themselves, and they must be sorting out their business in a short period of time, actively checking and filling in the gaps, and they really will not carry out personal loan business on a large scale.
Not to mention the wealthy HSBC and Standard Chartered, which generally do not do private loans, they target banks in the same industry, as well as large and medium-sized companies.
"Kirin Group employees need houses that they don't build. Yin Jun then turned back to the topic just now, "We have experience in building houses, if we can, Lord Governor, look, can we buy that piece of land in Tin Shui Wai?"
"The land in Tin Shui Wai?" Yu De was stunned, "Is there any land in Tin Shui Wai coming out this year?"
"Nope. Yin Jun said, "But the Governor also remembers that the year before last, the government had repurchased a piece of land of more than 400 hectares in the hands of Weicheng Company, right?"
Youde has already studied many things about Xiangjiang now.
As soon as Yin Jun said it, he remembered, "Oh, it's the piece of land next to the Kirin Garden! ”
Qilin Garden is a house built on the land that Yin Jun bought from the Zhao family, but Yin Jun only developed the first phase and sold it to a consortium of six real estate companies.
The six of them have made enough money in the next development of Qilin Garden.
Among them, at least seven or eight thousand employees of the Kirin Group went to buy a house in the Kirin Garden based on the principle of proximity, which is also one of the reasons why the Kirin Garden is selling well.
So far, Qilin Garden has been fully developed, and the majority of people living in the community are middle-class, and the surrounding consumption capacity and crew atmosphere are among the best in the New Territories.
"Yes. "If the government agrees, the Kirin Group is willing to buy 200 hectares of land for real estate development." As long as we develop the value of that piece of land, I believe the price of the remaining 200 hectares of land will rise, right?"
Youde listened with emotion.
It turns out that Yin Jun wants to enter real estate again?
Although Kirin Group has only done real estate once, and it has not been completed, their strength is also obvious to all.
At present, the Kirin Group has more than 20,000 construction companies, working various construction sites and municipal construction in Xiangjiang.
With such a group of experienced construction workers, building a property is a breeze.
As Yin Jun said, as long as the Kirin Group seriously develops the land, then the houses in that area must be sold quickly - how can the people of the Kirin Group not believe in Yin Jun and not buy the house built by the boss?
Youde could even think that Yin Jun's house would definitely not sell for a very high price, so that more people would come to buy it.
Once there are employees of Kirin Group with strong spending power, the surrounding commercial facilities will be formed, and hospitals, schools and entertainment will be complete, which will form a kind of location effect, which will trigger other real estate developers to come and develop.
If you think about it carefully, Yin Jun is really smart.
He did not say that he would give up all the land in one go, but kept more than half of it for the government to facilitate the government to continue to sell the remaining land.
Once the more than 400 hectares of land are sold, does the government still have to worry about the lack of stimulation in the land market?
Moreover, the government is not a fool, and the remaining land will certainly not be sold at once, but will be sold in several batches and several years.
In this way, the price will be higher, the government will get more benefits, and the stimulation of the real estate industry will be continuous, which will continue to arouse the enthusiasm of real estate developers.
Youde is not worried that the more than 400 hectares of land in Tin Shui Wai will be uninhabited after it is developed.
In the past few years, the frenzied influx of smugglers from the mainland has basically stopped in the New Territories and Yuen Long.
With their wives and children also applying to settle in Xiangjiang, there are more than 1.3 million people here, and the number is still increasing.
With such a population, it is more than enough to fill this land!
Centralizing them in management will also make the law and order situation in the New Territories better.
Thinking that through this transaction, the government can't say that it will get over the difficulties immediately, but it can definitely breathe a sigh of relief, and Youde's mood is inexplicably better.
Fortunately, he still remembers that this is a huge deal involving billions of Hong Kong dollars, and it cannot be taken lightly.
So Youde thought for a moment before saying: "For the Kirin Group to buy land and develop real estate, of course I welcome it. However, this matter cannot be handled hastily, why don't the officials of the Land and Housing Department come and discuss with Mr. Yin in two days, okay?"
"Of course. Yin Jun agreed, "I'm just a proposer, and the most critical thing is that President Le needs to negotiate and check it personally, otherwise even if it's me, it's useless to speak." ”
When Youde heard this, he secretly screamed in his heart.
Le Yiling is notoriously stingy and aggressive.
How many benefits can I get if I talk to her about business?
Past facts have proven that no one can bargain in the hands of Leyiling.
Now that the real estate and land markets in Xiangjiang are so sluggish, she still has to make drastic bargaining and greatly reduce the government's income?
Although Youde has long been prepared to lose money in this business, if he is taken advantage of too much, it will be a little difficult for the government to do it.
But it is impossible not to try to make this deal.
Because the government is more eager to demand this cooperation than the Kirin Group, it is the Kirin Group that has a greater symbolic meaning, and the government must grasp this life-saving straw!
Between the gains and losses of the Governor, the joy just now has disappeared a lot.