Chapter 286: Money is a Tiger

Xie Haicheng did not come to Shen Huai's scum on this occasion, but casually talked to Li Gu, Yao Ronghua, and Zhang Jianhua about things related to SITC Industry. Xie Zhi was annoyed by Sun Yalin's teasing, and her momentum was completely lost, so she didn't say a few words when she straightened up the wine. Song Bingsheng blocked Shen Huai's words once, he couldn't be annoyed or angry, and in front of Li Yaozhang and others, he could only talk and laugh to show that he didn't care about Shen Huai's words.

After eating, Li Gu said goodbye and left, Song Bingsheng saw that this son of a scumbag couldn't listen to his bad words, and he also wanted to be out of sight and out of mind, so he left with Xie Haicheng and Xie Zhi in the car first.

Yao Ronghua and Zhang Jianhua stayed to listen to Shen Huai's introduction of some preparations that Meigang and related parties have made for the new project.

At present, the State Council has issued a document requiring iron and steel enterprises to invest in fixed assets, and the proportion of self-raised funds shall not be less than 40%, requiring financial institutions to strengthen lending management.

Although these regulations have not been strictly enforced at the local level, for such a large project, if you want the Karma Credit Bank and the Bank of China to lend a huge loan of nearly 300 million or 400 million yuan, you must first convince them that the project is feasible.

The introduction of second-hand steelmaking production lines from overseas is not without precedent in China, but it has not been widely recognized by the industry. The whole project seems to be quite risky, as a for-profit commercial organization, it is natural to see Meigang charging in front of the front, and only then can Yexin and Bank of China participate.

For more than a year, Business Credit Bank has been the main partner of Meigang.

Although the specific implementation is the responsibility of Donghua City, Yao Ronghua has always been concerned in the province, and he is very clear about the rise of Meigang and the refining and cohesion of the executive ability of Meigang's management team under the leadership of Shen Huai.

However, the business scale of Yexin Bank in Huaihai Province is not large, and it has only developed four branches, and the total scale of deposit and loan business is just over 3 billion. The provincial bank has already given great additional support to Meigang's decision to raise the total credit limit to 120 million yuan next year, and next year it will release another 300 million to 400 million yuan for Meigang's new project of introducing overseas second-hand steelmaking lines, which is far more than the provincial bank's capacity.

No matter how much support the bank supports, it is impossible to put the business of a province on one enterprise.

Therefore, Shen Huai also asked Yao Ronghua to help contact other financial institutions in Xucheng in order to obtain more sources of funds.

The domestic financial system has just undergone a comprehensive reform, and when it comes to lending capacity, it is still the strongest among the five major state-owned banks of CCCC, Agriculture, Industry and Construction.

Zhang Jianhua is the first, the person in charge of the Industrial and Commercial Bank of China, the Agricultural Bank of China, the Bank of Communications, and the Construction Bank in Huaihai Province, and Shen Huai has to take time to visit him.

Li Gu talked at the banquet tonight, and he was more concerned about the development of Meigang, and asked more specific questions about joint venture projects and new projects that introduced second-hand steelmaking wires from overseas, which showed that the rise of Meigang had attracted the attention of Tian Jiageng, the secretary of the provincial party committee.

Speaking of which, Shen Huai was still quite grateful to Li Gu.

With Li Gu's shrewdness, he would naturally understand that as long as he attended today's banquet, he would give Shen Huai an advantage, but he didn't mind showing his interest in Mei Gang's rise at the wine table, making people feel that they were in two factions with deep contradictions.

On this point alone, the governor of the Bank of China Zhang Jianhua is still very positive, listening to Shen Huai's introduction of Meigang and related, has raised 100 million capital for the operation of the new project, he also said frankly:

"The total number of plates that the five major banks can put in Huaihai Province next year will not exceed 10 billion. At present, the five major banks have similar lending ratios to various industries. With less than 10 billion yuan, agriculture, forestry, animal husbandry, sideline fisheries, and other industries still account for a small share, and investment in infrastructure such as transportation and electricity is the big one. At the last meeting on the financial coordination of the Xudong Expressway, Tian Ji and Governor Zhao asked the five major banks to help settle the construction fund of 1.5 billion yuan next year -- how much is left of this piece of money? According to the situation of the Bank of China, I estimate that the money that the five major banks can give to enterprises in the province to expand their production scale next year may be only 3 or 4 billion yuan. Meigang's project will cost nearly 400 million yuan next year, and to be honest, it is really difficult -- you should think of a way, and it is best to apply to the provincial government for inclusion in the provincial government's key construction projects next year through Donghua City, so that the five major banks will have an excuse to make up this money......

Shen Huai knew that what Zhang Jianhua said was the truth, and he also knew that Tan Qiping was still having a headache about the 120 million yuan of capital contributed by the city's steel mill, and it was impossible for the new project to get his support at all.

When it comes to the lack of funds, it is not said that the central bank can solve it by printing money with a full machine. Funds are only a means of raising resources, and if resources are insufficient, the more money is printed, the more hyperinflation it will bring. The introduction of foreign capital is actually to increase the ability to purchase resources from abroad.

This is also the fundamental reason why China attaches so much importance to attracting investment at this stage.

Sending Yao Ronghua and Zhang Jianhua away, Shen Huai and Sun Yalin returned to the VIP hall on the second floor, took the strong hangover tea brewed by Zhang Tuo, and said to Zhang Tuo and Shao Zheng: "It's early, you go and rest first......

Shen Huai took the teacup, walked out of the window, looked at the Yudai River at night, and looked at the Huaihai University of Technology on the other side of the river, where he spent four years of his youth, but unfortunately it was already a youth without telling others.

In the past year or so, he has traveled back and forth to the provincial capital many times, and he has not had time to go back to the campus for a walk, and this time he usually has no time to take a walk.

"Look at the frame where your second fool father left, probably waiting for you to mess up the project, so that I can teach you a hard lesson," Sun Yalin walked over, stood against the windowsill, and looked at Shen Huai's tense face with eyes as deep as the night sky, and said, "Tan Qiping doesn't support you, but he won't do anything to you easily, but if Tan Qiping gets the support of your second fool father and transfers you away, you won't even find a place to cry grievances." To be honest, I'm a little worried when I see your second fool dad like this today......"

"Your father is the second fool's father!" Shen Huai scolded Sun Yalin with a smile, and couldn't help but smile bitterly, he is not afraid of Tan Qiping now to move his biggest support, which is the identity of the son of the Song family, but if his father thinks that he is an eyesore and an obstacle, he will get him away, and he really has no place to cry out for grievances.

Shen Huai thought for a while and said: "The situation is not so bad, even if Tan Qiping and my father want to be angry and angry, they should be after the joint venture project is smashed." We're just going to build new projects before they smash the joint venture, and we're going to make their faces 'pop' and 'snap' – don't you think that's challenging?"

"You just want to build the project in a year, in addition to barely scraping together 100 million, there is still a gap of 500 million, where do you go to raise it? Yao Ronghua is not without help, but Dingtian will give you another 100 million yuan; if it is more, he will bet his position up; this is also a bit harsh on him. Sun Yalin said.

"It's nothing more than a fight against the water," Shen Huai said, "I decided to start the project construction first, and raise funds while building, so that it can also give financial institutions more confidence, and it is useless to play lip service, and you will have to work hard for the next year......

Sun Yalin has always lived in China, familiar with the industrialization of Western Europe, and has only come to China in the past two years, and she is also dumbfounded by the speed of construction of domestic projects.

Many domestic laws and regulations are not perfect, many construction projects are "design, approval, construction" of the "trilateral" project, and there is no mandatory environmental assessment process in China, the speed of start and construction is naturally unimaginably fast.

A steelmaking line with a design capacity of 400,000 tons or even higher, even if it is a full set of second-hand money imported from abroad, in a country with strict requirements, from the start to the completion of construction, the construction cycle of two to three years is considered fast. It is only in the current context of the country that it is possible to do everything within a year.

Of course, this kind of extraordinary development scale, to avoid big problems, has extremely high requirements for the construction and operation team.

As investors, they like to go above and beyond, and for them, the sooner they build, the more they can adapt to market changes, and the payback period can be significantly shortened.

Sun Yalin said: "Yao Ronghua has already talked to me in private, thinking that I am no longer suitable for trusting in the industry. What kind of trick do you think I'm guilty of, a good high-end financial person, and I want to instruct you to run errands?" "Sun Yalin's private overseas company has been involved with Meigang for a long time, and the scale of investment is getting bigger and bigger, and now Yexin wants to lend money to Meigang on a large scale to avoid the suspicion of benefit transfer, and Sun Yalin has to withdraw from the senior position of Yexin.

"You just shout injustice!" Shen Huai disdained Sun Yalin's complaints, "Meigang's influence is not big enough now, so it is difficult to raise funds, but do you really transfer your shares in Meigang to Song Hongjun at double the price, and see if he can take over?"

As long as the market does not change viciously, the net asset appreciation rate is almost 100%, and the loan sharks are not so quick to grab money - Sun Yalin complained, and Shen Huai ignored her.

"No matter, if you agree to my conditions today, you are not allowed to cheat," Sun Yalin said coquettishly, "In order to help you, Xie Zhi hates me now." If I knew there was such trouble today, I should have stood by and watched her take the club and scrap you......"

Hearing that Sun Yalin wanted to grab "him" from the old thing again to blackmail, Shen Huai hurriedly took the teacup and fled from the VIP hall to the upstairs room.

Although Shen Huai said that he wanted Shao Zheng and Zhang Tuo to rest earlier, the two of them were still chatting in the room, how could they rest before the leader rested?

Listening to Shen Huai and Sun Yalin go back to their rooms, Zhang Tuo stretched his waist, stood up and said with a smile to Shao Zheng: "I know what it means to have no white contact today, District Chief Shen used to be in Donghua, and he was still very low-key!"

Shao Zheng smiled, patted Zhang Tuo's shoulder and said, "Let the staff below keep their mouths tighter, District Chief Shen is not happy that there are some things that outsiders know......"

"Don't worry, I will only continue to strengthen the secrecy work. ”

Shen Huai is still entangled in the current contradictions and various interests, but for Zhang Tuo, who is the deputy director of the Tangzha District Investment Promotion Zone and the director of the Liaison Office in Xucheng, he is not only envious.

The president of the provincial branch of the bank and the president of the provincial bank of the Bank of China, according to the administrative level, must be officials at the department and bureau level, and the secretary of the provincial party committee is a person who asks to meet the top leaders of the prefecture and city, and on this inconspicuous day today, they gathered to dine in this non-operating place where he is in charge - Zhang Tuo returned to his own room, and he was also very excited for a long time before falling asleep.