In the early 90s, under the influence of the Japanese real estate bubble, the Japanese government and various Japanese groups began to adjust their investment strategies.

The Nippon Foundation can be seen all over the world.

They take the money and invest in factories all over the world.

Electronics and automobile manufacturing have almost monopolized half of the world.

Almost everywhere Japanese companies sell their products, there are Japanese companies.

And where Japanese companies are clustered, there are always Japanese banks.

Thanks to the combination of industry, science and technology, and finance, Japan has become the world's second largest economy.

With the rapid economic development of Southeast Asian countries, the Japanese chaebol has set its sights on these emerging market countries.

Mitsubishi, Sumitomo, and Fuji are leading zaibatsu conglomerates.

Significant human and financial resources have been invested in these emerging market countries.

Take Thailand, for example.

In Thailand, apart from Japanese car companies, there are hardly any foreign or local car companies.

In the midst of the economic leap in Southeast Asian countries, Japanese companies are also flourishing in these countries.

In addition to factories, there are also a large number of Japanese commercial banks.

Sumitomo Bank, Fuji Bank, and Bank of Mitsubishi have all established branches in Southeast Asian countries.

Thanks to a well-developed financial system and hedging on interest rates, these banks can make large profits in Southeast Asia every year.

Among them, the Bank of Tokyo-Mitsubishi and Sumitomo Banking Corporation are the most.

Bank of Tokyo-Mitsubishi, Japan's largest commercial bank, has the largest total assets in the world.

It was formed in April 1995 by the merger of Bank of Tokyo, a Japanese foreign exchange bank, and Mitsubishi Bank, one of Japan's largest metropolitan banks.

Sumitomo Bank was founded in 1895 and later acquired four banks, including Wakayama and Sixty-One, and became one of the five largest banks in Japan.

Later, in 1965, Sumitomo Bank merged with Hanoi Bank, surpassing Fuji Bank to become the second largest commercial bank in Japan.

It is also the core of the Sumitomo Group of Companies.

In 1987, Sumitomo Bank's total assets amounted to US$250,568 million, ranking second among the world's 500 largest commercial banks.

Bangkok.

Sumitomo Banking Corporation Thailand Branch.

Koichiro Kawada, the president of the bank, is personally receiving a VIP customer.

Robert Badenberg.

An aristocrat from England.

After a few exchanges, Mario Minakami learned why Robert had come to Sumitomo Bank.

This capitalist from the United Kingdom wants to set up several financial companies in Thailand.

Purpose, Robert didn't say.

But Kawada guessed that the British visitor wanted a piece of the emerging market of Thailand.

In recent years, Thailand's economy has slowed down slightly.

But there's still a lot of hot money coming in.

Driven by all kinds of hot money, whether it is the real estate industry or the financial industry, there are faint signs of being called the head of the four tigers.

The activity of the market has made a lot of inflow funds to make a lot of profits.

This has made many discerning people see the opportunity.

In particular, speculating in the market is a good place to make huge profits.

What excites Koichiro Kawada is that Mr. Robert wants to borrow a billion dollars worth of Thai baht from Sumitomo Bank.

It's big business.

So after receiving the report from the hall manager, Koichiro Kawada immediately came out to receive him personally.

In an effort to curb rising inflation, the Thai government has raised lending rates to 8 percent, compared to only about 4 percent in Europe and the United States due to slowing economic growth.

As long as you borrow money from these countries and put it in the Thai market, you can earn a large amount of interest rate differentials.

Combined with the short supply of funds, this spread can even increase to five to eight percent.

After confirming Robert Badenberg's intention to borrow, Koichiro Kawada suppressed his excitement and spoke.

"Mr. Robert, I don't know how you plan to borrow this money. ”

"That's right, I'm going to pledge the U.S. Treasury bonds held by the company to your bank......

Koichiro Kawada's heart blossomed.

If there is a country that is the largest creditor of the United States, it is Japan.

Because U.S. Treasuries, which are almost the same as the dollar, are hard assets.

In addition to not worrying about depreciation, there will also be stable income.

Both the Japanese government and Japan's major commercial banks buy a large amount of U.S. Treasury bonds every year.

Including Sumitomo Bank, which contracts a certain amount of bonds in the U.S. bond market every year.

It's a better asset than a property.

There is a possibility that the value of a property will depreciate, but the U.S. Treasury will not depreciate, on the contrary, the asset will increase in value with a stable income.

Koichiro Kawada made a judgment.

If you use U.S. Treasury bonds as collateral, there is no risk.

……..

Fifth Avenue is an important north-south artery in Manhattan.

Fifth Avenue between 60th and 34th Streets is known as the "Dream Street" because it is home to many famous brand stores and is a high-end shopping district.

Since you have arrived in the United States, if you don't have a good time shopping, then I'm sorry for this long journey.

What's more, for women, shopping is almost natural.

Under Ouyang Lan's soft grinding and hard soaking, Zhao Jiangchuan had to accompany her to visit the street of dreams.

The start was fine.

Occasionally accompanying your woman to go shopping is also a mood to increase your feelings.

But it didn't take long for Zhao Jiangchuan to have a feeling of collapse.

He couldn't figure out why a woman could try on a piece of clothing for a long time.

And after trying it, I obviously like it, but I just don't buy it.

Inside a Banana Republic store.

Ouyang Lan wore a black tunic dress and spun around in front of the mirror.

There are no embellishments on this one-piece dress, but the bright silk-like quality looks understated and luxurious.

Ouyang Lan is relatively small.

However, although the height is small and means that other places are also small, the almost S-shaped curve is no worse than that of ordinary European and American women.

Under this corseted one-piece dress, her convex figure was fully displayed.

The black fabric made her already fair complexion look even fairer.

With the diamond necklace around her neck, the whole person is like the most dazzling pearl.

Not far from her.

The shopper in the store is flattering and praising him.

Good figure and good looks.

Of course, the most is to praise Ouyang Lan for the perfect match with this dress.

But unfortunately, Ouyang Lan didn't answer a word except laughing.

No way, she didn't know how to speak English except for being able to understand one or two sentences.

After turning in front of the mirror for a long time, Ouyang Lan took off her clothes and put them in their original positions with some reluctance.

The poor shopping guide's face was full of confusion.

Her feelings were all in vain.

Zhao Jiangchuan, who was sitting on the side, couldn't stand it anymore, and he shouted to the shopping guide.

"Pack. ”

It's still a good thing to say this.

The shopping guide lady with a resentful face immediately smiled, and hurriedly took her clothes to make a ticket.

More than 3,000 dollars.

With such an expensive price, it is not possible to sell it every time.

Although Ouyang Lan couldn't understand English, she could guess what Zhao Jiangchuan said by looking at the movements.

She pouted unhappily.

"Boss, let's go to the next one and have a look, this one is too expensive. ”

"I think you like it, buy it and go to the next one." ”

"You don't have to buy it if you like it. ”

“…….”

What kind of logic is this?

"Why go out shopping if you don't buy, isn't shopping just to buy something. ”

"You also said that it's shopping, since it's shopping, it must be just shopping and not buying, otherwise why not buy it. ”

“……”

Zhao Jiangchuan was defeated.

He said viciously.

"I said buy it. ”

The little secretary was so frightened by the boss that he didn't dare to squeak.

She lowered her head and whispered.

He looked a little unhappy on his face, but his heart was as sweet as eating honey.

What she likes the most is her boss's domineering and unreasonable attitude.

Under the farewell of the shopping guide, the group left again.

Street.

Ouyang Lan had a happy smile on her face.

She was like a bird that landed under the eaves, and when she held Zhao Jiangchuan's arm, she leaned her head on it.

"Boss, why are you so good to me. ”

"It's not nonsense, you're my woman, don't you hurt others. ”

"Hee-hee..... I want to kiss you. ”

"Are you there? ”

"I hate it, and I hate people for being short. ”

"Who said I disliked you for being short. ”

"You just said that. ”

"How can you pick it up if you're not short, haha...."

Zhao Jiangchuan's face was full of smiles, and Ouyang Lan didn't understand the meaning of those words.

She feigned anger.

"Hmph, big pervert, I think about doing bad things all day long. ”

"Hey, I didn't say anything, what bad things you said are bad things. ”

"Hum ....."

"Hmph, are you suggesting that I'm going back to do something bad now?"

"Hate ....."

Feelings are always cultivated.

Otherwise, there would be no such thing as long-term love.

flirting and scolding from time to time will always make people feel indescribably relaxed and comfortable.

It doesn't matter if it's love or possession.

Zhao Jiangchuan knew that he really liked his own little money fans.

Maybe it was because of Ouyang Lan's petite figure at first, but now, he likes everything about Ouyang Lan.

Her coquettishness, her shyness, her goofiness and clinginess.

Each of them will make Zhao Jiangchuan like it deeply.

"Boss, I want to help Sister Xiaoyue and Auntie buy a dress, you can accompany me to that store to have a look." ”

"Auntie?

Zhao Jiangchuan was serious and asked knowingly.

"Necrotic, you know you want me to say. ”

"Haha, I haven't even seen my mother, do you know what clothes to buy, you little goblin, you want to stammer people now, are you paying attention to something. ”

“…….”

was told by Zhao Jiangchuan, Ouyang Lan lowered her head and didn't know how to answer.

As a woman, when everything is given to a man, the last thing to fight for is probably that title.

But every time she thought of this, Ouyang Lan would feel uneasy.

Love to the depths of the heart is humble.

Ouyang Lan felt that she was useless, she had never dared to ask this question.

She knew that with Zhao Jiangchuan's status, there would definitely be many women.

And she will definitely not be the most dazzling one.

Ouyang Lan's heart was flustered, and she really wanted to ask the question she had always wanted to ask.

But Ouyang Lan has never had much courage.

She didn't even dare to look up at Zhao Jiangchuan's eyes.

"Little wealth fan, why don't you speak, is it guessed by me? ”

Ouyang Lan lowered her head and bit her lip lightly.

Tears, swirling in the eyes.

Finally, she mustered all her courage.

"Boss, will you marry me..."

The voice was so small that Zhao Jiangchuan could hardly hear it.

Will you marry?

Zhao Jiangchuan smiled dumbly.

For him, this kind of problem has never been a problem.

"Little money fan, look me in the eye. ”

At Zhao Jiangchuan's signal, Ouyang Lan, who had never dared to look up, looked at those eyes.

The bottom of the eyes is as black as ink, and there seems to be a kind of magic that devours people's souls.

Under the gaze of these eyes, Ouyang Lan stared at each other as if she was hypnotized.

She saw the pity and love in the depths of her eyes.

Then, Ouyang Lan felt a heat in her mouth.

When she was still in a daze, Zhao Jiangchuan suddenly kissed her.

was suddenly kissed, which startled Ouyang Lan.

She said hurriedly.

"No, there are a lot of people here. ”

Zhao Jiangchuan was not reluctant, he left as soon as he touched it, but after letting go, he reprimanded viciously.

"Dare to say such stupid things, see how I clean you up when I go back. ”

…….

U.S. Treasuries are one of the most high-quality assets, and there is little chance of depreciation.

Coupled with the fact that it must have a premium income, Koichiro Kawada agreed to the English nobleman's loan conditions according to Robert's request.

Robert's Jushi Asset Management holds $1 billion in U.S. Treasury bonds, and at a pledge ratio of 100% of the face value, Sumitomo Bank approved the final loan application.

According to the exchange rate of the US dollar to the Thai baht, Jushi Asset Management finally split the price of 23 billion baht from Sumitomo Bank at an annual interest rate of 11%.

Other words.

According to the annual interest rate, Jushi Asset Management will pay Sumitomo Bank nearly 2.54 billion baht in interest every year.

At Thailand's constant exchange rate, this means that Sumitomo can earn a profit of 100 million US dollars per year.

This is a huge profit for the banking industry.

When Zhao Jiangchuan received the news, he almost didn't laugh.

Pledge and borrow, replace at the same price after borrowing, buy again after replacement, and pledge again after buying.

With the means that Zhao Jiangchuan mastered, he could play this leverage to the maximum.

Theoretically, if this leverage is continued to be increased, it may increase to trillions.

Just like the Huaguo stock market in 2015, under leverage, it was stunned to pry out trillions of single-day transactions.

The securities are pledged to the bank, and then the securities are bought, and then the securities are re-mortgaged.

Under the loop.

Shengsheng leveraged the Chinese stock market, which used to have only tens of billions of transactions, to the point that the single-day transactions were impossible for the exchange server to count.

Trillion?

No, no, it is not statistical.

Of course, theories are just theories, and if they continue like this, sooner or later they will be discovered by the Thai government.

At that point, it won't be so easy to play again.

Soros, Robinson.

I hope you still have time to borrow money.

But you can rest assured, my boss has never been abusive, and if you work hard, I will definitely leave you a mouthful of soup to drink.

In a small office on Wall Street, Zhao Jiangchuan smiled playfully.

。 m.