Chapter 80: The sense of crisis is overwhelming
Xin Weiyang didn't have any concept of money and women's careful thinking, and subconsciously wanted to say "yes", Yan Rushun quickly interrupted and asked: "Mom, what kind of product is this financial product? β
Xin's mother was unhappy: "Do you think my brain is already confused? This is a regular bank wealth management product, and we will go to the bank counter to handle it at that time." β
Yan Rushun tried her best to slow down and said, "Mom, I didn't mean that. I mean, there are a lot of wealth management products in banks now, and some of them are not launched by the banks themselves, but are likely to be launched in cooperation with third-party institutions. You want to manage your finances, and you don't have a problem at all. But 501,000,000 isn't a small amount after all, let's figure it out, okay?"
Xin Weiyang, who has seen his wife's financial management ability and information collection ability, immediately echoed: "Mom, Shun Shun has a lot of experience in this area, so it's not impossible for her to help you refer to it." β
Xin's mother had no choice but to show Yan Rushun the information sent by her friend.
Yan Rushun saw it and couldn't help frowning: "Mom, this doesn't seem to be a financial product, it's just an insurance, right?"
"What kind of insurance, people clearly told me that it is a financial product. If you don't believe me, we'll ask right away. β
Yan Rushun hurriedly stopped: "Forget it, Mom, it's still a holiday, it's not good to disturb your friends." β
"It's okay, she has a good relationship with me, she said, I'm okay to consult at any time. Xin's mother was very proud to call on the spot and turned on the speaker.
The other party really answered, and after a few words of greeting, he got to the point.
Yan Rushun asked: "Auntie, I would like to ask, is the product you recommended to my mother really a financial product?
The other party said: "It's not insurance, it's mainly about financial management, and it also provides a death benefit, which is equivalent to saving money for children, which is very cost-effective." And, even if you regret it, you can withdraw at any time within seven days, and we dare to do this because we are not afraid of any doubts from customers. β
Yan Rushun said again: "Auntie, please forgive me for being a villain first and then a gentleman, now that I have turned on the recording function, can you promise me again: Is this 'Preferential Life' just a financial product, not an insurance?"
The other party paused for a moment before he said vaguely: "Although this is an insurance, the main function is still for financial management......"
Yan Rushun and Xin Weiyang raised their heads at the same time and looked at Xin's mother.
Xin's mother's wrinkled old face suddenly turned the color of pig liver, maybe she didn't want to lose face in front of her daughter-in-law again, so she insisted on saving face and said: "Insurance is insurance, and it does have the role of financial management. β
Yan Rushun was neither good at shaking his head and sighing, nor was he smug, he tried his best to be sincere, avoided the phone and whispered: "Mom, many insurances can't be stacked with claims, if you need endowment insurance, the one we bought before is enough." β
Mother Xin's dead duck has a hard mouth: "I'm using it to manage money." β
"The cost performance of insurance and financial management is not high, Mom, has your friend told you how much handling fees and commissions will be deducted once the premium is paid?"
Xin's mother only had a confused face.
Yan Rushun had a spectrum in her heart, and she didn't force her, but said: "Mom, if you really want to invest, I have some projects that I can recommend, the risk is as low as insurance, and the income must be higher than insurance, let's discuss and discuss before deciding, okay?"
didn't wait for Xin's mother to answer, so she asked the other end of the phone about the ratio of handling fee and commission.
The other party saw that Yan Rushun was a knowledgeable person, and knew that he couldn't hide it, so he had to explain honestly.
As soon as Xin's mother heard that almost 40,000 yuan would be deducted as soon as the 500,000 yuan was handed over, her face turned blue, and she didn't wait for Yan Rushun to remind her, so she stiffened her face and signaled her to hang up the phone.
The scene was awkward at one point.
Although Yan Rushun was kind enough to mention other topics and deliberately said some happy topics, Xin's mother's face did not improve.
She pulled her face and said that "there are three unfilial pieties, and no queen is the greatest", and talked about many friends hugging their grandsons and holding their second grandsons to show off to her, and angrily reprimanded the little couple who have not moved so far.
The two of them could only listen to the training with their heads bowed.
Xin's mother, who didn't get a response, continued to pick and choose: "Yangyang, why don't you eat vegetables? You can't just eat meat, don't be like your uncle with a big belly, three highs every year, and finally get into the hospital." β
Xin Weiyang let out a "hmm", but continued to bury his head in shaving rice and meat.
She turned to train Yan Rushun: "Why don't you care about your husband's health at all? I took care of it before I got married, and you should take care of it after I got married, you know?"
It's as if she's really become an old mother.
Yan Rushun couldn't help but say: "Mom, Wei Yang is already an adult, I can give him advice, but I can't force him......"
"Then you're going to watch him get three highs?"
Xin Weiyang couldn't help it: "Mom, don't say it, I seem to have three highs." β
"If you don't eat vegetables, sooner or later you will have three highs. She roared menacingly, then turned her head and continued to train her daughter-in-law, "I handed Yang Yang over to you, if something goes wrong with him, it will be your responsibility." β
Yan Rushun's expression is indescribable.
A meal that everyone tastes like chewing wax.
When the meal came out, Xin Weiyang asked stupidly: "What investment are you going to recommend to your mother?"
Yan Rushun glared at him with a smile: "You are stupid, my mother's focus is not investment." β
"What's that?" he didn't react.
Yan Rushun rolled her eyes and said euphemistically: "Maybe my mother wants to save some money for her grandson." "At least don't let your daughter-in-law squander her money unknowingly.
Xin Weiyang finally heard the trick and couldn't help coughing: "You know that mom is like this, don't take it to heart." β
The problem is that Xin's mother does this from time to time, and she is afraid that she will not be able to prevent something from happening.
Yan Rushun had to start caring about her mother-in-law: "What hobbies does Mom usually have?"
"That is, looking at the phone and playing mahjong. β
Yan Rushun lowered her voice and gossiped: "Does she have a date?"
Xin Weiyang glanced at her: "My mother can't do it." β
thinks about it, her heart is on her son, and she is so concerned about money, and she is afraid that people will ask her for money when she finds an old man.
Yan Rushun can only hope for Father Xin: "Is it possible for parents to remarry?"
"Uh......" Xin Weiyang was a little embarrassed, and said hesitantly, "My dad probably won't want to." β
Then it will be difficult to divert the attention of the mother-in-law.
For the first time, Yan Rushun felt that the divorce of Xin's father and Xin's mother was a regrettable thing. Look at her parents, every day the old couple has endless fun fighting with themselves, so they don't have so much energy to ask her about things every now and then.
There was no breakthrough for the time being, and Yan Rushun had to put the matter on hold for the time being.
On the third day, she asked Mei Bai and Qi Qing out to get together again.
Xin Weiyang was always not very worried about his wife and Qi Qing's messing around, and he was going to read some information, but in the end he simply took his laptop and went with him, and finally opened a separate table next to him, and supported his ears while working.
Fortunately, the three of them didn't talk about "unmarried" and "men are not a thing" this time, Qi Qing and Yan Rushun were paired, and the two chatted happily on the topic of parenting, and Meibai also joined in the fun, and learned some experience by the way.
Qi Qing left the child to her cousin Chen, and Yan Rushun and Mei Bai were very interested in Cousin Chen's ability to take care of the child.
Qi Qing shrugged: "What can't I bring, I found a sister-in-law, I have a lot of experience, the child is taken care of comfortably, I don't cry when I smile all day long, and I look at the mood." Lao Chen will do it, at most he will cook or something, and it will be very easy. β
is worthy of Qi Qing, everything is fully prepared.
is that the price of the childcare sister-in-law is not low, more than 7,000 a month, which makes the unemployed homeless who now have no income Yan Rushun sweat coldly.
Qi Qing glanced at Xin Weiyang, and said bluntly: "Although your professor's income is not low, I suggest that you still consider the source of your full-time income and prepare early, so as not to cry when you have no place to cry." β
"Ahh
Qi Qing educated her: "Sister, think about it, if you take care of the child full-time, but you don't have a penny of income, and you rely on your husband to raise it, will your mother-in-law be happy? But what are you? To put it mildly, China has regarded women as a moving womb for thousands of years, and this concept is deeply ingrained in the minds of the older generation. When you are pregnant with a child, no one dares to provoke you, and when you give birth to a child and become grass, no one thinks you are a white eater. Not to mention, if your husband is empathetic and don't fall in love, your mother-in-law won't want to see you, as soon as you get divorced, you will even have a problem eating, what are you talking about raising children. β
Xin Weiyang took a sip of coffee and almost squirted onto the laptop screen.
He knew: Qi Qing's best friend taught his wife some concepts of destroying the three views.
As soon as he turned around, before he could speak, Qi Qing turned his face first and explained to him with a smile: "Professor Xin, don't mind, I speak straight, but it's not aimed at you, it's just a general analysis of the general situation in society." You continue to be busy with your scientific research, and we will talk about some private conversation between women and women. β
Xin Weiyang's words were immediately blocked back by her.
Mei Bai disagreed with Qi Qing's statement and retorted: "Seventh Master, it seems that you can't say that."
"First of all, if Ah Shun gives birth to a child, there is no merit and hard work, this must be admitted, right;
"Secondly, staying at home full-time, breastfeeding, and taking care of the children, aren't these all generating value? At least it saves thousands of yuan per month for milk powder, as well as your 7,000 yuan for childcare. If Ah Shun teaches his children early education classes by himself - oh, it's terrible, at least 20,000 yuan a year has been saved. β
Xin Weiyang wanted to interject, but Qi Qing didn't give him a chance at all, she laughed a few times very openly, and said in a contemptuous tone: "Xiaobai, you are still too naΓ―ve and too white." The old man thinks differently than we do. I now take the captain for a walk in the community every day, and I run into other children's grandmothers and grandmothers every now and then, and sometimes we stop by to chat in the sun.
"In the eyes of these old people, it is natural for mothers to breastfeed, and buying milk powder is your mother's not a good cow. There is no need to invite a sister-in-law to raise children, and they can also help the elderly, so why waste those thousands? As for early education, it is to make up a reason to coax money, and whoever is stupid will do it.
"So, in the eyes of the elderly, your function as a mother is really not that important, but the function of making money to support the family is more important, understand?"
Yan Rushun thought of what happened to Sister Yan and felt that this might not be true.
She earns a lot of money, but if the child has a problem, she is not to blame in the end. So, in fact, the elderly have the same requirements for the mother's function and the money-making function.
Grasp with both hands, both hands should be hard, this is the last word.
Thinking of this, she suddenly felt that she was in a worrying situation.
Xin Weiyang was very friendly and didn't ask about the salary of the private school of the Chinese school, and she was embarrassed to say that the income level was lower than that of the kindergarten.
She lied about her income of 10,000 yuan a month, and her mother-in-law didn't seem very satisfied, but now that her real income has shrunk to one-tenth all of a sudden, she can't imagine how her mother-in-law will react.
Mei Bai muttered, "What's going on?" In ancient times, most women had no income, so they had to commit seven sins before they were suspended, but now that the times have progressed, why are women more difficult?"
Qi Qing snorted: "Xiaobai, you write romance and write romance, but you must stay sober." No matter what the era, it is the economic base that determines the superstructure. The reason why you are popular is because there are too few kinds of love that don't talk about the economic basis and are like castles in the sky, which is almost the same as the probability of winning five million, and it is rare and expensive. If you rush into marriage with that kind of naΓ―ve thought, most of the results will be broken bones and no corpse. β
Yan Rushun's sense of crisis was bursting, and she was silent for a while.
Xin Weiyang: "......"
After dinner, on the way home, the two had their first quarrel since they got married.
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