Although Xin's mother wanted to finish a series of procedures while the iron was hot and directly finalize her daughter-in-law, Xin Weiyang was busy with academic seminars, and she didn't even see anyone for a few days, Yan Rushun also said that she was busy at the end of the year, and she was working overtime, so she couldn't spare time to arrange it.

She had to hold back her temperament and insisted on going through the city every day to dance square dance with Yan's mother to make a relationship.

Mother Yan knew Xin Weiyang's little secret, and her attitude was naturally restrained, not alienated, but not enthusiastic. Every time he talks about the key points, he is concerned about the left and right.

Xin's mother didn't know the reason for Yan's mother's change, so she was anxious, and seriously reflected on whether she was too eager, but made the other party disgusted.

She thought about it for a while, but she had an idea. When she went to see Yan's mother again, she didn't mention the matter of her two children, and began to talk about house prices.

"Housing prices have risen dramatically recently. She sighed, "I know a couple of young couples, who have just received a certificate to buy a house, but when I asked, I found that the house price has doubled compared with half a year ago, and it must be paid in full, which is a big momentum." ”

Yan's mother was shocked: "Is the situation so bad now?"

"Isn't it, no, I'll send you a message from the circle of friends, you can see for yourself. ”

Yan's mother opened it and took a look, and the title was: If the developer sells the house for more than a minute, he is embarrassed to open the market.

The real estate listed in it was all snatched up in dozens of seconds, and each real estate was required to be paid in full, obviously each house was millions, and the mortgage customers were not ranked at all.

Where do so many rich people come from?

She suddenly had a sense of crisis, and discussed it with her daughter at night. didn't mention Xin's mother, just said: "This house price is rising too fast, if we don't start again, won't we be able to buy a house in the future?"

Yan Rushun was also a little depressed: "But now I can't afford it." Originally, the down payment seemed to be almost enough, but who knew that the house price would double in two months, and it would only be the full amount. Hey!"

Even if you borrow your parents' old book, it's a big difference from the full amount.

Dad said, "If it doesn't work, buy a second-hand house." Then you can always take a mortgage. ”

Yan Rushun was even more depressed: "The problem is that second-hand houses are more expensive than new houses now." ”

"How so?" said Mom and Dad in unison.

Yan Rushun explained to them that when housing prices are rising, the psychological expectations of second-hand house landlords are high, and the opening price is high. Unless you are in a hurry to use the money, you are waiting for the price to sell, which is no way to do it.

My mother suddenly began to regret it: "You said, in the 90s, how easy it was to flip a house." But we didn't have that vision at that time. Later, when the house price rose, we always felt that the price had risen too outrageously and would definitely fall, so we watched and watched, and waited and waited until now, and we were not even qualified to wait and see. Hey......"

Dad said, "Don't regret it. Eighty percent of the Chinese think so, and everyone is similar. ”

His mother glared at him: "Why can't our family become the 20 percent? You see that you are just content with the status quo and not motivated at all." No wonder our family can't make a fortune. ”

Dad argued: "Our family is not doing badly." There is a suite in my hometown, there is a suite here, Shun Shun doesn't like it in the future, the two suites are sold together, and she buys a set she likes. ”

The old mother said angrily: "Let's talk about it in the future, what if she wants to get married now? If the son-in-law is a man who has no money and no house, will the younger couple still squeeze this old house with us in the future? What if we give birth to a baby in the future?"

Dad said: "It doesn't have to be that the son-in-law has no money and no house, if not, the two of them can still work together." ”

The old mother said: "You know a fart! If the son-in-law has money and a house, we Shunshun will have a house of our own." The rich man has a lot of problems, in case Shun Shun quarrels with his son-in-law in the future, and he has no place to stay if he wants to run away from home, he has no confidence at all in front of his son-in-law. ”

Isn't the reason why Chinese buy houses to prepare for a rainy day?

Yan Rushun couldn't help sighing: "Don't fight." I want to find a way to borrow some money to see if I can buy the house in full and pay it back slowly. ”

She wants to buy a house, mainly because she is uncomfortable, her parents are watching her every move, nagging if she doesn't like it, and sometimes she feels annoyed.

My mother was worried: "Don't borrow loan sharks!"

"Rest assured, I'm not that stupid yet. ”

I went back to the bedroom and made a few phone calls, inquired about the bank credit loan, and after careful calculation, she still sighed.

Although the employees of their unit are rated as high-quality customers by the bank and can borrow the full amount at the loan interest rate of 7 to 8 percent, if she borrows so much money at once, her monthly payment will almost exceed her income, which means that she will not have any living money in her hands for a long time, and she will have to gnaw on her old age.

Unless you get a promotion or a raise, or if you have other extra money, your life is hopeless.

Moreover, if you have a serious illness or leave your job for some reason, or if housing prices drop sharply, the pressure is simply unimaginable.

Borrowing money from the bank is definitely not possible, and she can't afford to take the risk.

Yan Rushun had a messy feeling of shivering in the cold wind.

She bought a dessert heartlessly, and while eating, she remembered to borrow from Mei Bai: "I am short of a sum of money to buy a house, can you lend me a little?"

Mei Bai said: "You said two days ago that I could lend you a million, but now I can't, I just bought a house and paid the full amount." ”

"Huh, how much do you pay for your manuscript?"

Mei Bai sighed: "The market has not been very good recently, and the manuscript fee for the last book is only 300,000." ”

Yan Rushun knew that Mei Bai made some money by writing online articles, but he didn't expect online articles to make so much money. You must know that Mei Bai's parents divorced and started their own families, no one cares about her since she became an adult, and she has to earn the money to buy a house by herself!

Yan Rushun burst into tears: "Xiaobai, I knew that I would also follow you to write online articles." ”

Mei Bai said: "If you want to code words, I promise to teach you and never hide your secrets." But you have to be mentally prepared, 90% of the people in the online literature industry earn manuscript fees that are difficult to even support themselves. ”

Yan Rushun knew that Mei Bai was not showing off, but telling the truth.

She was completely struck.

Thinking that she had read a lot of online novels, she got up in the middle of the night and was ready to roll up her sleeves to give it a try, but she got stuck at the beginning of writing a 300-word sentence, and she couldn't write more words.

The feeling of suffocation was comparable to constipation.

She thought to herself, "Looks like she's not that material."

A few days later, Xin's mother chatted with Yan's mother again: "There is a plate on Xicheng Avenue that is not bad, a big developer, hardcover house, it will be delivered next year, the location is good, and the subway station is only a few hundred meters away." Would you like to go and see it together?"

Xicheng Avenue?That's also very close to where Shun Shun works!

Yan's mother felt strange: "Why did you come to see the project in the west of the city? Isn't Yang Yang working in the north of the city?"

Xin's mother said: "Yangyang's new campus of D University is at the end of Xicheng Avenue, and they will all come here to work in the future, so we have to lay out in advance." ”

Yan's mother was a little surprised: "So, Yang Yang is also going to move here?"

"Not really. Xin's mother took Yan's mother's hand and said, "In the future, when Yang Yang goes to work, I will come to pick up Shun Shun, which is just the same road and convenient." ”

Yan's mother smiled, but her heart was pondering the plate that Xin's mother said: "How much is the project you said?"

"Fourteen thousand. "It's not low.

"What's the smallest unit?"

"90 flat. ”

That's more than a million again!

Yan's mother trembled at the tip of her heart and asked, "Can you get a mortgage?"

Xin's mother waved her hand: "I heard that it is not possible, people who buy houses in full are queuing." If you think about it, next to this building is a foreign Chinese language school, which is a school district house, and it will be easy for grandchildren to study in the future, and it will not be sold at all. The sales lady told me that the market will open this weekend, so I have to go quickly. ”

Yan's mother was embarrassed: "It's a little expensive." ”

Xin's mother immediately nodded and agreed: "It's a bit expensive, we want to buy it, and the cash on hand is still three or four hundred thousand." However, the current housing market is like this, and if you don't grit your teeth now, I'm afraid it will be much worse in the future. ”

Yan's mother was moved when she heard this: Shun Shun had this money in hand.

But thinking about Xin Weiyang's illness, she can only regret it: she can't bury her daughter for the rest of her life for a suite!

At night, he couldn't hold back, and sighed to his daughter: "You said that if Yang Yang didn't have that little problem, maybe you can go to get a license to buy a house now." When two people buy a house together, the burden is much smaller. ”

Yan Rushun rolled her eyes: "Mom, do you want me to get married in order to buy a house?"

Having said that, but she couldn't stand her mother's request, so she still took the time to take her parents to the real estate on Chengxi Avenue to have a look.

The location is really good and the model house looks very cosy.

A set of three rooms can be lived in with children.

The sales lady said with a smile: "You are so lucky, our Building 8 has just been sold out, and Building 9 will open tomorrow." If you want to like it, you need to prepare the documents now. ”

She liked it, but she really didn't have any money, so she could only ask the sales sister: "Is there a discount?"

The sales lady said, "No." There's no discount anywhere now. ”

"Such an expensive price, and I still ask for the full amount, but there is no discount?"

The sales lady shrugged: "If it weren't for the municipal-government price limit, the unit price would be two thousand more expensive." You can ask, the second-hand houses around are more expensive than our new ones. ”

Yan Rushun couldn't help complaining: "It should be said that if it weren't for the municipal-government price limit, you wouldn't be able to raise it, right?"

Sister Sales just laughed.

The old mother thought to Yan Rushun: "I'll go borrow it from your uncle and aunt." ”

"No, uncles and aunts, they all have their own pressures. She comforted her mother, "It's okay, there are many empty places in the west of the city, and there will definitely be better real estate in the future, so we can buy it later." ”

In fact, she is still quite depressed, but it is close to the end of the year, and there is a lot of work, and she has no time to regret it.

The night before New Year's Day, Mei Bai came to Yan's house for the festival - she was raised by Yan's father and Yan's mother, since her parents divorced, she came to play at Yan's house every New Year's holiday, and Yan's mother regarded her as half a daughter.

Everyone chatted and talked about the real estate on Xicheng Avenue.

Mei Bai said: "Ah, I am the real estate I bought." ”

Yan's mother was a little surprised: "Why did you suddenly remember to buy a house?"

Mei Bai was a little shy: "I recently got a boyfriend." ”

Yan's mother was happy for her: "Good things are coming, why don't you bring your boyfriend back to show us?"

"It's not time yet, so let's prepare for a trial marriage. ”

"Why are you buying a house? That boy is too unreliable!" Yan's mother felt that even if she didn't have to ask the man to buy a house, at least she couldn't completely let the woman buy a house.

Mei Bai doesn't care: "I buy a house, and he just pays the rent." ”

Is this a boyfriend or a girlfriend, or a tenant?

Yan's mother was a little puzzled: "I really don't understand what you young people are doing. However, it is also good for girls to have a house next to them. Are you buying Building 8 or Building 9?"

Mei Bai said: "Bought Building 7. ”

"How much?"

"Ten thousand thirty-one flat. ”

Yan's mother gasped: "Building 7 is only 131,000 square meters? Let's ask, Building 9 is 14,000, this is rising too fast!"

Yan Rushun pouted: "Of course, developers are more expensive the more they sell." ”

Yan's mother was worried: "This is too scary." ”

Mei Bai hesitated for a moment: "I still have 100,000 ...... here."

Yan's mother interrupted her: "No, your job is not guaranteed, you must leave some spare money in hand, and besides, 100,000 yuan is not enough, so don't worry about it." ”

Mei Bai was very reluctant not to go: "I'm sorry, Ah Shun, I didn't help you." ”

Yan Rushun said smoothly: "It's okay, maybe a man will use the house as a bride price to smash me in the future?"

Mother Yan listened to it in her heart, and her eyebrows unconsciously raised.

At this moment, Xin's mother's call came.