Jiang Xinwei's eyes were brighter, and they even lit up, and he quickly made a small calculation in his heart: "I don't have the luxury of making many dollars, but I think as long as I participate, it is much better than doing nothing." At least we can establish some contacts in Russia in the future, and then we will not be able to recruit some top-level material experts, semiconductor experts, and communications experts from the Soviet Union? With these experts in the company, the strength of our company will not be greatly improved, and it is a good thing to just recruit talents. ”

In Jiang Xinwei's view, the money deposited in Italy was a windfall anyway, and he never thought that there would be such a huge amount of money before, even if the money was lost in Russia, it didn't matter, but what if it succeeded?

The more he thought about it, the more excited Jiang Xinwei's heart became, and he was even more eager to try it when he made up his mind, and his thoughts focused on money: "Funds, funds, how can I get more funds?"

The more funds, the safer it is, the more trust it will gain from customers, and the greater the return on investment, which is not simply one plus one equals two, but far greater than two.

Thinking about it, Jiang Xinwei suddenly remembered the loan in a foreign bank mentioned in the last chat with Vice Governor Yuan Shengzai, although he wanted to take out a loan to expand the scale of the company at that time, but now it should be good to use it to invest in the Soviet Union.

Jiang Xinwei couldn't help asking: "Frankl, you also know that our company has received a lot of foreign telephone orders, and this Canton Fair has signed a business of more than 20 million US dollars. It is absolutely certain that our company makes money, and the profits are also very high. In the case of our company, can I take out a loan in a foreign bank with these contracts?......。 I tell you that I can transfer at least $15 million in profits from more than 20 million orders, and you can see if you can find a way to lend 10 million dollars. ”

Frankl knew Jiang Xinwei's purpose at once, and he was not only surprised that Jiang Xinwei had made so many profits at once, but also surprised Jiang Xinwei's courage and determination, and blurted out: "Are you going to take out a loan to do this? Is this opportunity really better than the last time when international crude oil prices fluctuated?"

Jiang Xinxu said: "Yes. ……。 Can you help me find someone to inquire in a foreign bank to see if we can borrow money from Feixun and how much can we borrow?"

Frankl agreed, "Okay, I can help you ask." However, as I understand it, the amount of money you can borrow under this kind of contract is not very large, because you can't put anything on collateral at all. If it is a contract for the purchase of a house, or a contract for the purchase of other ready-made goods, it is much easier to do, because both the house and the ready-made goods can be mortgaged, and the bank does not have any risk. And you guys this kind of contract. As long as you don't produce, the bank won't have any protection, and they won't be able to get their funds back with your contract. ”

Jiang Xinwei's heart suddenly cooled a lot, and said, "How can we not execute the contract?...... Is there really no hope of lending money?"

Frankl was embarrassed: "Like you, I'm not an expert in bank financing, so I don't know how they work. …… But. You also have a way to raise money. Because the benefits of your contracts are predictable, if you can accept venture capital. There are definitely a lot of venture capitalists who are willing to give you huge sums of money. ”

Jiang Xinwei shook his head and said: "But these venture capital can only be used for the production and operation of our enterprise, and cannot be diverted for other purposes, which is not in line with the purpose of my current loan......" Then, he vetoed, "Venture capital is not good." They all need shares in our company. For shares. I don't want to give up, not even a little bit. ”

Frankl thought for a moment and said, "There's another way. You can try to carry out 'confirmation warehouse financing business' in the bank, which should solve part of the capital problem. ”

Jiang Xinwei asked, "What is the 'confirmation warehouse financing business'?"

Frankl patiently explains: "'Confirmation warehouse financing business' means that a company A continues to buy from another company B that has stable production and operation and is in good financial condition, and now company A does not have enough cash to buy goods from company B. You can apply for a loan by virtue of the purchase and sale contract signed with Company A and other enterprises without collateral. However, the loan must be earmarked, and after completing the relevant procedures, the bank can directly hand over the order money of enterprise A to enterprise B, and enterprise B will immediately notify enterprise A to pick up the goods after receiving the loan. For you Feixun only, a foreign bank may be able to agree to lend you the spare parts you need to order the production of telephones abroad. ”

Jiang Xinwei said: "The bank must monitor the batch of spare parts, and if there is a problem, they will seize the batch of spare parts." ”

Frankl said: "It should be like this. It is impossible for a bank to make a large loan with uncontrollable risks. ”

Jiang Xinxu said in his heart: This is also possible, although the loan funds are not much, but the contract of more than 26 million US dollars, how can we get millions of dollars for the spare parts purchased abroad, and if we can borrow a few million US dollars, we will be able to make a few million US dollars, and we will be able to make an extra profit in the Soviet Union.

He asked, "Then can you help me with this loan?"

Frankl smiled: "Why don't you go directly to my sister, I actually came to her in the end, she is familiar with bank investment, loans and everything." Perhaps, she will wait to help you get more loans for other projects. ”

Jiang Xinwei replied: "I'm not familiar with her, you know the situation of my company, you help me talk about it first, if she thinks it is possible to borrow funds, I will contact her." ”

"My sister is very beautiful and very reasonable, you can contact her directly. Frankl insisted, and then he asked, "If someone is willing to contribute money to your operation like me, would you accept it?"

Of course, the more funds, the better, Jiang Xinwei nodded and said, "Of course." How much we accept as much as we want. You can help us promise to sign an investment contract with them with 15% interest income for 5 years, and I can promise you an additional 10% interest on each fund as an additional reward for the funds you raise. ”

Frankl was not calm for a moment, and his eyes looked directly at Jiang Xinwei.

If it is in China, Jiang Xinwei's behavior is obviously illegal, it is illegal fundraising, and it should be severely cracked down on by the relevant state departments, but Frankl is raising funds abroad, and foreign countries are allowed, as long as the two parties sign the relevant contract, as long as the two parties are supervised according to the agreed process and not deliberately deceive, there is no zài illegal or illegal, it can only be said that one is willing to fight and one is willing to suffer.

……

When Frankl calmed down, Jiang Xinwei talked to him about the transportation of silicon wafer equipment and technology transfer, and asked Frankl to transport as much silicon wafer production equipment, measuring equipment and cutting equipment as possible here, and send as many technicians as possible to work here, Jiang Xinwei assured that their salary income would only be more than that of Italy, not less than that of Italy.

Frankl, who was once again attracted by Jiang Xinwei's investment plan, didn't think too much, and didn't know that Jiang Xinwei was on guard against him reneceiving the smuggling out of equipment embargoed by Western countries, and he almost did not hesitate to agree to Jiang Xinwei's new request, repeatedly promising that he would do everything possible to help Jiang Xinwei run this joint venture factory, and would ship the best technology, the best monocrystalline silicon manufacturing equipment and instruments.

Jiang Xinwei even believed that if Frankl saw that he had made money in the Soviet Union in the future, he would probably do it if he asked him to kill people.

Because there was something going on in the Phoenix Transistor Factory, and Frankl had settled down in the factory, there was nothing abnormal, so Jiang Xinwei declined Frankl's invitation to have dinner with him and left to go to the Phoenix Transistor Factory.

When I came to the gate of the factory, I happened to see Leng Lan who came back from an errand outside.

Seeing Jiang Xinwei coming, Leng Lan was very happy. This little girl, who had been working for a few days, excitedly told Jiang Xinwei about her work, and when she was happy, she couldn't help but laugh a few times: "...... Hehe, this guy is really stupid, so aggressively arguing with me, I just want your company to pay a little more money, and sell all the things in the factory to you, and it's not expensive, why don't you? Do you lack this money? More than 20 million US dollars in orders, just a little leakage is enough for all the workers of our Phoenix Transistor Factory to eat well and sleep soundly, why is he still so picky? I don't understand the benefits of improving the company's reputation and popularity to the enterprise. ”

Jiang Xinxu smiled and said: "Girl, are you here to be a business or a charity? What does it mean that a random omission is enough for all workers to eat well and sleep soundly? If you want to do this, what kind of enterprise will we open? How will the enterprise develop?"

Leng Lan looked at Jiang Xinwei in confusion and asked, "Are you just as ineffective as him?"

Jiang Xinwei said: "It's not a question of whether I want to care about it or not, it's a question that I must follow the financial system, and there must be standards for everything I do." ”

Leng Lan said dissatisfiedly: "But ...... But many of the workers in the factory lived a very hard life, and they had feelings for the factory...... Besides, I'm doing it for your own good, and for your company's credibility......"

Jiang Xinwei said sternly: "If you are really full of sympathy, I don't want to do this, you can be a reporter, to cheer for the people, or to be a kindergarten teacher, all children need your love." ”

"You!" Leng Lan said depressedly, "Didn't you say that if you want to run a business, you must first learn to be a person? If a person has no sympathy, how can he run a good business, and how can he have prestige in the enterprise?"

(Thanks to Hehe Weilong's reward, thank you for the monthly pass that temporarily has _, Feng, abclong, Kuài Luoi, Half-Immortal Monk, koulou and other book friends) (to be continued......)