Chapter 95 Problem Loans

"What kind of investment project is Evergreen Group?" Shen Huai knew that he was a little embarrassed, but if he wanted to intervene in this matter, he had to ask the ins and outs clearly.

"Yes Bank plans to open a branch in Tung Wah and Ms. Sun is actually a representative sent by Yes Bank to visit Tung Wah. However, Evergreen Group is a foreign shareholder of Evergreen Bank, and Ms. Sun is also from Evergreen Group, so it is not bad to say that she is a representative of Evergreen Group."

Xiong Wenbin said,

"Just opening a branch of the bank is not a big deal. But you also know that the Evergreen Group, founded by your great-grandfather, has a deep relationship with Donghua. Secretary Tan hopes that through this time, he can deepen the connection and promote Evergreen Group to make greater investment in Donghua......"

Shen Huai screamed in his heart:

The bastard before was really unlearned. At least before his inheritance was deprived, the Evergreen Group involved his fundamental interests, not to mention how much he knew about the business of the Evergreen Group, and even the Evergreen Group was a foreign shareholder of Karma Credit Bank, so he didn't know such an important information, which was really "irrelevant".

also lost 30,000 US dollars in living expenses after he returned to China, all of which were transferred and exchanged at the Credit Bank.

Shen Huai has some understanding of the bank, and it should be said that the bank wanted to carry out its business in Donghua as early as last year, because the Meixi Iron and Steel Plant has a production turnover fund of 16 million yuan, which is a loan issued by the bank.

Since Yexin Bank does not have a branch in Donghua City, the loan was transferred through the Agricultural Bank of China.

The source of this loan is somewhat strange, it was jointly brought by Wu Haifeng, former secretary of the municipal party committee, and Gao Tianhe, mayor of the city, for the Meixi Iron and Steel Plant when they attended a meeting in the provincial capital, and it was made together in the name of the municipal government.

On the surface, it is a model example of the municipal party committee and municipal government supporting the development of Donghua township enterprises, but stripped of the glamorous appearance, they just hope that the Meixi Iron and Steel Plant can support it for a longer time, so that their affiliated enterprises can suck more blood for a while.

Yexin Bank is also not familiar with the Donghua area, but with the Donghua Municipal Government, the loan was easily released.

Shen Huai also said that why "cousin" Sun Yalin knew his deeds in Donghua well, it turned out that he still went from the line of "loan" - Shen Huai served as the director of Meixi Iron and Steel Plant, and the legal representative was replaced by him, and the filing materials submitted by the steel mill to Yexin Bank will also be changed accordingly.

Since Sun Yalin is the business representative sent by the bank to Donghua to inspect the construction branch, there is no reason not to care about what is likely to be the only loan business that the bank has issued in Donghua at present.

Shen Huai's understanding of Yexin Bank is superficial.

After Shen Huai accepted the Meixi Iron and Steel Plant at this time, although he knew that he owed a loan to the Bank, and the finance department also transferred the interest money regularly every month, he did not think to understand the equity structure of the Bank.

Shen Huai generally knew that Yexin Bank was the first joint-stock bank established in China, mainly state-owned shares, and occupied a controlling position, but in order to learn from foreign advanced financial management experience, foreign shares were introduced for the first time, and the bank's management basically accepted the recommendation of foreign shareholders.

As for the detailed shareholding structure of the bank and the list of foreign shareholders, it is obvious that it is not information that ordinary people or township cadres can access.

Yeshong Bank is the first gap opened by the opening up of the domestic financial industry.

Although the original intention was to establish a national commercial bank, Zhongyāng was quite cautious in opening up the financial sector, so the number of branches that could be opened by the bank each year was limited.

Donghua's economic development lags behind, and the bank's deposits and loans are small.

Normally, Evergreen would not give priority to setting up a branch in Donghua – it would be easy to understand if Evergreen Group was one of the foreign shareholders of Evergreen Bank and had sufficient influence on the bank's development in China.

"In recent years, Donghua has lagged too far behind Pingjiang and other cities in the south in attracting investment," Xiong Wenbin said with emotion, "Secretary Tan also said that if Donghua's economy can develop rapidly, it is necessary to pay close attention to the work of attracting investment......

In the past few years, Donghua City has actually used foreign capital every year, and it has not even reached the scale of 20 million US dollars, which is really too backward.

At the prefectural and municipal levels, the division of labor between the party and the government is much clearer than that of the townships and towns below, and there are often two or three members of the standing committee of the municipal government.

In this kind of political situation that is gradually developing towards collective leadership and collective decision-making, it is very difficult for the secretary of the municipal party committee to completely suppress the mayor. No matter how much the province supports Tan Qiping, it is impossible to support Tan Qiping to cover the sky in Donghua; not to mention that Tan Qiping is still an outsider, and there is no way to control the entire Standing Committee team in a short period of time.

The mayor is responsible for economic development, but attracting investment is the overall situation, and it is also the norm for the secretary of the municipal party committee to personally intervene.

Tan Qiping should be able to make some achievements in attracting investment in the very weak links before Donghua, which can not only slap Gao Tianhe in the face, but also bring about more changes in the balance of the current Standing Committee team that are beneficial to him.

Seeing that Xiong Wenbin attached great importance to Sun Yalin, Shen Huai smiled and said, "I have a very average relationship with this distant cousin," and said while covering his crotch, "You guys go in first, I'll pee and come back, just because we didn't meet ...... outside."

Shen Huai came back from urinating, Kan Xuetao was scolding the elite on duty, and the four thugs were directly detained, while Xiong Wenbin apologized to Sun Yalin on behalf of the municipal party committee in the office next door......

It is no wonder that foreign businessmen are rampant and domineering and superior to others in China, and officials in various localities have gone to the same level of "groveling" in order to bring in foreign capital to a greater extent than Xiong Wenbin; the phenomenon of "first-class foreigners and second-class officials" is still very common in China.

After Shen Huai entered, he cooperated with Xiong Wenbin to play the play "Secretary General Xiong, why did you come over, I told Secretary General Gao on the phone that the matter is not serious, and my cousin is very satisfied with the handling of the Municipal Bureau", and then turned to the topic.

Xiong Wenbin asked Sun Yalin in surprise: "Miss Sun and Xiao Shen are really cousins?" Oh, by the way, I have heard people say before that Xiao Shen is an overseas student, so party members and cadres in our city, it is really rare for a senior intellectual like Xiao Shen to be a senior intellectual." ”

Sun Yalin looked at Shen Huai, but she didn't hide the disdain in her eyes at all, and in her heart she thought that he was a guy who didn't learn and didn't know how to learn, but he just used the bad name of studying abroad to confuse these stupid officials in China, and even despised Xiong Wenbin and others in his heart.

Seeing his cousin's underwhelming face, Shen Huai couldn't wait to go up and slap her, but he also had to consider a lot of practical issues:

At present, it seems that the decision of whether to open a branch in Donghua Bank is really in the hands of Sun Yalin. If this matter is yellow, not to mention how bad it will be for the struggle between Tan Qiping and Gao Tianhe, it will definitely have a certain negative impact on the economic development of Donghua.

At present, the key to economic development is investment, whether it is foreign or domestic capital, more financial institutions, and more loans, all of which can effectively promote local economic development.

In addition to increasing the amount of loans lent by local governments, the management of the bank is much more formal than that of domestic banks and credit cooperatives. Through strict lending management, the efficiency of local investment can be greatly improved, which is exactly what Donghua needs at present.

However, Sun Yalin had a malicious smile in his eyes, which made Shen Huai feel cold: he suspected that Sun Yalin might recover the loan given to the steel mill by Yexin Bank in advance.

At present, the production capital that steel mills can turn over is only about 20 million, and if 16 million yuan of working capital is withdrawn all at once, it will really be a dead death.

Yang Haipeng called at this time, he had already sent Xiong Daini, Xiong Dailing, Zhou Ming and Xiao Li back, and was returning to the city from Meixi Town at this time, and Shen Huai asked him to come directly to the Municipal Public Security Bureau.

Shen Huai said to Xiong Wenbin: "Yang Haipeng drove over to pick me up, and I will send my little cousin and them to the hotel directly!"

Xiong Wenbin saw that Shen Huai took the initiative to take care of the matter, nodded and said Okay, he originally intervened on behalf of the municipal party committee in this matter, so that Tan Qiping would have an excuse to directly inquire about the matter in the future.

Although Sun Yalin didn't like Shen Huai, she couldn't help but didn't ask the Municipal Public Security Bureau or the Municipal Party Committee to send them back to Nanyuan Hotel directly.

Yang Haipeng drove over, Shen Huai asked Sun Yalin, who was full of no kindness, to get into the car with her companion, and after saying goodbye to Xiong Wenbin and Kan Xuetao, she drove directly to the Nanyuan Hotel.

Along the way, Shen Huai sat in the passenger seat and didn't talk much.

However, Sun Yalin sat in the back row and couldn't help but provoke: "Meixi Iron and Steel Plant borrowed 16 million yuan from Yexin Bank at the beginning of the year to use it as production working capital. When I came to Donghua this time, I learned some information, which can show that the loan application materials submitted by Meixi Iron and Steel Plant to the provincial branch are very problematic. The Donghua Municipal Government is interested in helping Meixi Iron and Steel Plant to defraud loans, and I'm not wrong about that, right?"

Shen Huai was silent.

Nowadays, how many banks in various places are not sick? If this matter is discovered, it will not necessarily make Wu Haifeng and Gao Tianhe suffer from the board, but the Meixi Iron and Steel Plant will definitely be tossed and choked. At present, the total assets of Meixi Iron and Steel Plant are 120 million, of which 80 million are debts owed to various banks.

"Why don't you keep quiet?" Sun Yalin saw that she grabbed Shen Huai's sore feet, and became proud, and she couldn't wait to put her face on Shen Huai's eyes, "You beg me, I may be able to report this matter for three months......"

Yang Haipeng didn't know what happened after leaving, and he didn't know what Shen Huai's relationship was with his French cousin, so he could only drive the car first and ask nothing.

"It's only been less than three months since I took over the Meixi Iron and Steel Plant, do you think this matter can blackmail me?"

Shen Huai strained his face and looked at Sun Yalin in the rearview mirror with no kindness and a flamboyant smile in his eyes. He looked through his previous memories and knew that the relationship between the children of the Sun family was not very harmonious, and the previous Shen Huai was particularly disgusted, and he had a lot of grievances with this "cousin......

"I'm not blackmailing you, I'm just telling you a fact. Sun Yalin said proudly.

"This Miss Sophia is your cousin's assistant, right? By the way, cousin, you did everything possible to get Sophia to China as an assistant, and this is such an important expedition, cousin, you brought a Sophia to Donghua, and you fought with Donghua's ruffians in the middle of the night, and the third cousin really didn't think much about it?"

Shen Huai picked up the cigarette case from the dashboard, smoked a cigarette and lit it, regardless of the closed space in the car, swallowed two puffs, causing the car to be filled with smoke.

Sun Yalin choked on the cigarette and coughed, but she didn't care about this, listening to Shen Huai's words, her hairs stood up, and she asked sharply: "What do you mean by this?"

"It's nothing, I forgot to tell your little cousin, after I returned to China, I worked hard to learn English," Shen Huai turned around, smiled, and said, "I think cousin, you must really want me to forget all the words I heard in the car just now, right?"

"Your mother, what a bastard!" Sun Yalin didn't expect Shen Huai to shamelessly eavesdrop on their conversation, and at this time, he even shamelessly used it to blackmail them, gritting his teeth and directly reaching out to pull his collar, "Suspend the loan to Meixi Iron and Steel Plant, I am acting according to the rules, how can you be so shameless?"

Shen Huai was very helpless about this tall "cousin" who had studied hard since she was a child, had spare time to learn taekwondo, and couldn't beat her, so she could only strangle her neck with a very ugly posture, her body was over, and her mouth was very tough: "Meixi Iron and Steel Plant is Rong or Rong, it has nothing to do with me, but it is about the jobs of 900 workers, if you dare to smash it, don't think that I won't be businesslike, and kick you back to France first." ”