When Ding Yi asked about the newly formed excavation project, Li Liangyou called Yu De, who was dug from the crawler joint venture, to report the situation.

"The whole establishment of the excavation project department is quite smooth, and other aspects are easy to say, but there are still some problems with some hydraulic systems. A lot of parts have to be taken from Germany and Japan, but we can't contact us for the time being......"

Hydraulic parts, hydraulic system, in fact, not only excavation projects, including the heavy machinery factory, the entire Guzhong, and even the whole country, this is a bottleneck.

In fact, not only hydraulic parts, including bearings, gears and many other industrial basic parts, standard parts, the domestic high-end are lacking, this backwardness is very simple from the material, to the overall backwardness of processing machinery, does not involve any design problems.

What is the design of the standard parts?

The specifications are there, and you still have the ability to bend the general screws?

There is no way, these basic things are not some small range of high-tech technology, technology is sensitive, and extremely needed, then there is no way, can only concentrate on breakthroughs, pile manpower, pile resources, and gather the strength of the whole country to develop.

However, it is impossible to do this with basic parts, and many of them depend on the accumulation of time and experience, and the domestic industry started too late, no matter how fast it is chased, it is still not enough to accumulate.

It's a very simple example, there are not many domestic ones that lag behind in military chips with higher requirements, why are they so far behind when they are reduced to civilian ones?

Because of the military chips, security is a big problem, the cost is a small problem, and the amount of use is small, so it is completely possible to pile up resources, but how to pile up civilian ones, how to pile up the massive computers, mobile phones, and TVs?

Ding Yi shook his head, "I'll go back and ask about the situation in the United States and see if I can pass through the channels over there." ”

After leaving Guzhong, he received a call from Ye Manlan, saying that the recent acquisition of the sports live broadcast website explained by Ding Yi was not going well, and now Yahoo has begun negotiations.

Looking at the trees outside the window quickly retreating, the car drove towards the city center, Ding Yi said, "Since Yahoo is in, let's stop." ”

Ding Yi originally wanted to steal the chicken on the live sports website before Yahoo negotiated, but since Yahoo has already started to act, it is not interesting to continue.

Through UBS, Ye Manlan's actions in the past few months have more or less robbed 15%.

Now just wait for those greedy capitalists, as well as the founder Kuban, how to take a knife to kill Yahoo, Ding Yi can follow and bleed by the way.

In the Internet bubble of '99, Ding Yicai understood why pigs could fly on the tuyere, and they had been working hard for three years, which was not as good as the profit of Yahoo's appreciation in the past few months.

According to Yahoo's peak market value of more than 100 billion, the value of Yahoo stock in Ding's hand is more than 10 billion, and now it is less than 3 billion. In other words, Ding Yi can continue to hold it, as for the money used for investment, a lot of money is not played out at one time, and the guarantee provided by UBS is temporarily sufficient.

After talking about Yahoo for a while, Ye Manlan said with a grudge, "Did you exile my Natasha to the United States?"

Ding Yi was naturally full of mouths, how could it be possible, and after talking, he arrived at the door of ICBC, and he made an appointment with President Lu Kangping to talk about Guzhong's loan.

The debts of 400 million yuan in the ancient weight exceeded 1 billion yuan in the Industrial and Commercial Bank of China, and Ding Yi was ready to negotiate with these banks separately for extension, or even regroup, and draw out those vacated old factories, otherwise he would be in a state of mortgage and would not be able to do anything.

It is very difficult, the overall debt ratio of Guzhong has exceeded 80%, which is also a state-owned enterprise, or in the 90s.

If it were replaced by other private enterprises, the bank would have stopped doing it a long time ago!

Hearing Ding Yi's request, Lu Kangping looked at him with a headache, "Brother Ding, the loan needs to be extended and regrouped? ”

"Brother Lu, you have to save your little brother. Ding Yiyi was crying and mourning, and pointed to his black hair as he spoke, "Look at it, my hair has turned gray after I took over Guzhong, to be honest, if I am not from the ancient city, I want to contribute to my hometown, why should I bother with this." ”

Lu Kangping looked at Ding Yi speechlessly, this guy's biggest ability is to open his eyes and talk nonsense, which is sincerely admirable, he shook his head and said with a wry smile, "It's not that I don't want to help you, you look at Guzhong's debt ratio, you still want to withdraw those mortgaged factories, and you still want to extend, our bank also has rules and regulations." If you want to use the weather vane, I won't say a word, Gu Zhong ......"

As he spoke, Lu Kangping shook his head.

Compared with the ancient weight, the weather vane is a high-quality customer, the asset-liability ratio is low, the flow, and the profits are extremely bright, not to mention the extension, the bank is eager to lend another billion 800 million yuan against the weather vane.

After talking for a while, in short, in ICBC, Lv Kangping said that he could postpone at most. Everything else is difficult, and if you really want to withdraw the mortgaged factory, you can only replace the collateral.

In the next few days, Ding Yi and several banks basically ran through it, not only ICBC, but also other banks. It's a postponement, or looking at Ding Yi's face.

In the end, Ding Yi could only choose to take out another loan, but not Guzhong, but he mortgaged his shares in the wind vane, borrowed from ICBC, and then injected Guzhong by increasing capital and shares.

As for the People's Bank, Ding Yi did not plan to follow this path. At present, the assets of the Minqing Bank are relatively small, they have not yet been listed, and there are many related loans, so it is difficult to borrow more, and it is easy to cause bad associations, so there is no need.

Ding Yi plans to wait for the listing of the People's Bank, or to clean up some related loans, so that the system will be formalized, and no special consideration will be given to any shareholder.

Thinking about it, Ding Yi made a phone call to Lu Fanhai to talk about the People's Bank.

In addition to the problems of related loans, which must be rectified, the People's Bank can also vigorously expand non-interest rate differential income.

At this stage, most of the income of domestic banks is the difference between deposits and loans, this model, in fact, has been backward, internationally, those large banks have greater income from non-interest rate income, mainly asset management, annual fees, acceptance, capital certification and other service fees.

For example, Ding Yi has more contact with UBS, private banking is world-famous, and asset management is also top-notch. Others such as safekeeping, professional services, and consulting business development are also in full swing.

When Lu Fanhai heard Ding Yi's words, he groaned and asked, "Are you saying that we focus on the development of private banking, asset management, etc.?"

Ding Yi responded and said, "In the deposit and loan business, not to mention the four major state-owned banks, Minqing Bank is also far from many national joint-stock banks, and it must always come out of a differentiated competition." The biggest advantage of our bank is that it has brought together a considerable number of top private entrepreneurs in China, which is conducive to the development of private banking, asset management and other businesses. ”

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