"Lao Dou, Wang Haoan has come to Xiangjiang with Jie Zai, is he planning to enter the financial market in Xiangjiang?" Guo Jihua asked his father when he was eating.

"What, does it have any impact on you whether they enter the financial market? Or are you also planning to enter the financial market?" Guo Bingxiong put down his chopsticks and drank a spoonful of soup slowly.

"Lao Dou, in fact, I have carefully considered the future development direction of Guo's Group, our superior business naturally cannot be abandoned, but we have idle funds, we should try the financial market, expand our influence. ”

"I was at the University of Ghana the other day and had a conversation with two friends who are in the insurance business, and I thought we could get a share. ”

Guo Jihua has long been dissatisfied with the development model of Guo's Group, not that it doesn't make money, the profit margin is still very high, but it can't make a lot of money.

Take a look at those who do the financial industry, if they operate well, they earn more in a month than they make in a year. And which of the top ten richest people in Xiangjiang has not been involved in the financial industry?

The world's top ten richest people and top ten companies are also involved in the financial field, and the first is Huaqi Bank, the leading boss in the financial field.

If you want the Kwok Group to go further, you must get involved in the financial field. The kind of small investment in stocks that used to be a little bit of a fight is not good, you have to have some courage.

Especially when he found out that Guo Jijie had started to do finance, he had a sense of crisis. Although he has been determined to be the sole heir of the Guo Group, if Guo Jijie develops better than him in the future, and even surpasses him in assets, how embarrassing should he be?

What will others say about him, his face is thrown into the trench.

"Insurance, it's still from Ghana, are you sure those two friends are reliable? Have you ever thought about why they are pulling you if it's a profitable business?" asked Guo Bingxiong.

"Because of the funds. To do the insurance industry, you need a lot of funds, especially when you start at the beginning, the margin must be sufficient. Our Kwok Group has a very good capital chain and has sufficient funds, which is an important reason why they choose us. ”

"In addition, they also want to use our Kwok Group as a springboard to enter the Hong Kong market and even the entire Southeast Asian market. According to our analysis, the speed of development in Southeast Asia will be faster in the future, not to mention anything else, just one car insurance can ensure that we do not lose money, combined with other types of insurance, we will definitely be able to make money. ”

"What's more, we can also use the insured funds for financial investment, invest in some funds, stocks, futures, and we will definitely be able to make more. ”

Their Kwok Group is mainly engaged in real estate and retail, and the capital retention rate of these two businesses is very high. Many businesses are monthly, and some are even quarterly, and the funds on the books can be used for investment.

Previously, the Kwok Group only invested in some blue-chip stocks in the Hong Kong market, although it was safe, but the yield was very low, and it was not cost-effective. If they do their own insurance business, they have more funds, even if they still invest in stocks, they can have more choices, because their own funds have the strength to pull up a stock.

"So what funds, futures, or stocks do you think is appropriate to invest in? How much do we need to invest, how many shares? Is there a guaranteed rate of return? What is the possibility of loss?"

Faced with a series of inquiries from Guo Bingxiong, Guo Jihua thought for a while and replied: "Lao Dou, the plan is for us to invest 500 million US dollars, this is the first phase, and it will be added in the future." Our shareholding ratio should be 10 percent. ”

"This company has had a good yield in previous years, eight percentage points higher than ours. As for what to invest in, this is negotiable, and if it is focused on the North American market, they will be the main one. If you focus on the Southeast Asian market and leave it to us to lead, these are said to be written in the contract. ”

"In other words, the total assets of this insurance company are only $5 billion, and now it's less than this scale, is it? $5 billion is indeed a lot in Xiangjiang, but how big is Xiangjiang and how many people are there?"

"Five billion dollars is nothing in Ghana, let alone the entire North American market. We invested $500 million, but we didn't have a say at all. ”

"Saying that we are in charge of the Southeast Asian market, not to mention that we know this market, will they really enter the Southeast Asian market? If not, the clause in the contract is a joke. ”

"If you come, you think that the scale of the insurance company of 5 billion US dollars is not small, but there are many top international insurance companies here in Xiangjiang, and the scale of 5 billion US dollars, how many can be placed here

Grab the market?"

"Even if you don't know what financial products to invest in, just tell me that you want to invest in the insurance industry, you should first figure out what the financial market in Southeast Asia is like now. ”

Guo Jihua hurriedly explained: "Lao Dou, I know that the financial market in Southeast Asia is now in decline, but isn't this just about to reach the bottom, if it bottoms out, the profits will be very rich." ”

"Who told you this? Jihua, you want to make a bigger cause, Lao Dou knows this very well. But you also have to figure out how risky it is to do something, and whether you can afford it. ”

"In three years, I will propose that you become the president of the Kwok Group, do you understand how important this time is to you? ”

"And once in these three years, you let the Kwok Group lose money, then it will not be so easy for you to take over the position of president. I can withstand the pressure of the board, but if I retire, will you be able to withstand it?"

"Jie Zai has developed very well in the past few years, and I know you have heard a lot of rumors, but those are just rumors. I'm not going to sit in this seat forever, and I'd like to have you sit as soon as possible, but only if you can convince everyone on the board. ”

"The board is full of old guys who don't have that much momentum and won't agree to you doing something too risky. What's more, your judgment on the market this time is wrong in my opinion. ”

"Do you know why Jie Tsai and Andy both came to Hong Kong to inspect the financial market? Because they got the news that this time there will be a financial turmoil that will affect the entire Southeast Asian market, and you don't see this. ”

"Actually, you want the board to see your ability, this is very simple, as long as you seize the mainland market, you will definitely succeed. Our previous model can be copied with a slight modification. ”

"And the industries I invest in the mainland will also be yours. You want our Guo's Group to become one of the top ten groups in Xiangjiang, which is also Lao Dou's dream, but this time in the insurance business, Lao Dou does not agree. ”

"It's true that the top billionaires are involved in finance, but you have to see what their core business is. As our core business grows, the share price will naturally soar. ”

"During this period of time, the stock price of our Guo Group will definitely fall, and we will not try our best to pull it up, and if it falls, it will fall, and we can take the opportunity to buy back. ”

"As long as the mainland business is merged into Xiangjiang at that time, it will be easy for the stock price to skyrocket, and that is when we will reap the rewards. ”

"Finance is a double-edged sword, if you play well, you will be prosperous, and if you don't play well, it will hurt others and yourself. Before you decide, you should take a good look at it. ”