Chapter 644 Major shareholder of Minqing Bank

Chen Xian'er came to pick up the airport and brought her best friend, Jiang Yu, Zhang Lang and others, who had been pierced in the heart, to appear together.

said that they were pierced in the heart, and they were pierced in the heart, but whenever Ding Yi appeared, they still couldn't control their behavior, and tried their best to dangle in front of Ding Yi's eyes, even if they were pierced in the heart.

It smells so good!

is like Chen Xian'er, who wants to kill Ding Yi every day, and she is the one who pouts her ass and begs for a child.

That duplicitous little tsundere......

Visible to the naked eye!

However, this time the time was tight and the task was heavy, and Ding Yi didn't have time to play with them.

Because Gu Kangning was the first to come over, the shareholder reshuffle of Minqing Bank last year was to prepare for the A-share listing, which was originally just a struggle between the Chamber of Industry and Commerce and the Wuyue Association, and no one expected that Ding Yi would be born out of thin air and get the biggest benefit in the reshuffle of real shareholders.

Before and after, in more than a year, Ding Yi has already held a quarter of the shares of the Minqing Bank, and the right of the family can compete with the two major groups of industry and commerce and the Wuyue Association.

And because of the sale of Yahoo and the holding of a large amount of foreign exchange, he supported the bank to a certain extent, causing his influence within the bank to increase greatly.

The most critical!

One year is enough time for everyone to understand that Ding Yi is really not interested in the struggle within the People's Bank.

Throughout the year, it was basically Lu Fanhai who spoke for them, and Ding Yi never participated in any action, even their representative Liu Xiaoyu rarely spoke up.

However, when he cleaned up the related loans before, Ding Yi supported Gu Kangning with a clear banner, and for this reason, he did not hesitate to suppress Lu Fanhai.

For Ding Yi's idea of trying to let the People's Bank reduce the proportion of interest rate spread income and trying to develop in private banking business and mixed business operation, Gu Kangning also very much agrees.

The future trend of the banking industry is to reduce the proportion of interest rate spread income, and rely on the user advantages and reputation advantages of banks to enter insurance, securities, trust institutions and other industries, and form a multi-business, multi-variety, multi-mode cross-operation and service of financial mixed operation.

This time, Gu Kangning came to Ding Yi to try to persuade Ding Yi to get rid of Lu Fanhai and truly participate in the operation of the People's Bank.

Only in this way can the People's Bank get rid of a large number of related loans, illegal loans, reduce the bad debt rate, and increase income at the same time.

Ding Yi didn't say much about this, but asked about the listing of Minqing Bank.

Gu Kangning was a little disappointed when he saw that Ding Yi did not answer positively, "With the current situation of the People's Bank, it will be listed in May, and the issue price will probably be between fifteen and eighteen......

Ding Yi, who was sitting on the sofa, asked when he heard this, "This market value is only more than 10 billion?"

This is not good news for Ding Yi, who used a market value of nearly 10 billion yuan to calculate the stock price of the People's Bank last year.

After this year's development, the market value is only in the early 100s, which means that his investment of 2 billion yuan before and after this year is extremely low.

Of course, this is also from the beginning, in order to occupy an advantage, Ding Yi never tried to directly profit much in the listing of the People's Bank, and what he needed from the People's Bank was some financial convenience. It can also be said to be a certain degree of advance layout.

Hearing Ding Yi's words, Gu Kangning sat up straighter, smiled bitterly, and explained, "Because of the related loans, the shareholders are too chaotic, so that many institutions are not optimistic about our people's bank......

Think about the fact that in the future, in the constant shareholder war, the stock price of the bank fell below the net value of the market for a long time.

Ding nodded, indicating that he understood......

After thinking about it, Ding Yi still couldn't help but ridicule, "Then you still insist on diversifying equity? Now there are no shareholders at the shareholders' meeting who have a final word, even if there are good management methods, nine times out of ten they will be constrained." ”

I have to say that the intention of Minqing Bank to insist on diversifying equity is indeed good, so as to avoid the emergence of a controlling major shareholder and use Minqing Bank for welfare.

But in fact, considering the situation of domestic people, the People's Bank is not capable of putting an end to this.

As has already been shown, dispersed shareholders will only lead to more people benefiting from their status as shareholders.

On the contrary, it is a more responsible major shareholder like Ding Yi who will consider making the bank bigger and doing a good job, and only oppose all kinds of related loans, except for Ding Yi, the others are only Liu Hope. Except for the two of them, on this issue, everyone is unanimously opposed to the Chamber of Commerce and Industry, the Wuyue Association.

This is also the reason why Ding Yi needs to borrow money from Lu Fanhai in exchange for his support on this issue to a certain extent, otherwise, even if Ding Yi is a major shareholder, his just over a quarter of the equity, plus Liu Hope, will not have an advantage on this issue.

Similarly, it is precisely because of the dispersion of the equity of the Minqing Bank that there have been several equity wars in later generations, which has also caused the value of the shares of the Minqing Bank to be below the net value of the market for a long time.

Gu Kangning said helplessly, "The original intention of the People's Bank is to serve a large number of private enterprises in China, not to serve any one, in order to ensure this, it can only disperse the equity ......"

Ding Yi smiled, the curvature of the corners of his mouth was a little mocking, "Is there a difference?"

Although Gu Kangning was reluctant to admit it, he had to admit that it really didn't make much difference whether the People's Bank had a major shareholder or not......

There is even the suppression of major shareholders, which will reduce some chaos.

What now?

What Chamber of Commerce and Industry, Wuyue Association, no matter who it is, if you want to speak in the People's Bank, you need the support of more people!

So, why do you get other people to support you?

Obvious!

They can only be taken care of from all sides......

On the contrary, there is a major shareholder who has made the final decision, and there are not so many things.

Thinking about it, Gu Kangning looked at Ding Yi with an expressionless face, it was obvious that this was Ding Yi's ambition......

Quarter?

Inadequate!

After a long groan, Gu Kangning said, "Mr. Ding, I know what you mean, but I want to ask the old man's opinion." ”

"It should, it should!"

……

Driving a Ferrari and walking on the streets of the capital, Ding Yi looked at this relatively unfamiliar street! In '99, the streets of the capital were far less prosperous than when Ding Yi came over in later generations.

Even though he has been to the capital many times in the past few years, he still has a refreshing feeling every time!

As for Gu Kangning's final statement that he was going to discuss with Jing Lao, Ding Yi was already extremely satisfied, which also represented......

Gu Corning succumbed!

In fact, it can't be said to be a succumb, but after two years of continuous fluctuations, Gu Canning saw the reality clearly.

Minqing Bank does not have a major shareholder, the shareholders' meeting is very chaotic, today he enters, tomorrow he comes out, this is just preparing for the listing, if this situation continues, it can only continue to cause internal chaos.