The money received by Xie Liyuan's gold shop from selling gold coupons a few years ago was not used to buy gold as a reserve, but was used by Xie Liangzong to do other business.

And he's still in the real estate business!

Now the real estate in Xiangjiang is about to collapse, and all the money that Xie Liangzong invested in can't get it back!

In a few days, the gold exchange of 1 million Hong Kong dollars, which was originally there every day, will be forced to stop, and everyone's hard-earned money will never be able to get it back!!

I don't know where this rumor started, but it spread very quickly, as if it spread throughout Xiangjiang City in an instant.

What are you most afraid of doing in the bank bank?

It's definitely not any loss, but the fear of a run!

It is no exaggeration to say that if any bank faces an irrational run, it will definitely fail with the strength of their bank alone.

It doesn't matter what HSBC, Citibank, Royal Bank of Scotland, etc., as long as you encounter a never-ending wave of panic runs, it will definitely go out of business.

The reason is simple.

No bank will keep depositors' money in its own vault.

That's what only fools do.

Every depositor has to pay interest on their deposits, even if the interest rate on deposits in Western countries is not high, they still have to pay money.

There are not many people for one person, not many people for a thousand people, and the interest for a depositor of one million or ten million is more, right?

Even if this fee is insignificant, then if you take the funds in the bank and put them in the vault, and do not do any business, do not make loans or investments, where will your profits come from? Where will your expenses come from?

Therefore, banks must do business with depositors' deposits, and they are equivalent to borrowing private money and pooling it to do business.

This is actually the same as borrowing money from private individuals to do business, except that banks are more creditworthy, and it is easier to get private deposits - that is, borrowing money.

However, the bank's ability to resist risks is not as high as everyone thinks.

Unless these banks are born in China and have the government backing them, then no matter how big things are, as long as the country does not go bankrupt, these banks will not go bankrupt.

With such confidence, there has never been any run on all the state-level commercial banks in China, and this is also the happiness of the workers and peasants who have established diplomatic relations with these banks.

It's not the same with foreign banks.

Their commercial banks are real joint-stock companies, which are self-financed and self-responsible, and unless they control the deposits of too many people, the collapse of which will trigger a violent shock in the country, and foreign governments will absolutely not interfere.

This is how many big banks in history have failed.

This is especially true of the banks in Hong Kong.

The small land is crowded with hundreds of bank branches, as well as many more finance companies and bank offices, which has led to extremely fierce competition, and there have been failures from time to time.

Even banks are like this, so a mere Xie Liyuan gold shop, if it encounters a run, it will be even more unbearable.

Sadly, the morning after the rumor spread, several stores in Xie Liyuan's gold shop were crowded with people.

No matter how they explained, everyone just didn't believe it, and asked Xie Liyuan Gold Shop to exchange the gold coupon in their hand immediately.

People have a herd mentality.

As soon as they saw so many people surrounding Xie Liyuan's gold shop to settle accounts, the others also panicked, and hurriedly took the gold coupon at home and rushed over.

As a result, there were more and more people around the door of the gold shop, and the clerks were so frightened that they did not dare to open the door at all.

In the end, it was the police who rushed over, and finally maintained order.

Xie Liangzong, who rushed from his home, was immediately invited to the office by the official staff of the Financial Secretary to be investigated.

This scene was recorded by the news camera, and countless Xiangjiang people saw this scene.

Among them is Yin Jun.

also includes Guan Zhilin, Guan Sihua and Zhang Bingqian.

Although everything in the training camp was really done according to the training of police inspectors and opera apprentices, it was not always without rest, and the training instructor gave the seven girls one day off a week, so that they could relax.

Guan Zhilin was taken home by Yin Jun last night, and then the girl softly begged Yin Jun to stay in her boudoir overnight.

Originally, Yin Jun was reluctant to live in Guan Zhilin's house, and he was a little embarrassed.

But he was the worst at refusing Guan Zhilin's request, and finally stayed, but the little couple didn't do anything, because Guan Zhilin just finished washing and fell asleep, without waiting for Yin Jun to sleep beside him.

Guan Zhilin, who slept all night, was full of energy when she woke up in the morning, helping her mother make breakfast, and laughing and laughing, full of innocence and sparkle that a young woman should have.

Zhang Bingqian was very satisfied with this, and felt that this was what a family looked like, if Guan Zhilin could conceive Yin Jun's child earlier and firmly grasp this son-in-law in the palm of her hand, it would be even more perfect.

However, Zhang Bingqian's good mood did not last long.

When she saw such a news in the morning news live broadcast car of Kirin Satellite TV, the milk cup she was holding fell directly on the dining table, breaking a plate with a clang.

Snow-white milk, flowing all over the table.

Guan Zhilin was screaming when she saw her mother's face pale.

"Mommy...... What's wrong with you?" Guan Zhilin's heart shook violently, and she quickly grabbed her hand, "Is there something uncomfortable?" Do you want to call a doctor...... Brother Joon...... Brother Joon......"

She was also flustered, and when she was calling Yin Jun who was sitting next to her, she suddenly heard Zhang Bingqian's "wow" and cried.

"This ...... What's going on?"

Guan Zhilin was very frightened, and Guan Sihua over there was directly frightened, and she also cried.

Yin Jun was also a little inexplicable, but he didn't panic, signaled Guan Zhilin to appease Zhang Bingqian, and motioned to the servants not far away to come over and quickly pick up the table.

Then, Yin Jun looked at the news on the TV, and then looked at Zhang Bingqian, who was crying, thoughtfully.

Won't it ......

Wouldn't this mother-in-law be so unlucky?

After a while, Zhang Bingqian finally stopped crying, and under her daughter's constant questioning, she sobbed and said, "I...... I used all the money in my family to buy the gold coupon of Xie Liyuan Gold Shop!!"

"Huh!?"

Guan Zhilin no longer knows how to manage money, and her eyes widened: "Bought them all?"

"Yes, I bought it again in July. Zhang Bingqian was a little timid, "Wasn't I deceived by the fundraising last time? I just thought that buying gold would preserve its value the most! The gold coupons of Xie Liyuan's gold shop can not only be calculated as the price of the day, but also as interest...... In addition, in the past year, housing prices have risen too much, and I am afraid of the real estate crash, so I am even more of a gold coupon to buy!"

Yin Jun smiled bitterly when he heard this.

At the beginning, Guan Zhilin told him that Zhang Bingqian no longer invested indiscriminately, but bought gold, and he could still be happy and happy at that time.

Unexpectedly, among the gold purchases, the only big loophole was encountered by Zhang Bingqian.

But after thinking about it, Zhang Bingqian is not a person who has crossed over, Xie Liyuan Jinpu is so famous in Xiangjiang, of course, it is worthy of many people's trust.

Xie Liyuan Gold Shop......

Well?

Wait a minute!

It seems that the collapse of Xie Liyuan's gold shop is a fuse?

It seems to have caused a series of big accidents!?

Yin Jun's own memory is very good, and with the bonus of crossing, many originally vague memories can also be impressive.

But the problem is that his focus is on entertainment, and he only remembers all these things about the economic collapse and crisis in Xiangjiang, where do he remember them all?

Remember it all, that's the gods!

Therefore, no matter what Yin Jun thought, he couldn't think of what that series of accidents was for a while.

Anyway, it's definitely not small.

"Brother Joon...... Brother Joon......"

At this moment, Guan Zhilin gently pushed Yin Jun, and when Yin Jun looked up, he saw Guan Zhilin's big eyes that were a little worried.

"Brother Jun, don't blame Mommy, she doesn't want to do it this time~~"

Guan Zhilin thought that Yin Jun blamed Zhang Bingqian for tossing her family money again, and she was softly pleading with her mother.

That's right.

It's easy for Guan Zhilin to make money.

Because she is Yin Jun's rightful girlfriend, among the rumors and gossip on the rivers and lakes, her status is far ahead of all Yin Jun's other girlfriends, and she has almost determined the position of the eldest lady of the Yin family.

So no matter whether Guan Zhilin makes TV series, movies, or advertising endorsements, others have always given them according to the price of super-first-class stars. - An advertising endorsement, you don't give 500,000 or 1 million, are you embarrassed? Do you have any opinions about Jun Shao, and think that his girlfriend's endorsement for your advertising is not worth the price?

is not as good as the super-first-line male stars Zhou Runfa, Zhang Guorong, Fei Xiang, Cheng Long and others, but among female stars, she is one of the highest ones.

Only Zhao Yazhi, Zhong Chuhong and Weng Meiling can compare to her.

Therefore, in the past two years, Guan Zhilin has been able to earn three to five million every time she is young and relaxed.

Compared with those small traffic flowers in the future, this money is of course nothing, but if you want to calculate the current housing prices in Xiangjiang, Guan Zhilin actually earns three or five billion yuan a year, which is equivalent to 3.5 billion yuan in 2020.

That's a lot!

At least Zhang Bingqian is very satisfied.

But with the lessons of the last high-interest investment, Zhang Bingqian no longer dared to touch those high-risk projects.

For real estate, Zhang Bingqian also thinks the same.

In addition, Yin Jun himself is a real estate tycoon, and he has a lot of land resources in his hands in the first two years, and he has a kind of land exchange rights and interests, so Zhang Bingqian feels that it is completely unnecessary to buy real estate.

Therefore, she chose the most secure gold investment, and only invested in this.

I didn't expect that.

can actually lose nearly 10 million Hong Kong dollars in this way, I can't help but sigh that Zhang Bingqian's financial luck is indeed zero!

It's no wonder she was so out of shape just now.

No matter who invests twice in a row, they lose all the money in the family, and they can't help but lose their temper.

……

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