Text Text_Chapter 503 This matter is more complicated than imagined

"What is the execution book?" As soon as he heard the three words of the execution book, Pang Xuefeng had already subconsciously felt that this matter was starting to become a little complicated.

Although it has been a few years since the incident, until now, when I talk about it, Zhang Yingfu still can't bear the anger and helplessness on his face, "At the beginning, I was also very puzzled, why did a letter of execution suddenly appear, but when I looked at it, I realized that I actually said that I had made a mortgage guarantee for a company called Guotong Commerce and Trade when I was not divorced." ”

"Guotong Commerce, is this your business partner?" no wonder Pang Xuefeng asked, if it wasn't a particularly close partner company, who would give you any mortgage guarantee.

But what Pang Xuefeng didn't expect was that after Zhang Yingfu heard it, he smiled bitterly and said, "What kind of partner, I haven't heard of such a company at all." ”

"What? I don't know at all? What kind of mortgage guarantee is going on?" Pang Xuefeng was a little stunned again.

"Don't say you're stunned, I was also stunned at the time, but later through careful understanding, I learned that this is called Guotong Commerce and Trade is a leather bag company at all, and this company has borrowed a sum of seven million from our Jianglin Urban and Rural Bank in Jianglin, and the assets as collateral are our factory. ”

"The reason why the court issued the execution letter this time was because the Guotong business loss led to bankruptcy, and the boss of the company had already run away overnight, so the bank filed an application to the court for the enforcement of the mortgage secured assets, requiring the current legal person to complete the asset change procedure within a week. Zhang Yingfu said.

In fact, Zhang Yingfu's family does not have a background that is awesome and unworkable, this factory is completely Zhang Yingfu's parents grew up from the family workshop bit by bit when they were young, speaking of which, this is the ancestral property of their old Zhang family!

But as soon as Zhang Yingfu said this, the strangeness in this matter was immediately revealed, would he go to make a mortgage guarantee for a company that can't be beaten with eight poles? Or use the only factory in the family to mortgage?

"This is impossible, do they have mortgage procedures? Do you have your own signature and seal?"

Zhang Yingfu continued, "Yes, I thought the same as you thought at the time, I thought they were mistaken, because I never promised to guarantee others, let alone sign any procedures and stamps, so I immediately asked them for a certificate." ”

"But the other party said that they are just ordinary staff in the court, and they are only here to issue the execution letter today, and other things are not within the scope of their duties, and they don't know, but if you want to check what relevant documents and procedures, then you must go to the Jianglin Urban and Rural Bank involved in this matter, after all, they were the ones who handled the loan at the beginning, and now they are the ones who ask to receive the mortgaged assets. ”

"I heard that it was also such a reason, so I rushed to Jianglin Urban and Rural Bank non-stop, found the credit department responsible for corporate loans, after showing my ID card to explain my intentions, the people in the credit department did not ink anything, and quickly reported to the director of the credit department, and then the director gave me the so-called "mortgage guarantee agreement" signed at the beginning. Zhang Yingfu said.

When he heard this, Pang Xuefeng already felt a little incredible, "What did you just say, battalion commander, is there really such a 'mortgage guarantee agreement'?"

However, at this time, the waiter knocked on the door twice and walked in, and the dishes and wine that he had ordered were set on the table in turn.

However, at this time, Zhang Yingfu was obviously not in the mood to eat any food, but opened the bottle of wine at once, and then poured two glasses without saying a word, raised it to Pang Xuefeng, and then drank a whole small glass in one gulp.

Then Zhang Yingfu said with a wry smile, "Crab, you are right, there is really such an agreement, except for the content or anything, not to mention the final signing of the agreement, the official seal of our factory, the enterprise code, my autograph as a corporate legal person, and my ID number, there are a lot of them." ”

"No, are you sure? Is it really the official seal of your factory? Is it really your autograph?" When he heard this, Pang Xuefeng felt that there was something strange here the more he listened.

Zhang Yingfu sighed and said, "Yes, but I was also afraid that there was something strange in this room, so I immediately called my mother and asked her to bring the official seal to the bank from my home. ”

"But what makes me even more puzzled is that the autograph is almost exactly the same as my handwriting, but the problem is that I really have never signed it!"

At this time, Pang Xuefeng immediately couldn't figure it out, "That's not right, battalion commander, according to what you said, first of all, you didn't know that there was such a Guotong trading company, and you didn't have any dealings, but now, not only did you use your own factory to make a mortgage guarantee for this company, but you even had your factory and your personal information in the agreement, which doesn't make sense!"

After hearing Pang Xuefeng's words, Zhang Yingfu didn't say anything, but just looked at the empty wine glass in his hand and was stunned, and finally said after a while, "Yes? Why is this? When I saw it, my mind immediately buzzed, this thing is too much of a horse's evil deeds, but this thing is not just like this." ”

When Pang Xuefeng heard this, he immediately asked in surprise, "What do you mean?

Zhang Yingfu said, "The day after the court's execution letter came down, I immediately received a call from a person claiming to be an investment company, saying that I borrowed a sum of 800,000 yuan from them using my house as collateral, and now the half-year period is due, and the total amount with interest is 980,000 yuan, and without exception, in addition to a copy of my real estate certificate, it is my ID card and autograph, which is a lot." ”

When he heard this, even Pang Xuefeng, who had always been in chaos, couldn't help but breathe a sigh of cold air, "Loan sharks, but how can they have your ......?"

Zhang Yingfu smiled helplessly again and then said, "Do you also think this thing is a bit incredible, so I can see that there is a conspiracy and calculation here!"

Conspiracy?

Calculate?

As soon as he heard Zhang Yingfu say this, Pang Xuefeng immediately heard the meaning of his words, "Do you mean to say...... You doubt your daughter-in-law...... Geng Yushan?"

Zhang Yingfu poured himself a glass of wine again, but he didn't drink it, "Our family is just a small factory, there are not so many redundant departments, a financial office is still in charge of my mother herself, the factory's financial seals, account books, various tax procedures, and the usual workers' wages are all in charge of my mother." ”

"In addition to the vast majority of the workers and the four hired technical masters in the factory, only my little uncle is the workshop director in the factory, and even my little uncle is only responsible for factory management. ”

"Therefore, it is absolutely impossible for my parents to do such a thing, and only Geng Yushan has access to the official seal I put at home, knows the enterprise code in the factory, knows my ID number, and knows that there are several contracts in that drawer with my own signature. Zhang Yingfu said.

So although I was divorced, I still called her as soon as possible to verify the matter, no one answered at first, and then I unexpectedly denied it after I connected, but the more this happened, the more I began to suspect that this series of things is absolutely inseparable from her, because only she can do it quietly. ”

"What happened then? I mean the bank mortgage and the loan shark. After all, he was his brother, so after hearing it, Pang Xuefeng's mood was also very heavy at this time.

"What else, although I doubt it, but there is no evidence, besides, even if the evidence is found to prove that Geng Yushan did it, whether it is the mortgage guarantee agreement of the bank or the usury note, it is genuine, and according to the time of the original signing, it happened during the existence of our husband and wife relationship. ”

"In other words, even if it is confirmed that it was her Geng Yushan who did it, it can only be interpreted as a joint act during the existence of our husband and wife relationship, and the court will not care about the details of it, so what can I do, sue her for stealing, sue her for robbery, I don't even have the conditions for a lawsuit!"

"So later, although my mother was so angry that she fainted that day, and my father almost had a heart attack, who made our family have no relatives who were officials after all, even if our family tried their best to stop it, but it was later enforced. ”

"And the loan shark was even more ruthless, and after I said that I had not borrowed a penny from them at all, the glass of our house was smashed that night, and it was two large bricks wrapped in a bloody white shirt, and the bricks were taped with a knife. ”

"My parents are both responsible people, although they are extremely unwilling, but for the sake of my personal safety, after a night of totaling, I still decided to break my teeth and swallow it in my stomach, completely giving up the original plan to fight the lawsuit to the end, and I was stunned to clean up their pension family, and gave the only two cars to the loan shark. ”

"I redeemed the contract from them and kept the only house I had, but overnight, my parents' hair was almost all white, and our family was left with nothing overnight. When he said this, Zhang Yingfu picked up the glass of wine again and drank it all.

"To be honest, I wanted to die at that time, but when I saw my mother, who couldn't afford to be sick because of this, and my father, who became like a little old man overnight, I didn't dare to cry in front of them in the end. ”

"Life has to go on, and I have to work hard for them, so I had to go out first to find a job to support my family, but I used to be leisurely, and I didn't know anything, so I searched and searched, and finally I had to find such a delivery man's job to do it first. ”