Jiang Qiurong's worries are normal in Ren Pingsheng's view. She is not a reborn person after all, and she cannot see the development of events. But Ren Pingsheng's research on the subprime mortgage crisis is very thorough, so he has strong confidence in this big gamble, and he knows that he can have the last laugh.

Facing Jiang Qiurong's doubts, Ren Pingsheng stood up, walked behind Jiang Qiurong, gently stroked her fragrant shoulder, and said in a tone that was very different from usual:

"How long is a person's life? Let's live to the age of 80, excluding the 20 years of growth and study, and the 20 years of physical strength and energy decline, there are only 40 years of full time. Starting at the age of 20 and ending at the age of 60, what can be tossed is about 40 years. ”

Suppose a person was born in 1958, then in 1978, the first year of reform and opening up, he was just 20 years old. “

Ren Pingsheng's words made Jiang Qiurong's delicate body tremble, because she was born around the first year of reform and opening up. But Ren Pingsheng did not mean to point this out, he is painting a grand picture of history with words.

Next, this person can encounter the proposal of the household contract responsibility system, the establishment of special economic zones, the rise of township enterprises, the rise and fall of coastal smuggling, the establishment of Hainan Province and the real estate boom, the great descent into the sea after the 92nd Southern Tour, the laid-off tide of the reform of 97 state-owned enterprises, the rise of the manufacturing industry after the WTO, the real estate bull market spawned by the demographic dividend and urbanization, the bulk commodity bull market brought about by the birth of the world's factories, the Internet wave brought about by IT technology innovation, and so on. “

On the timeline that Ren Pingsheng said, with the age and growth route of him and Jiang Qiurong, only major events after 2000 can be involved, so Jiang Qiurong shrugged and said a little sadly:

"You see, we've missed so many big things, and we don't have many opportunities. ”

Ren Pingsheng smiled, he hugged Jiang Qiurong's fragrant shoulder, and said with emotion:

"In these macro events, if ordinary people can seize a cycle, even if they can't become rich, they can live the rest of their lives comfortably. But how many of these hundreds of millions of people really grasp the cycle?"

Jiang Qiurong shook her head slowly, and responded:

"Very little. ”

Ren Pingsheng said again:

"And those who were able to catch several periods in a row, basically his name became a household name. ”

Jiang Qiurong is very empathetic and agrees with the Tao:

"Such as Liu Yonghao, Yang Chenghui, Wang Shi, etc., all seized several cycles in a row, and only then did they become bigger and stronger. ”

Ren Pingsheng nodded and said:

"For ordinary people, the most direct and simple cycle is real estate, but real estate is a big cycle, and it takes 20 years for a cycle. ”

"The person who got the house in the last batch of welfare sub-housing, even if he didn't do anything after that, didn't understand anything, just relied on that house, he also had millions of assets in the city, and the people who bought the house in the initial stage of real estate, they quickly caught up with the cycle of domestic real estate take-off, and watched the assets in their hands continue to increase in value, and their lives were also in a chic way. ”

"Do you think they're smart? Not necessarily. Are you saying they were prescient? No, they weren't. Many people are just as confused as ordinary people, but they just encounter cycles at the right time, and this is the power of cycles. ”

Jiang Qiurong nodded sympathetically, she remembered her husband who was not successful, he had no ambition or anything, just with the three or four houses he inherited from his parents, he could live a life of spending time and drinking in a metropolis like Hanhai.

And Jiang Qiurong herself, as an ordinary person who came to Han from other places to struggle, had to study hard and work hard to gain a foothold in the city of Hanhai, during which she had to endure various unspoken rules in the workplace and all kinds of discrimination and criticism about gender.

That's the difference between whether or not you hit a cycle.

"And if you miss the cycle, the damage will be enormous. ”

Ren Pingsheng's tone became heavy, and his topic became more profound.

"Those who missed out on welfare distribution will soon find that their savings can't afford to pay for a skyrocketing down payment, and those who can't afford to pay a down payment will find that their salary growth will never keep up with the increase in house prices, and that's the power of negative cycles, once you miss one cycle, you'll find more cycles passing you by. ”

Jiang Qiurong said thoughtfully:

"As you said last time, there is little that the average person can do in the face of crises and negative cycles. Like in this subprime mortgage crisis, at least tens of thousands of Americans, including real estate agents, loan examiners, and increasingly stressed home buyers, sniffed the impending crisis, but they couldn't do anything about it. “

"Because ordinary people can't directly short the U.S. real estate market, they don't know CDS as a tool at all. CDS will not be sold on the open market at all, and ordinary investors will not even touch the threshold. Even many ordinary investors did not know about the existence of such a thing as CDS long after the financial crisis passed. “

"As you said earlier, the only thing ordinary people can do in a crisis is to sell their houses and wait for the price to fall before looking for an opportunity to buy it back. ”

Ren Pingsheng was very pleased with Jiang Qiurong's comprehension ability, and he said with emotion:

"The greatest sorrow of man is not incompetence, but inability to do anything in the face of opportunity. ”

Ren Pingsheng's words are not only for the helplessness of ordinary people in the crisis, but also for themselves in their previous lives. In his previous life, Ren Pingsheng missed the next few cycles precisely because of a wrong choice, which led to a vicious circle, and on the road of mediocrity, it was difficult to return and he was unable to return to heaven.

Because of the painful lessons of his previous life, since his rebirth, Ren Pingsheng has been strictly following the plan he formulated, seizing every point in time to accumulate wealth and accumulate strength, the purpose is to have enough strength to control the opportunity, win the opportunity, and take his wealth to a higher level when the big opportunity of the subprime mortgage crisis appears.

Since God has given Ren Pingsheng the opportunity to be reborn, he must not miss these rare cycles this time, and must seize the surge of the tide of the times, follow the trend, and move forward on the waves.

With this mood, Ren Pingsheng gently hugged Jiang Qiurong, looked at her pair of introverted phoenix eyes, and said in his deep voice:

"Now, there is a great opportunity in 20 years, and we are able and ready to participate in it, as long as we seize this year, we will achieve more than 500% gains, this is a once-in-a-lifetime deal, why miss out?"

Jiang Qiurong's slender phoenix eyes narrowed slightly, her eyes were full of irrepressible ambition and desire, she lightly opened her thin red lips, and replied in her unique hoarse voice:

"You're the only deal I'll make once in my life, and I'm not going to miss a chance to fight alongside you. ”

Ren Pingsheng smiled, and he hugged the stunner beauty in his arms tightly, as if he was hugging another self in the world.

This ambitious and lustful man and woman bond together in the middle of the night, staring out the window at the hundreds of millions of riches among the skyscrapers of Manhattan.

Not far away, is Wall Street.